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Warren Buffett: Investments, Insurance and The Economy (2017)
 
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An interview with billionaire and CEO of Berkshire Hathaway, Warren Buffett. In this interview Warren discusses his current investment portfolio and its performance in the wake of Amazon's acquisition of Whole Foods. Warren also talks insurance claims in relation to the damage of Hurricane Harvey. 📚 Books about Warren Buffett and his favourite books are located at the bottom of the description❗ Like if you enjoyed Subscribe for more:http://bit.ly/InvestorsArchive Follow us on twitter:http://bit.ly/TwitterIA Other great Stock Market Investor videos:⬇ Ray Dalio on Hedge funds, Success and Life/Work: http://bit.ly/RDVid1 Charlie Munger on Common sense and Investing:http://bit.ly/CMVid1 Billionaire James Simons: Conquering Wall Street with Mathematics:http://bit.ly/JSVidIA Video Segments: 0:00 Introduction 0:15 Why is this charity special to you? 2:01 Thoughts on Hurricane Harvey and insurance losses? 4:14 Do the uninsured/insured losses estimates make sense to you? 5:21 What exposure does berkshire have? 6:17 The problem with flood insurance? 7:12 Would you start insuring again? 7:51 Potential impact on GDP? 8:25 Does this feel like a 3% GDP economy? 9:47 How do you explain the ten year note having a yield of 2.1%? 10:37 Thoughts on Donald Trump and North Korea? 13:03 Apple shares still positive? 15:04 Still negative on IBM? 16:08 Profit on bank shares? 16:54 Wells Fargo? 17:57 Concerned about Wells Fargo? 18:40 Amazon acquisition of Whole Foods impact? 20:30 Would Kraft Heinz go after other companies? 22:05 Would you go back after Unilever? 22:25 Why have you been silent on Donald Trump? 24:10 Birthday Cake Warren Buffett Books 🇺🇸📈 (affiliate link) The Snowball: Warren Buffett and the Business of Life:http://bit.ly/TheSnowball The Essays of Warren Buffett:http://bit.ly/TheEssaysofWB Tap Dancing to Work: Warren Buffett on Practically Everything:http://bit.ly/TapDancing Warren Buffett's Favourite Books🔥 The Intelligent Investor: The Definitive Book on Value Investing:http://bit.ly/TIIBG Security Analysis: Sixth Edition:http://bit.ly/Securityanalysis Common Stocks and Uncommon Profits and Other Writings:http://bit.ly/CommonStock Interview Date: 30th August, 2017 Event: CNBC Original Image Source:http://bit.ly/WBuffettPic5 Investors Archive has videos of all the Investing/Business/Economic/Finance masters. Learn from their wisdom for free in one place. For more check out the channel. Remember to subscribe, share, comment and like! No advertising.
Views: 10336 Investors Archive
How Do Insurance Companies Invest Money? : Business Insurance & Finance
 
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Subscribe Now: http://www.youtube.com/subscription_center?add_user=Ehowfinance Watch More: http://www.youtube.com/Ehowfinance Insurance companies invest their money in a variety of different ways depending on the company in question. Learn about how insurance companies invest money with help from the managing partner at an insurance organization in this free video clip. Expert: Mitchell Smith Bio: Mitchell K. Smith is the President and Principal of Universal Insurance Services. Filmmaker: Daniel Sanz Series Description: Understanding the world of business insurance requires you to take a closer look at some of the areas you are most interested in. Get tips on how to understand finance with help from the managing partner at an insurance organization in this free video series.
Views: 12835 ehowfinance
Valuation of Insurance Companies.
 
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Financial Opportunities Forum: 4th September 2012 - Rajeev Thakkar discusses the basics of valuation of insurance companies...a topic which is rarely covered. Desclaimer: Viewers should assume that PPFAS's Clients, PPFAS, its Directors, Employees have investments in the stocks and Mutual funds which are spoken about (long investment positions). We do not short stocks or indices. We do not speculate in Futures and Options.
Views: 13262 PPFAS Mutual Fund
How Warren Buffett Achieves Great Returns Every Year - Advantages of Insurance Float
 
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In this video we look at how Warren Buffett uses insurance float to help him achieve crazy high investment returns. Warren Buffett has been able to return more than 19% a year since 1965 and he has done so by using the insurance companies he owns - at least partially, plus Warren Buffett is the best investor ever so that doesn't hurt. Dow 30 Analysis Videos: MMM: https://youtu.be/6nOO-7k1iEk AXP: https://youtu.be/EYqq6oX5go8 AAPL: https://youtu.be/W9lU_lCE_-Y BA: https://youtu.be/wZt3Q9jDUwI CAT: https://youtu.be/fpbeP-Ppnec CSCO: https://youtu.be/Anq4gxmKdd4 CVX: https://youtu.be/6h1vt3cIv4o KO: https://youtu.be/gGmiqcnf7lc DIS: https://youtu.be/T6oVL94CqGw DWDP: https://youtu.be/iEr5eUqRb9g XOM: https://youtu.be/I1067JDRNr8 GS: https://youtu.be/__vzRc01Ffs HD: https://youtu.be/ABRAf1JdJCw IBM: https://youtu.be/f3DFyxM7oHE INTC: https://youtu.be/77x-cFTNEB4 JNJ: https://youtu.be/Jkn7Vbpb1Dk JPM: https://youtu.be/rztMVvDEEAs MCD: https://youtu.be/Im_6coFrQBI MRK: https://youtu.be/fWm1ooA5Xz0 MSFT: https://youtu.be/Seuw9KjDxME NKE: https://youtu.be/4QVHJxOhzJc PFE: https://youtu.be/ltp582AhTSM PG: https://youtu.be/ORUT3e1Gvqg TRV: https://youtu.be/YrL1RuTVe6I ★☆★ Subscribe: ★☆★ https://goo.gl/qkRHDf Investing Basics Playlist https://goo.gl/ky7CJq Investing Books I like: The Intelligent Investor - https://amzn.to/2PVhfEL Common Stocks & Uncommon Profits - https://amzn.to/2DAV8h9 Understanding Options - https://amzn.to/2T9gFSp Little Book of Common Sense Investing - https://amzn.to/2DfFGG2 How to Value Exchange-Traded Funds - https://amzn.to/2PWSkRg A Great Book on Building Wealth - https://amzn.to/2T8AKZ1 Dale Carnegie - https://amzn.to/2DDAk8w Effective Speaking - https://amzn.to/2DBncAT Audible Membership I Use (Audio Books): https://amzn.to/2LCorAY Equipment I Use: Microphone - https://amzn.to/2T7JxL6 Video Editing Software - https://amzn.to/2RQM1vE Thumbnail Editing Software - https://amzn.to/2qIUAgP Laptop - https://amzn.to/2T4xA8Z DISCLAIMER: I am not a financial advisor. These videos are for educational purposes only. Investing of any kind involves risk. Your investments are solely your responsibility. It is crucial that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. Please consult your financial or tax professional prior to making an investment. #LearnToInvest #StocksToWatch #StockMarket
Views: 4885 Learn to Invest
How insurtech investment trends shape innovation strategy
 
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Investment in insurtechs skyrocketed to 2.6 Billion in 2016, with increasing investments growing annually since then. Every insurance company is prioritising digital transformation. In this webinar, our experts discuss trends in technology adoption over the last 3 years and how the changing investment, regulatory, and adoption landscape will shape the next 3 years. In particular, how will the changing investment landscape inform the insurance innovation roadmap to capture the coming opportunities? Watch this webinar to learn: -How has insurtech changed insurance in the last 3 years? -Where is insurtech investment trends going? -What are the the next frontiers of insurance opportunity?
Robert Kiyosaki LOVES Whole Life Insurance:  The Secret Tool of the Wealthy
 
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Robert Kiyosaki Loves Whole Life Insurance ================================== Make sure not to miss a video from Chris! Click here to subscribe: http://www.youtube.com/subscription_c... ========================================­==== https://life180.com ========================================­==== Robert Kiyosaki has recently come out and endorsed whole life insurance as a savings vehicle alternative to your regular bank account. Why? Because the wealthy understand the questions to ask in regards to what they want their money to do for them. Learn the four key money habits that separate people like Robert Kiyosaki, Warren Buffett, and some of the most successful people in the world from the rest of the pack. Learn how to leverage Whole Life Insurance as an asset that can change the way you deal with your personal finances. ========================================­====== Chris Kirkpatrick "The Safe-Bet Money Guy" www.LIFE180.com Facebook: Facebook.com/life180llc Follow our LIFE180 Roadmap to Financial Success Course and learn how to structure your life like the wealthy: 3videos.life180.com https://youtu.be/Um5gv3ZZY2M Robert Kiyosaki LOVES Life Insurance: The Secret Tool of the Wealthy
Insurance Asset Management: Insurance Companies Transitioning into Asset Management
 
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Webinar on May 8, 2019: Insurance Asset Management Insurance Companies Transitioning into Asset Management Moderator: Andrew Coupe, Senior Consultant, NEPC Speakers: Ann K. Tripp, CIO & Treasurer, Hanover Insurance Group David O'Malley, President and COO, Penn Mutual Life Insurance John Orner, CIO, Blue Cross and Blue Shield of Minnesota Tom Murphy, Head of Affiliate Development & Strategy, Sun Life Investment Management
Views: 154 NEPC, LLC
How To Make Money Trading Options Like An Insurance Company
 
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Simple Strategies. Expert Guidance. Your Complete Turnkey Approach For Trading Options https://navigationtrading.com In this video you'll learn How To Make Money Trading Options Like An Insurance Company. The brokerage platform we use is TDAmeritrade's ThinkorSwim platform: https://www.thinkorswim.com Download our FREE content at https://navigationtrading.com ***NavigationTrading Watch List ***NavigationTrading Indicators ***Trading Options For Income Course
Views: 1184 NavigationTrading
5 Biggest Investment Ripoffs to Avoid ❌(shady scam alert)
 
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Don't get ripped off by these shady investments that are basically scams in disguise. I've seen too many people financially wounded from buying this crap. 😠 There is nothing worse than getting ripped off, losing money to something you shouldn't have bought in the first place. Because someone misrepresented something and sold it to you just to make money. Being a financial advisor, I’ve seen so many people that have bought investments that they shouldn’t have. They didn’t understand it and their advisor sold them something that they didn’t need. Thankfully, you are watching this video and I want to prevent you from being Ripped Off! I am going to highlight the 5 biggest investments to avoid because I don't want you to lose your money. ➡️ 1. Loaded Mutual Funds (A Shares) [1:39] - These are mutual funds that when they are sold the advisor or broker that sold them are going to make a commission for that sell. ➡️ 2. Actively Managed Indexed Funds [6:01] - This is one of the most common investments that people get into when they start investing. ➡️ 3. Non-traded REIT’s [9:51] - REIT’s can be a good investment - but Non-Traded REIT’s are different, the are “Illiquid” meaning you can’t cash out your money until it comes due (which could be 10 years or longer). ➡️ 4. Whole Life Insurance [14:14] - It is not 100% bad, but for the most part investing in whole life insurance is not a good move. Buy a term policy, it is so much cheaper! ➡️ 5. Indexed Universal Life Insurance [19:05] - These policies may make sense if you have maxed out your 401K and Roth IRA. So what is it? It is a policy that is tied to some sort of index, so you are subject to what the index does. You can make a lot of money if you chose to invest wisely. There are so many scams, and so many ripoffs you can avoid. Have you bought one of these investments? Have you been ripped off? Have you bought an investment, that I didn't’ mention, and feel like you’ve been ripped off? 😤 Let me know in the comments. Let me know what you bought and how you got ripped off. ★☆★ Want More Good Financial Cents? ★☆★ 💻 Check out my blog here: https://www.goodfinancialcents.com/ Listen to my podcast here: 🎙 https://itunes.apple.com/us/podcast/good-financial-cents-podcast-investing-building-wealth/id775107294?mt=2 Pick up my best selling book, Soldier of Finance, here: 📗 http://amzn.to/2xOH78V Connect with me on Twitter: https://twitter.com/jjeffrose My most favorite inspiration T-shirt line, Compete Every Day: 👕 https://www.goodfinancialcents.com/compete
Leda Braga: Data science and its role in investment strategy
 
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The CEO of Systematica Investments discusses how her company employs technology to achieve returns. As the first financial services industry speaker at the Women in Data Science (WiDS) conference, keynote presenter Leda Braga, CEO of Systematica Investments, introduced attendees to the role of data science applied to investment. Braga’s company manages large pools of assets from pension funds to insurance company premiums, to sovereign wealth funds of various countries. As a hedge fund manager, the company focuses on two areas of investment management – signal generation and portfolio construction. Signal generation is the process of trying to predict what assets should be bought or sold. Portfolio construction is the process of organizing investments strategically to meet investment objectives and achieve returns. Portfolio construction is essentially a constrained optimization problem, Braga notes, and as a result, it is an area where data science can help illuminate the best solutions. At Systematica Investments, the company uses data and algorithms to determine how to maximize financial returns given a number of variables with specific constraints within financial markets and environments. At the end of the day, she says, the business of investment management is the business of information management. Braga believes a passion for data science coupled with an interest in making a difference matters in the field of strategic investing. Worldwide, professionally managed assets are valued at $80 trillion. “If you want to change the world,” she says, “bank your money in the right places. And if you think about investment management as this activity whereby the pools of capital of the world get directed, that is so powerful. And if that is going to become completely data driven over time, you can’t miss that opportunity. You’ve got to join in and have a say.”
I've Been Investing $1,000 A Month Into Whole Life Insurance
 
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Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 104535 The Dave Ramsey Show
Whole Life Insurance Investment Strategies : Financial Planning & Life Insurance
 
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Subscribe Now: http://www.youtube.com/subscription_center?add_user=ehowfinance Watch More: http://www.youtube.com/ehowfinance When it comes to whole life insurance, there are a few key investment strategies that you're really going to want to know about. Learn about whole life insurance investment strategies with help from an insurance agent who specializes in life insurance, annuities and financial planning for retirement and college in this free video clip. Expert: David Alemian Contact: www.DavidAlemian.com Bio: David Alemian is an insurance agent who specializes in life insurance, annuities and financial planning for retirement and college. Filmmaker: Rafael Rodriguez Series Description: Financial planning and life insurance are two financial concepts that are very closely related. Learn about the ins and outs of financial planning and life insurance with help from an insurance agent who specializes in life insurance, annuities and planning for retirement and college in this free video series.
Views: 477 ehowfinance
Hedging Strategies: How Insurance Companies Hedge their Indexed Platforms
 
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Insurance companies are some of the very best in the world at hedging strategies. In today's all-time low interest rate environment, we have found that many times it can make sense to let an insurance company take the hedging risk off of your plate and onto theirs. Here is what this video will teach you. In this video, Rob Brinkman addresses why returns are different between static and dynamic hedge modeling, and he uses an example of covered call writing on American Airlines and Delta Airlines to explain the potential return advantages to uncapped crediting methods as it related to indexed annuity and indexed universal life. You will also get a basic understanding of options such as calls, puts, etc. As interest rates remain low, forcing the caps of many index annuities below 4%, uncapped strategies are becoming more popular. Insurance companies generally use a static indexing model that initiates the caps most every FIA uses today. However, when the S&P 500 returned nearly 30% in 2013, most investors were capped out at 4 or 5%. Though an Index Annuity is designed to be a safe harbor investment, protecting the principal from ANY decline in the market, investors tend to forget about that in years when the market posts high double digit returns. So, in an effort to garner higher returns some insurance companies are employing dynamic index modeling, where they make daily adjustments in one or two indexes, such as the S&P 500 and the Barclay's Bond Index. To learn more about Rob and his services, check out http://www.protectmyretirement.today/ To download your free retirement reports, check out http://www.retirementthinktank.com
Views: 4532 Retirement Think Tank
Is Whole Life Insurance A Good Investment For Retirement?
 
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Today, I will share to you one of my favorite hacks that I learned from one of my friend in building wealth. And this is called whole life insurance. If you haven't heard of it before, then this video is a must to watch. Click here for a FREE consultation: http://kriskrohn.com/insurance Click here for a FREE offer: https://kriskrohn.com/game-plan-free-book Watch and Enjoy! Kris Krohn PS: GET KRIS' FREE REAL ESTATE BOOK: https://www.kriskrohn.com/youtubefreebook OTHER WAYS TO PLAY WITH KRIS... ============================ 1. Let Kris Mentor You in Real Estate: http://LimitlessMentor.com/TV/ 2. Join Kris at his next Life-Changing Event http://kriskrohn.com/event 3. Get Kris’ Mindset Book “Limitless” for FREE https://www.kriskrohn.com/limitlessfreebook 4. Got Money or Retirement Savings? Learn about Partnering with Kris on Deals: https://www.kriskrohn.com/partnering 5. Get a Free Consultaiton with Kris’ Certified Coach: https://www.kriskrohn.com/invest-now 6. Get FREE ACCESS to Kris’ #1 Recommended Real Estate Deal Finder Tool: http://trial.propstreampro.com/limitless/ 7. When Will You Retire? Use Kris’ Financial Freedom Calculator to Find Out https://www.kriskrohn.com/freedom-calculator 8. Best Way to Save Money for Real Estate: https://www.kriskrohn.com/insurance 9. See Everything Kris is up to: http://KrisKrohn.com BE ON A KRIS KROHN YOUTUBE EPISODE ======================== Record your questions on video, and join me in a future episode: http://bit.ly/2yO78c7 MUSIC ======================== Tobu - Infectious https://www.youtube.com/watch?v=ux8-EbW6DUI Artist: https://www.youtube.com/tobuofficial Licensed under Creative Commons — Attribution 3.0 Unported— CC BY 3.0 #RealEstateInvesting #MoneyMindset ======================== Video Produced by: Nate Woodbury - YouTube Producer BeTheHeroStudios.com https://www.youtube.com/c/NateWoodbury EARNINGS DISCLOSURE ======================== Kris Krohn is not in the business of providing personal, financial or investment advice and specifically disclaims any liability, loss or risk, which is incurred as a consequence, either directly or indirectly, by the use of any of the information contained in this document. Also, Kris Krohn, this document, and any online tools, if any, do NOT provide ANY legal, accounting, securities, investment, tax or other professional services advice and are not intended to be a substitute for meeting with professional advisors. If legal advice or other expert assistance is required, the services of competent, licensed and certified professionals should be sought. In addition, Kris Krohn does not endorse ANY specific investments, investment strategies, advisors, or financial service firms.
Views: 6153 Kris Krohn
[Robert Kiyosaki] 4 Assets that make people Rich
 
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Subscribe for more great videos, or check out: www.SRPL.net ========================== My poor dad always told me to me go to school and get a high-paying job. That’s not creating wealth. That's a job. My rich dad on the other hand always says work for assets. There are basically 4 asset classes that makes a person rich. Number 1 is Business. The richest young guys today start companies. Some great examples of this are Facebook, Google, Apple, etc. Number 2 is real estate. What my rich dad taught me is the combination of being an entrepreneur in business and an entrepreneur in real estate. Now due to this combination, I pay no tax and I make a lot more money. The 3rd asset is Paper. Savings in gold, papers like stocks bonds mutual funds are liquid. You make a mistake, you can get in and out real quick. The last asset is Commodities and this is why I own oil because in the U.S. if you deal in oil, you get tax breaks. So oil is very profitable. ========================== Subscribe for more great videos, or check out: www.SRPL.net
Views: 2716200 Success Resources
Dave Ramsey right:  Life Insurance is NOT a good investment
 
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Dave Ramsey right: Life Insurance is NOT a good investment ================================== Make sure not to miss a video from Chris! Click here to subscribe: http://www.youtube.com/subscription_center?add_user=UCyNvN057XS4Afd25rQrdFuQ ============================================ https://life180.com ============================================ The constant battle between Dave Ramsey and Life Insurance agents. Which one is right? The answer is neither! You need to watch this half-hour video about how you should actually position life insurance in your life to give yourself more security, guarantees, opportunity, control, and abundance in life. Life Insurance is NOT and Investment alternative, it is a banking alternative. Check it out now and see how you can set up your own personal bank and start positioning yourself for a life of abundance today! UPDATE: I recently filmed a video on HOW TO PROPERLY STRUCTURE A WHOLE LIFE POLICY. I have received a lot of questions about this concept. Here is the link for that video: https://youtu.be/dxIXcJNlAVI ============================================== Chris Kirkpatrick "The Safe-Bet Money Guy" LIFE180.com Facebook: Facebook.com/life180llc Follow our LIFE180 Roadmap to Financial Success Course and learn how to structure your life like the wealthy: https://LIFE180.com https://youtu.be/4VT037y9njg Dave Ramsey right: Life Insurance is NOT a good investment
The Insurance Executive Strategy Meeting
 
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This is video that gives you an some examples of what may be going on within the executive offices of many insurance companies in the United States after a major storm rolls through an area. Granted this is not all insurance company's but it is common to see many of these tactics. A public adjusters job is to be an advocate for property owners to assure that they are always being treated fairly by their insurance company when it comes to a property claim. Examples of such insurance claims would be a hail or wind storm, a tornado, a hurricane, a flood, mold buildup, or lightning damage. Our public adjusters specialize in increasing settlement amounts by getting our clients properly paid as well as getting claims approved that were previously denied. If you think you might be in need of our services give us a call at (888)41-CLAIM. Be sure to join our group THE GOOD FIGHT on Facebook!
Warren Buffett's Investing Ground Rules: Old Letters Unearthed
 
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Berkshire Hathaway investors heading to Omaha this weekend for the company's annual meeting have enjoyed returns based on CEO Warren Buffett's decades-old rules when it comes to investing. Jeremy Miller collected letters Buffett wrote to his business partners in his new book, "Warren Buffett's Ground Rules." He discusses on Lunch Beak. Photo: Getty Subscribe to the WSJ channel here: http://bit.ly/14Q81Xy More from the Wall Street Journal: Visit WSJ.com: http://www.wsj.com Follow WSJ on Facebook: http://www.facebook.com/wsjvideo Follow WSJ on Google+: https://plus.google.com/+wsj/posts Follow WSJ on Twitter: https://twitter.com/WSJvideo Follow WSJ on Instagram: http://instagram.com/wsj Follow WSJ on Pinterest: http://www.pinterest.com/wsj/ Don’t miss a WSJ video, subscribe here: http://bit.ly/14Q81Xy More from the Wall Street Journal: Visit WSJ.com: http://www.wsj.com Visit the WSJ Video Center: https://wsj.com/video On Facebook: https://www.facebook.com/pg/wsj/videos/ On Twitter: https://twitter.com/WSJ On Snapchat: https://on.wsj.com/2ratjSM
Views: 26427 Wall Street Journal
Here is How Warren Buffett Made 85 Billion Dollars
 
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The first 500 people to use this link will get a 2-month free trial of Skillshare: http://skillshare.evyy.net/c/1274323/298081/4650 Unshakable Confidence (Course): https://goo.gl/qyJFXg You will stay poor if you think like this: https://goo.gl/1BCJgq why you will never get rich: https://goo.gl/zkFTpw For more great content! Instagram: https://goo.gl/vzBDdg Facebook: https://goo.gl/DZmAeM Twitter: https://goo.gl/6gvG4T #GettingRich #Investing The most respected investor in the world is undoubtedly Warren Buffet. If others had to come up with inventions ahead of their time to be on the top of Forbes list. This man has been the second richest man in the world for many years in a raw by simply investing. And what sets him apart from others is that he started with absolutely nothing. Today, we will take a look at how warren buffet invests and how exactly he made over 85 billion dollars. But first, let's take a look at how buffet got into the investing first. Warren buffet grew up in an average family, so he quickly learned the value of money. At the age of 13, he started delivering newspapers, selling magazines and made a substantial amount of money. Which he invested later on into 40 acres of farmland. He realized that if he wants to grow faster, he needs to get into the business. When he turned 15, he used his savings to buy pinball machines and placed them in barber shops. Within few months he owned 3 different machines and then sold the business for 1200 dollars or over 16 thousand dollars in today's money. Fortunately, he was rejected by Harvard business school because then he applied to Columbia business school, where he met his Mentor, Benjamin Graham. Graham taught him how to win consistently in the stock market without speculations. His method was simple, find undervalued companies, stocks that are priced lower than they actually worth. Buffet quickly realized the potential of this strategy. So he went to work with his mentor at his investment partnership where he mastered his method. When Graham decided to retire, Buffet has already saved up around 150K dollars or 1.5 million dollars in today’s dollars. So, he decided to start his own investment partnership. He applied the same strategy. But in general, he was mainly looking for small companies that are doing just good enough, but still, are undervalued. Such as, Dempster Mill, a windmill manufacturing company which was a struggling business at a time. It was trading at 18 dollars per share. But Buffet realized that company’s assets worth 75 dollars per share. So even if the company goes bankrupt, assets could be sold and he would still make a profit. So over the next couple of years, he kept acquiring Dempster’s Mill shares until he became the majority shareholder. In order to make a good profit from his investment. Buffet changed the management, improved the operations and then sold the company three times higher, than the amount he invested (80 dollars per share). Buffet made multiple similar investments where he made a substantial profit. And in less than 5 years of starting his partnership, the value of his investments grew to millions of dollars. In fact, his personal wealth finally crossed a million dollar. After acquiring Berkshire Hathaway, his approach to investing changed. Instead of focusing on small struggling companies. He started buying more successful companies that are undervalued, such as the American Express. But, what actually brought him up to the top of Forbes list is the insurance business. Buffet realized that Insurance companies work exactly like banks. You regularly pay your premium for example, but only get your money back, if you get into an accident. So insurance’s companies have a constant flow of cash. Which are technically considered liabilities. Exactly like the money you deposit into a bank. Suddenly, Warren Buffet found himself having access to an enormous amount of money which he quickly started investing in the right companies. And in the next few years, his personal net worth crossed a billion dollar. He kept doubling his net worth every few years by investing in some of the most successful companies such as Coca-Cola, Bank of America, GM and so on. Until he became the richest man in the world in 2008. Buffet didn’t achieve that by simply speculating and hoping to win. But rather understood how the stock market works and consistently used the same strategy. The good news is that, you can also learn how the stock market works and certainly be like warren buffet if you put the effort. And for that reason, we have found for you a perfect course on skillshare that will teach you everything you need to know. We can't cover everything here on this channel since our videos are extremely difficult to make. So, by using the link in the description, you will get the course for free for the first 2 month and help this channel. So, give it a try.
Views: 162988 Proactive Thinker
Investment Strategy: 3 Reasons Why should we get Insurance?
 
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Get your FREE personal finance ebook here: https://bit.ly/juanmillionclub To access financial planning videos, visit: https://bit.ly/juanmillionclub To know more about our Company, IMG, visit: https://bit.ly/juanmillionclub To know more about Kaiser, our recommended investment program, click here: https://bit.ly/juanmillionclub To request an investment proposal, please answer this link: https://bit.ly/kaiserproposal For inquiries, email me at [email protected]
Views: 733 Roann Celis
The Company's Investment Portfolio  (The Insurance Company Financial Review)
 
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http://thebiz.tv (800)-290-7226 Presented by Brokers Alliance with guest co-host Ken Davis. Insurance carriers generally invest in conservative instruments. Most investment portfolios have a majority of investment grade bonds, i.e. class one and two. But many carriers also purchase mortgages, real estate and policy loans as additional portfolio assets. The hosts spend some time talking about the bond quality and their maturities in a low interest rate environment and give an indication which products will react faster in a climate of rising rates. All information can be accessed free for a limited time only at https://vitalsalessuite.com/logins/thebiz This video was produced by http://bizmediastudios.com/ ____________________________ Follow Us On Social! ____________________________ TWITTER: https://twitter.com/BrokersAlliance FACEBOOK: https://www.facebook.com/pages/Brokers-Alliance-Inc/115179661832101 INSTAGRAM: https://instagram.com/brokersalliance/ WEBSITE: http://www.brokersalliance.com/ GOOGLE+: google.com/+BrokersAlliance LINKEDIN: https://www.linkedin.com/company/brokers-alliance-inc
Views: 288 BrokersAlliance
Warren Buffett: Stock Picking Strategy, The Economy and Investments (2019)
 
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An interview with billionaire and CEO of Berkshire Hathaway, Warren Buffett. In this interview, Warren discusses how he picks stocks and thinks about investments, including how the wider economy plays into his strategy. Warren also talks about how his current investments are performing, the state of the global economy and political issues. 📚Books about Warren Buffett and his favourite books are located at the bottom of the description❗ Like if you enjoyed Subscribe for more:http://bit.ly/InvestorsArchive Follow us on twitter:http://bit.ly/TwitterIA Other great Stock Market Investor videos:⬇ Ray Dalio on Hedge funds, Success and Life/Work: http://bit.ly/RDVid1 Charlie Munger on Common sense and Investing:http://bit.ly/CMVid1 Billionaire James Simons: Conquering Wall Street with Mathematics:http://bit.ly/JSVidIA Video Segments: 0:00 Introduction 1:01 Signs of a slow down? 2:02 Are you surprised by how long the economy has expanded? 4:53 How much cash should a normal investor have? 6:29 How closely do you follow Apple? 8:16 Apple is like a farm? 8:56 How did you know to buy Berkshire Hathaway stock back at its bottom? 11:00 Are buybacks a problem? 12:18 Should governments intervene in buybacks? 13:23 Is a business executive the right kind of person for president? What do you look for in candidates? 17:34 Was Kraft Heinz a mistake? 20:40 Amazon is a game changer but you don't own the stock? 22:02 How to reduce Federal debt? 23:02 Should we adjust tax policy? 26:49 Healthcare initiative? 28:57 Does Haven have to buy companies to gain expertise? 30:30 Is focusing on drug prices a rabbit hole? 31:54 Where do you find quotes? 32:27 GE investment? 33:53 Are equity interests not the healthiest grove of trees? 34:34 The sum has a greater value than the parts? 35:55 Cost of tax cuts? 37:09 Vice chairs made a difference? 39:20 Oracle investment? 39:45 Do you read analyst reports on Berkshire Hathaway? 40:51 UBS Survey? 43:25 Why invest in banks? 44:01 Is climate change changing your insurance business? 46:13 Technology is advancing quicker than we can understand it? 48:01 Elon Musk's behaviour as a CEO? 49:15 Was Donald Trump right in calling out the Chinese government? 51:48 Will US and China be able to resolve their differences? 53:30 Would you make a big acquisition in China? 55:26 Worried about the deficit? 57:00 Concerned about China's slowdown on global markets? Warren Buffett Books 🇺🇸📈 (affiliate link) The Snowball: Warren Buffett and the Business of Life:http://bit.ly/TheSnowball The Essays of Warren Buffett:http://bit.ly/TheEssaysofWB Tap Dancing to Work: Warren Buffett on Practically Everything:http://bit.ly/TapDancing Warren Buffett's Favourite Books🔥 The Intelligent Investor: The Definitive Book on Value Investing:http://bit.ly/TIIBG Security Analysis: Sixth Edition:http://bit.ly/Securityanalysis Common Stocks and Uncommon Profits and Other Writings:http://bit.ly/CommonStock Interview Date: 2nd May, 2019 Event: Yahoo Finance Original Image Source:http://bit.ly/WBuffettPic16 Investors Archive has videos of all the Investing/Business/Economic/Finance masters. Learn from their wisdom for free in one place. For more check out the channel. Remember to subscribe, share, comment and like! No advertising. #InvestorsArchive
Views: 5940 Investors Archive
What is Infinite Banking? - High Cash Value Life Insurance as an Investment
 
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What is Infinite Banking? Infinite Banking utilizes a concept originated by R. Nelson Nash, from his book, "Becoming Your Own Banker." This concept is based around high cash value life insurance as an investment vehicle. The reason Infinite Banking gets so much attention is because of the safe investments it is based around. No other investment works quite like cash value life insurance. By utilizing the power of whole life insurance as an investment (or also called permanent life insurance as an investment), we can grow our money in a much more predictable way. Cash value life insurance (if structured properly by a professional) offers minimum guaranteed returns, competitive growth, tax-free growth, tax-free transfer to heirs at death, complete liquidity and access to money, and no-loss provisions. Although this is a long-term strategy, it can match up to almost any Wall-Street type investment. This strategy is not for everyone. However, if safety and security are more important to you than risk, Infinite Banking may be right for you. -------- "What is Infinite Banking? A recent Dalbar study of equity mutual funds showed investors earning a 30 year return of just 3.66 percent. And those with asset allocation funds had returns of only 1.65 percent. All this in a year where the S&P 500 earned 10.65 percent. So, with all the highs and lows of investing, it turns out investors aren’t really making that much progress. But there has to be a way to earn competitive returns on your money without the emotional rollercoaster of Wall-Street investing. This is exactly what Infinite Banking does. You see, Infinite Banking utilizes high cash value life insurance to safely grow your money at a predictable rate. I know what you are thinking. Life insurance. What a horrible investment, right? But what most people don’t know is that, if properly structured and handled, whole life insurance can have some extremely attractive benefits. First off, if we structure a life insurance policy for cash value, it can have more growth in the short term, while also having considerable and competitive growth in the long term. One study showed whole life insurance policies growing at 6.52% over the long-term. And this is tax-free growth as well. See, we put money into a life insurance policy after we pay taxes, then, if we do things right, we will never pay taxes on the growth inside that policy. So, we have a competitive product that grows tax free. But life insurance offers us so much more than just that. Unlike your 401k or IRA, life insurance policies are liquid, meaning we can take our money out and use it whenever we want." -------- Follow us: https://business.facebook.com/wealthtreefinancial/ https://twitter.com/wealthtreefin https://www.linkedin.com/company/wealth-tree-financial https://plus.google.com/b/117834108999115858549/117834108999115858549 https://business.google.com/b/117834108999115858549/edit/l/03934285967302186885?pageId=117834108999115858549&hl=en https://www.youtube.com/channel/UCkQiTepTXj8GP_IvJTksIIw -- Wealth Tree Financial offers financial planning and education based on safe investments strategies: such as Infinite Banking and Indexed Annuities. With years of experience, our methods have been time tested and proven to help individuals meet their retirement goals predictably. These strategies work by eliminating market losses. The Infinite Banking Concept, from Nelson Nash in his book “Becoming Your Own Banker,” utilizes high cash value life insurance as an investment tool for safe investing. Because of the benefits of life insurance we can grow our money inside cash value life insurance, without losing money when the market goes down. We still have competitive growth inside life insurance policies while having liquidity and access to our money. Indexed Annuities offer safe retirement investments while still having the option for tax-deferred plans. Indexed Annuities do not lose money when the market goes down. However, by exchanging some of what we make on the upswing, we can eliminate the downside of the market. These are a few of the recommended safe investment options that Wealth Tree Financial offers. We pride ourselves in educating our clients on the best safe investments for them. Learn More http://WealthTreeFinancial.com/ Infinite Banking: http://wealthtreefinancial.com/understanding-infinite-banking-concept-explanation/ Indexed Annuities: http://wealthtreefinancial.com/annuities-good-investment/
Views: 2560 Banking for Life
Bullet Proof Nest-Egg Advice From Tony Robbins and Ray Dalio | Forbes
 
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Asset allocation is the most critical part of investment success. Here’s why only 30% in equities may make sense. Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1 Stay Connected Forbes on Facebook: http://fb.com/forbes Forbes Video on Twitter: http://www.twitter.com/forbes Forbes Video on Instagram: http://instagram.com/forbes More From Forbes: http://forbes.com Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.
Views: 475701 Forbes
Top 5 insurance companies in 2017 explained
 
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I go through the JD Power top 5 insurance companies for 2017. After researching each company I cover what I believe is making them successful based on coverage and strategy. Website for each insurance company I mention: Hartford: https://www.thehartford.com/ USAA: https://www.usaa.com NJM: https://www.njm.com/# Erie: https://www.erieinsurance.com/auto-insurance Auto Owners: https://www.auto-owners.com/
Views: 7963 Mark Flockhart
Billionaire Peter Fenton: Venture Capital and Investment Strategy
 
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A discussion and Q&A with venture capitalist and partner at Benchmark, Peter Fenton. In this discussion Peter talks about his investment strategy and his thinking when choosing to invest. Peter also talks about venture capital more broadly and the current areas that interest him. Like if you enjoyed Subscribe for more:http://bit.ly/InvestorsArchive Follow us on twitter:http://bit.ly/TwitterIA Video Segments: 0:00 Introduction 2:05 How do you pick an investment 7:56 Doing Venture Capital differently 11:17 Is big data a focus of yours 16:58 Why are open source companies attractive 22:07 Thoughts on business models 27:34 Interesting areas 32:33 Nuclear Winter 38:42 Start of Q&A 38:54 Have you given any thought to blockchain? 41:16 Do you talk to your start ups differently because of the unicorn overhang? 45:44 Amazon the biggest threat & is there a return of “bullshit” artists that pitch mediocre companies? Interview Date: 16th March, 2016 Event: FirstMark's Data Driven NYC Original Image Source:http://bit.ly/PFentonPic Investors Archive has videos of all the Investing/Business/Economic/Finance masters. Learn from their wisdom for free in one place. For more check out the channel. Remember to subscribe, share, comment and like! No advertising.
Views: 10311 Investors Archive
Three Property and Casualty Insurance Companies to Invest in
 
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Property & casualty insurance insures against loss to property due to weather events or man-made disasters and accidents. It is necessary for anyone - individuals and businesses, who own property. The insurance industry contributes 4-and-a-half-percent of GDP, of which 74% is provided by insurance carriers that underwrite insurance, and 26% by insurance agencies that sell insurance to the public. The insurance sector has grown faster than GDP in the last 17 years, and the premiums have grown less than inflation, which in an indication that the business is very competitive. Let's take a look at some of the best property & casualty insurance companies TheStreet Quant Ratings says you should add to your portfolio, immediately. Number 3 is Allstate. With an 'A+' rating, the company's strengths can be seen in its revenue growth and solid stock price performance. 2nd is, The Travelers Companies. This rating is an 'A+.' The Travelers Companies thrives in its attractive valuation levels and solid stock price performance. Number 1 is ACE Limited. With an 'A+' rating the company flourishes in its largely solid financial position with reasonable debt levels by most measures and increase in stock price during the past year. TheStreet Ratings are algorithmic stock picks based on 32 major data points. S&P 500 stocks rated 'buy' yielded a 16-and-a-half-percent return in 2014, beating the S&P 500 Total Return Index by more than 300 basis points. For the full reports on these stocks, you can check out TheStreet.com/QuantRatings. Subscribe to TheStreetTV on YouTube: http://t.st/TheStreetTV For more content from TheStreet visit: http://thestreet.com Check out all our videos: http://youtube.com/user/TheStreetTV Follow TheStreet on Twitter: http://twitter.com/thestreet Like TheStreet on Facebook: http://facebook.com/TheStreet Follow TheStreet on LinkedIn: http://linkedin.com/company/theStreet Follow TheStreet on Google+: http://plus.google.com/+TheStreet
High Yield Strategies for Insurance Companies: Be Prepared to be Opportunistic
 
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For insurance companies who are able to invest quickly, market disruptions can provide investment opportunities.
Focus On Strategies For Insurance Stocks Investing Pt.1 |Business Morning|
 
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For more information log on to http://www.channelstv.com
Tony Robbins: How to Invest Your Way to a $70 Million Retirement Fund | Inc. Magazine
 
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Life coach Tony Robbins, author of the recent book Money Master The Game, talks with Inc. editor-in-chief Eric Schurenberg about how to invest wisely and inspire the people around you. Subscribe to Inc.'s channel, click here: http://www.youtube.com/user/incmagazine?sub_confirmation=1 Click here for part 2 - Tony Robbins: What It Takes to Achieve Financial Security: http://www.inc.com/tony-robbins/wealth-isnt-about-not-working-about-not-needing-to-work.html Facebook: https://www.facebook.com/Inc Twitter: https://twitter.com/Inc G+: https://plus.google.com/+incmagazine/posts Linkedin: https://www.linkedin.com/company/inc.-magazine
Views: 391963 Inc.
The Company's Investment Portfolio  (The Insurance Company Financial Review)
 
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http://thebiz.tv nsurance carriers generally invest in conservative instruments. Most investment portfolios have a majority of investment grade bonds, i.e. class one and two. But many carriers also purchase mortgages, real estate and policy loans as additional portfolio assets. Steve and Ken spend some time talking about the bond quality and their maturities in a low interest rate environment and give an indication which products will react faster in a climate of rising rates. All information can be accessed free for a limited time only at https://vitalsalessuite.com/logins/thebiz
Life Insurance as an Investment - Dave Ramsey Rant
 
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Life Insurance as an Investment - Dave Ramsey Rant Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 67783 The Dave Ramsey Show
CONNecting with Conning: Insurance portfolio concerns and investment options.
 
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Continued low interest rates and bond yields are presenting significant challenges for insurers. Here to discuss insurance investment options is Michael Haylon, a managing director at Conning. Low interest rates and bond yields have created major challenges for many insurance companies, says Mr. Haylon. “Many companies built increases in bond yields into their forecasts and it just hasn’t happened…the kinds of instruments insurance companies typically invest in, like corporate bonds and mortgage-backed securities have seen yields drop much more dramatically than treasuries.” Portfolio yields are continuing to decline and are now at record lows according to Mr. Haylon and this will continue to put more pressure on insurers’ bottom lines. In recent years, companies that have taken on the most interest rate and credit risk have been the ones that experienced strong investment returns. “High yield below investment grade bonds have dramatically outperformed investment grade bonds…since 2009,” says Mr. Haylon. He cautions however, that this investment strategy may not produce the strongest returns over the next several years. Even though the Federal Reserve is expected to increase interest rates at some point, Mr. Haylon states “…any increase in short term rates…is likely to be relatively measured and rates will likely remain quite low by historical standards.” He also indicates that the current yields on U.S. Treasury bonds are appealing compared to bond yields from Europe, which has seen yields drop because of quantitative easing. There are a number of investment opportunities that offer strong returns, says Mr. Haylon. Emerging markets is one area that offers great opportunity and less than 1% of invested assets by U.S. insurance companies are invested in emerging markets. Another area Mr. Haylon noted is Master Limited Partnerships (MLPs), which offer solid distribution yields “particularly for the midstream space, storage, distribution and processing MLPs which typically earn fees that are locked in under long-term contracts.” A major concern of Mr. Haylon is that insurers’ portfolios should not become too concentrated in lower-rated corporate bonds. In a portfolio context, he says it is important for insurers to diversity by investing in different parts of the world and in different sectors and asset classes to enhance risk adjusted returns and portfolio diversification. For more on investment strategies visit the Conning website. If you missed any of our previous CONNecting with Conning programs visit the WRIN.tv On Demand Library.
Views: 20 WRINtv
Safe Investing - Whole Life Insurance as an Investment - Part 1
 
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Why use whole life insurance as an investment? In our Whole Life Insurance series we will look at whole life insurance explained, as an investment tool, and why so many individuals, from the average worker saving for retirement to the wealthy running multi-million dollar corporations, are using whole life insurance as an investment tool. What makes this work so well? Whole life insurance cash value grows inside a policy with some major benefits. Competitive growth, no-loss provisions, and tax-advantages that you won't find anywhere else. It's not rocket science, and it's by no means perfect, but compared to risky investments, and other safe investment tools, whole life insurance makes one of the best investment options today. --- In this short 2 part series, I’m going to give you some thoughts and reasons why so many people use whole life as a strong foundational asset. For this video, we’re not going to talk about that in depth about the death benefit, we’ll save that for another time. Suffice it to say of the most incredible benefits, there is no better asset in the world to die with than life insurance. If designed right, it will pay out much more than you put in. The death benefit will go directly to your beneficiary, without probate, and will be income tax free. That is reason enough for many and to assure your family is protected and to pass assets to your heirs But there is so much more. You know, coming from the Wall Street side of things where I worked more with investments for 15 years, I learned for Wall Street, it’s all about putting money at risk, chasing rate of return, and often losing, and then charging fees, fees, fees. I see over the years how the game is rigged against the ordinary investor. Let me tell you one truth- Those on Wall Street are no smarter than you. The only difference they have is they have a license to sell securities. Here’s the thing though, you don’t have to have a license to be an intelligent investor. A license or a title does not make advisors investment geniuses and for the most part they have no clue either. They guess, hope, and cross their fingers too. Most advisors and their clients are not investors, they are gamblers. There is a difference - I talk about that important difference in another video – are you an investor or a gambler? There are a few tale, tale signs if your broker or advisor is an out of the box thinker or just another in the sea of advisors where you can’t tell one from the other. One tale, tale sign is if the answer they come up for your financial woes is to buy mutual funds? -------------------------------------------------------------- Please Subscribe! https://www.youtube.com/channel/UCNtQmqZlNUwzPuWmHPI_oSg?sub_confirmation=1 Visit me on the web- http://WiseMoneyTools.com/ Follow me! FB - https://www.facebook.com/wisemoneytools Twitter - https://twitter.com/wisemoneytools Google+ - https://plus.google.com/114367619155241197052 I have been involved in financial planning for over 30 years. I started out as a high volume stock broker. After working with millions of dollars I decided there had to be another way for people to earn money in the market without all the risky ups and downs that leave you where you started, or worse. After reading a ton of books I came across a book on the Infinite Banking Concept and it completely changed my life and the way I view investments. Now I focus on building wealth in safe and predictable ways, like Infinite Banking, Cash Value Life Insurance, and Indexed Annuities to name a few. I post videos regularly so if you have any questions of comments feel free to email them to... dan at wisemoneytools dot com
Views: 5960 Wise Money Tools
Three Mid-Cap Insurance Companies to Invest in Right Now
 
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Insurance companies provide services that are essential in the economy: consumers and businesses require insurance services to reduce risk. In some cases, businesses cannot operate if they do not have insurance. Consumers cannot get a mortgage from a bank if they do not carry insurance on the home. Insurance companies are in the best position to satisfy this market demand. Let's take a look at which insurance companies TheStreet Quant Ratings says you should add to your portfolio, immediately. Number 3 is Primerica. With an 'A' rating, the company's strengths can be seen in its revenue growth and increase in net income. 2nd is, StanCorp. This rating is an 'A.' StanCorp thrives in its increase in net income and good revenue growth. Number 1 is Symetra. With an 'A+' rating the company flourishes in its solid stock price performance and good revenue growth. TheStreet Ratings are algorithmic stock picks based on 32 major data points. S&P 500 stocks rated 'buy' yielded a 16.5% return in 2014, beating the S&P 500 Total Return Index by more than 300 basis points. For the full reports on these stocks, you can visit TheStreet.com/QuantRatings. Subscribe to TheStreetTV on YouTube: http://t.st/TheStreetTV For more content from TheStreet visit: http://thestreet.com Check out all our videos: http://youtube.com/user/TheStreetTV Follow TheStreet on Twitter: http://twitter.com/thestreet Like TheStreet on Facebook: http://facebook.com/TheStreet Follow TheStreet on LinkedIn: http://linkedin.com/company/theStreet Follow TheStreet on Google+: http://plus.google.com/+TheStreet
Younger Investors vs Older Investors
 
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Do you feel older people should be invested the same way as younger people? Probably not. And why? Well, when you’re younger and the market experiences significant corrections or crashes, you have time to wait for it to come back. But as you get older, and these corrections or crashes happen later in life, they can adversely affect even the best-devised retirement plans. While accumulating assets during your younger years, it often makes sense to take a more growth-oriented approach to retirement investing. If started early enough, younger people have 30 to 50 years to allow their savings to grow. And because they have time to recover from a market downturn, investing more heavily in equity investments (like ETFs, mutual funds and stocks) allows them to take advantage of the potentially higher returns that can be realized over long periods of time. On the other hand, as we get older, we don’t have time on our side. As we age, our investment focus should shift towards safety and protection of our nest egg. As you head into retirement, your main earning years will be behind you. Yes, It’s important to continue to keep your money working for you with the strategy of growth over time, but you also need to hedge and reduce risk as you get older to guard your retirement funds with as much principal safety as possible. That being said, a great exercise in figuring out the appropriate amount of risk you should have in your portfolio is to perform a risk assessment and examine how you respond to questions that directly measure your risk aversion. These questions help determine your risk tolerance, time horizons, income needs, goals and objectives, and can typically offer some additional guidance as to how much risk you’re actually taking, and what may be a more appropriate mix for you. This can help determine how you should be investing your money based on your personal financial situation, and a financial advisor can help shed some light on this for you. Investment Advisory Services offered through Bravias Capital Group, LLC ("BCG"), a New Jersey State Registered Investment Advisor. Bravias Capital Group, LLC and Bravias Financial are independent entities. This video is for educational purposes only and should not be construed as legal or tax advice. One should consult a legal or tax professional regarding their own personal situation. Any comments regarding safe and secure investments and guaranteed income streams refer only to fixed insurance products offered by an insurance company. They do not refer in any way to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims paying ability of the issuing company. Variable insurance and annuity product are considered securities products and require one to have proper FINRA registrations, in addition to proper state insurance licensing, prior to selling or discussing such products. Insurance products and services are offered through individually licensed and appointed agents in various jurisdictions. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products and do not refer, in any way, to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims-paying ability of the issuing company. While we believe the information in this report is reliable, we cannot guarantee its accuracy. Opinions expressed are subject to change without notice and are not intended as investment advice or a solicitation for the purchase or sale of any security. Please consult your financial professional before making any investment decision. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining markets. The indices mentioned are unmanaged and cannot be invested into directly. Past performance does not guarantee future results.
Views: 286 Bravias Financial
Why Warren Buffett Love Insurance Companies?
 
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How should you analyse insurance companies? And why does the richest investors love this business model? Subscribe NOW http://bit.ly/FJTVsub Daily updates @ 8pm ---------------------------------------------------------------------------------------------------------------- Follow Financial Joy TV: ♥ INSTAGRAM @investwithsean ♥ FACEBOOK www.facebook.com/buffettonlineschoolglobal/ ♥ EMAIL [email protected] Hi! We are Financial Joy TV! We are a group from Singapore, here we would like to share the financial knowledge with you! Thanks for visiting our channel, below is what I'd love to share about: Financial Management / Good Deal Must Share / Eat Drink Play Happy / Travelling / About Singapore / Reviews / Q&A ---------------------------------------------------------------------------------------------------------------- Financial Joy TV Favorites : Learn "Risk Free" Investing in Less than 7 Min: https://www.youtube.com/watch?v=faMmB... How to Set Automatic Investing in 5min (POSB/DBS): https://youtu.be/WXLHLdWmOes ----------------------------------------------------------------------------------------------------------- My Channel Keywords: Singapore. Investment. Invest. Good deal must share. Money management. Fun. Holiday. Love. Happy. Happiness. Review. Stock. Options. Warren Buffett. Mary Buffett.
Views: 812 Financial Joy TV
EP7 Basics of Insurance Business Model and Buffett's Investment on an GEIGO
 
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- Podcast Website: http://valueinvesting.blubrry.net/ Support this podcast through your donation: https://paypal.me/valueinvesting - iTunes: https://itunes.apple.com/us/podcast/v... - Google Play: https://play.google.com/music/listen?... - Tunein: https://tunein.com/podcasts/Markets-a... - Stitcher: https://www.stitcher.com/podcast/jun-... In this episode, I discuss the following two topics. 1) Basics of insurance business in terms of how insurance companies make money and why Buffett likes them 2) Warren Buffett's investment on an insurance company called GEIGO Definitions of two key terms regarding insurance companies' valuation “Float”, or available reserve, is policyholder money held, but not owned, by insurers, which comes about because there exist time intervals between received premiums and incurred losses to be paid out, usually more than a year. Float = Policy holder money held (Liability side) – Policy holder money not held yet (Asset Side) = [loss and loss adjustment reserves + unearned premium + fund held under reinsurance assumed + other policy holder liabilities] – [premium receivables + loss recoverable + deferred policy acquisition costs + deferred charges on reinsurance + prepaid taxes] Combined ratio = (Incurred Losses + Expenses) / Earned Premium
Views: 208 Jun Kim, CFA
Bina paise ke business kaise kare -  Business Idea about investments & insurance sector
 
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Bina paise ke business kaise kare Business Idea about investments & insurance sector TOP 11 BUSINESS VIDEO https://www.youtube.com/playlist?list=PL2HhGXbpOiLXD3gZtHI_hns40JB9VhUgt All successes are based on the foundation of Knowledge. मेरे काफी सब्सक्राइबर की डिमांड पर मैनें ​मेरी पसंद की कुछ किताबों की लिंक मैने नीचे दी हुई है आप लिंक पर क्लिक कर उसे ऑनलाइन खरीद भी सकते हैं जिससे आपका नॉलेज बढ़ेगा और आपकी जिंदगी और बिजनेस में भी फायदा मिलेगा | अगर आप सारी किताबें भी खरीदते है तो ये सबसे सस्ता तरीका है सीखने का... Rich Dad Poor Dad (hindi) https://amzn.to/2LISlT9 21 Vi Sadi Ka Vyvasaya (Hindi) https://amzn.to/2zpgxII Aapke Avchetan Mann ki Shakti (Hindi) https://amzn.to/2zmaJj8 Sochiye Aur Amir Baniye (Hindi) https://amzn.to/2m3UQnZ Secrets of the Millionaire Mind (Hindi) https://amzn.to/2NDoBZy Badi Soch Ka Bada Jadoo (Hindi) https://amzn.to/2NDk7C3 Lakshya (Goals) (Hindi) https://amzn.to/2uiPQzw This video is non promotional, created only to provide information about Business. This channel is not responsible for any profit or loss in any business. Its all depends on your business strategy and your hard work. You must research yourself before start any business. About: Business Ideas channel provides videos related to different business ideas to startup own business. We are not responsible for company related problem like Transaction, Online transaction, Machine, Raw Material, etc. Please research yourself before contact to company. My all videos and its information is based on my knowledge. Wish You All The Best, #BusinessIdeasAK ARVIND BUSINESS IDEAS
Views: 4643 ARVIND BUSINESS IDEAS
LIC की सफलता के 10 कारण | क्या करती है LIC हजारो करोड़ का | Case Study | Dr Ujjwal Patni
 
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In this historic case study, Dr Patni underlines the money making and business model of LIC, the largest public sector corporation and profit making enterprise of India. This is a huge reservoir of learning opportunities for the business community of all shapes, sorts and sizes.Witness the epoch making growth of the historic giant called LIC and track a step by step growth story of the same and learn at every point to make your business life better. International Author, Trainer and Business coach Dr. Ujjwal Patni is one of the finest motivational trainers in India who has led 3 Guinness World Records and is been listed in "Top 10 Indian Thinkers - 2014" by MTC Global. His 7 books have been published in 14 languages and are available in 28 countries. He has conducted more than 1500 motivational seminars in 100 cities in India and other international cities. He is followed by more than 1 million readers and audiences throughout the globe via different platforms. He has won 15 prestigious awards. To Buy Products: http://bit.ly/UPproducts To Join Business Audit: http://bit.ly/businesaudit To Join Business Gurukul: http://bit.ly/businessgurukul To Join Success Habit Program: http://bit.ly/viponsucesshabits To Join Public Speaking Program: http://bit.ly/bodylanguagepub Connect With Ujjwal Patni: About the trainer: https://youtu.be/nMTDa0cPWmc Subscribe Youtube Channel: https://www.youtube.com/c/UjjwalPatni Like Facebook Page: https://www.facebook.com/ujjwalpatni/ Follow on Twitter: https://twitter.com/Ujjwal_Patni Instagram: https://goo.gl/fYQPi2 Linkedin: https://www.linkedin.com/in/ujjwalpatni/ Download Mobile App: https://goo.gl/6Nbm4k Website: http://ujjwalpatni.com/ 1. For Business Success please watch this video 2. For Entrepreneurial Ideas please watch this video 3. for Startup ideas please watch this video 4. To Grow your Business, please watch this video 5. If you want to start a new business, please watch this video 6. For Startup business ideas, please watch this video 7. Startup ideas in hindi and english, please watch this video 8. For Startup stories in Hindi and English, please watch this video 9. For new business ideas, please watch this video 10. For best start up ideas watch this video 11. For Top start up ideas, watch this video 12. For best start up ideas in India, please watch this video 13. For Startup business ideas, please watch this video 14. For business ideas, please watch this video 15. For business ideas in Hindi, please watch this video 16. For business ideas in English, please watch this video 17. For business motivation, please watch this video 18. For business ideas in India with small investment, please watch this video 19. For business tips, please watch this video 20. For business tips in hindi, please watch this video 21. For business tips in english, please watch this video 22. For business tips for success, please watch this video 23. For business tips for beginners, please watch this video 24. For business tips for success in Hindi, please watch this video 25. For business success story, please watch this video 26. For business success motivation, please watch this video 27. For business success mantra, please watch this video 28. For startup business with no money, please watch this video 29. For startup motivational video, please watch this video 30. For business growth mantra, please watch this video 31. For business growth strategy, please watch this video 32. For business growth tips in hindi ideas, please watch this video 33. For business growth tips in english, please watch this video 34. For business growth tips, please watch this video 35. For business growth mantra in Hindi, please watch this video 36. For business growth motivation, please watch this video
Views: 472247 Ujjwal Patni
Insurers as providers of fixed income investments
 
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Insurers as providers of fixed income investments So far we've taken a look at the safe and stable world of fixed income investing, namely bank deposits and money market mutual funds. However, before we enter the wilder world of bond investing, let's consider fixed income investments offered by insurance companies. Many people only think of insurance companies as places to file a claim, but insurance companies are large financial intermediaries that lend money like banks and make investments like mutual funds. In fact, life insurance companies make a lot of money by first collecting insurance premiums, and then investing the premiums so that the investment returns are higher than the return promised to the policy holder. Insurers act as an investment intermediary for not only cash value life insurance, but also for financial products which have little or nothing to do with insurance. GICs Guaranteed investment contracts, otherwise called GICs, are a good example of these products. These are large-scale financial products offered by life insurers. It's doubtful that you can invest in a GIC by yourself, but there's a good chance that your employer will allow you to invest in GICs through the company's 401(k) or other retirement plan. In this case, the guaranteed investment contract may be called the "Stable Income Fund" or something similar. If you invest in a GIC, you give the insurer some money, and the insurer promises to give your money back plus a guaranteed rate of return. This is where the "guaranteed" part of GICs comes from. Note that the insurer only guarantees the rate of return. Your investment is not guaranteed by a federal agency, although many states provide some kind of insurance to bail out insurers if they go under. So a guaranteed investment contract is like investing in a bond or a bank certificate of deposit, and GIC yields are roughly equal to bank CD rates. Also, like bank CDs, most GICs restrict your ability to withdraw money before the end of the contract. The GIC should be safer than investing in a single bond issued by, for example, General Motors. The insurer takes your money and invests it in a variety of bonds and other securities, so a GIC reduces risks by diversifying its investments. But GICs are not risk free, in spite of the nice sounding name of "guaranteed investment contract". The thing to watch out for with a GIC is the solvency of the insurer. As investors found out in the late 1980s with the insolvency of two large insurers that invested heavily in junk bonds, insurers can and do go bankrupt. Eventually, investors got a good portion of their money back, but their money was tied up for years in bankruptcy courts. Before you invest in a GIC, make sure you check out the financial stability of the underlying insurer. There are a number of insurance rating services, including AM Best and Weiss Research that provide credit ratings for insurers. Check with your library for more information about these insurance rating services. Fixed annuities Fixed annuities are another investment offered by insurance companies. Annuities come in two flavors, fixed and variable. Fixed annuities generally invest in bonds and offer a guaranteed rate of return for the life of the contracted annuity. Variable annuities normally invest in stocks. If the underlying stocks go up, you could do better than if you had used a fixed annuity. But if stocks go down, the fixed annuity would have been better. Characteristics of annuities Annuities are retirement investment vehicles offered by insurance companies. Annuities offer tax-deferred growth of your investment, but you can't remove funds from the annuity without facing a tax penalty until you reach age 59.5. Insurance agents chat up the tax-deferred savings aspects of annuities, but they don't stress that the annuity uses after-tax dollars. Because of this, a deductible retirement account like an IRA or 401(k) account is better than an annuity. Fixed annuities usually are expensive investments because you have to pay commissions to the agent who sells the annuity to you, and you have to pay insurance premiums for a small amount of insurance offered by the annuity. You also have to pay hefty surrender charges to the insurance company if you withdraw your money early. This is on top of any tax penalties you may face. In the early 1980s annuities offered other tax advantages, but these largely disappeared with the 1986 Tax Reform Act. Fixed annuities can be another tool you may want to use for your retirement planning, but there are better vehicles like your 401(k) or IRA that should be used first. Copyright 1997 by David Luhman
Views: 320 MoneyHop.com
Laurence Kotlikoff "Social Security Is Just A Big Insurance Company"
 
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The Income Generation With David J. Scranton **Disclaimer: Sound Income Strategies, LLC is a registered investment advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Past performance is not an indication of future results. Be sure to first consult with a qualified financial advisor or tax professional about your specific financial situation before implementing any strategy discussed herein.
Retirement Investing Pitfall #11 - Not Taking Advantage of Professional Investment Advice
 
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For weeks we’ve been tackling one retirement investing pitfall after another. As we have covered, being unaware of these many pitfalls can potentially lead you down a path to an unfavorable and undesirable investment outcome. In this video I am going to discuss the final pitfall from my book… which is Not Taking Advantage of Professional Investment Advice. Before we dig in, I’d like to make one thing very clear: financial planning is not just for the wealthy. The thought that you need to be rich in order to benefit from financial planning may be one of the biggest misconceptions out there. As a matter of fact, studies show that putting a comprehensive financial plan in place can benefit people at any income level. In my opinion, having professional guidance to help you make sound, logical investment decisions should help you overcome your own irrational perspectives. A long-term investment outlook requires a personalized strategy that accounts for your current and future needs, time horizon, and appetite for investment risk. As you can imagine, it’s not uncommon to feel overwhelmed by the number of important decisions we need to make regarding retirement, investments, insurance, college savings and other complicated financial issues that may come our way. If you don’t feel confident in your financial future, you're not alone. Today more than ever, financial advisors can be an essential resource and help bring together all the pieces of the challenging puzzle that encompasses planning for the future and managing your finances. For this reason alone, I believe you can benefit from working with a financial advisor to help develop a realistic, measurable, and achievable plan with your specific goals in mind. Working with a financial advisor can help enhance your knowledge of various topics relative to your current financial situation, and provide a framework for structuring and simplifying your financial endeavors. The main goal of financial planning is to help take the guesswork out of managing your finances so you can truly see the big picture and make more informed decisions – thus enabling you to better understand the implications of each financial decision you make. Successful long-term investing requires the ability to position and rebalance your portfolio to ride bear and bull markets. This level of complexity can make working with an investment professional critical to meeting your goals. Chasing returns and following cookie-cutter approaches on your own is risky. I believe successfully navigating the turbulent investing world of today requires training, prudent management, and committing to a long-term, active investing strategy. Investment Advisory Services offered through Bravias Capital Group, LLC ("BCG"), a New Jersey State Registered Investment Advisor. Bravias Capital Group, LLC and Bravias Financial are independent entities. This video is for educational purposes only and should not be construed as legal or tax advice. One should consult a legal or tax professional regarding their own personal situation. Any comments regarding safe and secure investments and guaranteed income streams refer only to fixed insurance products offered by an insurance company. They do not refer in any way to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims paying ability of the issuing company. Variable insurance and annuity product are considered securities products and require one to have proper FINRA registrations, in addition to proper state insurance licensing, prior to selling or discussing such products. Insurance products and services are offered through individually licensed and appointed agents in various jurisdictions. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products and do not refer, in any way, to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims-paying ability of the issuing company. NOT FDIC INSURED. NOT BANK GUARANTEE. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.While we believe the information in this report is reliable, we cannot guarantee its accuracy. Opinions expressed are subject to change without notice and are not intended as investment advice or a solicitation for the purchase or sale of any security. Please consult your financial professional before making any investment decision. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining markets. The indices mentioned are unmanaged and cannot be invested into directly. Past performance does not guarantee future results.
Views: 227 Bravias Financial
How to invest $100 (billionaire investment strategy)
 
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If you're new to investing, this video is for you! I'm going to show you how to invest $100 today. Click here to follow along: https://sdti.me/m100 This investing strategy is not only good for beginners with $100, but it actually is what Warren Buffett has long recommended. You no longer need thousands of dollars in hand before you can begin investing. I want to show you how you can invest with only $100. I'm following Warren Buffett's wisdom in making smart investment choices. In this video I will walk you through, step-by-step, how I am investing using Warren's advice. And as a bonus. I'm going to let you in on a mistake new investors often make that I want you to avoid! ★★ LINKS MENTIONED IN THE VIDEO ★★ (0:47) Investing in Fractional Shares - https://sdti.me/m100 (1:10) How to Invest for Beginners (with little money) - https://youtu.be/EVGJvvbdbx8 (1:29) SeedTime's Financial Advisor Directory - https://seedtime.com/christian-financial-planners/ (8:47) M1 - a great tool for new investors - https://sdti.me/m100 DISCLAIMER: This video and description may contain affiliate links, which means that you can support the channel by clicking those links (at no additional cost to you). This allows us to continue to eat and live indoors, so thank you for your support!! ★★ POPULAR STUFF ★★ How I started investing with $1: https://youtu.be/EVGJvvbdbx8 7 Passive Income Ideas that I’ve tried: https://youtu.be/6X2TG87eugM How I invest in Real Estate with $500: https://youtu.be/8oF7ioCzZEc How I travel the U.S. for FREE: https://goo.gl/owAZk9 5 Bible verses about money I think you should know: https://youtu.be/AZQrrBRxMbQ Should you pray for money? https://youtu.be/bWSsyP94Hbw 7 things Christians should do with money (that don’t make sense): https://youtu.be/xsLOxxQslFw 37 Bible verses about money: https://youtu.be/balyd_Mqf2o The personal finance tracking software I use: https://goo.gl/BZ66y1 11 things you should stop paying money for: https://youtu.be/35-yPE8rbJg How I save about 50% off health insurance: https://goo.gl/SRrn8F How I replaced my day-job with my blog: https://goo.gl/vbq9Rw ★★ FREE E-COURSE ★★ Get my FREE email course that will help you better manage your money (so you have more) and begin learning what the Bible has to say about handling it wisely. https://seedtime.com/getting-started/ ★★ LET’S CONNECT ★★ Twitter https://twitter.com/seedtime Instagram https://www.instagram.com/managingmoneygodsway/ Website: https://SeedTime.com Podcast: https://SeedTime.com/podcast In this video Bob Lotich talks about how to invest $100. Investing for beginners can be overwhelming. But, I'll show you a super simple way you can start investing with only $100. So if you've ever wanted to know how to invest, or the best way to invest with little money, this video is for you!
Views: 8454 SeedTime Money
WRIN.Tv Connecting with Conning:A Closer Look at Insurance Investment Strategies
 
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With economic conditions less than favorable and interest rates remaining low, insurers are under pressure to increase investment income. Strategies have changed, as have investment portfolios. In this edition of CONNecting with Conning, WRIN.tv speaks with Conning's Joe Mayo,Head of Credit Research, and Marcus McGregor Director and Master Limited Partner (MLP) strategist and product manager, about insurance investment strategies in a challenging environment.
Views: 174 Conning
Landlord Insurance: What Kind of Rental Policy Do You Need?
 
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Properly insuring your rental property needs to be an important part of your investment strategy. Today, we have asked Terry Cleveland, an expert in landlord insurance, to talk to us about insurance policies for investment property in Indiana. She’s going to talk about what you need in a rental home policy. Remember that laws and policies are different in every state, so make sure you’re working with an agent or an insurance company that can handle your investment property insurance policy locally. To read more about landlord insurance for investment properties, go to: https://www.indianapolispropertymanagement.com/blog/landlord-insurance-what-kind-of-policy-do-you-need-for-your-indianapolis-rental
MY 40TH DIVIDEND GROWTH STOCK!!!
 
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I will be buying another #dividend #stock in the next few weeks. As you may know, I have been analyzing insurance company stocks for a long time. I have been pouring through annual reports and financial metrics. While I am not ready to make my decision yet, I am getting closer. I want to take you through my #investing journey in choosing stock 40 for my dividend growth portfolio. First, I want to share why I’m not building the index. While I own 39 stocks (soon to be 40), my portfolio is nothing like the S&P 500. In fact, my top 5 stocks make up 24% of my portfolio. And, sin stocks come in at 11.3%. My current dividend yield is 3.89% (vs. 2.01% for the S&P 500). I like to diversify for stability, but my portfolio is very unlike the index, in my humble opinion (in a good way, as I don't like index investing for my personal situation). Moreover, learn why 40 stocks may not work for traders, but can make a ton of sense for long term, buy and hold dividend investors. I buy and hold forever, so I can afford to hold 40 stocks. Someone investing for capital appreciation will likely have a very different strategy. As someone who's underweight in financials, I'm so excited to add an insurance company. While financials are not my passion, I do see the value they bring to my stock portfolio. I especially feel that the timing is right with rising interest rates on the horizon. I like insurance companies because they are sort of like dividend stocks. They sign up customers and then enjoy a stream of income. Customers are like long term dividends for these companies! In my insurance company analysis, I'm looking at a bunch of metrics including: * Float (the delta between premiums and claims). I'll be analyzing how these companies invest their float very carefully. * I'll be looking at the sustainability of the business model. I can tell you right now I really like property and casualty insurers (with a heavy focus on property). I like life insurance companies ok. I do not like auto nor health. Learn more in today’s investing video. * Learn all about the combined ratio and why I'll be investing in an insurance company that has the lowest possible combined ratio. By the way combined ratio = losses payable / incoming premiums. * Learn all about return on equity (or ROE). Measured as earnings / stockholder's equity, ROE characterizes how effective insurance companies are at generating returns of capital invested. ROE is an important metric for insurance companies and also banks too. * I'll be looking at book value (and price / book) to determine value as well. * Much more in today's investing video! Want to see my complete dividend stock portfolio? Check out this video: https://www.youtube.com/watch?v=6S-7R8iihPk I own all the sin stocks! Download my free sin stock guide here: https://www.youtube.com/watch?v=q8eoj-r51uk Don't forget! I'm on Instagram too (I'm @ianlopuch). Make sure to connect: https://www.instagram.com/ianlopuch/ DISCLOSURE: I am long United Technologies (UTX) and General Mills (GIS). I own these stocks in my stock portfolio. DISCLAIMER: All information and data on my YouTube Channel, blog, email newsletters, white papers, Excel files, and other materials is solely for informational purposes. I make no representations as to the accuracy, completeness, suitability or validity of any information. I will not be liable for any errors, omissions, losses, injuries or damages arising from its display or use. All information is provided AS IS with no warranties, and confers no rights. I will not be responsible for the accuracy of material that is linked on this site. Because the information herein is based on my personal opinion and experience, it should not be considered professional financial investment advice or tax advice. The ideas and strategies that I provide should never be used without first assessing your own personal/financial situation, or without consulting a financial and/or tax professional. My thoughts and opinions may also change from time to time as I acquire more knowledge. These are, as discussed above, solely my thoughts and opinions. I reserve the right to delete any comments for any reason (abusive in nature, contain profanity, etc.). Your continued reading/use of my YouTube Channel, blog, email newsletters, whitepapers, Excel files, and other materials constitutes your agreement with and acceptance of this disclaimer. COPYRIGHT: All PPC Ian videos, Excel files, guides, and other content are (c) Copyright IJL Productions LLC. PPC Ian is a registered trademark (tm) of IJL Productions LLC.
Views: 10323 ppcian
Retirement Investing Pitfall #3 - Taking Too Little Risk
 
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Several weeks ago, I started a series of videos derived from a chapter in my best-selling book, Plan Smart Retire Right. In the book, I discuss Retirement Investing Pitfalls. In our previous video, I went over how taking too much investment risk in retirement can be dangerous. Today, I am going to cover a pitfall that many people may not think about as a risk…playing the market cautiously and taking on too little risk in retirement. Being overly conservative with our money in retirement has the potential to negatively affect your portfolio over the long haul. Let me explain why. While minimal risk can feel like a safe move, you could miss important market rallies. During periods of market turbulence, many investors tend to flock to low-risk investments like U.S. Treasuries and cash. This aversion to risk can affect long-term investments, as too many fixed-rate investments can put a cap on your portfolio’s profitability. By trying to reduce portfolio losses, however, investors may be trading one type of risk for others - for example, inflation. While equities can typically have greater loss potential than short-term, fixed-rate investments, they also can have a greater potential for upside gains. For many investors, hunkering down only in safe investments, may stunt the growth of an investment portfolio. In my opinion, inflation, which is the general increase in the cost of goods and services, is a serious concern when it comes to long-term investing. Too little growth in your investments can leave you with a shortfall in your retirement years if you aren’t keeping up with inflation, due to a decrease in your purchasing power. With inflation eating away at cash every year, it often makes sense for investors to have at least some of their money in growth-oriented investments to help offset the effects of inflation over time. Investment Advisory Services offered through Bravias Capital Group, LLC ("BCG"), a New Jersey State Registered Investment Advisor. Bravias Capital Group, LLC and Bravias Financial are independent entities. This video is for educational purposes only and should not be construed as legal or tax advice. One should consult a legal or tax professional regarding their own personal situation. Any comments regarding safe and secure investments and guaranteed income streams refer only to fixed insurance products offered by an insurance company. They do not refer in any way to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims paying ability of the issuing company. Variable insurance and annuity product are considered securities products and require one to have proper FINRA registrations, in addition to proper state insurance licensing, prior to selling or discussing such products. Insurance products and services are offered through individually licensed and appointed agents in various jurisdictions. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products and do not refer, in any way, to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims-paying ability of the issuing company. NOT FDIC INSURED. NOT BANK GUARANTEE. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.While we believe the information in this report is reliable, we cannot guarantee its accuracy. Opinions expressed are subject to change without notice and are not intended as investment advice or a solicitation for the purchase or sale of any security. Please consult your financial professional before making any investment decision. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining markets. The indices mentioned are unmanaged and cannot be invested into directly. Past performance does not guarantee future results.
Views: 236 Bravias Financial
How To Use Cash Value Of Whole Life Insurance
 
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I personally use the cash value of my whole life insurance policy and if you're thinking about doing the same thing, this video is for you. I'm going to teach you how to tap in your cash value to use it in things like funding your own business, investing and purposeful things. Click here for FREE life insurance consultation: http://kriskrohn.com/insurance Click here for a FREE game plan: https://kriskrohn.com/game-plan-free-book Watch and Enjoy! Kris Krohn PS: GET KRIS' FREE REAL ESTATE BOOK: https://www.kriskrohn.com/youtubefreebook OTHER WAYS TO PLAY WITH KRIS... ============================ 1. Let Kris Mentor You in Real Estate: http://LimitlessMentor.com/TV/ 2. Join Kris at his next Life-Changing Event http://kriskrohn.com/event 3. Get Kris’ Mindset Book “Limitless” for FREE https://www.kriskrohn.com/limitlessfreebook 4. Got Money or Retirement Savings? Learn about Partnering with Kris on Deals: https://www.kriskrohn.com/partnering 5. Get a Free Consultaiton with Kris’ Certified Coach: https://www.kriskrohn.com/invest-now 6. Get FREE ACCESS to Kris’ #1 Recommended Real Estate Deal Finder Tool: http://trial.propstreampro.com/limitless/ 7. When Will You Retire? Use Kris’ Financial Freedom Calculator to Find Out https://www.kriskrohn.com/freedom-calculator 8. Best Way to Save Money for Real Estate: https://www.kriskrohn.com/insurance 9. See Everything Kris is up to: http://KrisKrohn.com BE ON A KRIS KROHN YOUTUBE EPISODE ======================== Record your questions on video, and join me in a future episode: http://bit.ly/2yO78c7 MUSIC ======================== Tobu - Infectious https://www.youtube.com/watch?v=ux8-EbW6DUI... Artist: https://www.youtube.com/tobuofficial Licensed under Creative Commons — Attribution 3.0 Unported— CC BY 3.0 #RealEstateInvesting #MoneyMindset ======================== Video Produced by: Nate Woodbury - YouTube Producer BeTheHeroStudios.com https://www.youtube.com/c/NateWoodbury EARNINGS DISCLOSURE ======================== Kris Krohn is not in the business of providing personal, financial or investment advice and specifically disclaims any liability, loss or risk, which is incurred as a consequence, either directly or indirectly, by the use of any of the information contained in this document. Also, Kris Krohn, this document, and any online tools, if any, do NOT provide ANY legal, accounting, securities, investment, tax or other professional services advice and are not intended to be a substitute for meeting with professional advisors. If legal advice or other expert assistance is required, the services of competent, licensed and certified professionals should be sought. In addition, Kris Krohn does not endorse ANY specific investments, investment strategies, advisors, or financial service firms.
Views: 2189 Kris Krohn