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Mortgage-backed securities I | Finance & Capital Markets | Khan Academy
 
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Part I of the introduction to mortgage-backed securities. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/derivative-securities/mort-backed-secs-tut/v/mortgage-backed-securities-ii?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/derivative-securities/mort-backed-secs-tut/v/mortgage-back-security-overview?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: In many commodities markets, it is very helpful for buyers or sellers to lock-in future prices. This is what both forwards and futures allow for. This tutorial explains how they work and what the difference is between the two. About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 434576 Khan Academy
Bonds vs. stocks | Stocks and bonds | Finance & Capital Markets | Khan Academy
 
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The difference between a bond and a stock. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/stock-and-bonds/shorting-stock/v/basic-shorting?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/stock-and-bonds/stocks-intro-tutorial/v/what-it-means-to-buy-a-company-s-stock?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: Many people own stocks, but, unfortunately, most of them don't really understand what they own. This tutorial will keep you from being one of those people (not keep you from owning stock, but keep you from being ignorant about your investments). About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 883578 Khan Academy
Explaining Mortgage | by Wall Street Survivor
 
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What is a mortgage? Win $500 by joining our Fall Trading Contest today! https://www.wallstreetsurvivor.com/register?utm_source=Youtube&utm_medium=VideoLink&utm_campaign=FallContest Mortgages exist to solve a problem. Most people want to buy their own home, but a house costs hundreds of thousands of dollars, and you likely don’t have that kind of cash lying around in the crevices of your sofa. You’d have to work and save for decades to get that much money, and in the meantime you could easily end up paying out more in rent than the cost of the house you wanted to buy. So to enable people to buy a house before they are too old to remember why they wanted it in the first place, we have the mortgage system. A mortgage is just a type of loan, pure and simple. If the house you want to buy costs $100,000, then you could pay $10,000 from your savings (that’s called the downpayment), and borrow the remaining $90,000 from the bank. So if it’s that simple – just a housing loan that you pay back over time – why all the fuss and complexity around mortgages? Well, mortgages come in more flavors than Ben & Jerry’s ice cream, and not all of them taste good. You’ve got ARMs and balloon mortgages, fixed-rate loans and interest-only loans, bridge loans and refis and reverse mortgages. Learn more about the different types of mortgages and find out which one is right for you with Wall Street Survivor's Paying For Your Home course:
Views: 263658 Wall Street Survivor
18. Modeling Mortgage Prepayments and Valuing Mortgages
 
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Financial Theory (ECON 251) A mortgage involves making a promise, backing it with collateral, and defining a way to dissolve the promise at prearranged terms in case you want to end it by prepaying. The option to prepay, the refinancing option, makes the mortgage much more complicated than a coupon bond, and therefore something that a hedge fund could make money trading. In this lecture we discuss how to build and calibrate a model to forecast prepayments in order to value mortgages. Old fashioned economists still make non-contingent forecasts, like the recent predictions that unemployment would peak at 8%. A model makes contingent forecasts. The old prepayment models fit a curve to historical data estimating how sensitive aggregate prepayments have been to changes in the interest rate. The modern agent based approach to modeling rationalizes behavior at the individual level and allows heterogeneity among individual types. From either kind of model we see that mortgages are very risky securities, even in the absence of default. This raises the question of how investors and banks should hedge them. 00:00 - Chapter 1. Review of Mortgages 03:20 - Chapter 2. Complications of Refinancing Mortgages 19:26 - Chapter 3. Non-contingent Forecasts of Mortgage Value 28:40 - Chapter 4. The Modern Behavior Rationalizing Model of Mortgage Value 54:07 - Chapter 5. Risk in Mortgages and Hedging Complete course materials are available at the Open Yale Courses website: http://open.yale.edu/courses This course was recorded in Fall 2009.
Views: 20675 YaleCourses
What is MORTGAGE-BACKED SECURITY? What does MORTGAGE-BACKED SECURITY mean?
 
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What is MORTGAGE-BACKED SECURITY? What does MORTGAGE-BACKED SECURITY mean? MORTGAGE-BACKED SECURITY meaning - MORTGAGE-BACKED SECURITY definition - MORTGAGE-BACKED SECURITY explanation. Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. A mortgage-backed security (MBS) is a type of asset-backed security that is secured by a mortgage or collection of mortgages. The mortgages are sold to a group of individuals (a government agency or investment bank) that securitizes, or packages, the loans together into a security that investors can buy. The mortgages of an MBS may be residential or commercial, depending on whether it is an Agency MBS or a Non-Agency MBS; in the United States they may be issued by structures set up by government-sponsored enterprises like Fannie Mae or Freddie Mac, or they can be "private-label", issued by structures set up by investment banks. The structure of the MBS may be known as "pass-through", where the interest and principal payments from the borrower or homebuyer pass through it to the MBS holder, or it may be more complex, made up of a pool of other MBSs. Other types of MBS include collateralized mortgage obligations (CMOs, often structured as real estate mortgage investment conduits) and collateralized debt obligations (CDOs). The shares of subprime MBSs issued by various structures, such as CMOs, are not identical but rather issued as tranches (French for "slices"), each with a different level of priority in the debt repayment stream, giving them different levels of risk and reward. Tranches—especially the lower-priority, higher-interest tranches—of an MBS are/were often further repackaged and resold as collaterized debt obligations. These subprime MBSs issued by investment banks were a major issue in the subprime mortgage crisis of 2006–2008. The total face value of an MBS decreases over time, because like mortgages, and unlike bonds, and most other fixed-income securities, the principal in an MBS is not paid back as a single payment to the bond holder at maturity but rather is paid along with the interest in each periodic payment (monthly, quarterly, etc.). This decrease in face value is measured by the MBS's "factor", the percentage of the original "face" that remains to be repaid. There are many reasons for mortgage originators to finance their activities by issuing mortgage-backed securities. Mortgage-backed securities: 1. transform relatively illiquid, individual financial assets into liquid and tradable capital market instruments 2. allow mortgage originators to replenish their funds, which can then be used for additional origination activities 3. can be used by Wall Street banks to monetize the credit spread between the origination of an underlying mortgage (private market transaction) and the yield demanded by bond investors through bond issuance (typically a public market transaction) 4. are often a more efficient and lower-cost source of financing in comparison with other bank and capital markets financing alternatives. 5. allow issuers to diversify their financing sources by offering alternatives to more traditional forms of debt and equity financing 6. allow issuers to remove assets from their balance sheet, which can help to improve various financial ratios, utilize capital more efficiently, and achieve compliance with risk-based capital standards The high liquidity of most mortgage-backed securities means that an investor wishing to take a position need not deal with the difficulties of theoretical pricing described below; the price of any bond is essentially quoted at fair value, with a very narrow bid/offer spread. Reasons (other than investment or speculation) for entering the market include the desire to hedge against a drop in prepayment rates (a critical business risk for any company specializing in refinancing). Critics have suggested that the complexity inherent in securitization can limit investors' ability to monitor risks, and that competitive securitization markets with multiple securitizers may be particularly prone to sharp declines in underwriting standards. Private, competitive mortgage securitization is believed to have played an important role in the US subprime mortgage crisis. In addition, off–balance sheet treatment for securitizations coupled with guarantees from the issuer are said to make the securitizing firm's leverage less transparent, thereby facilitating risky capital structures and allowing credit risk underpricing. Off–balance sheet securitizations are believed to have played a large role in the high leverage ratio of US financial institutions before the financial crisis.
Views: 3070 The Audiopedia
Casual Economics: Mortgage-backed Securities
 
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You've probable heard a lot about Mortgage-backed Securities, but how do they actually work? Find out in this episode of Casual Economics.
Views: 4430 Casual Economics
Mortgage-backed security overview | Finance & Capital Markets | Khan Academy
 
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Basics of how a mortgage back security works. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/derivative-securities/mort-backed-secs-tut/v/mortgage-backed-securities-i?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/derivative-securities/forward-futures-contracts/v/interpretting-futures-fair-value-in-the-premarket?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: In many commodities markets, it is very helpful for buyers or sellers to lock-in future prices. This is what both forwards and futures allow for. This tutorial explains how they work and what the difference is between the two. About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 83025 Khan Academy
Opportunities in Mortgage-Backed Securities
 
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Daniel Hyman, co-head of PIMCO’s agency mortgage portfolio management team, and Alfred Murata, mortgage credit portfolio manager, discuss opportunities in mortgage-backed securities in light of the outlook for the U.S. housing market. For an extended discussion of our views on the U.S. housing market and opportunities in mortgage securities, please watch U.S. U.S. Mortgage Market Outlook for 2017: https://www.youtube.com/watch?v=lw4sPLYV_Kw Follow us for insights on economies, markets and investing: Twitter: https://twitter.com/pimco LinkedIn: http://www.linkedin.com/company/pimco Facebook: http://www.facebook.com/pimco Blog: http://blog.pimco.com Terms and conditions: pimco.com/socialmedia
Views: 2443 PIMCO
What is a Mortgage Backed Security?
 
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Do you have a MERS Mortgage? Go to : http://www.ismersinyourmortgage.com/ for a FREE INTRO COPY! Do you know what happened to your mortgage at the closing table? A mortgage-backed security (MBS) is a securitized interest in a pool of mortgages. It is a bond. Instead of paying investors fixed coupons and principal, it pays out the cash flows from the pool of mortgages. The simplest form of mortgage-backed security is a mortgage pass-through. With this structure, all principal and interest payments (less a servicing fee) from the pool of mortgages are passed directly to investors each month.
Views: 38615 Richie
Healthy Housing Market Making Non-Agency Mortgage Bonds More Attractive
 
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The housing market won't rise as much as last year, but it's still strong enough for investors in high quality non-agency residential mortgage backed bonds to do well, says Berkin Kologlu, portfolio manager for the Angel Oak Multi-Strategy Income Fund. Kologlu likes these better than agency bonds due to their lower durations. He also is positive on CLOs because corporate fundamentals are strong and these bonds work well in a rising rate environment. Subscribe to TheStreetTV on YouTube: http://t.st/TheStreetTV For more content from TheStreet visit: http://thestreet.com Check out all our videos: http://youtube.com/user/TheStreetTV Follow TheStreet on Twitter: http://twitter.com/thestreet Like TheStreet on Facebook: http://facebook.com/TheStreet Follow TheStreet on LinkedIn: http://linkedin.com/company/theStreet Follow TheStreet on Google+: http://plus.google.com/+TheStreet
The Big Short (2015) - Dr. Michael Burry Betting Against the Housing Market [HD 1080p]
 
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Dr.Michael Burry talks Big Investment Banks on Wall-street into creating and selling Credit Default Swaps on Mortgage Backed Bonds to him in 2005. He was the first person to do so and later other investors and investment banks would use his idea to structure various derivatives on American housing market. Full Playlist: https://www.youtube.com/playlist?list=PL_eGtR10uhM33lgUrczfm7uZUXCh6a6Zx
Views: 2022364 Extractor
Margin Call (2011) - Fire Sale of Mortgage Bonds (Wall Street Investment Bank Trading) [HD 1080p]
 
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"...so today looks like my loss is your gain."
Views: 924875 Extractor
Mortgage Bond Market Analysis
 
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I discuss what's happening in the mortgage bond market and what to look for if earnings season is good. I give my recommendation about whether to lock or float.
Views: 1 Jed Wunderli
Mortgage-backed securities III | Finance & Capital Markets | Khan Academy
 
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Part III of the introduction to mortgage-backed securities. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/derivative-securities/cdo-tutorial/v/collateralized-debt-obligation-overview?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/derivative-securities/mort-backed-secs-tut/v/mortgage-backed-securities-ii?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: In many commodities markets, it is very helpful for buyers or sellers to lock-in future prices. This is what both forwards and futures allow for. This tutorial explains how they work and what the difference is between the two. About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 230687 Khan Academy
Introduction to bonds | Stocks and bonds | Finance & Capital Markets | Khan Academy
 
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What it means to buy a bond. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/stock-and-bonds/bonds-tutorial/v/introduction-to-the-yield-curve?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/stock-and-bonds/bonds-tutorial/v/corporate-debt-versus-traditional-mortgages?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: Both corporations and governments can borrow money by selling bonds. This tutorial explains how this works and how bond prices relate to interest rates. In general, understanding this not only helps you with your own investing, but gives you a lens on the entire global economy. About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 480340 Khan Academy
How Bond Market works? | Understanding Debt Market with example | Bond Market in India - Part 1
 
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The bond market moves when expectations change about economic growth and inflation. Unlike stocks, whose future earnings are anyone's guess, bonds make fixed payments for a certain period of time. Investors decide how much to pay for a given bond based on how much they expect inflation to erode the value of those fixed payments. The higher their expectations of inflation, the less they will pay for bonds. The lower they expect inflation to be, the more they will pay. In Bond market, lower prices correspond to higher yields, and higher prices correspond to lower yields. When prices fall, yields rise, and vice versa. Find us on Social Media and stay connected: Facebook Page - https://www.facebook.com/InvestYadnya Facebook Group - https://goo.gl/y57Qcr Twitter - https://www.twitter.com/InvestYadnya
How Do Mortgage Backed Securities Affect Mortgage Rates? (Mortgages, Home Loans, St. Louis, MO)
 
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http://firstintegrity.com/ Mortgage & home loan expert at First Integrity Mortgage Services in St. Louis, MO discusses Mortgage Backed Securities & Mortgage Rates? (800) 263-3959. There are a lot of things that can affect mortgage rates, but nothing affects them more directly than Mortgage Backed Securities like mortgage bonds. Fannie Mae and Freddie Mac are the leading purchasers of mortgages in the US. To fund these mortgages, they bundle them in large “pools”, securitize them as Mortgage Bonds and sell them on the secondary market. These pools are in the millions of dollars…sometimes even in the billions of dollars. Here is how it works: Let’s say you take out a mortgage at 4.25%. First Integrity Mortgage closes the loan and then we sell it to a large investor like Chase, BB&T, or any one of many others. That investor usually retains the servicing, or payment processing, of the loan but then sells the loan directly to Fannie or Freddie. So by the time Fannie or Freddie get the mortgage, a lot of people have to be paid along the way which eats into the yield. A 4.25% mortgage now has a final yield of about 3.25%. Now Fannie or Freddie have just purchased an asset that’s roughly yielding a 3.25% ROI, Return On Investment. But Fannie or Freddie don’t want to hang on to this asset…they want to sell it so they can lend out more money and make more profit…that’s what they DO. The solution is that they are going to securitize this loan by selling a bond with a yield of about 3.50%. This process nets them a profit of .25% PLUS they have now replenished their capital to fund more mortgages. The direct effect of Mortgage Bonds on mortgage rates is a simple economics 101 class lecture. As the demand for mortgage bonds increases, Fannie or Freddie can require a higher price at a lower yield. Inversely, as the demand for mortgage bonds decreases, Fannie and Freddie have to drop the price and increase the yield to attract more buyers. Mortgage rates move in the same direction of the yield of mortgage bonds, and in the opposite direction of mortgage bond prices. Mortgage Backed Securities are generally purchased by large Fund Managers, foreign governments, and even our own Federal Reserve. When facing uncertain or bad economic situations, these groups will seek out the safe haven of the bond market, pushing prices higher and yields lower…ECONOMICS 101, right? We hope this helps. Also, if you are interested in a consultation about PowerPlus, looking to compare mortgages, have a question about interest rates, or different homes loans like FHA or aVA loan or any other information to ensure you get the best home loan in Missouri or Illinois then we invite you to call the number below. Also, we encourage our subscribers to leave questions on any of our videos, and we will provide you with the answers you need. You can also find us online at firstintegrity.com.
How Does the Bond Market Affect Mortgage Rates?
 
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Providence Home Lending provides resources for people who are buying a home or want to refinance their mortgage purchase or home. We learn more about how Providence Home Lending can aid with the refinancing process. Plus, more on what is happening in the bond market, and how it reflects what's happening in the U.S. economy. Head to www.trustprovidence.com for more information.
Views: 1088 TODAY’S TMJ4
Mortgage Bonds 101
 
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What do these weird Charts mean? Learn here. Mortgage bonds go up and down every day. Learn how they impact the rate and points you get on your mortgage.
FRM part1 Mortagages and Mortgage Backed Securities in Financial Markets and Products
 
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FRM Part 1 training at pacegurus by Vamsidhar Ambatipudi on Financial Markets and Products. For details call +91 9848012123
What is a mortgage bond?
 
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Mortgage rates, Daily market watch. If buying a home or auto need to know what market is doing, stock, treasuries, mortgage bonds. No credit, bad credit or need credit repair call John Franco 661.310.1514 visit my blog at www.johnfranco.com
Views: 3637 John Franco
Mortgage-backed securities II | Finance & Capital Markets | Khan Academy
 
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Part II of the introduction to mortgage-backed securities. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/derivative-securities/mort-backed-secs-tut/v/mortgage-backed-securities-iii?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/derivative-securities/mort-backed-secs-tut/v/mortgage-backed-securities-i?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: In many commodities markets, it is very helpful for buyers or sellers to lock-in future prices. This is what both forwards and futures allow for. This tutorial explains how they work and what the difference is between the two. About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 295811 Khan Academy
Why US Agency Mortgage Backed Securities could be an opportunity
 
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The US agency mortgage-backed Securities (MBS) market is the world's second largest bond market after the US Treasuries market, making it one of the most liquid markets globally
Relationship between bond prices and interest rates | Finance & Capital Markets | Khan Academy
 
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Why bond prices move inversely to changes in interest rate. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/stock-and-bonds/bonds-tutorial/v/treasury-bond-prices-and-yields?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/stock-and-bonds/bonds-tutorial/v/introduction-to-the-yield-curve?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: Both corporations and governments can borrow money by selling bonds. This tutorial explains how this works and how bond prices relate to interest rates. In general, understanding this not only helps you with your own investing, but gives you a lens on the entire global economy. About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 494270 Khan Academy
Healthy Housing Market Making Mortgage Bonds Magnificent Says Fund Manager
 
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A healthy housing market is making mortgage-backed bonds all the more attractive, said Greg Parsons, CEO of Semper Capital Management. 'Economic metrics supporting the sector continue to move in the right direction, especially with home price appreciation around 5% and home prices back to 2006 levels with better home affordability,' said Parsons. Parsons' firm is behind the Semper MBS Total Return Fund , which received a 5-Star overall rating out of 247 nontraditional bond funds tracked by Morningstar. The Semper MBS Total Return Fund is up 4.3% thus far in 2016, according to Morningstar. The $476 million fund has returned an average of 7.1% annually over the past three years, outpacing 97% of its rivals Morningstar's nontraditional bond category. The fund sports a healthy trailing twelve month yield of 5.8%, according to Morningstar. Parsons sees strong risk adjusted returns in the structured credit markets, specifically non-agency residential mortgage-backed securities (RMBS). He said the combination of strong fundamentals and technical dynamics will continue to support prices. In Parsons' view, structured credit offers a strong value proposition - both absolute and relative - within the bond market because it offers healthy interest income with limited exposure to global macro events, direction of interest rates, or credit risk. Based on Semper's analysis, structured credit should generate 5%-plus 'loss adjusted yield' with an anticipated effective duration of around 1.5 years. As a result, Parsons said RMBS makes for a strong compliment or substitute for traditional high yield in a portfolio. Parsons also pointed out that the quality of assets have materially improved since the mortgage meltdown in 2008, which should reassure investors that past excesses have been wrung out of the market. 'We know what we are buying now and our models are far more accurate,' said Parsons. Subscribe to TheStreetTV on YouTube: http://t.st/TheStreetTV For more content from TheStreet visit: http://thestreet.com Check out all our videos: http://youtube.com/user/TheStreetTV Follow TheStreet on Twitter: http://twitter.com/thestreet Like TheStreet on Facebook: http://facebook.com/TheStreet Follow TheStreet on LinkedIn: http://linkedin.com/company/theStreet Follow TheStreet on Google+: http://plus.google.com/+TheStreet
Mortgage Crisis Explained: Finance System, Fannie Mae, Freddie Mac, Global Markets (2015)
 
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A mortgage-backed security (MBS) is a type of asset-backed security that is secured by a mortgage or collection of mortgages. About the book: https://www.amazon.com/gp/product/0990976300/ref=as_li_tl?ie=UTF8&camp=1789&creative=9325&creativeASIN=0990976300&linkCode=as2&tag=tra0c7-20&linkId=59d18b8225ed6599b8b8050a523b67cc The mortgages are sold to a group of individuals (a government agency or investment bank) that securitizes, or packages, the loans together into a security that investors can buy. The mortgages of an MBS may be residential or commercial, depending on whether it is an Agency MBS or a Non-Agency MBS; in the United States they may be issued by structures set up by government-sponsored enterprises like Fannie Mae or Freddie Mac, or they can be "private-label", issued by structures set up by investment banks. The structure of the MBS may be known as "pass-through", where the interest and principal payments from the borrower or homebuyer pass through it to the MBS holder, or it may be more complex, made up of a pool of other MBSs. Other types of MBS include collateralized mortgage obligations (CMOs, often structured as real estate mortgage investment conduits) and collateralized debt obligations (CDOs).[1] The shares of subprime MBSs issued by various structures, such as CMOs, are not identical but rather issued as tranches (French for "slices"), each with a different level of priority in the debt repayment stream, giving them different levels of risk and reward. Tranches—especially the lower-priority, higher-interest tranches—of an MBS are/were often further repackaged and resold as collaterized debt obligations.[2] These subprime MBSs issued by investment banks were a major issue in the subprime mortgage crisis of 2006–8. The total face value of an MBS decreases over time, because like mortgages, and unlike bonds, and most other fixed-income securities, the principal in an MBS is not paid back as a single payment to the bond holder at maturity but rather is paid along with the interest in each periodic payment (monthly, quarterly, etc.). This decrease in face value is measured by the MBS's "factor", the percentage of the original "face" that remains to be repaid. https://en.wikipedia.org/wiki/Mortgage-backed_security The Federal National Mortgage Association (FNMA), commonly known as Fannie Mae, was founded in 1938 during the Great Depression as part of the New Deal. It is a government-sponsored enterprise (GSE) and has been a publicly traded company since 1968.[2] The corporation's purpose is to expand the secondary mortgage market by securitizing mortgages in the form of mortgage-backed securities (MBS),[3] allowing lenders to reinvest their assets into more lending and in effect increasing the number of lenders in the mortgage market by reducing the reliance on locally based savings and loan associations (aka "thrifts").[4] https://en.wikipedia.org/wiki/Fannie_Mae The Federal Home Loan Mortgage Corporation (FHLMC), known as Freddie Mac, is a public government-sponsored enterprise (GSE), headquartered in the Tyson's Corner CDP in unincorporated Fairfax County, Virginia.[2][3] The FHLMC was created in 1970 to expand the secondary market for mortgages in the US. Along with Fannie Mae, Freddie Mac buys mortgages on the secondary market, pools them, and sells them as a mortgage-backed security to investors on the open market. This secondary mortgage market increases the supply of money available for mortgage lending and increases the money available for new home purchases. The name, "Freddie Mac", is a variant of the initialism of the company's full name that had been adopted officially for ease of identification. On September 7, 2008, Federal Housing Finance Agency (FHFA) director James B. Lockhart III announced he had put Fannie Mae and Freddie Mac under the conservatorship of the FHFA (see Federal takeover of Fannie Mae and Freddie Mac). The action has been described as "one of the most sweeping government interventions in private financial markets in decades".[4][5][6] Moody's gave Freddie Mac's preferred stock an investment grade rating of A1 until August 22, 2008, when Warren Buffett said publicly that both Freddie Mac and Fannie Mae had tried to attract him and others. Moody's changed the credit rating on that day to Baa3, the lowest investment grade credit rating. Freddie's senior debt credit rating remains Aaa/AAA from each of the major ratings agencies Moody's, S&P, and Fitch.[7] As of the start of the conservatorship, the United States Department of the Treasury had contracted to acquire US$1 billion in Freddie Mac senior preferred stock, paying at a rate of 10% per year, and the total investment may subsequently rise to as much as US$100 billion. https://en.wikipedia.org/wiki/Freddie_Mac
Views: 18823 The Film Archives
Treasury bond prices and yields | Stocks and bonds | Finance & Capital Markets | Khan Academy
 
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Why yields go down when prices go up. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/stock-and-bonds/bonds-tutorial/v/annual-interest-varying-with-debt-maturity?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/stock-and-bonds/bonds-tutorial/v/relationship-between-bond-prices-and-interest-rates?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: Both corporations and governments can borrow money by selling bonds. This tutorial explains how this works and how bond prices relate to interest rates. In general, understanding this not only helps you with your own investing, but gives you a lens on the entire global economy. About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 235192 Khan Academy
THE BIG SHORT MOVIE EXPLAINED ANIMIATED
 
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The big short movie small explanation on shorting the housing market, subprime mortgage crisis, and Credit default swaps. Music by: http://bensound.com
Views: 361109 ViralWhirl
Mortgage Backed sector of bond market
 
02:04:07
Mortgage Backed sector of bond market training by Vamsidhar Ambatipudi
How the Mortgage Bond Market Works
 
03:16
The Money Man Mike Show discusses how the bond market works.
Views: 13 Michael Thayer
Warning! Fed dumping toxic mortgage Bonds.  Crashing housing market 2017. Silver Price rise.
 
20:36
02/07/17 bond market dangers official rules for Free silver February EXP. 02/27/17 Drawing on the Last day of February. Everyone who is subscribed Every three videos you comment free silver February is another chance entered into the drawing. I'll cover shipping. And the winner will get a chance to say Hi or plug their channel or Just give a shot out on the Show If they want. -YouTube is not a sponsor of this contest and require users to release YouTube from any and all liability related to this contest. -privacy notice any personal data collected for the delivery to winner of contest will not be stored, saved, or shared -all entries must abide by these policies http://www.youtube.com/t/community_guidelines Disclaimer ALL CONTENT ON 'SILVER REPORT' YOUTUBE CHANNEL IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY. 'SILVER REPORT' ASSUMES ALL INFORMATION TO BE TRUTHFUL AND RELIABLE; HOWEVER, THE CONTENT ON THIS CHANNEL IS PROVIDED WITHOUT ANY WARRANTY, EXPRESS OR IMPLIED. NO MATERIAL HERE CONSTITUTES "INVESTMENT ADVICE" IT IS GOOD TO EXAMINE THE FACTS FOR YOURSELF AND ACTIONS YOU UNDERTAKE AS A CONSEQUENCE OF ANY ANALYSIS, OPINION OR ADVERTISEMENT ON THIS CHANNEL ARE YOUR SOLE RESPONSIBILITY.
Views: 6371 Silver Report
Fannie Mae's Role in Mortgage-Backed Securities
 
03:12
What are mortgage-backed securities (MBS), and what's Fannie Mae's role with them? See what we have to do with mortgage finance. http://bit.ly/mortgagefinance
Views: 20658 Fannie Mae
Mortagages and Mortgage Backed Securities
 
02:04:07
Training on Mortagages and Mortgage Backed Securities by Vamsidhar Ambatipudi
Views: 1076 Vamsidhar Ambatipudi
Mortgage Interest Rates | Housing | Finance & Capital Markets | Khan Academy
 
14:18
Understanding how mortgage interest rates are quoted. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/short-sale-basics?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/introduction-to-mortgage-loans?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional). About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 136380 Khan Academy
Danish covered bond and mortgage markets: Negative interest rates
 
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What are the implications of negative interest rates for the Danish mortgage and covered bond markets?
Wells Fargo Has Done It AGAIN! - The Return Of Mortgage Backed Securities!
 
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Josh Sigurdson talks with author and economic analyst John Sneisen about Wells Fargo's latest move to once again issue mortgage backed securities despite the vast trouble they landed themselves in in 2007. This is Wells Fargo's first post-crisis mortgage bond tied to U.S. home loans without government backing. The non-agency bond will be $441 million and will include top portions which will of course be rated AAA. This sale will be finalized within a week. So here we go again. As we see massive housing bubbles throughout the United States, we also see the return of the very derivatives that we saw leading up to the 2007/2008 crisis. Mortgage backed securities, credit default swaps, collateralized debt obligations, subprime lending, all the usual suspects. On top of that all, Wells Fargo has been caught up in many dozens of scandals in the past two years alone which speaks loud and clear to the desperation and volatility they face as yet another bankrupt bank. This video breaks down the latest news, ties it to Wells Fargo's history and explains what it means for the future. Stay tuned for more from WAM! Video edited by Josh Sigurdson Featuring: Josh Sigurdson John Sneisen Graphics by Bryan Foerster and Josh Sigurdson Visit us at www.WorldAlternativeMedia.com LIKE us on Facebook here: https://www.facebook.com/LibertyShallPrevail/ Follow us on Twitter here: https://twitter.com/WorldAltMedia FIND US ON STEEMIT: https://steemit.com/@joshsigurdson BUY JOHN SNEISEN'S LATEST BOOK HERE: Paperback https://www.amazon.com/dp/1988497051/ref=zg_bs_tab_pd_bsnr_2?_encoding=UTF8&psc=1&refRID=ZBK6VTXQRA2F77RYZ602 Kindle https://www.amazon.ca/dp/B073V5R72H/ref=sr_1_1?s=digital-text&ie=UTF8&qid=1500130568&sr=1-1 DONATE HERE: https://www.gofundme.com/w3e2es Help keep independent media alive! Pledge here! Just a dollar a month can help us stay on our feet as we face intense YouTube censorship! https://www.patreon.com/user?u=2652072&ty=h&u=2652072 BITCOIN ADDRESS: 18d1WEnYYhBRgZVbeyLr6UfiJhrQygcgNU https://anarchapulco.com/buy-your-tickets/ Use Promo Code: wam to save on your tickets! World Alternative Media 2018 "Find the truth, be the change!"
The Crisis of Credit Visualized - HD
 
11:11
The Short and Simple Story of the Credit Crisis -- The Full Version By Jonathan Jarvis. Crisisofcredit.com The goal of giving form to a complex situation like the credit crisis is to quickly supply the essence of the situation to those unfamiliar and uninitiated. This is the original, full version.
Views: 1888613 graphixmdp
What is a Mortgage Bond?
 
01:35
There are many types of mortgage bonds. This video is about mortgage bonds in regards to surety. A mortgage bond, in regards to surety, is a type of license and permit surety bond required by a state agency for licensure pertaining to mortgage activities. You might need a bond if you wish to become a licensed mortgage professional. You can learn more here: http://blog.suretysolutions.com/suretynews/what-is-a-mortgage-bond-really Still have questions? Ask us in the comment section!
Views: 88 Surety Solutions
Collateralized debt obligation overview | Finance & Capital Markets | Khan Academy
 
04:19
How CDOs can give different investors different levels of risk and returns with the same underlying assets. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/derivative-securities/cdo-tutorial/v/collateralized-debt-obligation-cdo?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/derivative-securities/mort-backed-secs-tut/v/mortgage-backed-securities-iii?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: Interest is the basis of modern capital markets. Depending on whether you are lending or borrowing, it can be viewed as a return on an asset (lending) or the cost of capital (borrowing). This tutorial gives an introduction to this fundamental concept, including what it means to compound. It also gives a rule of thumb that might make it easy to do some rough interest calculations in your head. About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 146301 Khan Academy
KLBJ 590 AM -- Stock Market and Bond Market Movements effect Home Mortgage Interest Rates
 
01:23
http://www.BuyAustin.Com For more information, contact Kenn Renner at 512-423-5626 (call / text) or email [email protected]
Views: 11870 rennerrealty
New High Quality Mortgage-Backed Bonds Show Strength of Housing Market
 
04:21
The demand for housing is strengthening nationwide and that’s creating opportunities in the non-agency mortgage-backed bond market, said Gary Singleterry, portfolio manager GAM Unconstrained Bond Strategy. 'A lot of the mortgage-backed securities market offers very attractive spreads over Treasuries compared to say the corporate bond market and we do have an improving housing market,' said Singleterry. 'In the non-agency area you can find pretty good value if you know what you are doing.' Singleterry said the national housing market has recovered fairly well since the crisis with prices back to their long-term trend line. Regionally, however, he said big differences still remain with many markets back to their pre-crisis highs, while some are not. Singleterry said he expects house prices to increase along with inflation going forward at about 2% to 3% per year. Unlike housing, however, the mortgage-backed securities (MBS) market has not fully recovered, creating buying opportunities in Singleterry’s view. Subscribe to TheStreetTV on YouTube: http://t.st/TheStreetTV For more content from TheStreet visit: http://thestreet.com Check out all our videos: http://youtube.com/user/TheStreetTV Follow TheStreet on Twitter: http://twitter.com/thestreet Like TheStreet on Facebook: http://facebook.com/TheStreet Follow TheStreet on LinkedIn: http://linkedin.com/company/theStreet Follow TheStreet on Google+: http://plus.google.com/+TheStreet
Mortgage Bond Market Analysis - 08/25/2016
 
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I recorded this video in the early afternoon on 8/25 but for some reason it took 14 hours to upload so I'm posting it on the morning of 8/26 before Janet Yellen's speech.
Views: 11 Jed Wunderli
The 2008 Financial Crisis: Crash Course Economics #12
 
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Today on Crash Course Economics, Adriene and Jacob talk about the 2008 financial crisis and the US Goverment's response to the troubles. So, all this starts with home mortgages, and the use of mortgages as an investment instrument. For years, it seemed like the US housing market would go up and up. Like a bubble or something. It turns out it was a bubble. But not the good kind. And the government response was...interesting. Anyway, why are you reading this? Watch the video! More Financial Crisis Resources: Financial Crisis Inquiry Report: http://www.gpo.gov/fdsys/pkg/GPO-FCIC/pdf/GPO-FCIC.pdf TAL: Giant Pool of Money: http://www.thisamericanlife.org/radio-archives/episode/355/the-giant-pool-of-money Timeline of the crisis: https://www.stlouisfed.org/financial-crisis/full-timeline http://www.economist.com/news/schoolsbrief/21584534-effects-financial-crisis-are-still-being-felt-five-years-article Crash Course is on Patreon! You can support us directly by signing up at http://www.patreon.com/crashcourse Thanks to the following Patrons for their generous monthly contributions that help keep Crash Course free for everyone forever: Fatima Iqbal, Penelope Flagg, Eugenia Karlson, Alex S, Jirat, Tim Curwick, Christy Huddleston, Eric Kitchen, Moritz Schmidt, Today I Found Out, Avi Yashchin, Chris Peters, Eric Knight, Jacob Ash, Simun Niclasen, Jan Schmid, Elliot Beter, Sandra Aft, SR Foxley, Ian Dundore, Daniel Baulig, Jason A Saslow, Robert Kunz, Jessica Wode, Steve Marshall, Anna-Ester Volozh, Christian, Caleb Weeks, Jeffrey Thompson, James Craver, and Markus Persson -- Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Support Crash Course on Patreon: http://patreon.com/crashcourse CC Kids: http://www.youtube.com/crashcoursekids
Views: 1403721 CrashCourse
FRM Part 2 Training Overview of the Mortgage Backed Securities Market
 
07:32
FRM Part 2 training for Equity Investments at PACE, Downloadable recorded videos for CFA, FRM trainings and skill based training in Finance and Analytics. Training by Vamsidhar Ambatipudi(IIM Alumnus), for more details visit www.pacegurus.com contact + 91 98480 12123
Mortgage Backed Securities Explained (Investopedia)
 
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Mortgage Backed Securities (MBS) explained by Investopedia https://www.youtube.com/user/investopediacom/featured http://www.investopedia.com/video
Views: 648 Mu Mei
17. Callable Bonds and the Mortgage Prepayment Option
 
01:12:14
Financial Theory (ECON 251) This lecture is about optimal exercise strategies for callable bonds, which are bonds bundled with an option that allows the borrower to pay back the loan early, if she chooses. Using backward induction, we calculate the borrower's optimal strategy and the value of the option. As with the simple examples in the previous lecture, the option value turns out to be very large. The most important callable bond is the fixed rate amortizing mortgage; calling a mortgage means prepaying your remaining balance. We examine how high bankers must set the mortgage rate in order to compensate for the prepayment option they give homeowners. Looking at data on mortgage rates we see that mortgage borrowers often fail to prepay optimally. 00:00 - Chapter 1. Introduction to Callable Bonds and Mortgage Options 12:14 - Chapter 2. Assessing Option Value via Backward Induction 42:44 - Chapter 3. Fixed Rate Amortizing Mortgage 57:51 - Chapter 4. How Banks Set Mortgage Rates for Prepayers Complete course materials are available at the Open Yale Courses website: http://open.yale.edu/courses This course was recorded in Fall 2009.
Views: 17793 YaleCourses
Mortgage backed securities (BSE)
 
41:13
Subject: Business Economics Paper: Financial Market and Institutions Module: Mortgage backed securities (BSE) Content Writer:
Views: 456 Vidya-mitra
Intro to the Bond Market
 
06:24
Most borrowers borrow through banks. But established and reputable institutions can also borrow from a different intermediary: the bond market. That’s the topic of this video. We’ll discuss what a bond is, what it does, how it’s rated, and what those ratings ultimately mean. First, though: what’s a bond? It’s essentially an IOU. A bond details who owes what, and when debt repayment will be made. Unlike stocks, bond ownership doesn’t mean owning part of a firm. It simply means being owed a specific sum, which will be paid back at a promised time. Some bonds also entitle holders to “coupon payments,” which are regular installments paid out on a schedule. Now—what does a bond do? Like stocks, bonds help raise money. Companies and governments issue bonds to finance new ventures. The ROI from these ventures, can then be used to repay bond holders. Speaking of repayments, borrowing through the bond market may mean better terms than borrowing from banks. This is especially the case for highly-rated bonds. But what determines a bond’s rating? Bond ratings are issued by agencies like Standard and Poor’s. A rating reflects the default risk of the institution issuing a bond. “Default risk” is the risk that a bond issuer may be unable to make payments when they come due. The higher the issuer’s default risk, the lower the rating of a bond. A lower rating means lenders will demand higher interest before providing money. For lenders, higher ratings mean a safer investment. And for borrowers (the bond issuers), a higher rating means paying a lower interest on debt. That said, there are other nuances to the bond market—things like the “crowding out” effect, as well as the effect of collateral on a bond’s interest rate. These are things we’ll leave you to discover in the video. Happy learning! Subscribe for new videos every Tuesday! http://bit.ly/1Rib5V8 Macroeconomics Course: http://bit.ly/1R1PL5x Ask a question about the video: http://bit.ly/29Q2f7d Next video: http://bit.ly/29WhXgC Office Hours video: http://bit.ly/29R04Ba Help us caption & translate this video! http://amara.org/v/QZ06/
Warning! Fed dumping toxic mortgage Bonds.  Crashing housing market 2017. Silver Price rise.
 
20:36
02/07/17 bond market dangers official rules for Free silver February EXP. 02/27/17 Drawing on the Last day of February. Everyone who is subscribed Every three videos you comment free silver February is another chance entered into the drawing. I'll cover shipping. And the winner will get a chance to say Hi or plug their channel or Just give a shot out on the Show If they want. -YouTube is not a sponsor of this contest and require users to release YouTube from any and all liability related to this contest. -privacy notice any personal data collected for the delivery to winner of contest will not be stored, saved, or shared -all entries must abide by these policies http://www.youtube.com/t/community_guidelines Disclaimer ALL CONTENT ON 'SILVER REPORT' YOUTUBE CHANNEL IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY. 'SILVER REPORT' ASSUMES ALL INFORMATION TO BE TRUTHFUL AND RELIABLE; HOWEVER, THE CONTENT ON THIS CHANNEL IS PROVIDED WITHOUT ANY WARRANTY, EXPRESS OR IMPLIED. NO MATERIAL HERE CONSTITUTES "INVESTMENT ADVICE" IT IS GOOD TO EXAMINE THE FACTS FOR YOURSELF AND ACTIONS YOU UNDERTAKE AS A CONSEQUENCE OF ANY ANALYSIS, OPINION OR ADVERTISEMENT ON THIS CHANNEL ARE YOUR SOLE RESPONSIBILITY.
Views: 157 Kayela Boone
Market Analysis -- Selling Canadian Mortgage Bonds
 
20:40
Market Analysis -- Selling Canadian Mortgage Bonds

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