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Why mutual funds create more risk than other investments.

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When analyzing a mutual fund there are more things to consider than just the historical returns. Many times people ask us how our returns are relative to other investment. The real question is how can we reduce your investment risk compared to others, while still positioning for growth. When analyzing mutual funds there is a way to plot the returns relative to the risk you are taking. Sadly most mutual funds start to drift away from efficiency and investors find that they are taking increased risk for the same level of returns you could achieve elsewhere. Today Dustin is going to show how you can have an efficient investment portfolio for retirement, and still generate the projected returns. When saving and investing for retirement always consider more than just the historical returns of a product. Consider the overall volatility of the product relative to the returns stated. We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments and, using NestEgg we can help you with every penny! ---Ready to subscribe--- https://www.youtube.com/jazzwealth?sub_confirmation=1 For more information visit: www.JazzWealth.com --- Instagram @jazzWealth --- Facebook https://www.facebook.com/JazzWealth/ --- Twitter @jazzWealth Investment related questions 📧 [email protected] Business Affairs 📧[email protected]
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Text Comments (35)
Bruce Smith (6 months ago)
Easy to understand gotta love it.
Laura Thornton (7 months ago)
How do I work with you? I'm 50 and started a 401k only about 5 years ago. I have a lot of catching up. Is it hopeless for me?
Moyodsreds (12 days ago)
Laura Thornton no reply?
VPX4 (1 year ago)
If it makes you feel better Suze Orman has already been exposed as a scam artist.
Jazz Wealth Managers (1 year ago)
+Viper4everX haha oh yeah? Means there is room for a new, honest face of finance...wonder who that could be ;)
uda kc (1 year ago)
Love it. Please post more geeky videos with charts.
uda kc (1 year ago)
Jazz Wealth Managers Thanks for recent video with charts.
Jazz Wealth Managers (1 year ago)
+uda kc haha deal!
tazyboy28 (1 year ago)
Please talk about options next...
Franklin Toole (7 months ago)
I’m interested in Renting out your stocks to reduce your Cost basis aka Covered calls.
Jazz Wealth Managers (1 year ago)
+tazyboy28 we only use options for our larger clients. There are a few videos on this but we're not real popular. Thanks for watching!
tazyboy28 (1 year ago)
Drift... or im sure you meant diverge or deviate...
Kathy volpe-schaffer (1 year ago)
I got it. Years ago I was invested in mutual funds w Prudential at my job’s IRA . When I examined the fund’s holdings and calculated the fund’s return against the individual stocks I deduced that I wasn’t getting the full return, but only paying FEES to Prudential Financial! From that moment I swore I’d never invest in a mutual fund again, and so I only invest in individual stocks and 2 ETFs, SPY & QQQ.
Jazz Wealth Managers (1 year ago)
+Kathy volpe-schaffer if only everyone knew how to take a "look under the hood". ;) Thanks for sharing!
ZenoxDemin (1 year ago)
I'm very young (25) and I'm 50% ETF part safe, part risky and 50% individual stock 50% safeish 50% high-risk/reward. What do you think of that approach? Also, I'm in Canada.
Jazz Wealth Managers (1 year ago)
+ZenoxDemin I would lean more aggressive while you are young
Samuel Cervantes (1 year ago)
He Dustin great video! This is the exact reason why I decided to roll over my 401 with you. I have no idea about the intricacies of the stock market however you break it down to a technical level most people can understand. I actually feel like I have a guy in my corner looking out for me! Thanks again Dustin, and please keep the videos coming!
Jaron Pope (1 year ago)
love it bro
Jazz Wealth Managers (1 year ago)
+Jaron Pope thanks!
Jose B (1 year ago)
That was awesome. Really makes me think.
Jazz Wealth Managers (1 year ago)
+Jo Bo thanks for watching!
Lucas Costa (1 year ago)
I set up my account with Jazz Wealth just a few weeks ago, and I can honestly say Dustin has been great. He’s very knowledgeable and he actually takes the time to explain things, over the phone or email. I hope to see his company (and my Roth) do well in the future!
Alfredo Tinajero (1 year ago)
Great presentation! You rock at making financial concepts easy to understand. I've been following your channel for a couple of weeks and I'm learning a lot!! Thanks so much, keep it up!! 👍👍
Jazz Wealth Managers (1 year ago)
+Alfredo Tinajero thanks for the compliments and thanks for watching!
Are you referring to actively managed mutual funds? Because passive index mutual funds (with low expense ratios) will track the market very closely and will experience little drift.
Jazz Wealth Managers (1 year ago)
Michael Jay we balance a basket of ETFs for efficiency and ones goals
Got it. So your main way that you advise clients to reduce risk (standard deviation) on the efficient frontier is through asset allocation and adding a mix of bonds to a stock portfolio?
Jazz Wealth Managers (1 year ago)
Michael Jay yeah the funds talked about here we're more on the growth end of the curve. The key here was volatility to returns which is still an issue on passive funds as well.
Johnny 'N' Stuff (1 year ago)
liked the video from a perspective of I’ve see a lot of basic videos out there and was looking to dive a little deeper, learn and understand how mutual funds work and interact in the market. oh also an FYI i stumbled upon your YouTube after watching an S-load of Dave Ramsey
Earl Shipley (1 year ago)
+Jazz Wealth Managers is amacain balance a good
Jazz Wealth Managers (1 year ago)
Nice! Thanks for taking some time away from Uncle Ramsey to watch :)
RC Mouse (1 year ago)
If you kept the risk curve going you would hit individual stocks, junk bonds, crypto, and eventually get to "helping my cousin open a restaurant he says is going to be a money tree"
Jazz Wealth Managers (1 year ago)
hahaha yeah that's true!
bigwillywes78 (1 year ago)
Subscriber numbers are climbing like crazy!!
Jazz Wealth Managers (1 year ago)
are they? happy to have people watching!

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