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The Company's Investment Portfolio  (The Insurance Company Financial Review)
 
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http://thebiz.tv (800)-290-7226 Presented by Brokers Alliance with guest co-host Ken Davis. Insurance carriers generally invest in conservative instruments. Most investment portfolios have a majority of investment grade bonds, i.e. class one and two. But many carriers also purchase mortgages, real estate and policy loans as additional portfolio assets. The hosts spend some time talking about the bond quality and their maturities in a low interest rate environment and give an indication which products will react faster in a climate of rising rates. All information can be accessed free for a limited time only at https://vitalsalessuite.com/logins/thebiz This video was produced by http://bizmediastudios.com/ ____________________________ Follow Us On Social! ____________________________ TWITTER: https://twitter.com/BrokersAlliance FACEBOOK: https://www.facebook.com/pages/Brokers-Alliance-Inc/115179661832101 INSTAGRAM: https://instagram.com/brokersalliance/ WEBSITE: http://www.brokersalliance.com/ GOOGLE+: google.com/+BrokersAlliance LINKEDIN: https://www.linkedin.com/company/brokers-alliance-inc
Views: 284 BrokersAlliance
How Do Insurance Companies Invest Money? : Business Insurance & Finance
 
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Subscribe Now: http://www.youtube.com/subscription_center?add_user=Ehowfinance Watch More: http://www.youtube.com/Ehowfinance Insurance companies invest their money in a variety of different ways depending on the company in question. Learn about how insurance companies invest money with help from the managing partner at an insurance organization in this free video clip. Expert: Mitchell Smith Bio: Mitchell K. Smith is the President and Principal of Universal Insurance Services. Filmmaker: Daniel Sanz Series Description: Understanding the world of business insurance requires you to take a closer look at some of the areas you are most interested in. Get tips on how to understand finance with help from the managing partner at an insurance organization in this free video series.
Views: 12471 ehowfinance
Warren Buffett: Investments, Insurance and The Economy (2017)
 
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An interview with billionaire and CEO of Berkshire Hathaway, Warren Buffett. In this interview Warren discusses his current investment portfolio and its performance in the wake of Amazon's acquisition of Whole Foods. Warren also talks insurance claims in relation to the damage of Hurricane Harvey. 📚 Books about Warren Buffett and his favourite books are located at the bottom of the description❗ Like if you enjoyed Subscribe for more:http://bit.ly/InvestorsArchive Follow us on twitter:http://bit.ly/TwitterIA Other great Stock Market Investor videos:⬇ Ray Dalio on Hedge funds, Success and Life/Work: http://bit.ly/RDVid1 Charlie Munger on Common sense and Investing:http://bit.ly/CMVid1 Billionaire James Simons: Conquering Wall Street with Mathematics:http://bit.ly/JSVidIA Video Segments: 0:00 Introduction 0:15 Why is this charity special to you? 2:01 Thoughts on Hurricane Harvey and insurance losses? 4:14 Do the uninsured/insured losses estimates make sense to you? 5:21 What exposure does berkshire have? 6:17 The problem with flood insurance? 7:12 Would you start insuring again? 7:51 Potential impact on GDP? 8:25 Does this feel like a 3% GDP economy? 9:47 How do you explain the ten year note having a yield of 2.1%? 10:37 Thoughts on Donald Trump and North Korea? 13:03 Apple shares still positive? 15:04 Still negative on IBM? 16:08 Profit on bank shares? 16:54 Wells Fargo? 17:57 Concerned about Wells Fargo? 18:40 Amazon acquisition of Whole Foods impact? 20:30 Would Kraft Heinz go after other companies? 22:05 Would you go back after Unilever? 22:25 Why have you been silent on Donald Trump? 24:10 Birthday Cake Warren Buffett Books 🇺🇸📈 (affiliate link) The Snowball: Warren Buffett and the Business of Life:http://bit.ly/TheSnowball The Essays of Warren Buffett:http://bit.ly/TheEssaysofWB Tap Dancing to Work: Warren Buffett on Practically Everything:http://bit.ly/TapDancing Warren Buffett's Favourite Books🔥 The Intelligent Investor: The Definitive Book on Value Investing:http://bit.ly/TIIBG Security Analysis: Sixth Edition:http://bit.ly/Securityanalysis Common Stocks and Uncommon Profits and Other Writings:http://bit.ly/CommonStock Interview Date: 30th August, 2017 Event: CNBC Original Image Source:http://bit.ly/WBuffettPic5 Investors Archive has videos of all the Investing/Business/Economic/Finance masters. Learn from their wisdom for free in one place. For more check out the channel. Remember to subscribe, share, comment and like! No advertising.
Views: 9880 Investors Archive
Investing Whole Life Insurance Cash Values vs Investing Without Whole Life
 
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For more info, go to https://www.monegenix.com Should you buy whole life insurance or buy term and invest the difference? This video demonstrates an entirely new way to look at this issue and shows why whole life insurance is not in competition with other investments. Rather, it can sit "underneath" a "buy term and invest the difference strategy" or some other investment strategy. In other words, you can leverage your cash values and invest them outside your policy while simultaneously earning the returns of the policy. Whole life insurance is insurance, not an investment. As such, its role is to insure one's life and savings and transfer financial risk away from the individual and onto an insurance company. When properly used, whole life insurance can enhance the overall or general performance of almost any investment strategy or business.
Views: 1818 Monegenix
Valuation of Insurance Companies.
 
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Financial Opportunities Forum: 4th September 2012 - Rajeev Thakkar discusses the basics of valuation of insurance companies...a topic which is rarely covered. Desclaimer: Viewers should assume that PPFAS's Clients, PPFAS, its Directors, Employees have investments in the stocks and Mutual funds which are spoken about (long investment positions). We do not short stocks or indices. We do not speculate in Futures and Options.
Views: 12646 PPFAS Mutual Fund
Leda Braga: Data science and its role in investment strategy
 
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The CEO of Systematica Investments discusses how her company employs technology to achieve returns. As the first financial services industry speaker at the Women in Data Science (WiDS) conference, keynote presenter Leda Braga, CEO of Systematica Investments, introduced attendees to the role of data science applied to investment. Braga’s company manages large pools of assets from pension funds to insurance company premiums, to sovereign wealth funds of various countries. As a hedge fund manager, the company focuses on two areas of investment management – signal generation and portfolio construction. Signal generation is the process of trying to predict what assets should be bought or sold. Portfolio construction is the process of organizing investments strategically to meet investment objectives and achieve returns. Portfolio construction is essentially a constrained optimization problem, Braga notes, and as a result, it is an area where data science can help illuminate the best solutions. At Systematica Investments, the company uses data and algorithms to determine how to maximize financial returns given a number of variables with specific constraints within financial markets and environments. At the end of the day, she says, the business of investment management is the business of information management. Braga believes a passion for data science coupled with an interest in making a difference matters in the field of strategic investing. Worldwide, professionally managed assets are valued at $80 trillion. “If you want to change the world,” she says, “bank your money in the right places. And if you think about investment management as this activity whereby the pools of capital of the world get directed, that is so powerful. And if that is going to become completely data driven over time, you can’t miss that opportunity. You’ve got to join in and have a say.”
I've Been Investing $1,000 A Month Into Whole Life Insurance
 
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Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 98447 The Dave Ramsey Show
Life Insurance as an Investment | Should I invest in Insurance Schemes? | Investment Tips by Yadnya
 
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Life Insurance as an Investment - Should I invest in Insurance Schemes? When it comes to considering insurance as an investment, you’ve should follow the saying, “Buy term and invest the difference.” The term life insurance is the best choice for most individuals because it is the least expensive type of life insurance and leaves money free for other investments. There are no maturity values in Term plans. ULIPs and other type of insurance plans, allows policyholders to accumulate cash value but there are expensive management fees and agent commissions associated with these policies, and we consider these charges a waste of money. Find us on Social Media and stay connected: Blog - https://blog.investyadnya.in Facebook Page - https://www.facebook.com/investyadnya Facebook Group - https://goo.gl/y57Qcr Twitter - https://twitter.com/investyadnya #investYadnya #LifeInsurance #YIA
Here is How Warren Buffett Made 85 Billion Dollars
 
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The first 500 people to use this link will get a 2-month free trial of Skillshare: http://skillshare.evyy.net/c/1274323/298081/4650 Unshakable Confidence (Course): https://goo.gl/qyJFXg You will stay poor if you think like this: https://goo.gl/1BCJgq why you will never get rich: https://goo.gl/zkFTpw For more great content! Instagram: https://goo.gl/vzBDdg Facebook: https://goo.gl/DZmAeM Twitter: https://goo.gl/6gvG4T #GettingRich #Investing The most respected investor in the world is undoubtedly Warren Buffet. If others had to come up with inventions ahead of their time to be on the top of Forbes list. This man has been the second richest man in the world for many years in a raw by simply investing. And what sets him apart from others is that he started with absolutely nothing. Today, we will take a look at how warren buffet invests and how exactly he made over 85 billion dollars. But first, let's take a look at how buffet got into the investing first. Warren buffet grew up in an average family, so he quickly learned the value of money. At the age of 13, he started delivering newspapers, selling magazines and made a substantial amount of money. Which he invested later on into 40 acres of farmland. He realized that if he wants to grow faster, he needs to get into the business. When he turned 15, he used his savings to buy pinball machines and placed them in barber shops. Within few months he owned 3 different machines and then sold the business for 1200 dollars or over 16 thousand dollars in today's money. Fortunately, he was rejected by Harvard business school because then he applied to Columbia business school, where he met his Mentor, Benjamin Graham. Graham taught him how to win consistently in the stock market without speculations. His method was simple, find undervalued companies, stocks that are priced lower than they actually worth. Buffet quickly realized the potential of this strategy. So he went to work with his mentor at his investment partnership where he mastered his method. When Graham decided to retire, Buffet has already saved up around 150K dollars or 1.5 million dollars in today’s dollars. So, he decided to start his own investment partnership. He applied the same strategy. But in general, he was mainly looking for small companies that are doing just good enough, but still, are undervalued. Such as, Dempster Mill, a windmill manufacturing company which was a struggling business at a time. It was trading at 18 dollars per share. But Buffet realized that company’s assets worth 75 dollars per share. So even if the company goes bankrupt, assets could be sold and he would still make a profit. So over the next couple of years, he kept acquiring Dempster’s Mill shares until he became the majority shareholder. In order to make a good profit from his investment. Buffet changed the management, improved the operations and then sold the company three times higher, than the amount he invested (80 dollars per share). Buffet made multiple similar investments where he made a substantial profit. And in less than 5 years of starting his partnership, the value of his investments grew to millions of dollars. In fact, his personal wealth finally crossed a million dollar. After acquiring Berkshire Hathaway, his approach to investing changed. Instead of focusing on small struggling companies. He started buying more successful companies that are undervalued, such as the American Express. But, what actually brought him up to the top of Forbes list is the insurance business. Buffet realized that Insurance companies work exactly like banks. You regularly pay your premium for example, but only get your money back, if you get into an accident. So insurance’s companies have a constant flow of cash. Which are technically considered liabilities. Exactly like the money you deposit into a bank. Suddenly, Warren Buffet found himself having access to an enormous amount of money which he quickly started investing in the right companies. And in the next few years, his personal net worth crossed a billion dollar. He kept doubling his net worth every few years by investing in some of the most successful companies such as Coca-Cola, Bank of America, GM and so on. Until he became the richest man in the world in 2008. Buffet didn’t achieve that by simply speculating and hoping to win. But rather understood how the stock market works and consistently used the same strategy. The good news is that, you can also learn how the stock market works and certainly be like warren buffet if you put the effort. And for that reason, we have found for you a perfect course on skillshare that will teach you everything you need to know. We can't cover everything here on this channel since our videos are extremely difficult to make. So, by using the link in the description, you will get the course for free for the first 2 month and help this channel. So, give it a try.
Views: 157809 Proactive Thinker
Robert Kiyosaki LOVES Whole Life Insurance:  The Secret Tool of the Wealthy
 
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Robert Kiyosaki Loves Whole Life Insurance ================================== Make sure not to miss a video from Chris! Click here to subscribe: http://www.youtube.com/subscription_c... ========================================­==== https://life180.com ========================================­==== Robert Kiyosaki has recently come out and endorsed whole life insurance as a savings vehicle alternative to your regular bank account. Why? Because the wealthy understand the questions to ask in regards to what they want their money to do for them. Learn the four key money habits that separate people like Robert Kiyosaki, Warren Buffett, and some of the most successful people in the world from the rest of the pack. Learn how to leverage Whole Life Insurance as an asset that can change the way you deal with your personal finances. ========================================­====== Chris Kirkpatrick "The Safe-Bet Money Guy" www.LIFE180.com Facebook: Facebook.com/life180llc Follow our LIFE180 Roadmap to Financial Success Course and learn how to structure your life like the wealthy: 3videos.life180.com https://youtu.be/Um5gv3ZZY2M Robert Kiyosaki LOVES Life Insurance: The Secret Tool of the Wealthy
20 Insurance Sales Tips For Young Insurance Agents
 
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How to sales insurance policy. Here are 20 Insurance Sales Tips For Young Insurance Agents. Insurance business is a commission based business. It can be considered as a part-time business. Thanks for watching! Born For Entrepreneurs http://bornforentrepreneurs.com 20 Insurance Sales Tips For Young Insurance Agents
Views: 79855 Born For Entrepreneurs
EP7 Basics of Insurance Business Model and Buffett's Investment on an GEIGO
 
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- Podcast Website: http://valueinvesting.blubrry.net/ Support this podcast through your donation: https://paypal.me/valueinvesting - iTunes: https://itunes.apple.com/us/podcast/v... - Google Play: https://play.google.com/music/listen?... - Tunein: https://tunein.com/podcasts/Markets-a... - Stitcher: https://www.stitcher.com/podcast/jun-... In this episode, I discuss the following two topics. 1) Basics of insurance business in terms of how insurance companies make money and why Buffett likes them 2) Warren Buffett's investment on an insurance company called GEIGO Definitions of two key terms regarding insurance companies' valuation “Float”, or available reserve, is policyholder money held, but not owned, by insurers, which comes about because there exist time intervals between received premiums and incurred losses to be paid out, usually more than a year. Float = Policy holder money held (Liability side) – Policy holder money not held yet (Asset Side) = [loss and loss adjustment reserves + unearned premium + fund held under reinsurance assumed + other policy holder liabilities] – [premium receivables + loss recoverable + deferred policy acquisition costs + deferred charges on reinsurance + prepaid taxes] Combined ratio = (Incurred Losses + Expenses) / Earned Premium
Views: 172 Jun Kim, CFA
Billionaire Peter Fenton: Venture Capital and Investment Strategy
 
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A discussion and Q&A with venture capitalist and partner at Benchmark, Peter Fenton. In this discussion Peter talks about his investment strategy and his thinking when choosing to invest. Peter also talks about venture capital more broadly and the current areas that interest him. Like if you enjoyed Subscribe for more:http://bit.ly/InvestorsArchive Follow us on twitter:http://bit.ly/TwitterIA Video Segments: 0:00 Introduction 2:05 How do you pick an investment 7:56 Doing Venture Capital differently 11:17 Is big data a focus of yours 16:58 Why are open source companies attractive 22:07 Thoughts on business models 27:34 Interesting areas 32:33 Nuclear Winter 38:42 Start of Q&A 38:54 Have you given any thought to blockchain? 41:16 Do you talk to your start ups differently because of the unicorn overhang? 45:44 Amazon the biggest threat & is there a return of “bullshit” artists that pitch mediocre companies? Interview Date: 16th March, 2016 Event: FirstMark's Data Driven NYC Original Image Source:http://bit.ly/PFentonPic Investors Archive has videos of all the Investing/Business/Economic/Finance masters. Learn from their wisdom for free in one place. For more check out the channel. Remember to subscribe, share, comment and like! No advertising.
Views: 10010 Investors Archive
Insurance Information : How Do Insurance Companies Invest Their Money?
 
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Insurance companies invest their money in stocks and bonds, real estate holdings and precious metals in order to cover the cost of business and insurance claims. Find out how insurance companies use investments to keep business going with tips from an insurance agent in this free video on insurance. Expert: Vic Schumacher Contact: www.HPEFinancialServices.com Bio: Vic Schumacher is part of HPE Financial Services, a brokerage insurance company representing all major carriers. Filmmaker: Christopher Rokosz
Views: 1348 eHow
How to Sell Life Insurance - AMAZING!
 
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Access More Videos Uploaded Monthly Exclusive to Members at www.trisTOM.com We have rebranded! Welcome to: trisTOM.com Learn more: https://www.trisTOM.com If you would like more information on life insurance training and in-book policy management, email me at: [email protected]
Views: 714697 trisTOM
The Insurance Executive Strategy Meeting
 
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This is video that gives you an some examples of what may be going on within the executive offices of many insurance companies in the United States after a major storm rolls through an area. Granted this is not all insurance company's but it is common to see many of these tactics. A public adjusters job is to be an advocate for property owners to assure that they are always being treated fairly by their insurance company when it comes to a property claim. Examples of such insurance claims would be a hail or wind storm, a tornado, a hurricane, a flood, mold buildup, or lightning damage. Our public adjusters specialize in increasing settlement amounts by getting our clients properly paid as well as getting claims approved that were previously denied. If you think you might be in need of our services give us a call at (888)41-CLAIM. Be sure to join our group THE GOOD FIGHT on Facebook!
Bullet Proof Nest-Egg Advice From Tony Robbins and Ray Dalio | Forbes
 
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Asset allocation is the most critical part of investment success. Here’s why only 30% in equities may make sense. Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1 Stay Connected Forbes on Facebook: http://fb.com/forbes Forbes Video on Twitter: http://www.twitter.com/forbesvideo Forbes Video on Instagram: http://instagram.com/forbesvideo More From Forbes: http://forbes.com Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.
Views: 413318 Forbes
Life Insurance Is NOT an Investment - Dave Ramsey Rant
 
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Don’t waste money on whole life insurance. Get cheap term life insurance here, and then invest the rest! https://goo.gl/LFpCEj SUMMARY Brittany from Johnson City, TN calls into The Dave Ramsey Show to ask Dave about her life insurance policy. She currently has portfolio insurance, with both permanent whole life and term life insurance included. After going through Dave’s Financial Peace University, she learned that Dave doesn’t recommend whole life and wants to know if he agrees that she should switch to term life insurance. Dave reminds her, “Never under any circumstances use life insurance as an investment vehicle.” He advises instead to take the money you’re putting into a whole life policy and invest it in good mutual funds. When you use life insurance as an investment vehicle, you get a bad rate of return regardless of what your whole life agent quotes you. You make somewhere between 3–5% on your money rather than making 10–11% in mutual funds. Additionally, when you die with cash value life insurance, your beneficiary is only paid the face value of your policy. The cash value that you saved, that only accrued a small rate of return, is never given to your beneficiary. And you pay 20 times more for it than you would for term life insurance. Dave believes the best way to buy insurance is to go through a broker that shops around several companies and finds you the best term life insurance deal. RESOURCES Hear more of Dave explaining why term life is the only type of life insurance you should have: https://www.youtube.com/watch?v=zvs5WsfEjMY&index=1&list=PLN4yoAI6teRMyTbctjoCftKKEWIo6PRYS Learn the real truth about life insurance here: https://www.daveramsey.com/blog/the-truth-about-life-insurance Learn more about whole life vs. term life insurance: https://www.daveramsey.com/blog/term-life-vs-whole-life-insurance THE DAVE RAMSEY SHOW The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country! Watch video profiles of people just like you as they call in from Ramsey Solutions to do their debt-free scream live. The show streams live on YouTube M–F from 2–5pm ET! Watch here: https://www.youtube.com/channel/UC7eBNeDW1GQf2NJQ6G6gAxw
Views: 36919 The Dave Ramsey Show
Hedging Strategies: How Insurance Companies Hedge their Indexed Platforms
 
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Insurance companies are some of the very best in the world at hedging strategies. In today's all-time low interest rate environment, we have found that many times it can make sense to let an insurance company take the hedging risk off of your plate and onto theirs. Here is what this video will teach you. In this video, Rob Brinkman addresses why returns are different between static and dynamic hedge modeling, and he uses an example of covered call writing on American Airlines and Delta Airlines to explain the potential return advantages to uncapped crediting methods as it related to indexed annuity and indexed universal life. You will also get a basic understanding of options such as calls, puts, etc. As interest rates remain low, forcing the caps of many index annuities below 4%, uncapped strategies are becoming more popular. Insurance companies generally use a static indexing model that initiates the caps most every FIA uses today. However, when the S&P 500 returned nearly 30% in 2013, most investors were capped out at 4 or 5%. Though an Index Annuity is designed to be a safe harbor investment, protecting the principal from ANY decline in the market, investors tend to forget about that in years when the market posts high double digit returns. So, in an effort to garner higher returns some insurance companies are employing dynamic index modeling, where they make daily adjustments in one or two indexes, such as the S&P 500 and the Barclay's Bond Index. To learn more about Rob and his services, check out http://www.protectmyretirement.today/ To download your free retirement reports, check out http://www.retirementthinktank.com
Views: 4353 Retirement Think Tank
Three Property and Casualty Insurance Companies to Invest in
 
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Property & casualty insurance insures against loss to property due to weather events or man-made disasters and accidents. It is necessary for anyone - individuals and businesses, who own property. The insurance industry contributes 4-and-a-half-percent of GDP, of which 74% is provided by insurance carriers that underwrite insurance, and 26% by insurance agencies that sell insurance to the public. The insurance sector has grown faster than GDP in the last 17 years, and the premiums have grown less than inflation, which in an indication that the business is very competitive. Let's take a look at some of the best property & casualty insurance companies TheStreet Quant Ratings says you should add to your portfolio, immediately. Number 3 is Allstate. With an 'A+' rating, the company's strengths can be seen in its revenue growth and solid stock price performance. 2nd is, The Travelers Companies. This rating is an 'A+.' The Travelers Companies thrives in its attractive valuation levels and solid stock price performance. Number 1 is ACE Limited. With an 'A+' rating the company flourishes in its largely solid financial position with reasonable debt levels by most measures and increase in stock price during the past year. TheStreet Ratings are algorithmic stock picks based on 32 major data points. S&P 500 stocks rated 'buy' yielded a 16-and-a-half-percent return in 2014, beating the S&P 500 Total Return Index by more than 300 basis points. For the full reports on these stocks, you can check out TheStreet.com/QuantRatings. Subscribe to TheStreetTV on YouTube: http://t.st/TheStreetTV For more content from TheStreet visit: http://thestreet.com Check out all our videos: http://youtube.com/user/TheStreetTV Follow TheStreet on Twitter: http://twitter.com/thestreet Like TheStreet on Facebook: http://facebook.com/TheStreet Follow TheStreet on LinkedIn: http://linkedin.com/company/theStreet Follow TheStreet on Google+: http://plus.google.com/+TheStreet
High Yield Strategies for Insurance Companies: Be Prepared to be Opportunistic
 
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For insurance companies who are able to invest quickly, market disruptions can provide investment opportunities.
Dave Ramsey right:  Life Insurance is NOT a good investment
 
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Dave Ramsey right: Life Insurance is NOT a good investment ================================== Make sure not to miss a video from Chris! Click here to subscribe: http://www.youtube.com/subscription_center?add_user=UCyNvN057XS4Afd25rQrdFuQ ============================================ https://life180.com ============================================ The constant battle between Dave Ramsey and Life Insurance agents. Which one is right? The answer is neither! You need to watch this half-hour video about how you should actually position life insurance in your life to give yourself more security, guarantees, opportunity, control, and abundance in life. Life Insurance is NOT and Investment alternative, it is a banking alternative. Check it out now and see how you can set up your own personal bank and start positioning yourself for a life of abundance today! UPDATE: I recently filmed a video on HOW TO PROPERLY STRUCTURE A WHOLE LIFE POLICY. I have received a lot of questions about this concept. Here is the link for that video: https://youtu.be/dxIXcJNlAVI ============================================== Chris Kirkpatrick "The Safe-Bet Money Guy" LIFE180.com Facebook: Facebook.com/life180llc Follow our LIFE180 Roadmap to Financial Success Course and learn how to structure your life like the wealthy: https://LIFE180.com https://youtu.be/4VT037y9njg Dave Ramsey right: Life Insurance is NOT a good investment
What is Infinite Banking? - High Cash Value Life Insurance as an Investment
 
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What is Infinite Banking? Infinite Banking utilizes a concept originated by R. Nelson Nash, from his book, "Becoming Your Own Banker." This concept is based around high cash value life insurance as an investment vehicle. The reason Infinite Banking gets so much attention is because of the safe investments it is based around. No other investment works quite like cash value life insurance. By utilizing the power of whole life insurance as an investment (or also called permanent life insurance as an investment), we can grow our money in a much more predictable way. Cash value life insurance (if structured properly by a professional) offers minimum guaranteed returns, competitive growth, tax-free growth, tax-free transfer to heirs at death, complete liquidity and access to money, and no-loss provisions. Although this is a long-term strategy, it can match up to almost any Wall-Street type investment. This strategy is not for everyone. However, if safety and security are more important to you than risk, Infinite Banking may be right for you. -------- "What is Infinite Banking? A recent Dalbar study of equity mutual funds showed investors earning a 30 year return of just 3.66 percent. And those with asset allocation funds had returns of only 1.65 percent. All this in a year where the S&P 500 earned 10.65 percent. So, with all the highs and lows of investing, it turns out investors aren’t really making that much progress. But there has to be a way to earn competitive returns on your money without the emotional rollercoaster of Wall-Street investing. This is exactly what Infinite Banking does. You see, Infinite Banking utilizes high cash value life insurance to safely grow your money at a predictable rate. I know what you are thinking. Life insurance. What a horrible investment, right? But what most people don’t know is that, if properly structured and handled, whole life insurance can have some extremely attractive benefits. First off, if we structure a life insurance policy for cash value, it can have more growth in the short term, while also having considerable and competitive growth in the long term. One study showed whole life insurance policies growing at 6.52% over the long-term. And this is tax-free growth as well. See, we put money into a life insurance policy after we pay taxes, then, if we do things right, we will never pay taxes on the growth inside that policy. So, we have a competitive product that grows tax free. But life insurance offers us so much more than just that. Unlike your 401k or IRA, life insurance policies are liquid, meaning we can take our money out and use it whenever we want." -------- Follow us: https://business.facebook.com/wealthtreefinancial/ https://twitter.com/wealthtreefin https://www.linkedin.com/company/wealth-tree-financial https://plus.google.com/b/117834108999115858549/117834108999115858549 https://business.google.com/b/117834108999115858549/edit/l/03934285967302186885?pageId=117834108999115858549&hl=en https://www.youtube.com/channel/UCkQiTepTXj8GP_IvJTksIIw -- Wealth Tree Financial offers financial planning and education based on safe investments strategies: such as Infinite Banking and Indexed Annuities. With years of experience, our methods have been time tested and proven to help individuals meet their retirement goals predictably. These strategies work by eliminating market losses. The Infinite Banking Concept, from Nelson Nash in his book “Becoming Your Own Banker,” utilizes high cash value life insurance as an investment tool for safe investing. Because of the benefits of life insurance we can grow our money inside cash value life insurance, without losing money when the market goes down. We still have competitive growth inside life insurance policies while having liquidity and access to our money. Indexed Annuities offer safe retirement investments while still having the option for tax-deferred plans. Indexed Annuities do not lose money when the market goes down. However, by exchanging some of what we make on the upswing, we can eliminate the downside of the market. These are a few of the recommended safe investment options that Wealth Tree Financial offers. We pride ourselves in educating our clients on the best safe investments for them. Learn More http://WealthTreeFinancial.com/ Infinite Banking: http://wealthtreefinancial.com/understanding-infinite-banking-concept-explanation/ Indexed Annuities: http://wealthtreefinancial.com/annuities-good-investment/
Views: 2291 Banking for Life
How much do you earn in Mutual funds
 
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This is the potential earnings when you invest in mutual funds. I have used the average return of the company that i have invest in and that is currently 22% The key on this is saving. If we will learn how to save and invest definitely we will earn in this kind of investment. For the benefit of everybody percentage return is based on the average of the actual return for 5 years Saving is the key to fight poverty
Views: 384864 Uling Cyril
Investing In Annuities? You Better Know the 8% Annuity Secret
 
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Have you heard about the 8% annuity secret? To get your free e-book "How To Avoid Annuity Traps" click here: http://retirementplanningmadeeasy.com/annuity-traps When you are considering investing in annuities, you will probably come across an advertisement that seems to guarantee 8% returns on your annuity. The advertisement may even call it an 8% annuity secret. What's really going on here? Well, if it sounds too good to be true it probably is. And in this case, I promise you it is too good to be true. The 8% applies to the growth of your income account value. If you have an income rider on your fixed index annuity, it will have an income account value. This value is used to determine how much lifetime income you can get off the annuity. The 8% growth rate applies to this income account value. It is not your "walk away money." You can't cash out your income account value and put the money in the bank. It is only used to calculate how much income the insurance company will be contractually obligated to pay you under the income rider. Advertising as though you will get 8% on your money is a very "hypey" thing to do. And what's crazy is this: These income riders (like the 8% growth income rider) can be used fantastically to plan for your retirement income. They can give you great predictability as to how much money you will contractually be guaranteed at a certain point in the future. Also, the income rider gives you the flexibility to still have access to your account values. You can surrender the annuity if you no longer want the guaranteed income stream, and take your money elsewhere. This predictability and flexibility make it a great tool to use, when used properly in a retirement plan. So there is no need for hype. When you invest in annuities, don't buy in to all the hype. You're not going to get a guaranteed 8% return on your account value. To download your free e-book "How To Avoid Annuity Traps" click here: http://retirementplanningmadeeasy.com/annuity-traps Best of luck! Chris Hammond Disclosures: Investment Advisory Services offered through Retirement Wealth Advisors Inc. (RWA) a Registered Investment Advisor. Retirement Planning Made Easy / Tri-State Financial Group and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Retirement Planning Made Easy / Tri-State Financial Group and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors Inc.
5 Biggest Investment Ripoffs to Avoid ❌(shady scam alert)
 
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Don't get ripped off by these shady investments that are basically scams in disguise. I've seen too many people financially wounded from buying this crap. 😠 There is nothing worse than getting ripped off, losing money to something you shouldn't have bought in the first place. Because someone misrepresented something and sold it to you just to make money. Being a financial advisor, I’ve seen so many people that have bought investments that they shouldn’t have. They didn’t understand it and their advisor sold them something that they didn’t need. Thankfully, you are watching this video and I want to prevent you from being Ripped Off! I am going to highlight the 5 biggest investments to avoid because I don't want you to lose your money. ➡️ 1. Loaded Mutual Funds (A Shares) [1:39] - These are mutual funds that when they are sold the advisor or broker that sold them are going to make a commission for that sell. ➡️ 2. Actively Managed Indexed Funds [6:01] - This is one of the most common investments that people get into when they start investing. ➡️ 3. Non-traded REIT’s [9:51] - REIT’s can be a good investment - but Non-Traded REIT’s are different, the are “Illiquid” meaning you can’t cash out your money until it comes due (which could be 10 years or longer). ➡️ 4. Whole Life Insurance [14:14] - It is not 100% bad, but for the most part investing in whole life insurance is not a good move. Buy a term policy, it is so much cheaper! ➡️ 5. Indexed Universal Life Insurance [19:05] - These policies may make sense if you have maxed out your 401K and Roth IRA. So what is it? It is a policy that is tied to some sort of index, so you are subject to what the index does. You can make a lot of money if you chose to invest wisely. There are so many scams, and so many ripoffs you can avoid. Have you bought one of these investments? Have you been ripped off? Have you bought an investment, that I didn't’ mention, and feel like you’ve been ripped off? 😤 Let me know in the comments. Let me know what you bought and how you got ripped off. ★☆★ Want More Good Financial Cents? ★☆★ 💻 Check out my blog here: https://www.goodfinancialcents.com/ Listen to my podcast here: 🎙 https://itunes.apple.com/us/podcast/good-financial-cents-podcast-investing-building-wealth/id775107294?mt=2 Pick up my best selling book, Soldier of Finance, here: 📗 http://amzn.to/2xOH78V Connect with me on Twitter: https://twitter.com/jjeffrose My most favorite inspiration T-shirt line, Compete Every Day: 👕 https://www.goodfinancialcents.com/compete
[Robert Kiyosaki] 4 Assets that make people Rich
 
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Subscribe for more great videos, or check out: www.SRPL.net ========================== My poor dad always told me to me go to school and get a high-paying job. That’s not creating wealth. That's a job. My rich dad on the other hand always says work for assets. There are basically 4 asset classes that makes a person rich. Number 1 is Business. The richest young guys today start companies. Some great examples of this are Facebook, Google, Apple, etc. Number 2 is real estate. What my rich dad taught me is the combination of being an entrepreneur in business and an entrepreneur in real estate. Now due to this combination, I pay no tax and I make a lot more money. The 3rd asset is Paper. Savings in gold, papers like stocks bonds mutual funds are liquid. You make a mistake, you can get in and out real quick. The last asset is Commodities and this is why I own oil because in the U.S. if you deal in oil, you get tax breaks. So oil is very profitable. ========================== Subscribe for more great videos, or check out: www.SRPL.net
Views: 2545090 Success Resources
CONNecting with Conning: Insurance portfolio concerns and investment options.
 
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Continued low interest rates and bond yields are presenting significant challenges for insurers. Here to discuss insurance investment options is Michael Haylon, a managing director at Conning. Low interest rates and bond yields have created major challenges for many insurance companies, says Mr. Haylon. “Many companies built increases in bond yields into their forecasts and it just hasn’t happened…the kinds of instruments insurance companies typically invest in, like corporate bonds and mortgage-backed securities have seen yields drop much more dramatically than treasuries.” Portfolio yields are continuing to decline and are now at record lows according to Mr. Haylon and this will continue to put more pressure on insurers’ bottom lines. In recent years, companies that have taken on the most interest rate and credit risk have been the ones that experienced strong investment returns. “High yield below investment grade bonds have dramatically outperformed investment grade bonds…since 2009,” says Mr. Haylon. He cautions however, that this investment strategy may not produce the strongest returns over the next several years. Even though the Federal Reserve is expected to increase interest rates at some point, Mr. Haylon states “…any increase in short term rates…is likely to be relatively measured and rates will likely remain quite low by historical standards.” He also indicates that the current yields on U.S. Treasury bonds are appealing compared to bond yields from Europe, which has seen yields drop because of quantitative easing. There are a number of investment opportunities that offer strong returns, says Mr. Haylon. Emerging markets is one area that offers great opportunity and less than 1% of invested assets by U.S. insurance companies are invested in emerging markets. Another area Mr. Haylon noted is Master Limited Partnerships (MLPs), which offer solid distribution yields “particularly for the midstream space, storage, distribution and processing MLPs which typically earn fees that are locked in under long-term contracts.” A major concern of Mr. Haylon is that insurers’ portfolios should not become too concentrated in lower-rated corporate bonds. In a portfolio context, he says it is important for insurers to diversity by investing in different parts of the world and in different sectors and asset classes to enhance risk adjusted returns and portfolio diversification. For more on investment strategies visit the Conning website. If you missed any of our previous CONNecting with Conning programs visit the WRIN.tv On Demand Library.
Views: 19 WRINtv
Three Mid-Cap Insurance Companies to Invest in Right Now
 
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Insurance companies provide services that are essential in the economy: consumers and businesses require insurance services to reduce risk. In some cases, businesses cannot operate if they do not have insurance. Consumers cannot get a mortgage from a bank if they do not carry insurance on the home. Insurance companies are in the best position to satisfy this market demand. Let's take a look at which insurance companies TheStreet Quant Ratings says you should add to your portfolio, immediately. Number 3 is Primerica. With an 'A' rating, the company's strengths can be seen in its revenue growth and increase in net income. 2nd is, StanCorp. This rating is an 'A.' StanCorp thrives in its increase in net income and good revenue growth. Number 1 is Symetra. With an 'A+' rating the company flourishes in its solid stock price performance and good revenue growth. TheStreet Ratings are algorithmic stock picks based on 32 major data points. S&P 500 stocks rated 'buy' yielded a 16.5% return in 2014, beating the S&P 500 Total Return Index by more than 300 basis points. For the full reports on these stocks, you can visit TheStreet.com/QuantRatings. Subscribe to TheStreetTV on YouTube: http://t.st/TheStreetTV For more content from TheStreet visit: http://thestreet.com Check out all our videos: http://youtube.com/user/TheStreetTV Follow TheStreet on Twitter: http://twitter.com/thestreet Like TheStreet on Facebook: http://facebook.com/TheStreet Follow TheStreet on LinkedIn: http://linkedin.com/company/theStreet Follow TheStreet on Google+: http://plus.google.com/+TheStreet
The Company's Investment Portfolio  (The Insurance Company Financial Review)
 
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http://thebiz.tv nsurance carriers generally invest in conservative instruments. Most investment portfolios have a majority of investment grade bonds, i.e. class one and two. But many carriers also purchase mortgages, real estate and policy loans as additional portfolio assets. Steve and Ken spend some time talking about the bond quality and their maturities in a low interest rate environment and give an indication which products will react faster in a climate of rising rates. All information can be accessed free for a limited time only at https://vitalsalessuite.com/logins/thebiz
Focus On Strategies For Insurance Stocks Investing Pt.1 |Business Morning|
 
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For more information log on to http://www.channelstv.com
Do You Need Permanent Life Insurance?
 
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Whether or not you need life insurance is a question that many people struggle to answer. It doesn’t help that insurance agents are often perceived as pushy sales people who stand to make larger commissions if they sell more expensive products. It is common for life insurance to be absolutely necessary for a family to be financially secure, but it is important to choose the right kind of insurance. If you are looking for more information on life insurance you should watch the video series from my PWL colleague Nancy Graham. How much personal life insurance do you need - https://youtu.be/8W5pPE4IQBs and insurance for business owners- https://youtu.be/ZtXJTQROydM ------------------ Visit PWL Capital: https://goo.gl/uPcXg7 Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company-beta/105673/ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix - LinkedIn: https://www.linkedin.com/in/benjaminwfelix/ ------------------ Video channel management, content strategy & production by Truly Inc. - Website: http://trulyinc.com - Twitter: https://twitter.com/trulyinc
Views: 4941 Ben Felix
Tony Robbins: How to Invest Your Way to a $70 Million Retirement Fund | Inc. Magazine
 
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Life coach Tony Robbins, author of the recent book Money Master The Game, talks with Inc. editor-in-chief Eric Schurenberg about how to invest wisely and inspire the people around you. Subscribe to Inc.'s channel, click here: http://www.youtube.com/user/incmagazine?sub_confirmation=1 Click here for part 2 - Tony Robbins: What It Takes to Achieve Financial Security: http://www.inc.com/tony-robbins/wealth-isnt-about-not-working-about-not-needing-to-work.html Facebook: https://www.facebook.com/Inc Twitter: https://twitter.com/Inc G+: https://plus.google.com/+incmagazine/posts Linkedin: https://www.linkedin.com/company/inc.-magazine
Views: 381097 Inc.
Life Insurance Future Investment | howgetnews.com
 
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fidelity investment life insurance | life insurance investment products || Life insurance investment companies | future generali life insurance | variable life insurance investment, http://www.howgetnews.com/Insurance/-life-insurance-future-investment/ Insurance is the best way to secure you and your loved one's future and present. But, as we all know, there are so many insurance companies are available in India and hence, people get confused how to choose a single policy. Life insurance is one contemporary way of having future investment. How can it be? Yes, indeed. Insurance of life require insured (insurance member) to pay monthly premium insurance. This payment kept for further needs in behalf of life security, and prevented the worst condition of life. Self insurance is various, depend on the purpose and how much the monthly allowance which required to be paid. Main thing, this insurance lead you have an independent life. Life Insurance Save Money A Lot Maybe you've ever heard once life insurance could save your money. That is not a boasting. Indeed, self-insurance will be same as money deposit and bank saving. It requires insurance to pay a monthly premium in a particular amount. Moreover, it should be done routinely till the term that is applied. In case you get any injury or accident, you can propose the claim to get the money back. The amount will be different based on the policy that has agreed before. Life Insurance Stays Healthy However, you need to know that there are several rules of procedures that are considered on claim mechanism. Once you apply on any term life insurance, it is also considered on how your lifestyle. If you are a smoker, the premium could be higher than if you are not. Because insurance company also count on how you maintain your living. Mostly, life insurance believes that smoking is kind of the bad habit that tend to break your health. However, any kind of insurance will be profitable idea for the people who seek for safety feeling and trusted financial assistance. Moreover, while you can save your money routine, means you are suggested and assisted to have efficient living. None can guarantee you are still welfare once you get an accident. Thus, life insurance companies will be so much important to assist life healthy and manage the finance. Life insurance is the best life assurance. http://www.howgetnews.com/Insurance/ http://www.howgetnews.com/Insurance/-life-insurance-future-investment/ life insurance investment tax free, life insurance investment pros and cons, life insurance investment strategy
Views: 69 Ani Suharni
Life Insurance Income Annuities
 
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Life Insurance Income Annuities are described by Bray Investment Strategies' Brian Bray. For reasonably healthy individuals, certain life insurance policies include living benefits (long term care, terminal illness, etc.) that can be withdrawn from the death benefit amount. Also, some companies have streamlined the entire underwriting process to a telephone interview totally eliminating exams and the long wait for an insurance company decision. Finally, some companies offer 100% liquidity immediately and have improved the investment return potential.For those individuals not able to qualify for life insurance or who desire a high lifetime income, some annuity companies have also made their offerings very competitive.
Asset Management firm specializes in insurance company assets
 
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London and Capital, an asset management firm, has a separate division that specializes in insurance company assets. William Dalziel is interviewed.
Views: 436 ILStv.com
Top 5 insurance companies in 2017 explained
 
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I go through the JD Power top 5 insurance companies for 2017. After researching each company I cover what I believe is making them successful based on coverage and strategy. Website for each insurance company I mention: Hartford: https://www.thehartford.com/ USAA: https://www.usaa.com NJM: https://www.njm.com/# Erie: https://www.erieinsurance.com/auto-insurance Auto Owners: https://www.auto-owners.com/
Views: 7253 Mark Flockhart
How To Make Money Trading Options Like An Insurance Company
 
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Simple Strategies. Expert Guidance. Your Complete Turnkey Approach For Trading Options https://navigationtrading.com In this video you'll learn How To Make Money Trading Options Like An Insurance Company. The brokerage platform we use is TDAmeritrade's ThinkorSwim platform: https://www.thinkorswim.com Download our FREE content at https://navigationtrading.com ***NavigationTrading Watch List ***NavigationTrading Indicators ***Trading Options For Income Course
Views: 1115 NavigationTrading
The Infinite Banking Concept for Real Estate Investing
 
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The Infinite Banking Concept for Real Estate Investing We’ve had many guests on the podcast who have educated us on the Infinite Banking Concept. This is a strategy that uses whole life insurance to create a banking system within your own finances. It’s an incredibly effective strategy, and can be used for purchasing cash flowing real estate. But for whatever reason, it’s a strategy I have not yet utilized in our personal portfolio. In this video, Natali and I are starting to get our feet wet in the world of investing with life insurance! We’ll give an overview of some of the questions we asked an expert, and how we plan to use this tool in our overall investing strategy. You'll learn about the value of having whole term life insurance to invest. We’ll share how we started down this rabbit hole, and how we plan to move forward using the Infinite Banking Concept. We'll talk about our initial hesitations about this strategy, and more! If you're interested in making your money work for you, this video is for you! Show notes for this episode: http://morrisinvest.com/episode217 EP122: How to Build Wealth Outside of Wall Street - Interview with M.C. Laubscher: http://morrisinvest.com/episode122 EP212: Deep Diving the Infinite Banking Concept - Interview with Nate Scott and Holly Reed: http://morrisinvest.com/episode212 Live Your Life Insurance by Kim D.H. Butler: https://goo.gl/N8Q9iT Follow Me on Instagram: https://goo.gl/fqLHHE BOOK A CALL WITH OUR TEAM TODAY AT MORRIS INVEST: https://goo.gl/EbDRWj VIDEOS ABOUT GETTING STARTED IN REAL ESTATE https://www.youtube.com/playlist?list=PLZdhTWJ6Yawp1LPllyyeQho_ouMhrbOy6 VIDEOS ABOUT REAL ESTATE NEWS https://www.youtube.com/playlist?list=PLZdhTWJ6Yawp7aUQgMPmAanHSYgP-UI0i SUBSCRIBE AND JOIN OUR AWESOME COMMUNITY: https://www.youtube.com/c/MorrisInvest SUBSCRIBE TO THE iTUNES PODCAST: iTunes: https://goo.gl/tSfSM8 FOLLOW ME ON SOCIAL MEDIA: Twitter: http://www.twitter.com/claytonmorris Facebook: https://www.facebook.com/MorrisInvest Instagram: https://www.instagram.com/claytonmorris
Views: 28239 Morris Invest
Bajaj Allianz Life Goal Assure- A Life Goal Based Unit-Linked Insurance Plan (ULIP)
 
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Check out our latest ULIP Plan – Bajaj Allianz Life Goal Assure Unit Linked Insurance Plan. Life Goals are priceless and fulfilling them makes for some memorable memories. From earning your first income to buying your dream house, from seeing your child graduate a premier school to entering into your retirement - each of these once-in-a-lifetime experiences are unforgettable. It is human nature to protect what we value the most and what’s more valuable than these Life Goals itself? Achieving these life goals is no small feat. One needs to be smart and very meticulous with their financial planning. So go ahead, make a smart move today and start planning for your Life Goals. We present to you the Bajaj Allianz Life Goal Assure - a life goal based ULIP Policy that gives you the opportunity to plan your once-in-a-lifetime experiences with zero worries. Features of a Bajaj Allianz Life Goal Assure ULIP Plan are as follows: 1) Return of Mortality Charges at maturity: At the end of the policy term, on the maturity date, the total amount of mortality charges deducted in respect of life cover provided throughout the policy term, will be added back as ROMC, to the Regular Premium Fund Value and Top-up Premium Fund Value, as applicable. 2) Choice of 4 investment portfolio strategies to meet your financial goals: a) Investor Selectable Portfolio Strategy b) Wheel of Life Portfolio Strategy c) Trigger Based Portfolio Strategy d) Auto Transfer Portfolio Strategy 3) Choice of eight (8) funds to invest as per your risk appetite: a) Accelerator Mid Cap Fund II b) Equity Growth Fund II c) Pure Stock Fund d) Blue Chip Equity Fund e) Asset Allocation Fund II f) Bond Fund g) Liquid Fund h) Pure Stock Fund II 4) Option to take maturity in instalments with Return Enhancer benefit: The amount paid out to you in each installment will be the outstanding Fund Value as at that installment date divided by the number of outstanding installments, hiked-up by 0.5%. Therefore, each installment is equal to [Fund Value / No. of Outstanding Installment] * 1.005. The hike-up is called the Return Enhancer 5) Unlimited free switches between funds: You can switch units between your investment funds according to your risk appetite and investment decisions, by giving written notice to the Company. 6) Tax benefits under section 80C and 10(10D): Premium paid, maturity benefit, death benefit and surrender benefit are eligible for tax benefits under the Income Tax Act. To begin with your first ULIP Investment, visit https://www.bajajallianzlife.com/ulip/financial-life-goals-assure.jsp To get more updates on getting your #LifeGoalsDone, you can also follow us on Website: https://www.bajajallianzlife.com Facebook: https://www.facebook.com/bajajallianzlifeinsuranceltd/ Twitter: https://twitter.com/BajajAllianzLIC Instagram: https://www.instagram.com/bajajallianzlifeinsurance/ LinkedIn: https://www.linkedin.com/company/bajaj-allianz-life-insurance-co-ltd
5 Reasons Not To Invest In An Annuity And 5 Reasons You May Want To
 
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Here are 5 reasons you should NOT invest in an annuity. And then we'll discuss 5 reasons you may want to invest in an annuity. To download your free copy of "How To Avoid Annuity Traps" just click here: http://retirementplanningmadeeasy.com... Here are 5 reasons you should NOT purchase an annuity. 1. You want 100% market upside with no downside potential - You can't that. Fixed index annuities can give you SOME market upside with no downside potential. But there is no investment that will give you all the market's growth with no downside. Annuities certainly will not do this. 2. You want to keep your money liquid - Most annuities have surrender charges for a certain period of time. If you are going to need to access your funds during this time, an annuity is probably not going to be a good investment for you. 3. You want to get 8% guaranteed interest on your money - The ads that tout abnormally high interest rates are (9 times out of 10) applying that rate to a phantom account called in "Income Account Value." This is an accounting figure used to determine how much the insurance company will guarantee to pay you for life. It's not growth on your real "walk away" money account. 4. You want additional tax deferral on your IRA - Annuities provide tax deferral on earnings. But you won't get a "double" tax deferral benefit by using IRA funds in an annuity. When using IRA funds in an annuity, make sure it is for another benefit annuities provide, like downside protection from the market (fixed annuities) and income guarantees. 5. You want to trade frequently - When you put your money in an annuity you are letting other people manage it for you. It will be managed based on the sub-accounts you choose (in a variable annuity) or based on the index you pick (for a fixed index annuity). If you want to trade frequently, then you probably shouldn't get an annuity. Now let's talk about 5 reasons you may want to consider an annuity: 1. You want SOME market upside with no downside loss - A fixed index annuity can do this. It won't give all the upside though, but you won't lose money if the market crashes. Remember, these are conservative investments, originally made to compete with CD's. 2. You don't mind committing your funds for the long-term - There's nothing wrong with committing your funds for a longer term period, as long as the annuity is helping you meet a retirement objective. 3. You want a guaranteed interest rate - The most popular annuities that provide this are "Multi Year Guaranteed Annuities." They lock in a rate for a set period of time. 4. You want to leave more money to your heirs - If you can't qualify for life insurance an annuity may be able to increase the legacy you leave to your heirs (the beneficiaries of the annuity). 5. You want a money manager to handle your investments - If you invest in a variable annuity your funds will be put in sub-accounts that are managed by money managers. There's nothing wrong with wanting a professional to invest your money. To download your free copy of "How To Avoid Annuity Traps" just click here: http://retirementplanningmadeeasy.com... Disclosures: Investment Advisory Services offered through Retirement Wealth Advisors Inc. (RWA) a Registered Investment Advisor. Retirement Planning Made Easy / Tri-State Financial Group and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Retirement Planning Made Easy / Tri-State Financial Group and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors Inc.
How To Create Investment Strategies ( Hindi) -  Franklin Templeton India
 
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"Have you finalized your long term investment plans but haven't yet decided on your mutual fund investment strategies? Watch the video in Hindi to figure out your long term investment strategies and free yourself from the worries of timing the market. Also know the issues with timing the market and the truth behind determining the right time to sell your shares in the market. स्टॉक मार्केट mei nivesh karte waqt kuch cheeze janana zaroori hai. Yeh video apko unn baato ki jaankari dega. Read more about mutual fund investment strategies: https://www.franklintempletonindia.com/templatedata/gw-content/article/data/content-international/en-in-retail/investor/beginners-guide-chapter13-_io04og32 We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more videos in the playlist Franklin Templeton Academy to get investment tips in Hindi: https://www.youtube.com/playlist?list=PLpDLpRd877mRvP2fuzG7Bby1cwuLQ6i3W Official Website: https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 1335 TempletonIndia
Top Mutual Funds in the Philippines for the Month of January 2019
 
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Top Mutual Funds in the Philippines for the Month of January 2019 Free Ebook: 5 Easy Steps On How To Invest Mutual Funds In The Philippines For BeginnersFree: http://bit.ly/FMIfreereport Another month is over and I am going to report to you in the video the latest top mutual funds in the Philippines as of January 2019. Top Mutual Funds in the Philippines for the Month of January 2019 Top 5 equity mutual funds in the Philippines as of January 2019 YTD. Top 5 balanced mutual funds in the Philippines as of January 2019 YTD. Top 5 bond mutual funds in the Philippines as of January 2019 YTD. I also included in the video the 10 best performing mutual funds in the Philippines 5 yr return. I hope that my video helps in finding you the best mutual funds in the Philippines to start investing in. If You have any further Questions please add me or PM me on my facebook: http://on.fb.me/1pRB91G TAGS: Top Mutual Funds in the Philippines, best mutual funds in the philippines, best performing mutual funds in the philippines, top mutual funds in the philippines 2019 top mutual funds in the philippines 2018 top mutual funds in the philippines 2017, top mutual funds in the philippines 2016, top mutual funds in the philippines 2015, no.1 mutual fund company in the philippines, #TopMutualFundsinthePhilippines, #bestmutualfundsinthephilippines, #bestperformingmutualfundsinthephilippines, #topmutualfundsinthephilippines2017, #topmutualfundsinthephilippines2016, #topmutualfundsinthephilippines2015, #no1mutualfundcompanyinthephilippines,
Retirement Investing Pitfall #3 - Taking Too Little Risk
 
02:39
Several weeks ago, I started a series of videos derived from a chapter in my best-selling book, Plan Smart Retire Right. In the book, I discuss Retirement Investing Pitfalls. In our previous video, I went over how taking too much investment risk in retirement can be dangerous. Today, I am going to cover a pitfall that many people may not think about as a risk…playing the market cautiously and taking on too little risk in retirement. Being overly conservative with our money in retirement has the potential to negatively affect your portfolio over the long haul. Let me explain why. While minimal risk can feel like a safe move, you could miss important market rallies. During periods of market turbulence, many investors tend to flock to low-risk investments like U.S. Treasuries and cash. This aversion to risk can affect long-term investments, as too many fixed-rate investments can put a cap on your portfolio’s profitability. By trying to reduce portfolio losses, however, investors may be trading one type of risk for others - for example, inflation. While equities can typically have greater loss potential than short-term, fixed-rate investments, they also can have a greater potential for upside gains. For many investors, hunkering down only in safe investments, may stunt the growth of an investment portfolio. In my opinion, inflation, which is the general increase in the cost of goods and services, is a serious concern when it comes to long-term investing. Too little growth in your investments can leave you with a shortfall in your retirement years if you aren’t keeping up with inflation, due to a decrease in your purchasing power. With inflation eating away at cash every year, it often makes sense for investors to have at least some of their money in growth-oriented investments to help offset the effects of inflation over time. Investment Advisory Services offered through Bravias Capital Group, LLC ("BCG"), a New Jersey State Registered Investment Advisor. Bravias Capital Group, LLC and Bravias Financial are independent entities. This video is for educational purposes only and should not be construed as legal or tax advice. One should consult a legal or tax professional regarding their own personal situation. Any comments regarding safe and secure investments and guaranteed income streams refer only to fixed insurance products offered by an insurance company. They do not refer in any way to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims paying ability of the issuing company. Variable insurance and annuity product are considered securities products and require one to have proper FINRA registrations, in addition to proper state insurance licensing, prior to selling or discussing such products. Insurance products and services are offered through individually licensed and appointed agents in various jurisdictions. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products and do not refer, in any way, to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims-paying ability of the issuing company. NOT FDIC INSURED. NOT BANK GUARANTEE. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.While we believe the information in this report is reliable, we cannot guarantee its accuracy. Opinions expressed are subject to change without notice and are not intended as investment advice or a solicitation for the purchase or sale of any security. Please consult your financial professional before making any investment decision. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining markets. The indices mentioned are unmanaged and cannot be invested into directly. Past performance does not guarantee future results.
Views: 235 Bravias Financial
The Difference Between Term Life Insurance and Permanent Life Insurance
 
04:10
When sitting down with clients to discuss their financial needs and goals, the discussion of life insurance often pops up. When I ask some basic followup questions, I find there’s a lot of misinformation out there. Let’s say you are considering purchasing life insurance to protect you and your family from the unexpected. What do you do next? Which type of policy works best for your budget? How much insurance should coverage should you apply for? It’s no secret that life insurance can provide a much-needed financial safety net for your dependents if you are not around to do so. Mortgages, funeral costs, debts, income replacement – the list of costs can go on and on. But when you’re deciding on a new policy, do you want PERMANENT life insurance, or TERM life insurance? Let’s outline some differences With term and permanent life insurance, please keep in mind that the death benefit guarantee is based on the claims paying ability of the insurance company. Investment Advisory Services offered through Bravias Capital Group, LLC ("BCG"), a New Jersey State Registered Investment Advisor. Bravias Capital Group, LLC and Bravias Financial are independent entities. This video is for educational purposes only and should not be construed as legal or tax advice. One should consult a legal or tax professional regarding their own personal situation. Any comments regarding safe and secure investments and guaranteed income streams refer only to fixed insurance products offered by an insurance company. They do not refer in any way to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims paying ability of the issuing company. Variable insurance and annuity product are considered securities products and require one to have proper FINRA registrations, in addition to proper state insurance licensing, prior to selling or discussing such products. While we believe the information in this report is reliable, we cannot guarantee its accuracy. Opinions expressed are subject to change without notice and are not intended as investment advice or a solicitation for the purchase or sale of any security. Please consult your financial professional before making any investment decision. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining markets. The indices mentioned are unmanaged and cannot be invested into directly. Past performance does not guarantee future results.
Views: 209 Bravias Financial
Retirement Investing Pitfall #9 - The Unbalanced Loss Effect
 
02:24
This video is going to cover yet another retirement investing pitfall which is referred to as The Unbalanced Loss Effect. So, let’s say you buy a stock for $100 a share, and the stock declines in value to $70 per share. You have suffered a 30% loss in the value of the stock. Now ask yourself, how much would the stock have to rise in value for you to get back to breakeven? I know that 30% might seem like the obvious answer, but that is in fact, incorrect. Think about it…30% of $70 is $21, meaning that if the stock rises 30% after falling 30%, its value will be $91, which is $9 short of the breakeven point of $100. The fact is, the stock must actually rise about 43% to get back to $100 ($70 times 43% equals $30). This is what’s known as the unbalanced loss effect. Investors who don’t understand this effect are often prone to taking larger risks, with bigger portions of their investments, simply because they don’t fully realize the devastating impact these steep losses can have on their portfolio’s performance. And if these loses happen later in life, they can really set you back in your retirement planning. I feel it’s so important the scale back risk as we get older because huge losses are hard to come back from. Understanding pitfalls like the unbalanced loss effect, and how we need bigger gains on a percentage basis, than our loss, to get back to even. This can ultimately help make sure we better manage our investment risk throughout retirement. Investment Advisory Services offered through Bravias Capital Group, LLC ("BCG"), a New Jersey State Registered Investment Advisor. Bravias Capital Group, LLC and Bravias Financial are independent entities. This video is for educational purposes only and should not be construed as legal or tax advice. One should consult a legal or tax professional regarding their own personal situation. Any comments regarding safe and secure investments and guaranteed income streams refer only to fixed insurance products offered by an insurance company. They do not refer in any way to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims paying ability of the issuing company. Variable insurance and annuity product are considered securities products and require one to have proper FINRA registrations, in addition to proper state insurance licensing, prior to selling or discussing such products. Insurance products and services are offered through individually licensed and appointed agents in various jurisdictions. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products and do not refer, in any way, to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims-paying ability of the issuing company. NOT FDIC INSURED. NOT BANK GUARANTEE. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.While we believe the information in this report is reliable, we cannot guarantee its accuracy. Opinions expressed are subject to change without notice and are not intended as investment advice or a solicitation for the purchase or sale of any security. Please consult your financial professional before making any investment decision. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining markets. The indices mentioned are unmanaged and cannot be invested into directly. Past performance does not guarantee future results.
Views: 287 Bravias Financial
Whole Life Insurance as an Investment (Infinite Banking)
 
38:30
http://www.becomingyourownbank.com/ - Download our free books, videos and podcast. -Learn how life insurance can be structured to your benefit with high cash value, safety, and competitive returns. You will also see a case study with real numbers and illustrations. -Learn how to structure whole life insurance for the Infinite Banking Concept. Is whole life insurance a good investment? Read more details here: http://www.becomingyourownbank.com/is-whole-life-insurance-a-good-investment/
Views: 92951 becomingyourownbank
Mark Krombas discusses QIC's Investment Strategy in the Middle East
 
03:20
MIMF Website - http://www.informaglobalevents.com/ytmenavep Mark Krombas, Vice President at Qatar Insurance Company, provides insight into QIC's investment strategy, explaining to Baldwin Berges how they are moving away from fixed income towards equities.
Views: 398 FundForum
Safe Investing - Whole Life Insurance as an Investment - Part 1
 
06:53
Why use whole life insurance as an investment? In our Whole Life Insurance series we will look at whole life insurance explained, as an investment tool, and why so many individuals, from the average worker saving for retirement to the wealthy running multi-million dollar corporations, are using whole life insurance as an investment tool. What makes this work so well? Whole life insurance cash value grows inside a policy with some major benefits. Competitive growth, no-loss provisions, and tax-advantages that you won't find anywhere else. It's not rocket science, and it's by no means perfect, but compared to risky investments, and other safe investment tools, whole life insurance makes one of the best investment options today. --- In this short 2 part series, I’m going to give you some thoughts and reasons why so many people use whole life as a strong foundational asset. For this video, we’re not going to talk about that in depth about the death benefit, we’ll save that for another time. Suffice it to say of the most incredible benefits, there is no better asset in the world to die with than life insurance. If designed right, it will pay out much more than you put in. The death benefit will go directly to your beneficiary, without probate, and will be income tax free. That is reason enough for many and to assure your family is protected and to pass assets to your heirs But there is so much more. You know, coming from the Wall Street side of things where I worked more with investments for 15 years, I learned for Wall Street, it’s all about putting money at risk, chasing rate of return, and often losing, and then charging fees, fees, fees. I see over the years how the game is rigged against the ordinary investor. Let me tell you one truth- Those on Wall Street are no smarter than you. The only difference they have is they have a license to sell securities. Here’s the thing though, you don’t have to have a license to be an intelligent investor. A license or a title does not make advisors investment geniuses and for the most part they have no clue either. They guess, hope, and cross their fingers too. Most advisors and their clients are not investors, they are gamblers. There is a difference - I talk about that important difference in another video – are you an investor or a gambler? There are a few tale, tale signs if your broker or advisor is an out of the box thinker or just another in the sea of advisors where you can’t tell one from the other. One tale, tale sign is if the answer they come up for your financial woes is to buy mutual funds? -------------------------------------------------------------- Please Subscribe! https://www.youtube.com/channel/UCNtQmqZlNUwzPuWmHPI_oSg?sub_confirmation=1 Visit me on the web- http://WiseMoneyTools.com/ Follow me! FB - https://www.facebook.com/wisemoneytools Twitter - https://twitter.com/wisemoneytools Google+ - https://plus.google.com/114367619155241197052 I have been involved in financial planning for over 30 years. I started out as a high volume stock broker. After working with millions of dollars I decided there had to be another way for people to earn money in the market without all the risky ups and downs that leave you where you started, or worse. After reading a ton of books I came across a book on the Infinite Banking Concept and it completely changed my life and the way I view investments. Now I focus on building wealth in safe and predictable ways, like Infinite Banking, Cash Value Life Insurance, and Indexed Annuities to name a few. I post videos regularly so if you have any questions of comments feel free to email them to... dan at wisemoneytools dot com
Views: 5405 Wise Money Tools
Retirement Investing Pitfall #2 - Taking Too Much Risk
 
02:24
In today’s video from our series entitled Retirement Investing Pitfalls (derived from my book "Plan Smart, Retire Right"), I am going to briefly discuss a 2nd commonly encountered pitfall many investors make. Taking Too Much Risk Not accurately timing the markets is one thing. Another common mistake is having too much risk in your portfolio. Risk involves the chance that the investments you choose can lose or perform differently than you anticipate. During the bull market days of the mid 1990s and early 2000s, money poured into equities—often into risky tech and internet stocks. The value stocks trading low had many of their investors wanting to chase higher returns. When a bear market followed the tragic events of 9/11, the bottom fell out of the tech sector; meanwhile, many value stocks weathered the storm. Investors who took on too much risk—not wanting to miss out on the dot-com boom—most likely saw their portfolios take a severe beating. Portfolio risk can be deceptive. Holding a diverse mix of stocks, bonds, and alternatives may seem adequate for managing risk, but it’s just one component. If you own correlated investments — meaning they move in similar patterns — then you could be jeopardizing your portfolio. If the investments respond to market declines all in the same way, you may increase the risk of losing all your money. The objective is to take on the amount of risk that is aligned with your long-term goals. Investment Advisory Services offered through Bravias Capital Group, LLC ("BCG"), a New Jersey State Registered Investment Advisor. Bravias Capital Group, LLC and Bravias Financial are independent entities. This video is for educational purposes only and should not be construed as legal or tax advice. One should consult a legal or tax professional regarding their own personal situation. Any comments regarding safe and secure investments and guaranteed income streams refer only to fixed insurance products offered by an insurance company. They do not refer in any way to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims paying ability of the issuing company. Variable insurance and annuity product are considered securities products and require one to have proper FINRA registrations, in addition to proper state insurance licensing, prior to selling or discussing such products. Insurance products and services are offered through individually licensed and appointed agents in various jurisdictions. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products and do not refer, in any way, to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims-paying ability of the issuing company. NOT FDIC INSURED. NOT BANK GUARANTEE. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.While we believe the information in this report is reliable, we cannot guarantee its accuracy. Opinions expressed are subject to change without notice and are not intended as investment advice or a solicitation for the purchase or sale of any security. Please consult your financial professional before making any investment decision. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining markets. The indices mentioned are unmanaged and cannot be invested into directly. Past performance does not guarantee future results.
Views: 202 Bravias Financial

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