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How To Get A Property Loan? Interview With A Broker
 
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Interview with a mortgage broker about how to get a loan! Check out my property seminar below BOOK NOW: Come to a property seminar I host by clicking the link below. You can attend in person or live from ANYWHERE in the world: https://theproperty.academy Contact Me: [email protected] Akhil Mair Brooklands Commercial Finance Ltd Tel: +44 3455 488022 Mob: +44 7957 146343 Email: [email protected] http://www.brooklandscf.com Restaurant: http://www.pineappledorney.co.uk/pub/menu/ Follow me on: Instagram - @anishvin https://www.instagram.com/anishvin/?hl=en Twitter - @anish_vin https://twitter.com/anish_vin?lang=en Facebook - @anishvin_official https://en-gb.facebook.com/anishvinofficial/ Snapchat: anishvinayak https://www.snapchat.com/add/anishvinayak Edited by: @blue_marling (Instagram) https://www.instagram.com/blue_marling Music: https://www.youtube.com/watch?v=bF-AQ5ln4NI
Views: 37295 Anishvin
10 Questions You Should Ask Your Mortgage Broker (Ep268)
 
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What questions should I ask a mortgage broker? If you’re dealing with a mortgage broker there’s some questions that you should ask both on your first meeting with the mortgage broker and throughout working with your mortgage broker to make sure that you’re getting the best service possible. I’m going to go through 10 different questions that you can ask your broker to make sure you’re getting the loan that you need and the service that you want. The first question that I think everyone should ask a mortgage broker is a pretty straightforward one. And that’s, “How much will it cost me?” Most mortgage brokers actually work for free. So it doesn’t actually cost you anything in order to do it. They get money because they are paid by the banks when you successfully get a loan. So they get a small commission of the loan that you apply for and if you get it. So most mortgage brokers will work for free and it won’t cost you anything. However, there are some mortgage brokers out there who do require deposits or who do require you to pay. So, it’s important to ask, “How much will this cost me?” when assessing which mortgage broker you want to go with. Another question that you want to ask the mortgage broker is simply, “How much do you earn in commission from me and from my loan?” This is less to understand exactly how much they make. If you want to understand how much mortgage brokers make, I’ve done an episode on that, which you can check out at onproperty.com.au/172. And you can see what percentage of commissions they make and things like that. But it’s more to understand whether or not they’ll be willing to give you this information. A transparent mortgage broker is someone that’d be willing to give you this information and you know that they have your best interest at heart. If they skirt around this issue and they don’t tell you how much they earn. Well then that would send out red flags for me because I can’t trust them to put my best interest at heart because there are some circumstances where one loan will earn them more money than a loan that could potentially be better for me but not as good for them. So, I’m just trying to establish whether or not this mortgage broker is someone that I can trust. And by asking them the big question, the money question, “How much will you earn from me?” That’s a great way to understand whether or not you can trust them. So ask that question and see how they respond. ------------------------------------------- http://onproperty.com.au/268 - View the full transcription and audio version of this episode. http://onproperty.com.au/free - See real positive cash flow property listings
Views: 21158 On Property
Mortgage Broker vs Bank.  WINNER is.....
 
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I created this channel to help answer all your questions when it comes to Credit Scores and the Mortgage Process: Put my 30 years of Mortgage Experience to work for you APPLY NOW https://bit.ly/2HbJ7Bu FREE CREDIT SCORE https://creditscoresandmore.com/ GET PREAPPROVED https://bit.ly/2HbJ7Bu EMAIL ME [email protected] VISIT WEBSITE http://1160mortgage.com/ RADIO SHOW PODCASTS https://themortgageupdate.podbean.com/
Views: 3038 Dan Frio
How To Pick A Mortgage Lender When Buying A House
 
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Learn how to pick a mortgage lender when buying a house. Contact me at http://www.tampa2enjoy.com/contact-us/ and Check out http://www.tampa2enjoy.com to view all homes for sale in Tampa and surrounding areas. Here's my updated video on How To Choose a Mortgage Lender: https://www.youtube.com/watch?v=NRkfgkQrwrU If you do not need financing, don’t worry about watching this video unless you want to know more information. This video covers how to buy a house and how to pick a mortgage lender to help you with your home buying process. Finding a mortgage lender is a good place to start after choosing a real estate agent to work with. Make sure to also ask your friends/family who they choose to work with and get a general idea. There are 3 types of top mortgage lenders out there: big banks, mortgage bankers, and mortgage brokers. I personally do not like big banks. If you have a special circumstance, big banks will usually tell you that you do not qualify for a loan, period. However, you may qualify for a home loan through someone else. Big banks are also limited because they are only lending their own money, and if you can’t work around it, then it won’t work for them. I highly recommend looking for local mortgage lenders, try not to use someone out of state. I’ve also worked with several credit unions in the past, and yes, while they do care about their customers, I find that they, unfortunately, provide their loan officers with insufficient training. I’m a big fan of mortgage bankers because they lend their own money but they also do the underwriting for the file in-house. Mortgage brokers have access to several lenders but you want someone who will make sure your loan deal happens because otherwise they won’t get paid until you close. When calling up for rate quotes, make sure to call all of your choices on the same day so that you can get your interest rate locked in. Interest rates change daily so make sure to get your rate quote in writing from the lender. Pick someone who is going to help you with representing your best interests. Make sure to ask the right questions; why should I choose you to work with? What makes you one of the best mortgage lenders for me? Get statistics and information on local schools in Tampa, etc... Click here: http://www.tampa2enjoy.com/area-info/school-info/ Please contact me if you have any questions or would like to set up a free consultation. If you like this video, please give it a thumbs up or give me a comment. Don't forget to "Subscribe" to my YouTube Channel. Love this? Like our page on Facebook.com/TampaRealEstateExpert Follow us on Twitter.com/tampa2enjoy Lance Mohr Mohr Realty Group at Keller Williams 813-317-4009 http://www.tampa2enjoy.com http://www.tampabayrealtypros.com *************************************************************** Find out how to choose a mortgage lender that'll perfectly suit your needs and more when buying a house... Click here: https://www.youtube.com/watch?v=95UcxFXAJ9M
Views: 32057 Lance Mohr
How to Get a Mortgage in Dubai: Interview with Sr. Mortgage Consultant
 
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Browse the most property listings in Dubai: https://www.bayut.com/ To bring you a detailed overview of getting a mortgage in Dubai we went to the office of the Senior Mortgage Consultant at one of Dubai's leading agencies, Allsopp & Allsopp. In the extended 4-minute video interview with Lisa, you will hear everything about mortgage in Dubai for expats, from paperwork to the possibility of an early payoff. Get your daily dose of real estate and lifestyle inspiration in the UAE: https://www.bayut.com/mybayut/ Follow us on: Facebook: https://www.facebook.com/bayutuae/ Tag: @bayutuae Instagram: https://www.instagram.com/bayutuae/ Tag: @bayutuae Twitter: https://twitter.com/bayut Tag: @bayut Linkedin: https://goo.gl/zerBj7 Tag: Bayut.com
Getting a Mortgage - How to Improve Your Chances
 
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A mortgage is a big step to take for any potential house buyers. But don't fear, our property expert Phil Spencer is here to help. Here are some worthwhile tips on how to improve your chances of getting a mortgage. Tip 1 - Understand What You’re Looking For There are many different types of mortgages available. It’s essential you choose one that best suits your needs. This is not only for your own personal guarantee, but your chances of being approved may depend on going for the one which suits you best. The most common priorities for lenders are the amount you want to borrow, how much you put down as a deposit, your employment status, finances, credit score, how you manage your current month-to-month outgoings, and any debts. If you're less than favourable on any of those accounts, you may be rejected. We don’t suggest covering up any issues (lying can make things even worse) but fixing these different aspects and being able to demonstrate your stability will make you far more favourable to lenders. Tip 2 – Being Realistic Another key tip is being realistic with yourself. Ask the critical question: can you comfortably afford the loan repayments? Do a full budget breakdown of your income and outgoings and weigh up how you’ll be able to afford each payment. Never enter an application without checking your credit score. If necessary, adjust if you need to before applying, instead of simply hoping for the best. There’s no need to worry; if your credit score is less than favourable, there are steps you can take to improve it. Lenders will want to check bank statements and your spending history – they will check your financial stability as well as your ability to adapt to higher rates over the loan period. In general, putting down greater deposits are more attractive, with the best interest rates and deals being offered to those who do. Paying a high deposit means owning a larger percentage of the property, which in turn means lower loan repayments. Tip 3 – The Necessary Paperwork Lenders need to look at all the necessary paperwork. This includes, but isn’t limited to, your address, bank statements (for the last 3 months at least), tax returns if self-employed, pay slips if otherwise employed, and proof of additional income. We suggest sending everything together to speed up the entire process and help things run smoother. Thanks for watching and good luck! Find out more information on securing your mortgage here: https://bit.ly/2rPo1Oz Get in touch with an expert mortgage advisor here: https://bit.ly/2PCWEkq Don't forget to signup to our website & subscribe to our newsletter here: https://www.moveiq.co.uk/signup Make sure to subscribe so you don't miss any of Phil's advice videos! https://www.youtube.com/c/MoveiQ?sub_confirmation=1 #Mortgage #PropertyAdvice #PhilSpencer #MoveiQ
Views: 2700 Move iQ
Beginners' guide to mortgages - MoneyWeek investment tutorials
 
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A property mortgage is the biggest debt most of us will ever take on. So choosing the right one is vital. Tim Bennett explains the basics of mortgages and highlights the main pitfalls to avoid.
Views: 378604 MoneyWeek
How to Get a Mortgage in Canada - Mortgage Math #1 with Ratehub.ca
 
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http://www.ratehub.ca - If you want to get a mortgage in Canada, you first need to qualify. True North Mortgage Broker James Laird explains what lenders look at to qualify homebuyers. 0:31 Factor 1: Credit Score 0:57 Factor 2: Down Payment 2:58 Factor 3: Debt Service Ratios ABOUT MORTGAGE MATH: Whether you're a first-time homebuyer or a veteran homeowner, learning the ins and outs of the home buying process and the Canadian mortgage market can be a big undertaking. Produced by Ratehub.ca and The Loop by Sympatico.ca, Mortgage Math is an all-new video series dedicated to giving viewers all of the information and tools needed to navigate through the world of mortgages and homeownership. Featuring some of Ratehub.ca's best and brightest partners, you'll not only learn about seven different aspects of the home buying process -- like how to qualify for a mortgage, compare fixed and variable rates, and calculate CMHC insurance -- but also follow along as our experts perform the related calculations in real-time on a whiteboard. WATCH THE OTHER MORTGAGE MATH VIDEOS: 1. How to Get a Mortgage in Canada - http://youtu.be/_mEp2ucQBy0 2. How to Calculate Debt Service Ratios - http://youtu.be/wz3qSoBGjp0 3. The RRSP Home Buyers' Plan - http://youtu.be/f5iz26AflGI 4. Fixed and Variable Mortgage Rates - http://youtu.be/2Ru3ejpFS3o 5. How to Calculate CMHC Insurance - http://youtu.be/GncRSX7BUvM 6. How to Calculate Land Transfer Tax - http://youtu.be/xOf2dASV5nw 7. Mortgage Payment Options in Canada - http://youtu.be/auS2HWiWD9w
Views: 44113 Ratehub.ca
Self Employed Borrowers - How to Get a Mortgage - By Vancouver Mortgage Broker Rowan Smith
 
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http://mortgagelocator.ca/ Hi, everybody. Rowan Smith from the Mortgage Center. I want to talk today about self-employed people and what the banks want to see from you in terms of the income documentation. Like everybody else, they want to see notices of assessment to prove that you're filing your income-tax, as in you have no arrears, and they want to see how much your filing on there. But what about somebody who's been a plumber for 25 years and finally decides to go out on their own. They go out on their own and they're making way more money, but they've only been doing it for a year and a half. Here's the thing, that's a tricky situation for a bank. The bank wants to see that you've got a two-year track record of income. But if you were employed back then and now you're self-employed, how do they make the connection? Now, not all banks, but several of them have a much more open idea here. What they'll do is they'll look at your historical earnings as a plumber, or whatever your job was. As long as you transitioned into self-employment in the same industry doing the same thing they'll use an average of income over those years, including your start-up years, but also including your years as a salaried employee. This is particularly important for a guy who's been self-employed for only one year but has been doing something for 25 years. Often times they move to self-employment not because they were foolish but because they saw there was a lot more money to be made if they were the boss rather than just collecting a salary. So, if you know somebody in this circumstance, someone who's been told, "You haven't been in business long enough," but they've been doing the same job for a very long time, have them contact me. It's Rowan Smith from the Mortgage Center.
Views: 431 Canada Mortgage
HOW TO REALLY GET A MORTGAGE? + HOW TO FINANCE YOUR RENOVATIONS? UK
 
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If you want to know HOW TO REALLY GET A MORTGAGE? Please keep watching. I will be telling you how it works if you want to get a mortgage in the uk. What the mortgage process is like and how to manage your finances while doing this. When you're young it's hard to believe you could own your own home. But it is definitely achievable! Hopefully this video will help you achieve your dreams of buying a house and getting on the property ladder. I will be telling you about what deposit do you really need for a mortgage, dealing with estate agents, mortgage brokers, mortgage process for your loan, interest rates; basically what they don't tell you and the reality of getting approved for a mortgage. As I previously said on my other videos I'm a home owner in my mid 20s and I done it totally by myself. This happened recently too so it should be all very relevant. I'm telling you what I learned from my own experience and I hope you find it helpful!! 😃 ♥ ♥ ♥If you like this please give it the thumbs up and subscribe for more videos ♥ ♥ ♥ To watch HOW I RENOVATED MY NEW APARTMENT click the link below ➜ https://www.youtube.com/watch?v=xePdGr3RlQI To watch My empty apartment Tour - click the link below ➜ https://www.youtube.com/watch?v=wWEM3uvOMuI To watch MY HOME RENOVATION VLOG - click the link below ➜ https://www.youtube.com/watch?v=zOAu3YWqllE To watch how much money i make, how i got the job i have now? click the link below ➜ https://www.youtube.com/watch?v=CgWExt0SJM4&t=25s To watch how i saved $27000 in one year? click the link below ➜ https://www.youtube.com/watch?v=SCX91O_6SCw&t=25s You can Follow me on :) TWITTER➜ https://twitter.com/graceglam INSTAGRAM➜ https://www.instagram.com/graceanastasia_ I'm Grace from London and I make makeup, beauty and lifestyle videos! I love inspiring young women everywhere!! Please don't forget to subscribe to my YouTube Channel to follow my journey!! Camera: Canon DSLR 700D For Business Enquiries: [email protected]
Views: 26508 Grace Anastasia
Loan Officer vs Mortgage Broker
 
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Understanding the difference between a bank Lender, Loan Officer, and a Mortgage Broker with Bay Area Realtor Phil Evans and Loan Officer Phil Caulfield.
Views: 17811 Phil Evans
How to Get Your Mortgage Broker License
 
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Read our full "How to Obtain a Mortgage Broker License" guide here: https://www.jwsuretybonds.com/licensing/mortgage-brokers/ Our guide provides state specific instructions for how to get licensed nationwide.
Views: 6352 JW Surety Bonds
The Best Way To Buy A House - Dave Ramsey Rant
 
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Find an Endorsed Local Provider in your area to help with real-estate! https://goo.gl/Erj53Z Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 1081395 The Dave Ramsey Show
Mortgage Lenders/Banks - What Are They Looking for?
 
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http://LeahCoss.ca "What is it that the banks are looking for when they're processing my application? When you ask me what my credit is or when you ask me what my income is, is that good or is that bad? What kind of bars and hoops do I have to jump through and over in order to get a mortgage from a bank at a good rate?" Well, there's five main criteria that banks look at when they're doing a mortgage. So I want to go through each of those five aspects, and let you know what it is that they're looking for. But, however, I will prelude this discussion with: Each bank goes after different clients. Much like Lexus goes after different ones than Toyota, same with banks. Banks have boxes that you need to fit within, and that box is not going to fit everybody. And, for some people, they're squeezing in, which means they're not getting the best rates or the best products for their situation. Other people are getting great products and great things for their situation. But it's one of the benefits of going through a broker, you're able to have someone look at all of the lenders and just say, "Which one has the right product and box that we can fit you into easily, give you a good rate, and the perfect product based on your situation?" So, with that being said, here are the five things. Income is always going to be a big one. The reason that the banks want to know what your income is they want to know can you pay the debt back. They want their money back at the end of the day. And so things that they're looking for there are how long have you been working there for? How long have you been working in the industry for? What was your last year's income? What was the year before's income? Are you making a salary or is it more of a variable payment like commission or bonuses or hourly? They're going to want to know all of those details. And it's their right to know because this is going to prove to them that you have the means to pay them back. After all, this is a large sum of money and it's not just anybody's money, it's that bank's money. And they want to make sure that they get it back. So income is a huge thing. A couple notes that I'll make on that is they want to see two years in that job or, at the very least, in the industry. That's going to make it stronger of an application. They also obviously love salary jobs but, if you are commissioned or anything variable, what they'll do is they'll take a two year average of your income. So income, obviously with that then comes debt. They're very concerned about debt because then they're going, "OK, well, just because you make 100 grand, you owe 100 grand! So this doesn't make sense." They're going to basically say, "Well, after all of your mandatory debts..." And mandatory debts that they're looking at are things like credit cards, lines of credit, car payments, other mortgages, property taxes, and heat for some. As well, is there a need for child support, alimony, things like that? Basically, debts where, if you did not pay them, there would be consequences. So owing your buddy money, not a big deal. Car insurance, not a big deal because, at the end of the day, you can not pay car insurance. All that means is you can't drive on the road. Car payments, if you stop paying, they take the car away. So those are mandatory debts. Then what they do is they say, "OK, these are your debts. This is your income. How much is leftover? And can you afford a mortgage of the size that you're looking at?" So those are very important, probably the two most important. Then we've got credit. Credit's a big thing. Credit is more of a window thing. So if you make 680 or above, if you make between 650 and 680, and if you make below 650 to, say, 610, then below 610, those are the four main categories I'd say. When it comes to 680 or above, you can get a mortgage with anybody. Everybody will love you. If you have between 650 and 680, everybody will still love you. They just might not offer you all of their A+ products, which means great pre payment options, things that go into a good product. And then, if you're below 650, you're getting into more B lending. There's less lenders that will want to look at your file. They won't be as generous with the products that they're allowing you to have. And, if you get really low, like below 610, most won't even look at you. For the couple that will look at you, they're going to want maybe lots of skin in the game. They're going to offer you a higher rate, things of that nature. So credit's very important. And that's something where, if you want to know your own credit score, check out my other videos, and I go through the process as to how you can pull it.
Views: 19734 MortgagesInVancouver
How To Buy Your First Real Estate Investment Property
 
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In this video I show you how to buy your first investment property. Starting from figuring out what niche you will specialize in, how to find an investment specialized mortgage broker and realtor to actually putting in that first offer. Get Access To "Unlimited Cash" - https://fruitful-investing-academy.teachable.com/p/unlimited-cash Get Access To The ENTIRE "Fruitful Investing Academy" Course Catalogue - https://fruitful-investing-academy.teachable.com/ Want A 1-on-1 coaching call with Mat? Book it here - https://fruitful-investing-academy.teachable.com/p/mat-piche-coaching-call
Views: 19547 The Fruitful Investor
Mortgage Broker and Bank Tactic! Don't Get Tricked!
 
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Mortgage Broker Tricks! Welcome to Mortgage Broker TV and be sure to SUBSCRIBE: http://bit.ly/barrfinancial to learn more insider property tips and mortgage advice. One of my BIGGEST PET HATES in this industry is mortgage brokers throwing out rates that people can have, without even knowing the person's circumstances in detail! I see this widely on the social forums when someone asks whats the best rate, then you get a pathetic contest of brokers (massively doing themselves a disservice) by throwing out random rates just in the attempt to hook them in. They have no idea at this stage if that person can even get that rate! I also see this with potential clients who call in after speaking to other firms. When someone calls in and they want to know "what's the best deal" to many of you are just throwing a bone by chucking out a rate! When in fact you should be saying, I have no idea until I learn more about your circumstances! But too many of you are afraid to say '"no"! I have two major issues with it: 1) From a professional perspective, these guys and girls have no idea what rate you can get. Until you actually speak to a client in detail, only then will you start to get an idea. But even then, you need to spend time researching with all the documents to truly know exactly what you can get. 2) The other massive issue I have; they are all trying to hook you in...don't fall for it! Another big issue I have is unnecessarily doing AIP's (agreement in principle's) sometimes also known as DIP's (decision in principle). Which can have a detrimental effect on you actually getting a mortgage if too many are done in a close period of time! To put some more understanding on what an AIP is; its the first stage of a mortgage application. But (and importantly) you can put any figure in there you want! In other words, it has minimal value if its done wrong! And the worst offenders for doing AIP's unnecessarily are not just mortgage brokers but also the banks themselves...I heard a radio advert yesterday from Barclays saying find out what you can borrow by just entering your details and doing an AIP. The brutal truth is often they are all making it sound so much easier than it is! As professionals assessing income is far more complex than you can imagine. It's highly likely what 'joe blogs' inputs themselves will be wrong or interpreted differently by the lender, The end result is what someone thinks they can get, will highly likely be very different in reality...IN OTHER WORDS, EVERYTHING CAN CHANGE! BUT THAT INITIAL HOOK WORKED! The point is simple...you don't need an AIP to work out what you can borrow. You need to put your income in front of a broker and they will tell you after they have worked out all of your income and outgoings....oh and the best part is they will look at the whole of the market, not just one lender! 9/10 cases we don't do AIP's before we submit as we take the time to understand a case. There are of course the odd case where it is prudent to do so, but it should not be the default starting point. As a Mortgage Broker, I am passionate about helping people get the best advice and this channel is dedicated to helping you with independent mortgage advice. Thank you for watching this video. I hope you subscribe and keep an eye out for future videos. Don't forget there are lots more insider tips related to property, property investment and mortgages. I would love to hear from you, so please drop me a comment and say 'Hey' ;) One of my biggest tips for anyone getting a mortgage is to quite simply use an Independent Mortgage Broker, even if it's not us. When it comes to your biggest debt it's really important to seek professional advice. Ben Parry is the owner of Barr Financial an Independent Mortgage Broker UK firm. If you would like to join him on his business journey with the ups, downs & challenges of growing and developing a business, then check out "The Daily" playlist. With a background in finance, property investment and on the job training of starting and developing two companies, he has experience and knowledge to share. His businesses include Barr Financial and an early stages Tech Startup. Keep tuned in to find out more on that one! Ben started Barr Financial in 2009 at the height of the financial crisis to offer his clients truly Independent Advice. Despite the financial crisis, he has grown the company from a one-man operation into a successful business helping clients throughout the UK. Thank you for coming to this channel, I hope you subscribe and keep an eye out for lots more to come. Find Barr Financial on: http://Facebook.com/BarrFinancial http://instagram.com/barrfinancial http://twitter.com/barrfinancial Find me on: http://Facebook.com/followbenparry http://instagram.com/followbenparry http://twitter.com/followbenparry https://itunes.apple.com/us/podcast/the-parry-podcast/id1339879976 Google Play: https://playmusic.app.goo.gl/? Pocket Casts: http://pca.st/zQv3
Views: 272 Barr Financial
Get a FREE Mortgage Broker Layout Pack
 
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Learn more: https://www.elegantthemes.com/blog/divi-resources/get-a-free-mortgage-broker-layout-pack Hey Divi Nation! Thanks for joining us for the next installment of our weekly Divi Design Initiative where each week, we give away brand new, free Divi Layout Packs from our design team to you. This time around, Kenny and his team have created an abstract Mortgage Broker Layout Pack that looks really modern and professional at the same time.
Views: 604 Elegant Themes
How to get a mortgage if you're self employed
 
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Find out how to improve your chances of getting a mortgage if you're buying a home as a contractor or freelancer. When you apply for a mortgage, the provider will look at how much you earn, your expenses and how secure your income is. They usually do this by taking an average of what you’ve made in recent years, to work out how much to lend you. You’ll need to show evidence of your expenses and operating costs. Because a contractor mortgage application is usually more complicated, you may be referred to an underwriter to assess your situation. So it’s important to speak to a mortgage broker, who can advise on the lenders most likely to give you a mortgage. Whether you're buying a house, buying a flat or are a first time buyer, get expert mortgage advice at https://www.which.co.uk/money/mortgages-and-property/mortgages/getting-a-mortgage/contractor-mortgages-how-to-get-one-awqr48y54ffm. For a free consultation with Which? Mortgage Advisers call 0800 9805 489 or visit https://mortgageadvisers.which.co.uk/ Which?: http://www.which.co.uk Twitter: https://twitter.com/whichuk Facebook: https://www.facebook.com/whichuk/
Views: 965 Which?
How MORTGAGE BROKERS AND LOAN OFFICERS can market to Realtors and get referrals consistently
 
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How MORTGAGE BROKERS AND LOAN OFFICERS can market to Realtors and get referrals consistently How Do You Convert Real Estate Agents Into Your Referral Partners? Most Mortgage Loan Officers Struggle In Their Marketing Efforts To Find, Capture And Convert Leads And Realtors Into Referral Partners. Get My Newsletter, Tips And Email Here: http://bit.ly/2lzc9wP Check Out The Marketing System Here: http://bit.ly/2DwRl1y Watch The Short Video As Linda, A Super Excited Experienced Mortgage Professional Will Explain Step By Step The Simple Process She Follows To Receive Consistent Streams Of Referrals From Both Agents AND Closed Deal Clients. She Will Explain How She Has Ditched All Marketing Efforts And Focused Everything On This One System She Uses. Just One Example She Explains Is How She Spent About $8 On Marketing And Received Over $30,000 In Return. Realtor Referrals Are Your Best Source And Highest ROI in terms of your time, money, and marketing resources spent. There is no better single source other than Realtors To Find Buyers, Qualified Buyers, Presold On Using You As Lender Of Choice. In Order To Convert Qualified Agents For You, True Connections And Relationships Must Be Made with Realtors. What is The Fastest Easiest and Most Impactful Way To Do This? Simple Appreciation And Tangible Attention. Learn More About The Marketing System Here: http://bit.ly/2DwRl1y FaceBook, Instagram and Other Social Media Tactics Will not work For You. Yes That is What ALL The Online Gurus Are Spouting Out But The Fact Is It Will Not Build True Relationships And Build You A Pipeline Of Constant Referrals Streaming in. Tangible Attention And Appreciation Given To Agents Who Have Served You With Referrals In The Past Or Given To Potential Agents Who May Be A New Steady Source, Will Reward You With Growing Business For Years! With The System Linda Uses You Will Learn How To: ~ Be The In House Lender ~ Have Top Agents Seek You Out ~ Capture And Convert More Agents ~ Become Lender Of Choice ~ Get Agents Want To Brand And Team Together With You And Much More You’ll Learn From The Video Tips On Getting MORE LEADS! : Fill The System Database With Old And New Contacts And Use It To Reach Out, Get The Attention And Market Yourself To These Prospects Below On A Consistent Monthly Basis: ~ Reach Out To At least !0 New Agents Per Month ~ Appreciate Current Agent Relationships ~ Home Builders And Home Builders Association ~ Corporations And Employers Who May Endorse You As Lender Of Choice ~ Apartment Complexes ~ For Sale By Owners This Will Take Time But Will Generate Over 50 Leads Per Month When Consistent. There Are Many Ways To Get Leads. Choose The Most Interesting For You! Thanks For Watching And Any Questions Please Feel Free To Reach Out To Me! I’m Friendly! Best Regards, Paul You Can Check Out The Marketing System Here: http://bit.ly/2DwRl1y Connect With Me Here: https://twitter.com/RavingReferral https://www.facebook.com/RavingReferrals/
Views: 1147 RAVING Referrals
Get Real Estate - Episode 4 - THE MORTGAGE BROKER
 
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A comical portrayal of the high stakes and intense pressure real life Australian agents face each day, especially in the wake of the current downward market. The series is set entirely in a Porsche Cayenne, where Marcus, along with his fresh-faced protégé Julian, must score some big listings or lose business to their most-hated competitor Ted ‘Double’ Cross. Created by Marcello Barbaro Directed by Ryan Chamley Starring Marcello Barbaro Roby Favretto https://www.facebook.com/getrealestateshow/ https://www.instagram.com/getrealestateshow/
Views: 2533 Robot Army
Can I Use A UK Mortgage Broker To Get A Large International Mortgage?
 
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Established over a year ago, Enness International has a dedicated team of experts catering to HNW clients looking to acquire or refinance overseas property. Our locations include, but are not limited to, France, Monaco, The Balearic Islands, mainland Spain, Italy and Switzerland. Daniel Howarth, Co-Head of Enness International, discusses the ways in which our specialist brokers can assist clients looking to invest in European property. With many years of experience arranging finance internationally, outstanding technical knowledge and excellent communication skills, your property investment will be in safe hands. If you’re looking to invest in or refinance European property, get in touch with one of our International specialists today.
Views: 153 Enness
The Ugly Truth: Is it Better to Work With Bank Mortgage Specialist or Mortgage Brokers
 
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What's the difference in working with mortgage brokers and bank mortgage specialists? What can bank mortgage advisors do that is better that mortgage brokers? Do people actually need to work with mortgage brokers to get better results? ---===}}}-----------------------------------------------------------{{{===--- Creating Commercial Financing videos is one way to express my passion to help Residential Mortgage Brokers diving into the Commercial Financing space. Thank you for watching and please Subscribe to the channel. I will auto publish on Youtube channel and you will automatically be notified IF you subscribe to my channel, you will get it first. Let me know if you would like me to cover a certain topic of interest. Just remember, it took me years to gain experience and knowledge to be great at what I do so do not expect to be able to do it after a few videos. Visit COMFEA.org or CommercialFinancingMastery.com for the online fast track training or weekend workshop Keywords: Commercial financing, commercial lending, commercial mortgage, mortgage broker, mortgage financing, project financing, apartment financing, MUR financing, commercial financing workshop, small business lending program, Canada Small Business Financing Program, closing, branding, marketing, hard money lending, unsecured business loan
Views: 1489 Sua Truong
How To Get 2-5 Mortgage Leads Per Day - Mortgage Leads Tutorial (2019)
 
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How To Get 2-5 Mortgage Leads Per Day - Mortgage Leads Tutorial (2019) Hi! My name is Jason Wardrop and I've now worked with over 4,000 LO's & Real Estate Agents while generating tens of thousands of leads using Facebook ads. In this video I will break down the step by step lead generation process to use to get more mortgage leads for your business. I hold nothing back and will show you the exact Facebook ad, the landing page, and email templates. A complete mortgage leads tutorial. If you like this video, be sure to subscribe to the channel and give the video a thumbs up and I would greatly appreciate that! All the best, Jason Wardrop Subscribe so you never miss another video 👉 https://goo.gl/xqijqT Start Growing Your Business Here 👉 https://bit.ly/2uWZYyG Get The FREE Facebook Ads Mini Course Here 👉https://www.yoursocialsystem.com/fb-ads Start Your Own $10k/Mo Marketing Agency Here 👉https://arsenalmarketing.io/agency Are You A Realtor? Start Booking More Appointments Here 👉https://www.yoursocialsystem.com/training Top Videos From My Channel: Facebook Pixel Tutorial 👉https://bit.ly/2P1NoYp Instagram Ads For Beginners 👉 https://bit.ly/2uYdEJS Facebook Ads For Beginners 👉 https://bit.ly/2KpC3CL Make Money With Facebook Ads 👉https://bit.ly/2Z55tsY Start A Digital Marketing Agency 👉 https://bit.ly/2GdvFue $0 - $10k/Mo Marketing Agency 👉https://bit.ly/2VDdmnE Top 3 Facebook Ads for Realtors 👉 https://bit.ly/2Uczzah Credit Cards I Recommend For Cash Back + Awesome Vacations Chase Ink Business Preferred (For Business Owners) - Get it here - https://goo.gl/FhbnbN
Views: 3902 Jason Wardrop
How To Choose A Mortgage Lender When Buying a Home
 
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I lot of home buyers want to know "How To Choose a Mortgage Lender". In this video, I'm going to give you essential tips for choosing a great mortgage lender & mortgage company. Contact me at http://www.tampa2enjoy.com/contact-us/ Choosing a mortgage lender and mortgage company is one of the most important decisions you will make when buying a home. If you choose a bad mortgage loan officer they can do more harm than good. They can: 1. Put you in the wrong (or bad) mortgage loan program. 2. Change you a higher interest rate. 3. Not get you approved for a loan. Whether you are buying a new home or pre-owned home this video will give you so very valuable informed on how to choose the best mortgage lender (loan officer and company). Unfurtunently, when most home buyers choose a mortgage lender they do very little or no research. Choosing the right loan officer and mortgage company can by one the biggest decisions in your life. You can be paying on your mortgage for 10, 20 or 30 years. So if you just use any mortgage lender and they don't know what they are doing or if they are not looking out for your best interest you can get the shaft. COSTING you thousands, if not tens of thousands of dollars. As I say in the video, always talk to at least 3 different lenders and get quotes for all of them. Once you get all the quotes, choose the lender that you feel the most comfortable with. If that lender is not the lowest, don't worry. Then them the lowest quote and ask them if they can meet or beat it. This way, you can hopefully have your cake and eat it too. If you have any question about how to choose a mortgage lender please feel free to contact me. Choosing the right loan officer will save you time, money and frustration. How to Choose a Realtor: https://youtube.com/watch?v=yRAseh5gNZc&t=6s #1 Home Buyer Mistake: https://youtube.com/watch?v=pKMY58IK3mM Read more about mortgage lenders at https://en.wikipedia.org/wiki/Category:Mortgage_lenders If you are looking for a great mortgage lender in Florida contact Jeff Hoffman at 813-918-7445. Please contact me if you have any questions. Sincerely, Lance Mohr Mohr Home Group at Keller Williams 813-317-4009 http://www.tampa2enjoy.com https://www.youtube.com/tampa2enjoy Watch this great Home Buying Tip on how to choose a mortgage lender before you start looking at homes: https://www.youtube.com/watch?v=NRkfgkQrwrU
Views: 10079 Lance Mohr
Top Mistake People Make When Applying for a Mortgage | Home Loan Application Mistakes
 
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Top Mistake People Make When Applying for a Mortgage | Home Loan Application Mistakes. Rich Conlon with Atlantic Coast Mortgage joins real estate agent and Realtor Matt Leighton to talk about the top mistake people make when they apply for a mortgage. -- RIch Conlon Atlantic Coast Mortgage Loan Officer 703-217-9004 [email protected] -- Subscribe for more real estate videos: https://www.youtube.com/channel/UCGpYX4tDvrHNEElhWB9Gllw?sub_confirmation=1 -- Real Estate Continuing Education Online Classes: https://goo.gl/Cr4Tpf Looking for a real estate agent in your city? I have a network of top producing agents around the country. Email me and I can put you in contact with an agent in your area [email protected] -- Timestamps: 1:25 - Number one mistake when applying for a home mortgage -- Find Matt here: https://www.snapchat.com/add/mpleighton https://twitter.com/TheMattLeighton https://instagram.com/TheMattLeighton https://www.linkedin.com/in/TheMattLeighton https://www.facebook.com/TheMattLeighton -- MY EQUIPMENT LINKS TO AMAZON The camera I use - https://goo.gl/3n13gS The lens I use - https://goo.gl/hS8a1s The mic I use - https://goo.gl/kSeu8J The memory card I use - https://goo.gl/t4wdXj The camera flash I use - https://goo.gl/pi2gmj The gimbal I use - https://goo.gl/xKMj8t The gorilla pod I use - https://goo.gl/jLLL5q The intervalometer I use - https://goo.gl/EV2KWo The iPad I use - https://goo.gl/G9onPp Business inquires [email protected] -- Matt Leighton - Arlington VA Realtor Licensed in VA and D.C. http://rhlarlington.c21redwood.com/ Century 21 Redwood Realty 1934 Wilson Blvd Arlington, VA 22201
Views: 56177 Matt Leighton
How to Choose a Mortgage Lender | Tips When Trying to Find the Best Home Loan
 
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How to Choose a Mortgage Lender | Tips When Trying to Find the Best Home Loan In this video, real estate agent and Realtor Matt Leighton sits down with Rich Conlon of Atlantic Coast Mortgage to discuss how to find a mortgage lender. Have more loan questions? Looking to buy a house in the DMV (Washington D.C. Metro area)? You can reach out to Rich directly: Rich Conlon Loan Officer Atlantic Coast Mortgage, LLC NMLS ID #886522 T 571-234-5746 [email protected] https://www.atlanticcoastmortgage.com/loan-officer/richard-conlon/ Are you interested in purchasing or selling in the Northern Virginia area? You can reach out to Matt directly here: [email protected] Arlington VA Real Estate: http://rhlarlington.c21redwood.com/ My new book now available: https://www.amazon.com/default/e/B00RTVS6PY/ref=sr_ntt_srch_lnk_3?qid=1528799504&sr=8-3&redirectedFromKindleDbs=true Real Estate Continuing Education Online Classes: https://goo.gl/Cr4Tpf Looking for a real estate agent in your city? I have a network of top producing agents around the country. Email me and I can put you in contact with an agent in your area [email protected] Follow me: Instagram: https://www.instagram.com/TheMattLeighton/ Facebook: https://www.facebook.com/TheMattLeighton Twitter: https://twitter.com/TheMattLeighton LinkedIn: https://www.linkedin.com/in/TheMattLeighton Business inquires [email protected] Matt Leighton - Arlington VA Real Estate Agent Licensed in VA and D.C. Century 21 Redwood Realty 1934 Wilson Blvd Arlington, VA 22201 https://www.youtube.com/watch?v=7gtuHmEJBaM
Views: 856 Matt Leighton
How to get Realtors to work with you! | Mortgage Loan Officers and Mortgage Brokers WATCH THIS!
 
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How to get Realtors to work with you! | Mortgage Loan Officers and Mortgage Brokers WATCH THIS! Attention Mortgage Loan Officers! Want to know how to pick up your Purchase business? Establish solid relationships with Realtors! More and more, the requests are going from “I want to refinance…” to “I want to get Pre-Qualified…” or “I found a home and offer was accepted!...” is a clear sign that our business is leaning more and more towards a ‘Purchase Market’. With Rates on the rise and Refinance leads slowing down, we need to adapt our focus to what is in demand and right now its Purchase Loans! So you would think its easy to find a Realtor right? The idea of just buying a Realtor coffee or bringing their office a box of donuts should be enough to earn their business for life, but that is simply not the case. Let your competitors use those old tactics and let us @SalesRemastered focus on what really works! The truth is that selling to a Realtor is far different than selling to a prospect and I made a VIDEO where I go into depth on this and how to improve your approach to earn the Realtors attention and consideration as their ‘preferred lender’. In short, a Realtor is already being smothered by your competitors with Starbuck cards, Donuts, lunch offers or appointments to meet for coffee that never end up working out. How you sell to a Realtor is much like comparing how a Refinance loan is to a Purchase loan…there are much more moving parts. You have more parties to consider in the communication from Buyer / Seller Agent, your Client, Title and Escrow and Processing! Because of this, most of your competitors will shy away from doing Purchase loans and this is where your window of opportunity is! If you can learn how to make noise in a different way, the Realtors you want to hear you will hear you. But if you practice the same old school tactics of ‘I was just dropping bye and I just happen to have this box of treats with my logo ALL over each item for you….” Then you’re name, company and business card will be thrown in the drawer with ALL the other solicitors trying to trade snacks for business. Understand what advantage you can offer the Realtors, like; - CRM Technology that allows you to log in from a tablet or smartphone to produce a prequal on the spot! - Access to Niche financing that their ‘Preferred Lender’ could not do. I.e. “ call me if you have a loan that you can’t get approved, I’ve been making magic happen with quick turn times to make the American dream come true for clients….let me do the same for you…” - Research Open Houses and Broker Locations in your area and research the Agents before you approach them - Consider their BRE License number to determine if their a Veteran Agent with established relationships or if their a Newly licensed Realtor just trying to stake their claim and build their pipeline Knowing where to focus your time and what message to deliver is key to earning the trust and attention from Realtors, but when you do earn it you are setting yourself up to become a Brand within a Brand because Realtors don’t care what your lender name is they care if you can deliver and ensure their money is protected. Realtors want accountability and thoroughness to ensure they’re not wasting time with non-qualified buyers and not ruining their reputation or income by working with an inadequate source of funding. Learn how to establish a relationship with a Realtor and you’ll slowly build the credibility you need to become their ‘Preferred Lender’ - Was this Video Helpful? Subscribe Here: https://www.YouTube.com/SalesRemastered Leave me a comment, Like the Videos you like and share them with your network. I have a SOLID Sales Script for you to use, would love your feedback on it, so download a copy for FREE and let me know what you think? You can download the script for FREE here: https://www.SalesRemastered.com Be sure to download it and give yourself an 'Unfair Advantage" today! ========================== CONNECT WITH ME: ========================== Facebook: https://www.facebook.com/SalesRemastered Instagram: https://www.instagram.com/SalesRemastered Twitter: https://www.twitter.com/SalesRemastered Snapchat: https://www.snapchat.com/add/salesremasterd LinkedIn: https://www.linkedin.com/in/dnicart Website: https://www.SalesRemastered.com If you would like to Speak to Me Directly and Receive Direct One on One Mentoring for maximum impact and reward, you can reach me here: [email protected]
Views: 14815 @SalesRemastered
Mortgage Home Loan MYTHS 2019 | Top 5 Mortgage Myths When Buying a Home
 
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Mortgage Home Loan MYTHS 2019 | Top 5 Mortgage Myths When Buying a Home Mortgage loan officer Rich Conlon shares the top five home loan myths that he is seeing in the marketplace. Have more loan questions? Looking to buy a house in the DMV (Washington D.C. Metro area)? You can reach out to Rich directly: Rich Conlon Loan Officer Atlantic Coast Mortgage, LLC NMLS ID #886522 T 571-234-5746 [email protected] https://www.atlanticcoastmortgage.com/loan-officer/richard-conlon/ Top 5 Home Loan Myths in 2019: 0:46 1. You must have a 20% downpayment in order to buy a house. 20% down is not typical and most buyers who purchase homes with a mortgage put down less than 20%. There are programs out there where you are able to put down 15%, 10%, 3.5% and even 0%. 2:39. 2. Credit pulls. Purchasers are worried about multiple dings on their credit if they shop for a mortgage. The CFPB encourages buyers to shop multiple lenders. If you shop for a mortgage, there will only be one inquiry that *could potentially* affect your credit score. Your credit is pulled when you get pre-approved and about a week before settlement. 5:58. 3. The 30-year fixed mortgage is the best program on the marketplace. There is some truth to this but depending on your situation, how soon you're looking to stay in the residence and future relocation plans, an ARM could be a viable option with a lower interest rate. 7:53 4. An online lender always has the lowest interest rate. It comes down to your goals in the process. A lower rate may come with dealing with a call service, 800 numbers, weak communication, a longer closing period and a weaker offer in a competitive offer situation (compared with someone using a local lender). 10:50. 5. Making an extra payment on your mortgage is a great way to pay your mortgage quicker. Making an extra payment will save you a significant amount of interest in the long-run. However, if you're not planning to stay in the property for 20+ years, could your money be spent better elsewhere with a higher return? If instead of making the extra payment, you invest in the stock market, other investments or put into a rental property (for example) your return could potentially be higher than the end result of a quicker loan term. It will depend on your financial situation and what you're looking to accomplish. Are you interested in purchasing or selling in the Northern Virginia area? You can reach out to Matt directly here: [email protected] Arlington VA Real Estate: http://rhlarlington.c21redwood.com/ My new book now available: https://www.amazon.com/default/e/B00RTVS6PY/ref=sr_ntt_srch_lnk_3?qid=1528799504&sr=8-3&redirectedFromKindleDbs=true Real Estate Continuing Education Online Classes: https://goo.gl/Cr4Tpf Looking for a real estate agent in your city? I have a network of top producing agents around the country. Email me and I can put you in contact with an agent in your area [email protected] Follow me: Instagram: https://www.instagram.com/TheMattLeighton/ Facebook: https://www.facebook.com/TheMattLeighton Twitter: https://twitter.com/TheMattLeighton LinkedIn: https://www.linkedin.com/in/TheMattLeighton Business inquires [email protected] Matt Leighton - Arlington VA Real Estate Agent Licensed in VA and D.C. Century 21 Redwood Realty 1934 Wilson Blvd Arlington, VA 22201 https://www.youtube.com/watch?v=awTtyLVAIdw
Views: 3934 Matt Leighton
What not to ask your Mortgage Broker or Lender to get the best Mortgage loan for you.
 
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Utah mortgage questions to ask or not ask to make sure you get the very best Utah mortgage loan available. When you are looking for the best mortgage and not just in Utah, whether it is for buying a home or refinancing your home, you want to make sure that you are getting the best mortgage loan program available to you for your situation. Many times people ask “what is the lowest rate you can get me?” While that may seem like a very good question the fact is that interest rate is only a small factor to consider when getting a mortgage. You can get a very low interest rate on a mortgage but what if that rate comes at a significant cost, you could be getting charged “discount points”, “origination fees” or other various “buy-downs” to get that particular rate. The lowest rate may also come with a variable rate option, meaning that your rate can go up or down depending on mortgage indexes. We like to work one on one with our clients to show them the options that are the very best for their particular situation. We will show you what option has the lowest rate, lowest closing costs and other great features that don’t cost you an arm and leg. We offer mortgage loan programs to all of Utah and these options include: FHA, VA, USDA, Conventional, HELOC and HARP. If you are looking to refinance or buy a home, make sure you contact us to get the very best mortgage for your situation. Visit www.mymtgsolution.com or call 801-230-3107 to learn more. We offer mortgage loan programs to buy and refinance homes throughout the entire state of Utah. Keywords to help Utah Homeowners find the best Mortgage Options: mortgage calculator utah utah mortgage calculator reverse mortgage utah utah home mortgage Utah mortgages academy mortgage utah mortgage utah utah reverse mortgage bank of Utah mortgage Utah mortgage brokers mortgage brokers utah republic mortgage utah utah mortgage refinance mortgage refinance utah graystone mortgage utah mortgages utah mortgage broker utah peoples mortgage utah primary residential mortgage utah home mortgage utah citywide mortgage utah security national mortgage utah mortgage jobs utah mortgage types mortgage mortgage broker city mortgage mortgages 15 year mortgage mortgage salt lake city second mortgage mortgage calc mortgage brokers mortgage programs mortgage calculater regions mortgage freedom mortgage reverse mortgage mortgage amortization costco mortgage mortgage estimator mortgage assistance 2nd mortgage mortgage calulatortypes of mortgages subprime mortgage mortgage payment greentree mortgage cenlar mortgage standard mortgage pre qualify for mortgage first mortgage mortgage caculatoramerican mortgage mortgage prequalification us mortgage mortgage lending mortgage relief program arm mortgage mortgage options assumable mortgage residential mortgage first option mortgage mortgage qualification usa mortgage mortgage help mortgage modification mortgage services mortgage application capwest mortgage mortgage after bankruptcy mortgage assistance program house mortgage qualifying for a mortgage mortgage price mortgage costs 203k mortgage private mortgage mortgage comparison prequalify mortgage stated income mortgage mortgage consultant compare mortgages accurate mortgage mortgages for dummies streamline mortgage no doc mortgage prequalify for a mortgage 80/20 mortgage
Mortgage Shopping, Difference between banks, mortgage brokers, and direct lenders
 
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The three types of places that offer mortgages are banks (& credit unions), mortgage brokers, and direct lenders. Here's a brief look at the differences. For more info visit : http://lawheadmortgages.com/
Views: 6783 Lending Advocate
How to Get a Mortgage in Canada: Full Mortgage Broker Meeting
 
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Save yourself the trip out to an office and get all of your big mortgage and mortgage broker questions answered in this interview style video. Contact us with your specific questions! www.altrua.ca
Views: 262 Altrua Financial
How To Get 3-5 Mortgage Leads Per Day Without Zillow or Realtors
 
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🏡 How To Get 3-5 Exclusive Mortgage Leads Per Day Without Paying Zillow Contracts Or Sucking Up To Realtors 🏡 Here's a quick video on our 5 step process for any Loan Officer to take control of growing their database and having a handful of home buyer leads to pass out to Realtors every single day. http://LegionofLoanOfficers.com 👍 Like, comment, and share if you find this valuable 👍
Views: 9875 Nick Carpenter
Why Use a Mortgage Broker When Purchasing/Refinancing a Home?
 
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http://LeahCoss.ca Hi everyone, it's Leah Coss with the Mortgage Center. And I wanted to kind of describe a conversation that I had with a client the other day. He was a new referral to me through a realtor and he asked me, he said, "Well, I was going to go to Coast Capital, which is where I've gotten my mortgages before. Why should I use you? I've never used a mortgage broker before." And I told him that, "You know especially right now, Coast Capital has some really good rates." And it could be a situation where he comes to me and I end up putting him with Coast Capital anyway. But that might not be the situation, as well. And this kind of goes back to other videos that I've done before on how each bank is a little bit different, we just don't know it, because it's all behind the scenes. But it could be a situation where maybe you go to your bank, and maybe your bank is Scotia. And you walk into Scotiabank and you get pre approved. And maybe you're a regular client, you've got regular credit, regular salaried or full time hourly job. Your down payment is just sitting in your savings account and everything's normal. But you want to buy a house with a basement suite. So, you go and you find a house, but the house has an unauthorized basement suite and you really need that basement suite income. Now, Scotia, unfortunately, wouldn't be able to help you out. They have a policy that they don't use unregistered basement suites, they don't use that income. That's just one situation. It could be a situation where maybe you're looking to buy a foreclosure, or you're looking to buy a previous grow op, and you're needing different attention to that file. Many lenders just don't even want to touch those situations. You could be self employed. Well, if you're self employed, guess what? If you need to do a stated income program, you can't go to Coast Capital, you can't go to certain places, because they don't have those programs. If you're a new immigrant, they just don't have great programs for you. So, yes, you could go to your bank, and it could be a situation where you come to me, and I put you with your bank at the end of it all. But it could be a situation where I can't use your bank, and so we go somewhere else. And all that [indecipherable 02:13] using a mortgage broker is for the average client is simply saving you hassle or panic or stress later on in case your bank can't do it. Not to mention the fact that we can often give you a better rate than what you're paying gives you as an offer on their first offer. They will, of course, keep coming back, trying to match the offer that I've given you. But, again, it just saves you time, stress, haggling over rate. I'm going to give you the best rate no matter what, simply because I don't really get paid different from one lender to another based on rate. So, that's about it. If you have any questions about using a mortgage broker, or other reasons, such as needing private financing, or if you end up having bad credit or something like that and you can't go to your regular bank, using a mortgage broker is definitely going to be an option you're going to need to use. http://LeahCoss.ca
Views: 1460 MortgagesInVancouver
How do mortgage brokers get paid in Canada?
 
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A borrower asked me a very important question a few days ago - a question not many ask. "Do you submit my application to the lender that pays you the most?" Tune in for the answer.
36 Ways Mortgage Brokers Get More Home Loan Clients
 
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Go to www.mortgageaustralia.com.au/brokers for more information. 36 Ways Mortgage Brokers Get More Home Loan Clients. This 15 min video details many 'done for you' sales and marketing systems and support to grow your Mortgage Broking business.
Views: 199 Mortgage Australia
3 tips to guarantee you get the best mortgage interest rate
 
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TITLE: 3 tips to get the best mortgage interest rate This video will show you everything you need to know about how to get the best mortgage interest rates on a mortgage and the best deal on a mortgage. When working with Banks, lenders and mortgage brokers it’s hard to know what the best deal on a mortgage is. In fact, these are the same ideas that we use in our company to help clients all over Florida get the best deal on a mortgage. They’re the main reason that I have been successful as a mortgage broker in Central Florida. We help clients all over Florida, primarily working in the Orlando are with our office in Oviedo, Florida. So how do you get the best deal on a mortgage? First you have to understand the numbers. Lenders and mortgage brokers use a Loan Estimate to show you the numbers and the only thing that they control are lender fees and the interest rate, everything else is an estimate. One way we make this easy on the client is that we do not charge lender fees, so it’s easy to analyze, zero fees. You pay no processing, underwriting, admin or application fees. Next up we have understanding the mortgage market. So many people never question a lender when they seem to be offering rates lower than ever other bank in the market. If you were buying a new car you would be extremely suspect if you found the car way cheaper than what the other dealers were selling them for. You have to take the same approach when looking at rates and be suspect for anything that seems too good to be true. The Third tip is to do your research, to get a low interest and best deal on a mortgage you need to make sure you are working with someone that you can trust. Google the name of the loan officer you are speaking with and see what other people are saying about them. Googling the bank does you now good, google the person as they are who you are going to be working with. also if you ever thought about buying an investment property in Florida, watch this video for some good info: https://www.youtube.com/watch?v=Oukxmc8FxZg Rayce Robinson 321-377-4211 nmls 322615 [email protected] https://www.zillow.com/lender-profile/Rayce%20Robinson/ www.raycerobinson.com Mid Florida Mortgage Professionals COMPANY NMLS 1587074 Note - mortgage interest rates change every day if you have a question on where rates are at just give Rayce Robinson a call from the Robinson Mortgage Team to get your quote today and see how we apply this tips to get you the best mortgage interest rate as well as the best over all deal on a mortgage. Rayce Robinson 321-377-4211 RAYCE ROBINSON (NMLS 322615) Mid Florida Mortgage Professionals, LLC Company NMLS 1587074
10 Reasons Why You Need a Mortgage Broker
 
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Get professional unbiased advice and save thousands of dollars. Contact Us Today
Views: 5210 donsango
How to get mortgage pre approval with bad credit in Canada
 
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In this episode, we discuss how to get mortgage pre-approval with bad credit in Canada. 💬 Remember to get your FREE guide from the experts before buying your next home: http://stories.brookfieldresidential.com/54-proven-expert-tips-you-need-to-know-today-before-buying-a-home About this video: Looking to get pre-approved for a mortgage but have a low credit score? What are your options? In this episode, I talk with Mujtaba Syed, Manager - Mobile Mortgage Specialist with TD Canada Trust, and discuss how to get approved for a mortgage with bad/low credit score and what's the minimum credit score to get pre-approved. We also explore other options, such as co-signing, and if you co-sign a mortgage, does your credit score affect the co-signer? #mortgage #mortgageapproval #firsttimehomebuyer ✍️ Prefer to read or need to take notes? See the transcripts: http://stories.brookfieldresidential.com/homebuyersschool/pre-approved-for-a-mortgage-with-bad-credit-in-canada 👉SUBSCRIBE TO THIS CHANNEL to get the latest tips, strategies, and tactics for home buying: https://goo.gl/aX7gkz 📔 If you want to learn more about mortgages and pre-approvals, watch more videos in the playlist: https://www.youtube.com/playlist?list=PLTRYbItmaqW-M3CUjHQh9u8AAxvOnabWU 🎓 Get educated on the home buying process: http://stories.brookfieldresidential.com/homebuyersschool
Views: 2068 Homebuyer's School
Mortgage Broker Vs Bank to Get a Mortgage
 
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When purchasing a home, have you debated if you should use a Mortgage Broker or the bank? Today, we have Sheriza Shamshudin from Northwood Mortgage discussing this topic. You will learn the key difference between the two to make a better decision. With 26 years of experience, Northwood Mortgage has a solution for your mortgage needs including home purchase, refinance, renewal, second mortgage, private mortgage, and much more. Contact us at 1-888-495-0528 or www.northwoodmortgage.com Follow and subscribe to our social media accounts: Facebook: www.facebook.com/NorthwoodMortgage Twitter: https://twitter.com/NorthwoodMTG LinkedIn: http://www.linkedin.com/company/northwood-mortgage G+:https://plus.google.com/u/0/+NorthwoodMortgageLtdToronto/ Northwood Mortgage Ltd. Lic. 10349
How Does a Mortgage Broker Get Paid?
 
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BilliMac.com Mortgage Question Of The Week - May 5, 2012 Visit http://www.BilliMac.com for more information!
Views: 219 Bill Macklem
6 Mortgage Scams Exposed! (Home Buyers Beware!)
 
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In today's real estate advice episode you'll learn about 6 mortgage scams exposed! **To know the mortgage scams to watch out for and how to avoid them, please watch the full video. Thank you!** Many mortgage lenders are upfront and honest at the same time some of the largest lenders in the USA are very deceitful in the marketing practices. You've likely heard the quip "we don't charge you origination fees or any fees period!" Really.... So what are they honestly going to provide anyone a mortgage and not make money!? Yeah right! What happens is that they increase your mortgage interest rate to so it doesn't cost as much money out of your pocket. Over the life of the loan, it will add up to massive $$$$$ you pay. So how to know if a mortgage lender is reputable? Simple... If it sounds too good to be true it usually is and more is involved than meets the eye. The difference between mortgage scams and duping people a different. At the same time, in my honest professional opinion, people like you should know exactly what you are signing and agreeing to before you owe. Knowing the sly marketing approach and how do mortgage companies rip you off is your first line of defense to shady loan officers. Working with a reputable local loan officer that is honest and takes the time to explain your options with you is a great indication you're working with the right loan officer. Share your favorite part of this video and your mortgage scams 2018 tips with us in the comments section below. Thank you! Looking forward to seeing you next Monday with another Real Estate Advice episode. Subscribe & like today! Thanks. If you want help finding one of the best real estate agents in the nation, a CRS, please let me know. I'm here to help! Want to know more about Las Vegas real estate or about buying a house in Las Vegas? Send me a message, I'm here to help! Enjoy an amazing day! -Your Real Estate Geek, Andrew Finney Contact info: Andrew Finney USMC Combat Veteran/ Real Estate Consultant License #S.0173260 Call/ Text: 702-710-0287 Email: [email protected] https://www.andrewfinneyteam.com/ BHHS, Nevada Properties 7475 W. Sahara Ave. Suite 100 Las Vegas, NV 89117 Designations- Certified Residential Specialist (CRS) Accredited Buyer's Representative (ABR) Sellers Representative Specialist (SRS) Certifications- Military Relocation Professional (MRP) Awesome Music Courtesy of: Song: Syn Cole - Feel Good [NCS Release] Music provided by NoCopyRightSounds. Video Link: https://www.youtube.com/watch?v=q1ULJ92aldE Download this track for FREE: http://bit.ly/SynColeFeelGoodDL
Views: 3756 Andrew Finney Team
Why You Should Use A Mortgage Broker To Get A Home Loan Rather Than A Bank
 
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Thinking of going straight to your bank to get a home loan? Think again! Here's why you should use a mortgage broker to get a home loan instead! To learn more about the benefits of using a mortgage broker over a bank, check out this article: http://www.specialisedmortgagesolutions.com/single-post/5-reasons-to-use-a-mortgage-broker Barry Swain is a mortgage broker located in Orange NSW. With over 25 years of industry experience and access to over 25 different lenders, he can get you a great deal on your home loan! He can help with all types of loans including: Home loans Investment loans Construction loans Car and other vehicle loans Business and commercial loans First Home Buyer loans Refinancing/debt consolidation Lines of credit Personal loans Equipment finance Self-managed super fund loans Self-employed loans Give him a call today on 0412 400 712, or send him an email at [email protected]
Should you hire a Real Estate Agent or Mortgage Lender first when buying a home?
 
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I answer one of my most asked questions: "Should I hire a realtor first or lender". Of course, I am a bit biased however I can attest to seeing both possibilities play out and have seen one work better MOST of the time. My name is Javier Vidana, a licensed Real Estate Agent with My Home Group in Phoenix, Arizona. I serve the Phoenix, Arizona area and it's many surrounding cities. If you're in my area, I'd be honored to help you accomplish your home goals! You can find all my info below: PHONE: 623-707-9836 EMAIL: [email protected] WEBSITE: www.JavierVidana.com INSTAGRAM: https://www.instagram.com/thejaviervidana LIVE SHOW: Every Friday - Good chance to ask your Questions! Not in Arizona and want a referral? Please watch this video: https://www.youtube.com/watch?v=vbvNSnqAKhM Outro Song was purchased by Tom Winter! https://tomwinter.bandcamp.com/
Views: 2854 Javier Vidana
How Does A Mortgage Broker Get Paid?- I Will  Break It Down!
 
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http://www.onlinewithjohn.com – How Does A Mortgage Broker Get Paid? How does a mortgage broker get paid is a search I did a few years back. I was a mortgage broker for over 10 years. I made really good money for a long time. I loved being on my own. So you’re wanting to know how does a mortgage broker get paid. The first way they get paid is an origination fee. This is the fee the borrower pays you to do the loan. It’s usually a percentage. They also get paid a yield spread premium. This is what lenders pay you based on the interest rate. The higher the rate the more yield spread you make. Lastly you get paid a split on the fees other loan originators make on the loans they do. These can be anywhere from a 60/40 spilt to 70/30 Now remember a lot of this has changed after the mortgage crisis. The government put major restrictions on loans because of all the foreclosures. It’s really a good thing. It destroyed the housing marketing for a long time. I left the business because of all the restrictions. I went into internet marketing where the sky is the limit of what I can make. In fact the guy that brought me in makes 7 figures. I wanted what he has. Let me give you another option. Look at internet marketing. Before you make a decision. Sounds like you are still looking. Everything is moving towards the internet. Think of what is would be like to work from home. Trust me on this shorter hours. Click the link above and checkout what I am doing with internet marketing. I will talk to you on the inside. https://youtu.be/Wd4OJDUy3G0
Views: 649 John Richards
LoanLink  - Germany's fee free Mortgage broker
 
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LoanLink is a pioneer in mortgage brokerage for non-native property buyers in Germany. Fast, transparent, and user-friendly, we are proud to provide a free and efficient digital online solution that takes the stress out of getting a mortgage as a non-German speaker. We work with blue card holders, international investors, and expats to deliver an entire mortgage experience in English. Unlike a traditional broker, our technology scans the rates of more than 400 lenders, and provides you with the most affordable option. We improve upon the traditionally manual process to save you time, hassle, and money.
Views: 430 LoanLink.de
8 Easy Steps to Understand the Mortgage Process!
 
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Guaranty Trust Company has been clearing away the fuzz for home buyers since 1986. Watch this illustrated video for 8 Easy Steps to walk away with a better understanding of the mortgage process! Visit www.guarantytrust.com/apply to get pre-approved for your home loan! More about Guaranty Trust Mortgage: Since 1986, we have been a market leader in residential mortgage lending. From financing your dream home to refinancing your existing home, we have you covered. Ranked a Top 100 Mortgage Company in America for the last 2 years, Guaranty Trust Mortgage, serving Tennessee, makes customer satisfaction a priority. The Better Business Bureau gives Guaranty Trust its highest rating of A+!
Views: 84943 Guaranty Trust
Ask the Mortgage Broker:  How can I get a Mortgage Pre-Approval?
 
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What records and information do I need to have to get a mortgage pre-approval. Ray Carrera of Atlantic Home Loans answers this important question
Views: 80 Karen Seeman
Mortgage Questions | Can I Get A Mortgage Without My Partner
 
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Welcome to Mortgage Broker TV and be sure to SUBSCRIBE: http://bit.ly/barrfinancial to learn more about the latest mortgage deals and learn some insider property tips. Can I get a mortgage without my partner is a question that is asked more than you may think! There are lots of reasons why people want to know whether it is possible to get a mortgage without their partner. It might be their husband, wife or partner has bad credit. It might be because the source of the deposit is coming from one side of the family and its important to protect or mitigate the risk of losing this if a relationship were to break down. These aren't nice things to think about or deal with, but unfortunately, it is the reality of our world. So the short answer to the question "can I get a mortgage without my partner?" is YES! ...but here comes the caveat! Like all things, it does come down to the individual circumstances and the situation. One major thing to consider is the fact that if you are going to get the mortgage on your own, then it could restrict what you can do! In other words, the lender will assess only your income and this might reduce your potential borrowing capacity. However if you are not buying a home, but maybe an investment property, then the income shortfall may not be as affected, as the lender looks at the rental more. Having said this, some buy to let lenders do ask for a certain minimum income. The key like a lot of these complex things is to get independent mortgage advice from a good independent mortgage broker. The reason this is important is that they will be able to look at the whole market (all the lenders) to figure out a solution for you. Find me on: http://Facebook.com/BarrFinancial http://instagram.com/barrfinancial http://twitter.com/barrfinancial
Views: 105 Barr Financial
Best Mortgage Rate How to Get the Best rate with Vancouver mortgage broker
 
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http://www.notapennydown.com How do I get the Best Mortgage Rate. How to finance, where can I Get a Mortgage. Best interest rate. Best mortgage interest rate, Best Rate, lowest rates
Views: 5239 MortgageMark Fidgett
Watch Me Build A Successful Facebook Mortgage Ad
 
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Successful Facebook Mortgage Ads. Watch as we setup a Facebook ad from start to finish. This ad is currently working for our consulting clients. Go forth and implement! Would you like us to build a successful Facebook marketing campaign for you? Visit: http://www.cwjstone.com/funnel to book a free consultation. *Rates start at $500 per month.
Views: 11007 Chris Johnstone

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