Search results “What is a mortgage broker in canada”
Canada mortgage: learn the basics
What is a mortgage, and which lending provisions are right for you? Learn about down payments, the difference between a mortgage term and amortization, types of mortgage rates, and the benefits of a mortgage broker.
Views: 49125 Ratehub.ca
How do mortgage brokers get paid in Canada?
A borrower asked me a very important question a few days ago - a question not many ask. "Do you submit my application to the lender that pays you the most?" Tune in for the answer.
Starting Your Business as a Mortgage Broker or Mortgage Agent Part1: Prospecting Strategies
hhttp://www.richgrof.com/ Are you a new Mortgage Broker in Canada or Loans Officer and find yourself wondering what sales techniques to use to build your business success? Well stop wondering; you're in the right place! In this training video Master Sales Coach Rich Grof gives a proven sales techniques and coaching tips on how to develop your business as a Mortgage Broker or Loans Officer. Rich will cover all the steps you need to go through to get the basics on how to make set up your business and increase your sales. This is Video 1 of 9 in a basic sales training series called "Starting Your Business as a Mortgage Broker" (don't to forget to check out our level 2 sales coaching & training series called "Winning Your Sales Prospect") STARTING YOUR BUSINESS AS A MORTGAGE BROKER Basic - Training & Coaching **Video 1 - Prospecting Strategies http://youtu.be/kkTEDE5NKY0 **Video 2 - Marketing Strategies http://youtu.be/aQ-b_SYsb_4 **Video 3 - Networking http://youtu.be/J14lyOufYtE **Video 4 - Referral Marketing http://youtu.be/3IVKj8WzFoY **Video 5 - Cold Calling & Finding "NOW" Opportunity http://youtu.be/KV0pgIBiAV4 **Video 6 - Strategic Alliances http://youtu.be/RXULoYMEUCI **Video 7 - Data Base Marketing http://youtu.be/ZEcZqjSvJ4U **Video 8 - The Sales Process http://youtu.be/VFu55OfsYYc **Video 9 - Mortgage Process Technical Training http://youtu.be/XNY4Q0Epwws WINNING YOUR SALES PROSPECT Intermediate - Training & Coaching **Video 1 - The Sales Discovery Process http://youtu.be/nwjQN7jAenI **Video 2 - Your Ideal Sales Prospects http://youtu.be/QAg5R6Q1wrQ **Video 3 - Learning the Power of Your Clients Emotion Hook & Emotional Language http://youtu.be/eDZRRizLeW4 **Video 4 - Interest Rate Objections http://youtu.be/MynqX67pt_4 Join our channel - subscribe here https://www.youtube.com/user/richgroftv?sub_confirmation=1 If you have enjoyed our video, please like it and leave a comment about what other videos you may be interested in. Your help in creating great, relevant content is greatly appreciated. For Mortgage Brokers in Canada and Loans Officers in the United States and all over the world.
Views: 25924 Rich Grof
Bank Vs Broker. Getting a Mortgage In Canada
Whether you’re purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it’s important that you are making an educated buying decision with professional unbiased advice. While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions. Mortgage professionals work for you, and not the banks; therefore, they work in your best interest. From the first consultation to the signing of your mortgage, their services are free. Visit Us online www.mortgageapplyonline.ca Ph: 780-466-9898
Views: 2730 Mortgages by Sunny
$50m of sales in his 1st year as a Mortgage Broker!
"We are in the business of prospecting loans, not processing loans." In his first year as a mortgage broker, Bernard Desmond is on-track to write $50m in sales. This multi award-winning broker reveals the 2 things he has built his business on that are crucial for success. Share this with a broker you know and inspire them. Login to the Real Estate Gym for the full interview: https://realestategym.com.au/ Facebook: https://business.facebook.com/tompanos.training/ Instagram: https://www.instagram.com/tom_panos/ Twitter: https://twitter.com/tompanos LinkedIn: https://www.linkedin.com/in/tompanos/ Website: https://www.tompanos.com.au/
EVERYTHING You Need to Know About Canada's New  Mortgage Rules 2018!
EVERYTHING You Need to Know About Canada's New Mortgage Rules 2018! Huge thank you to Daniel Patton from Butler Mortgages, for coming in and talking with us about the new Canadian mortgage rules for 2018. 2018 has brought a lot of changes in respects to Canada's new mortgage rules and Daniel did an excellent job coving our communities most-asked questions. Daniel's contact info is listed below: https://www.butlermortgage.ca/ (905) 844-7205 ➢Subscribe for more free Real Estate investing tips:  https://www.youtube.com/channel/UCOP1-dfr_wbaV5GFk4Fmbjg?sub_confirmation=1 ➢Share this video with a YouTuber friend: https://youtu.be/WQlW7kzz35w ➢My most recent upload: https://youtu.be/KzwWhMmUeRg ➢The Rochester Project - Why I destroyed a perfectly good home: https://www.youtube.com/playlist?list=PLzxH7hepT9ztRanpavfIo3F1Xj66Egwoj ➢Sign me up for the FREE Report "The Top 7 Mistakes That Even Most Experienced Flippers Can Make”: http://www.thefurtadogroup.com/renovateorrelocate ➢Register me to attend a FREE Toronto Canada class: http://www.thefurtadogroup.com/renovateorrelocate ➢Meet The Team: http://www.rubenfurtado.com/our_team Thanks for helping support the channel! Follow & Contact Me Here: ➢Email: [email protected] ➢Instagram: https://www.instagram.com/thefurtadogroup/ ➢Facebook: https://www.facebook.com/thefurtadogroup/
Views: 2937 thefurtadogroup
What does a Mortgage Broker do?
Colton and Alex discuss what mortgage brokers do, and how they can benefit you. Calgary Mortgage Guys are powered by Canada Mortgage Direct.
Views: 3029 Calgary Mortgage Guys
How to Get a Mortgage in Canada - Mortgage Math #1 with Ratehub.ca
http://www.ratehub.ca - If you want to get a mortgage in Canada, you first need to qualify. True North Mortgage Broker James Laird explains what lenders look at to qualify homebuyers. 0:31 Factor 1: Credit Score 0:57 Factor 2: Down Payment 2:58 Factor 3: Debt Service Ratios ABOUT MORTGAGE MATH: Whether you're a first-time homebuyer or a veteran homeowner, learning the ins and outs of the home buying process and the Canadian mortgage market can be a big undertaking. Produced by Ratehub.ca and The Loop by Sympatico.ca, Mortgage Math is an all-new video series dedicated to giving viewers all of the information and tools needed to navigate through the world of mortgages and homeownership. Featuring some of Ratehub.ca's best and brightest partners, you'll not only learn about seven different aspects of the home buying process -- like how to qualify for a mortgage, compare fixed and variable rates, and calculate CMHC insurance -- but also follow along as our experts perform the related calculations in real-time on a whiteboard. WATCH THE OTHER MORTGAGE MATH VIDEOS: 1. How to Get a Mortgage in Canada - http://youtu.be/_mEp2ucQBy0 2. How to Calculate Debt Service Ratios - http://youtu.be/wz3qSoBGjp0 3. The RRSP Home Buyers' Plan - http://youtu.be/f5iz26AflGI 4. Fixed and Variable Mortgage Rates - http://youtu.be/2Ru3ejpFS3o 5. How to Calculate CMHC Insurance - http://youtu.be/GncRSX7BUvM 6. How to Calculate Land Transfer Tax - http://youtu.be/xOf2dASV5nw 7. Mortgage Payment Options in Canada - http://youtu.be/auS2HWiWD9w
Views: 39632 Ratehub.ca
What is MORTGAGE BROKER? What does MORTGAGE BROKER mean? MORTGAGE BROKER meaning & explanation
What is MORTGAGE BROKER? What does MORTGAGE BROKER mean? MORTGAGE BROKER meaning - MORTGAGE BROKER definition - MORTGAGE BROKER explanation. Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses. Traditionally, banks and other lending institutions have sold their own products. As markets for mortgages have become more competitive, however, the role of the mortgage broker has become more popular. In many developed mortgage markets today, (especially in Canada, the United States, the United Kingdom, Australia, New Zealand and Spain), mortgage brokers are the largest sellers of mortgage products for lenders. Mortgage brokers exist to find a bank or a direct lender that will be willing to make specific loan an individual is seeking. Mortgage brokers in Canada are paid by the lender and do not charge fees for good credit applications. Many mortgage brokers are regulated to assure compliance with banking and finance laws in the jurisdiction of the consumer. The extent of the regulation depends on the jurisdiction. Only one state within the United States has no laws that govern mortgage lending. A mortgage broker works as a conduit between the buyer (borrower) and the lender (banks and non-bank lenders), whereas a loan officer typically works directly for the lender. Many states require the mortgage broker to be licensed. States regulate lending practice and licensing, and the rules vary from state to state. Most states require a license for those persons who wish to be a "Broker Associate", a "Brokerage Business", and a "Direct Lender". A mortgage broker is normally registered with the state, and is personally liable (punishable by revocation or prison) for fraud for the life of a loan. A loan officer works under the umbrella license of an institution, typically a bank or direct lender. Both positions have legal, moral, and professional responsibilities and obligations to prevent fraud and to fully disclose loan terms to both consumer and lender. Agents of mortgage brokers may refer to themselves as "loan officers". Mortgage brokers must also be licensed through the Nationwide Mortgage Licensing System and Registry (NMLS). The purpose of the NMLS is to improve and enhance mortgage industry supervision, create better communication from state to state, and to create consistency in licensing requirements and automate the licensing process to the greatest degree possible. Loan officers who work for a depository institution are required to be registered with the NMLS, but not licensed. Typically, a mortgage broker will make more money per loan than a loan officer, but a loan officer can use the referral network available from the lending institution to sell more loans. There are mortgage brokers and loan officers at all levels of experience.
Views: 2322 The Audiopedia
Should I go to a Broker or a Bank?
Colton and Alex discuss a few of the benefits of utilizing a mortgage broker instead of a bank. For more information please visit us at: www.CalgaryMortgageGuys.com There are a lot of reasons to utilize a mortgage broker over a bank. Better customer service is just the beginning. Aside from excellent service and availability, mortgage brokers have several advantages over banks: Mortgage brokers negotiate on your behalf with an array of lenders. This way we can compete the lenders offers against each other and leverage the best possible mortgage products for you. A bank's mortgage agent is salaried, so they are paid to negotiate only on behalf of the bank. A bank employee has no incentive to look out for your best interests, and is in fact paid to negotiate solely in the best interest of the bank. Bank employees are also salaried and have little incentive to deliver quality customer service - it just isn't essential to their business model. A mortgage broker is a singular point of contact for all of your mortgage needs. You will know exactly who to contact if you have any questions about your mortgage product or it's features. Calgary Mortgage Guys are powered by Canada Mortgage Direct.
Views: 10032 Calgary Mortgage Guys
How Much Does A Mortgage Broker Make? (Ep172)
How much does a mortgage broker make per deal and how much do they tend to make per year? Mortgage brokers are paid on a commission basis from the banks or the lenders that supply you with your loan. So how much do mortgage brokers make? We are going to break this into two categories, firstly, how much they make per deal and secondly how much they generally make per year. Today we're talking about mortgage brokers and more specifically how much they make per deal and how much a mortgage broker tends to make per year. http://onproperty.com.au/172 - Visit the site for a full transcription and downloadable audio version of this video. ------------------------- Get More OnProperty All Over The Internet Podcast (iTunes): http://onproperty.com.au/itunes Podcast (Stitcher): http://onproperty.com.au/stitcher Instagram: http://onproperty.com.au/instagram ———————————— Want to learn the exact methods I use to find positive cash flow properties all over Australia? Sign up for the Positive CashFlow Academy today http://positivecashflowacademy.com
Views: 34016 On Property
10 Questions You Should Ask Your Mortgage Broker (Ep268)
What questions should I ask a mortgage broker? If you’re dealing with a mortgage broker there’s some questions that you should ask both on your first meeting with the mortgage broker and throughout working with your mortgage broker to make sure that you’re getting the best service possible. I’m going to go through 10 different questions that you can ask your broker to make sure you’re getting the loan that you need and the service that you want. The first question that I think everyone should ask a mortgage broker is a pretty straightforward one. And that’s, “How much will it cost me?” Most mortgage brokers actually work for free. So it doesn’t actually cost you anything in order to do it. They get money because they are paid by the banks when you successfully get a loan. So they get a small commission of the loan that you apply for and if you get it. So most mortgage brokers will work for free and it won’t cost you anything. However, there are some mortgage brokers out there who do require deposits or who do require you to pay. So, it’s important to ask, “How much will this cost me?” when assessing which mortgage broker you want to go with. Another question that you want to ask the mortgage broker is simply, “How much do you earn in commission from me and from my loan?” This is less to understand exactly how much they make. If you want to understand how much mortgage brokers make, I’ve done an episode on that, which you can check out at onproperty.com.au/172. And you can see what percentage of commissions they make and things like that. But it’s more to understand whether or not they’ll be willing to give you this information. A transparent mortgage broker is someone that’d be willing to give you this information and you know that they have your best interest at heart. If they skirt around this issue and they don’t tell you how much they earn. Well then that would send out red flags for me because I can’t trust them to put my best interest at heart because there are some circumstances where one loan will earn them more money than a loan that could potentially be better for me but not as good for them. So, I’m just trying to establish whether or not this mortgage broker is someone that I can trust. And by asking them the big question, the money question, “How much will you earn from me?” That’s a great way to understand whether or not you can trust them. So ask that question and see how they respond. ------------------------------------------- http://onproperty.com.au/268 - View the full transcription and audio version of this episode. http://onproperty.com.au/free - See real positive cash flow property listings
Views: 18136 On Property
A Day in the Life of a Mortgage Broker by Terry Kilakos, North East Mortgages
Terry Kilakos, President of North East Mortgages and chartered mortgage broker in Montreal, Canada show a behind the scenes look into the life of a mortgage broker
Views: 1189 North East Mortgages
Mortgage Broker Canada: Ask These 5 Questions
http://www.homerefinancecoach.com — Mortgage brokers Canada are a critical piece of the puzzle that can help determine whether your home refinance efforts are successful or not. Before you pony up all your private information, it's imperative that you find out which mortgage brokers in Canada are trustworthy. Here's how to research canadian mortgage brokers
Views: 5372 clife8
REMIC Mortgage agent course for licensing in Ontario
http://www.remic.ca/rmacquiz If you are the type of person that likes being his or her own boss, then a mortgage career through REMIC may be for you. As a licensed mortgage agent or broker you will be working for a licensed mortgage brokerage. You’ll be doing this as an independent contractor and you’ll be paid on commission, so in essence you will be your own boss. If after being a licensed mortgage agent or broker for a while you wish to own your own business, then there is a process that you can follow to open your own brokerage. REMIC provides the mortgage agent course for licensing in Ontario. Visit us at www.remic.ca today!
Views: 30773 Joe White
What it Takes to Succeed as a New Mortgage Broker Agent
http://www.richgrof.com/ Wonder what it will take to succeed? Master coach Rich Grof discusses with top Mortgage Broker, Nick L'Ecuyer of Mortgage Wellness Group (Barrie Ontario), on how to rise to the top of the brokerage industry fast. Together they identify the tips that can help you make this year a great year in your business.
Views: 15088 Rich Grof
Mortgage Broking 101 Training Video
A 5 minute insight into a valuable training resource for Mortgage Brokers
Views: 4329 Mark Blundell
How to Get a Mortgage in Canada: Full Mortgage Broker Meeting
Save yourself the trip out to an office and get all of your big mortgage and mortgage broker questions answered in this interview style video. Contact us with your specific questions! www.altrua.ca
Views: 199 Altrua Financial
Mortgage Payment Options in Canada - Mortgage Math #7 with Ratehub.ca
http://www.ratehub.ca - In Canada, there are a number of mortgage payment options. Mortgage Centre Broker Chris Molder explains the most popular mortgage payment options and their effects. 1:00 Monthly Mortgage Payments 1:16 Bi-weekly Mortgage Payments 1:55 Accelerated Bi-weekly Mortgage Payments 2:33 Calculating Your Annual Payment Amounts ABOUT MORTGAGE MATH: Whether you're a first-time homebuyer or a veteran homeowner, learning the ins and outs of the home buying process and the Canadian mortgage market can be a big undertaking. Produced by Ratehub.ca and The Loop by Sympatico.ca, Mortgage Math is an all-new video series dedicated to giving viewers all of the information and tools needed to navigate through the world of mortgages and homeownership. Featuring some of Ratehub.ca's best and brightest partners, you'll not only learn about seven different aspects of the home buying process -- like how to qualify for a mortgage, compare fixed and variable rates, and calculate CMHC insurance -- but also follow along as our experts perform the related calculations in real-time on a whiteboard. WATCH THE OTHER MORTGAGE MATH VIDEOS: 1. How to Get a Mortgage in Canada - http://youtu.be/_mEp2ucQBy0 2. How to Calculate Debt Service Ratios - http://youtu.be/wz3qSoBGjp0 3. The RRSP Home Buyers' Plan - http://youtu.be/f5iz26AflGI 4. Fixed and Variable Mortgage Rates - http://youtu.be/2Ru3ejpFS3o 5. How to Calculate CMHC Insurance - http://youtu.be/GncRSX7BUvM 6. How to Calculate Land Transfer Tax - http://youtu.be/xOf2dASV5nw 7. Mortgage Payment Options in Canada - http://youtu.be/auS2HWiWD9w
Views: 30873 Ratehub.ca
Selecting a Mortgage Broker in Canada
30 Second Mortgage Application: http://www.dreyergroup.ca/30-second-mortgage-application/ Dreyer Group Mortgage Brokers 16 988 Beach Ave Vancouver BC V6z 2N9 604-669-6006 Dreyer Group Mortgages Inc. 308-15252 32nd Ave Surrey BC V3S 0R7 604-536-3802 Or call us toll free at 1-800-687-9020 Dreyer Group is one of the top 10 independent mortgage broker teams in Canada with access to hundreds of mortgages with trusted lenders across the country, including cities like White Rock and New Westminster. They know which strategy is going to save you the most money, just like they have negotiated thousands of mortgages for amazing clients in the past. Their top priority is securing the best rate for your needs without you ever having to leave the comfort of your home or home office, whether you are in South Surrey or Port Coquitlam. Based in Vancouver, Jared Dreyer (named a Top 10 Mortgage Broker in Canada) leads one of the top mortgage broker teams, not only in Vancouver but also throughout all of B.C., Alberta, and Ontario. His business is based on strong values and ethics and uses long term vision to develop relationships and partnerships with like-minded clients and professionals. You can trust that Jared Dreyer and his team of professionals at Dreyer Mortgage Broker Professionals have both the skills and the expertise to find a lender who will approve your mortgage quickly and at the lowest possible rate. Whether you are buying a home in Langley or Surrey, a condo in North Vancouver, or townhome in Burnaby, renewing a mortgage, planning refinance or switch your mortgage, or make some other real estate investment, the brokers at Dreyer will shop more than 50 banks, trust companies, and other lending companies to negotiate the mortgage that is best for you and your real estate needs. Dreyer Group believes that helping you make smart decisions with your money helps build a relationship with you as a client that will allow them to serve your future real estate needs as well! Instead of worrying about whether or not your mortgage is the best rate you could get, let the Dreyer Group experts use their access to exclusive mortgage products with preferred lenders from Lower Mainland to North Vancouver. Their strong relationships with these top notch professionals allow you to get approved fast, even if you are a first time home buyer who is purchasing a home. Apply now to find out how much you qualify for, and then give Dreyer Group a call so that they can get started on getting you the best possible rate. Tel: 1-800-687-9020 Website: http://www.dreyergroup.ca/ 30 Second Mortgage Application: http://www.dreyergroup.ca/30-second-mortgage-application/ Dreyer Group Mortgage Brokers 16 988 Beach Ave Vancouver BC V6z 2N9 604-669-6006 Dreyer Group Mortgages Inc. 308-15252 32nd Ave Surrey BC V3S 0R7 604-536-3802 Or call us toll free at 1-800-687-9020
Mortgage Broker In Toronto - Camille Mckenzie
http://www.localbusinesstoronto.com/mortgage-broker-in-toronto-camille-mckenzie Mortgage Broker In Toronto - Camille Mckenzie This interview features Camille Mckenzie of Dominion Lending Centres -- YBM Mortgage Broker who is one of the leading Mortgage Broker In Toronto Canada, in this interview you will learn about the purpose of their business, the various clientele that they represent, how long they have been in business, the cases that they handle, and much more. mortgage broker, mortgage toronto, real estate brokers, mortgage company, toronto mortgage broker, toronto mortgages, mortgage brokers toronto, mortgage specialists, mortgage brokerage, toronto real estate broker, mortgages brokers To get the full transcript CLICK the link below : http://www.localbusinesstoronto.com/mortgage-broker-in-toronto-camille-mckenzie The link to this video: http://www.youtube.com/watch?v=9QasIK8LINo
Views: 2599 LocalBusinessToronto
What's It Like To Be A Mortgage Broker
https://www.nationwidefinance.com.au https://www.whyjames.com.au https://www.twitter.com/nationwide_co https://www.facebook.com/nationwidefinance I got an email the other day from a friend who is considering a career in the Mortgage industry. He asked me what it's like and if I have any tips for him so after I spoke with him I thought it'd be a cool idea to do a video on what it's like for a mortgage broker and give a few tips.
Views: 18680 James Tsimopoulos
Basic Mortgage Concepts Presentation - Ontario Mortgage Agent Course
Want to know what a mortgage is? This video is for you. REMIC (www.remic.ca) explains the basics of mortgage financing for our students.
How to get mortgage pre approval with bad credit in Canada
In this episode, we discuss how to get mortgage pre-approval with bad credit in Canada. 💬 Remember to get your FREE guide from the experts before buying your next home: http://stories.brookfieldresidential.com/54-proven-expert-tips-you-need-to-know-today-before-buying-a-home About this video: Looking to get pre-approved for a mortgage but have a low credit score? What are your options? In this episode, I talk with Mujtaba Syed, Manager - Mobile Mortgage Specialist with TD Canada Trust, and discuss how to get approved for a mortgage with bad/low credit score and what's the minimum credit score to get pre-approved. We also explore other options, such as co-signing, and if you co-sign a mortgage, does your credit score affect the co-signer? #mortgage #mortgageapproval #firsttimehomebuyer ✍️ Prefer to read or need to take notes? See the transcripts: http://stories.brookfieldresidential.com/homebuyersschool/pre-approved-for-a-mortgage-with-bad-credit-in-canada 👉SUBSCRIBE TO THIS CHANNEL to get the latest tips, strategies, and tactics for home buying: https://goo.gl/aX7gkz 📔 If you want to learn more about mortgages and pre-approvals, watch more videos in the playlist: https://www.youtube.com/playlist?list=PLTRYbItmaqW-M3CUjHQh9u8AAxvOnabWU 🎓 Get educated on the home buying process: http://stories.brookfieldresidential.com/homebuyersschool
Views: 974 Homebuyer's School
Mortgage Changes in Canada Effective Jan 1, 2018
Meech talks with Danielle Franke - Mortgage Broker. Find out the crucial things you need to know about the Mortgages changes that take effect on Jan 1, 2018. These new rules affect consumers seeking a conventional mortgage from a lender. So if you are putting 20% or more on the purchase of Real Estate in Canada, the underwriter will apply a stress test of the interest rate for a five year fixed PLUS 2% or the Bank of Canada Benchmark of 4.89% - WHICH EVER ONE IS HIGHER. You basically have to qualify at a higher rate. Don’t let this stop you from meeting your Real Estate Goals. Contact Michelle Patterson Nipp for more information. Special thanks to Danielle Franke - Mortgage Broker from Mortgage Sisters West - River City Financial Connect with Danielle http://www.mortgagesisterswest.ca ABOUT ME I am a mother to a beautiful boy - and before you ask - one and done. I’ve been married for 15 years to my incredible talented husband. I am self employed as a REALTOR for Maxwell Challenge Realty in Edmonton and I am passionate about serving people and helping them through the emotional rollercoaster that Real Estate is. I am known for being honest and a straight shooter. Another thing about me is that I was diagnosed with Sickle Cell Anemia when I was 2 years old. Sickle Cell Anemia is a genetic blood disorder that affects the red blood cells. Instead of being a normal round shape, some of my blood cells will form a sickle shape which leads to a host of problems. Follow me on my journey through life! CONNECT WITH ME: Website: http://www.michellenipp.com Instagram: http://www.instagram.com/meechiepie Facebook: https://www.facebook.com/meechnipp For more information on Sickle Cell Anemia visit: www.ourscfa.org Michelle Patterson Nipp
What do Canadian Mortgage Brokers Charge?
If I get a mortgage from a mortgage broker in Canada, do they charge me a fee? If so, when, and for how much? Darren Quilley from First Foundation Residential Mortgages explains...
Views: 26 Gordon McCallum
The Ugly Truth: Is it Better to Work With Bank Mortgage Specialist or Mortgage Brokers
What's the difference in working with mortgage brokers and bank mortgage specialists? What can bank mortgage advisors do that is better that mortgage brokers? Do people actually need to work with mortgage brokers to get better results? ---===}}}-----------------------------------------------------------{{{===--- Creating Commercial Financing videos is one way to express my passion to help Residential Mortgage Brokers diving into the Commercial Financing space. Thank you for watching and please Subscribe to the channel. I will auto publish on Youtube channel and you will automatically be notified IF you subscribe to my channel, you will get it first. Let me know if you would like me to cover a certain topic of interest. Just remember, it took me years to gain experience and knowledge to be great at what I do so do not expect to be able to do it after a few videos. Visit COMFEA.org or CommercialFinancingMastery.com for the online fast track training or weekend workshop Keywords: Commercial financing, commercial lending, commercial mortgage, mortgage broker, mortgage financing, project financing, apartment financing, MUR financing, commercial financing workshop, small business lending program, Canada Small Business Financing Program, closing, branding, marketing, hard money lending, unsecured business loan
Views: 210 Sua Truong
Canadian Mortgage Finders Vancouver Mortgage Brokers John Charbonneau and Patrick Wells
http://www.canadianmortgagefinders.com Vancouver Mortgage Broker John Charbonneau and Patrick Wells provide a mortgage shopping experience far superior to the traditional method of shopping for a mortgage. Call us for a no cost no obligation initial consultation.
Porting a mortgage | Ottawa Mortgage Broker | Best Rates Ottawa Ontario Canada
Important points to consider when looking to port a mortgage. About Andrew Thake: Helping you explore the best mortgage broker rates in Ottawa, Ontario, Canada. Purchasing, refinancing, renewing, construction financing, debt consolidation and more. www.andrewthake.com
How to become a Mortgage Broker in Alberta
How to become a Mortgage Specialist in Alberta www.albertarealestateschool.com How to become a Mortgage Broker in Alberta There are 3 steps to a career as a mortgage broker in Alberta Step 1: Meet the minimum eligibility requirements Step 2: Complete the licensing course Step 3: Join a Brokerage Step 1 – Meet the eligibility Requirements Eligibility Criteria: • Be at least 18 years of age • Be a Canadian Citizen or have a valid Permanent Resident (PR) Card or Open Work Permit • Canadian high school diploma or equivalent (post college diploma or university degree) • Be proficient in English • Have a minimum of a Canadian High School diploma or assessed foreign equivalent To get started, please visit: www.myreca.ca Step 2 – Complete the Licensing Course Course 1 - Fundamentals of Mortgage Brokerage • This course covers a wide range of information foundational information related to mortgage brokerage in Alberta. The course is online through RECA. • Cost: $1400 Course 2 – Practice of Mortgage Brokerage • This course provides learners with the opportunity to apply their knowledge through practice-related scenarios that cover a wide variety of situations.  • This course is delivered online through the Alberta Mortgage Brokers Association (AMBA). Certified Criminal Record Check • Require a Certified Criminal Record Check (CCRC) • No older than 6 months at the time you submit an application for licensing • Expect 2 - 3 weeks for RECA to receive results Step 3 – Join the Brokerage • You’ve almost made it! The Real Estate Act requires you to be licensed under a Brokerage. • Complete the licensing and registration application Alberta real estate school tutoring provides you: * An in-depth understanding of the mortgage industry concepts * Support with assignments and unit quizzes * Summary Notes * Exam Preparation * Key areas of focus * Extra exam questions Save Time – Pass your exams faster so you can start your career right away Our structured programs helps you stay on track We are here for you, each step of the way 100 % Guaranteed Pass Contact Me: Raman Ph: 587-936-7779 www.albertarealestateschool.com
CMB Canada Mortgage Brokers Independent Mortgage Contractor
CMB Canada Mortgage Brokers wants to help your mortgage business, not own it. Independent Mortgage Contractor
Join Canada's Largest Mortgage Brokerage Network - Dominion Lending Centres March 10 2017
Dominion Lending Centres is Canada's largest mortgage brokerage with offices coast to coast. Find out why we have seen such incredible growth through our robust resources, extensive training, industries best technology and the top support team
Views: 1769 DLCcanada
Canadian Mortgage Broker Course - push-up challenge
We were challenged by one of our members to take part in a campaign to raise awareness for our veterans. Every day 22 of our vets take their lives due to post traumatic stress disorder. This is simply unacceptable. To raise awareness, we are asking our members to do 22 push-ups for 22 days.
Views: 80 CMBA-BC
Mortgage Brokers Ottawa Discusses Canadian Mortgage Changes Announced June 21
Jim Flaherty announced a series of changes to the mortgage lending process in Canada this morning. Frank Napolitano of Mortgage Brokers Ottawa discusses these changes, which are expected to take effect July 9th. Visit us at http://www.mortgagebrokersottawa.com to find out how we can help you understand these changes and how they may affect you.
Canada’s Mortgage Ecosystem
Who’s who in the zoo? A story and a brief overview of the 3 species of Canadian mortgage lenders in 2018.
Views: 116 Toma Sojonky
What is a Mortgage Broker? Why Use One?
http://MortgagesInVancouver.com Hi everyone! How are you? It is Leah Coss with Mortgage Center, and I wanted to actually go over what the heck a mortgage broker actually is. What is the difference between a mortgage broker and an independent mortgage broker? How much mortgage brokers cost, if anything? And really, what is the difference between coming to me, as opposed to just walking into your bank? Well, let's take this from that last one. What's the difference between going to your bank, and going to me? Well, there is two main things. The first thing is obviously, if you go to the bank, you are only choosing from one set of products from one lender. There is no real competition aspect. So by going to them, you are just choosing from one set of products. By going to me, you're choosing from 40 different products. I've got a huge list of lenders, banks as well as non banks. If you are curious what non banks are check out my blog. It will tell you there the difference between non banks, banks, and private lenders. Those are the three main categories for financing. Because of that obviously, I have created two different things; one, variety and selection. There are many different products out there. If you are self employed, or if you are a new immigrant, or if you are buying a previous grow op, or if you want to buy a rental property, those are going to be four different lenders that I would send you to based on those different criteria. So, by going to your one bank, they may decline you, whereas with another lender, you would be approved in a second. So going to a mortgage broker is obviously saving you time, it's giving you variety. Now, second thing is, what about fees? Well, if you were working with a mortgage broker, and they are trying to charge you a fee by sending you to just a regular lender, a bank or a non bank, drop them, drop them, drop them, drop them. There should be no fees involved. The banks and the non banks, they pay us. Again, we're getting huge volume discounts. We're bringing them business. We are basically working like salesman for them, and so because of that they are paying us a commission. That's where you are going to need private financing. Private lenders do not pay us anything. You have to pay them a fee. You also have to pay us a fee. So, that is how that works. Other than that, it should always be free to use a mortgage broker. We work for you, not for the lenders. Now, what was the last thing? Oh! What is the difference between a mortgage broker that works in a bank, and an independent mortgage broker? Well, I'm sure after this post, I will get many letters from different banks and different mortgage brokers who work for banks, but this is how I am going to say it. People who work for a bank are not a mortgage broker. They call themselves a "Mortgage broker," but they are not. They do not have to go through the same licensing that I do. They do not have to go through the same education and schooling that I have to. They are simply a bank employee who has been shifted into the mortgage department, and is now doing mortgages. They may call themselves "Mobile mortgage brokers," or all these things, but they are not an independent mortgage broker. If you go into Scotia, and you talk to their mortgage broker, you are only going to be offered Scotia products. Where is the brokering in there? There is no brokering. If you walk into TD, and you talk to a TD mobile mortgage specialist, they are not a broker. They are only brokering TD products. Going to an independent mortgage broker is crucial. Ask the mortgage broker, "Do you work for any one bank?" If they say, "Well, yeah. I work for CIBC, or HSBC," or something, they are not a mortgage broker. They are only going to sell you those bank's products.
Views: 23211 MortgagesInVancouver
5 reasons to choose a Mortgage Broker over a Bank
The 5 main benefits of using a mortgage broker instead of going directly to the bank. Let Mortgage Choice in Perth find the right loan for you.
True North Mortgage - Not Your Typical Mortgage Broker
Learn how you could save on your mortgage by choosing True North Mortgage, Canada's largest independent mortgage broker. Visit http://truenorthmortgage.ca for more info. True North Mortgage is able to provide customers with the lowest mortgage rates. As Canada’s largest mortgage broker, True North Mortgage has access to high volumes of mortgage products allowing savings to be passed down to customers. They’ll even buy down rates with their commission to ensure True North Mortgage client’s get the best rate. True North Mortgage employees aren’t paid commission, so the same friendly, high quality service is provided to all customers. Visit http://truenorthmortgage.ca for more information on how you can receive the best mortgage rates in Canada. • To apply for a mortgage visit https://www.truenorthmortgage.ca/apply/ • To find a location near you visit http://www.truenorthmortgage.ca/locations • To learn more about True North Mortgage rates visit http://www.truenorthmortgage.ca/rates • To use our mortgage tools visit http://www.truenorthmortgage.ca/tools
Views: 25664 True North Mortgage
Five important questions to ask your mortgage broker | Ottawa Mortgage Broker | Best Rates Ottawa
5 important questions to ask your mortgage broker. About Andrew Thake: Helping you explore the best mortgage broker rates in Ottawa, Ontario, Canada. Purchasing, refinancing, renewing, construction financing, debt consolidation and more. www.andrewthake.com
The Value of a Mortgage Broker 30 Seconds
Mortgage brokers offer unparalleled choice and expert advice to Canadians when making likely the largest financial decision of their lives.
Mortgage Broker Calgary- luke WILE - Your Calgary Mortgage Broker
Visit: http://mortgage-broker-calgary.com/ Hi, my name is Luke Wile, and I'm pleased to introduce my service. I'm a mortgage broker with The Mortgage Centre in Calgary, Alberta. What is a Mortgage Broker in Canada? A mortgage broker is a licensed and regulated professional who has direct underwriting relationships to both lenders and borrowers. Get fast and personal expertise for your mortgage! Mortgage-broker-Calgary is your best resource for finding a mortgage for your property. Luke Wile, Mortgage Broker is proud to serve clients from across Canada, while being centered in Calgary, Alberta. Luke is proud to serve his clients with a personalized approach to finding his clients the best and lowest Canadian interest rates and terms offered by the major banks and private lending institutions. Luke Wile, Mortgage Broker will find you customized mortgage solutions that only a mortgage broker can offer. As an independent mortgage broker, Luke can shop and arrange mortgages with the 'big banks' such as TD/Canada Trust, CIBC, ScotiaBank, ect.. And with lenders that can often be more competitive, although not as recognized by the borrower, such as: First National, First Line Mortgages, ResMor, Laurentian, National Bak- among others. Your bank may not be able to provide you with all of the various mortgage options now available. Your broker has access to them all and will provide you with personalized service. Ultimately you save considerable time and money. Did you know that statistically a client is much more likely to obtain better rates and terms by dealing with a broker than their bank?
Views: 480 Luke Wile
Mortgage Broker Basics - Part 1
Mortgage Broker Basic video on joining the Mortgage Broking Industry in Australia. We Specialise in Mortgage Broker Training and Mortgage Broker Accreditation.
Views: 8477 walkerandmiller
Choose The Right Mortgage Broker in Canada
Taking a Mortgage Application - Ontario Mortgage Agent Course
This video tutorial by REMIC (www.remic.ca) teaches students how to take a mortgage application. This is a section of the Ontario mortgage agent course for licensing purposes through the Financial Services Commission of Ontario (FSCO)
Mississauga Mortgage Brokerage
Visit us online at www.AKALmortgages.com Mohinder Pal Singh and Kuljit Singh of AKAL Mortgages are one of the Top 75 Mortgage Brokers across Canada (CMP) who uses their knowledge and experience for their clients' benefit. They specialize in arranging new Mortgages, Renewals, Refinancing and Private Mortgages for Residential and Commercial Properties. They both are Accredited Mortgage Professionals (AMPs) and have been recognized as "Residential as well as Commercial Mortgage Specialists" with Canadian Association of Accredited Mortgage Professionals. Contact them at AKAL Mortgage to help YOU in the mortgage transaction! On call or a quick application is all it takes to get started. AKAL Mortgages Inc. 202 -120 Traders Blvd. E. Mississauga, Ontario, L4Z 2H7 Tel: 416-621-1300
Views: 677 AKAL Mortgages Inc.
New Mortgage Rule changes in Canada with Vancouver Mortgage Broker
http://www.notapennydown.com New Mortgage rules. New Mortgage Rule changes in Canada with Vancouver Mortgage Broker Mark Fidgett. WelcomeBack Mark Fidgett here for notapennydown.com wanted to get this quick video out to address all the questions I'm getting regarding the new mortgage changes. As you may have heard in its infinite wisdom, The Government of Canada is stepping in once again and meddling in the mortgage market. On July 9th Amortizations will be reduced to 25 years on all high ratio mortgages. The net effect, your income will get you about 10% less. So If you're looking to buy and your near the top of your price range, You need to call me ASAP. You basically have 2 weeks to get your mortgage approved under the current rules. There are two other changes that are also taking place. If you're thinking of refinancing You're going to get 5% less Refi's will only be allowed up to 80% of the value of your home. as opposed to the current 85%. The third change affects the higher end of the market. If you're buying a home worth more than a million You'll now need 20% down. With all these changes, now more than ever you need to take out your phone look up my number and give me a call at 604-273-2002 or on line 24 hours a day at www.notapennydown.com http://youtu.be/Ey4eRgUHYsg
How to apply for your mortgage agent license in Ontario
http://www.remic.ca/getlicensed Once you complete the REMIC mortgage agent course (RMAC), your next step is to join a mortgage brokerage and start your application to FSCO. For more information on how to become a mortgage agent in Ontario visit us at www.remic.ca Is a career as a mortgage agent right for you? Take REMIC's Career Quiz and find out now! - - http://www.remic.ca/rmacquiz
Greg Martel Mortgage Broker Coaching
Mortgage brokers, learn proven strategies and techniques for your business and take 2012 to a new level. Greg Martel is one of Canada's top producing mortgage brokers and owner of Harbour View Mortgages in Victoria, BC. He is now coaching and training other brokers across Canada, helping them achieve accelerated growth in 2012 and beyond.
Views: 990 Selden Craig

Computer service technician cover letter
Essay writing service best
Merchandising assistant cover letter examples
Writing community service
Cover letter healthcare technician course