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How Much Do I Get PAID For SPONSORED Videos?
 
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Best Belt In The History Of Pants! http://www.ansonbelt.com Thank you to Anson Belt for being so awesome and sponsoring this video about sponsored videos! Use Code: MYSEXYHAIR20 for 20% OFF http://www.peteandpedro.com Get More Handsome: (Use Code) MyNameIsTiege25 for 25% Off 1st System http://www.tiege.com Fix Your Crazy Collar! http://www.fashionanchor.com Enter Code: MYNEWCOMPANY5 For $5 Off Your Order! Check Out My Favorite Product The Fashion Anchor http://www.fashionanchor.com Pete & Pedro: http://www.peteandpedro.com My Website: http://www.iamalpham.com My Services and Products: http://www.aaronmarino.com Best Hair Product: http://www.peteandpedro.com Best Grooming Tool: http://amzn.to/1ri4OTn Tiege Hanley Skin Care: http://www.tiege.com All promotion and advertising inquiries: [email protected] Alpha M. App: http://www.alphamapp.com/ Best Hair Product: http://www.peteandpedro.com Best Grooming Tool: http://amzn.to/1YrOnCJ Free Hairstyle E-Book: http://www.iamalpham.com/ezine Pete & Pedro: http://www.peteandpedro.com FaceBook: https://www.facebook.com/IAmAlphaM Twitter: https://twitter.com/IAmAlphaM Instagram: https://www.instagram.com/aaronmarino/ My Businesses: Alpha M. Consulting: http://www.aaronmarino.com i am alpha m: http://www.iamalpham.com Pete & Pedro: http://www.peteandpedro.com MENfluential Media: http://www.menfluential.com StyleCon: http://www.mensstylecon.com Fashion Anchor: http://www.fashionanchor.com A few of you may have noticed that Alpha publishes sponsored videos. In this video men's style, grooming, fitness and lifestyle expert, Aaron Marino of IAmAlphaM, AaronMarino, and Pete & Pedro is discussing product promos, how they work, and his promise to you. YouTubers have a dream to do this for a living. Once you publish your first video and get your first subscriber, it's like a 'drug' and makes you feel validated. Everyone starts in the same way -- you make a video with your perspective, you upload it, and then an audience may like or dislike it. The more that people watch, the more advertising money you can earn from YouTube. You need millions of views to even consider YouTube for as a living. CPMs (dollars per thousand views) determines how much money you make. Subscribers mean nothing in terms of dollars-and-cents; it's all views. But having a lot of subscribes increases the likelihood that others will view the channel's videos. Even with a lot of subscribers and views, you aren't making earth-shattering money or numbers. Even with Alpha's views, the money isn't game changing. If you rely solely on the Google advertising to make a living, all your eggs are in one basket. And with the demonetization of videos, it's scary! Luckily Alpha is PC, and they've haven't discussed demonetizing manscaping. The YouTubers sell merchandise and products. Buying a YouTubers merchandise and products can support them, because a lot of time, they don't have the opportunity to publish sponsored videos. Some channels have more advertising opportunities than others, and integrating a brand / product into a video can be tricky. Alpha's smart move was to gravitate from strictly men's style to men's lifestyle. He can talk about anything related to men's lifestyle now. Audiences can retaliate! But not Alpha's. Why? When a product is out of left field, audiences will let the content provider know. But for Alpha, he's in the business of talking about men's issues. As a result, he gets approached by some really cool brands, and he can be incredibly selective & promote brands he really loves. The brands come to Alpha because they're willing to take a chance: (1) Alpha has to love the product, (2) they have to have a budget, and (3) they have to have the inventory. Alpha's YouTube videos produce traffic, and he loves looking with the small companies (like Anson Belt and Buckle). That is so incredibly cool for Alpha -- being able to partner with a company that believes in him! Alpha takes showcasing these products incredibly serious. Alpha will never promote what he doesn't believe in -- you may not necessarily love it -- but that doesn't mean that he doesn't think it's a great product. Keep in mind his audience is all over the place in regard to age, budget, and more. So, he can't just talk about budget products, and likewise he can't just talk about luxurious things. Money, money! And legal stuff... So how much money does a YouTuber make for a sponsored video? Per promotion, it's all over the board depending on the channel and the company. Not everything that Alpha talks about is a promotional item, unlike a lot of big YouTubers. Alpha gets bothered that big YouTubers are not disclosing the sponsored products that they show and talk about it. First, it's not legal - you have to disclose it orally, printed on the screen, and listed below the video. Also, all the way around it's a disservice to hide it -- own it! Just make sure it's not shit!
Views: 575069 alpha m.
Pricing Design Work & Creativity
 
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Confused about how to price creative services? Are you charging hourly versus value based pricing? Is there a better way to determine what is fair to you and fair to the client? Watch this video and see how much money you are potentially leaving on the table by not pricing the client. Price the client and not the job. 👉Subscribe: https://goo.gl/F2AEbk 🔥Watch the 2019 Update: https://youtu.be/ivKnj9ffcmE How much do you charge for designing a logo? Are you undercharging your creative work? Learn how to charge 10 times more for a logo. Pricing design services. Part 3 of Money Talk workshop. 3:40 Why logos are worth more to some companies than others? 5:40 Price the client not the job 7:45 What does Blind charge to design a logo? 8:25 How do you quantify/justify the hours to a client? 9:45 Paula Scher's approach 11:40 Pricing role play 13:20 Most entrepreneurs value time. Symmetry of logic. 21:20 Clients don't choose the best option. They choose the least risky option. _ Listen to our podcast on iTunes: The Futur https://itunes.apple.com/us/podcast/the-futur/id1152604340?mt=2 HOW TO SUPPORT THE FUTUR: Purchase a Kit: http://theskool.co/collections/all or subscribe to the secret and private Master mind group on Facebook with exclusive videos not released anywhere else. Use our Amazon Affiliate Link: http://astore.amazon.com/chrisdo-20 Buy useful design tools from Creative Market: https://creativemarket.com/?u=ChrisDo Get your business cards printed at Moo: http://www.moo.com/share/qn6x98 _ Connect with us online: http://thefuturishere.com https://www.facebook.com/theFuturisHere/ https://twitter.com/thefuturishere Need brand strategy help? Visit Blind LA’s WEBSITE: http://blind.com Connect with Chris Do: https://twitter.com/theChrisDo Twitter https://www.facebook.com/BizOfDesign https://www.instagram.com/thechrisdo The PROCESS Credits: Executive Producer– Chris Do Hosts– Chris Do Director– Aaron Szekely Cameraman– Aaron Szekely, Andrew Truong Producer– Aaron Szekely Editor– Aaron Szekely, Mark Contreras Show Open– designed by William VanSkaik, animated by Bara Kwon Translations: Mandarin Traditional— Angie Hu Mandarin Simplified—Siyu Lee Spanish— Pablo Del Mares === *By making a purchase through any of our affiliate links, we receive a very small commission at no extra cost to you. This helps us on our mission to provide quality education to you. Thank you.
Views: 1694477 The Futur
Pre selling and Payment Terms | Tiege Hanley VLOG 24 | Starting A Business & Building A Brand
 
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Tiege Hanley http://www.tiege.com Pre-Selling and Payment Terms - 024 Pre-Selling Tiege Hanley would like your input. If you were to buy something at a discounted rate in a pre-sale setting, what is an acceptable time period to receive the item(s)? Kickstarter is an example where you have to wait 3 - 4 months after putting money down to receive the product. Tiege Hanley is considering a 'soft launch' and would like to know what time period, in your opinion, is acceptable.. They may not do one, but are discussing it and would love your continued input. How Much Money Is Needed to Start-Up? The amount of money needed is a tough question, because every business is different and every scenario is different. So, after the question posed from last week about how much money is needed before starting a business, Aaron is providing further commentary. Payment Terms Payments terms are an aspect that needs to be considered in regard to money needed for start-up. They are the payment rules imposed by suppliers on their customers and are the conditions under which a supplier completes a sale. Payment terms can apply to any party in the sale, from the wholesaler to the individual consumer. Payment terms are imposed to ensure that payments are received by suppliers within a reasonable period of time. Discount terms may be allowed in order to accelerate cash collections. The payment terms cover: ++ When payment is expected ++ Any conditions on that payment ++ Any discounts the buyer will receive Common Payment Terms A business can negotiate payment terms. For example, if you have a manufacturer producing your product, you could negotiate a deposit of 50% up front then 30 - 90 days to repay the balance. Cash Flow Is Critical Variables arise that aren't anticipated which is actually the norm as opposed to the exception. Sometimes credit cards can be used, but they often have a high interest rates. Using credit cards is okay if the balance is paid off or for simply access to cash or credit which is great for a start-up. Take Away If the business is still trying to sustain after 6 months to 2 years down the road, you may need to reevaluate and make some hard decisions. A business needs enough cash to keep operations going. Payment terms are a way to manage available cash as cash flow is critical to a business's success.
Views: 4239 Tiege Hanley
8. Theory of Debt, Its Proper Role, Leverage Cycles
 
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Financial Markets (2011) (ECON 252) Professor Shiller devotes the beginning of the lecture to exploring the theoretical determinants of the level of interest rates. Eugen von Boehm-Bawerk names technical progress, roundaboutness, and time preference as the crucial factors. Professor Shiller complements von Boehm-Bawerk's analysis with two of Irving Fisher's modeling approaches, the view of the interest rate as the equilibrium variable in the savings market and the perspective of simple Robinson Crusoe economies on the determination of interest rates. Subsequently, Professor Shiller focuses his attention on present discounted values and derives the price for discount bonds, consols, annuities, as well as corporate bonds. His treatment of the term structure of interest rates leads him to forward rates and the expectations theory of the term structure of interest rates. At the end of the lecture, he offers insights on usurious loan practices, from ancient times until today, and describes the improvements in consumer financial protection that have been made after the financial crisis of the 2000s. 00:00 - Chapter 1. Introduction 01:24 - Chapter 2. Theories for the Determinants of Interest Rates 28:11 - Chapter 3. Present Discounted Values, Compounding, and Pricing Bond Contracts 47:50 - Chapter 4. Forward Rates and the Term Structure of Interest Rates 01:03:29 - Chapter 5. The Ancient History of Interest Rates and Usurious Loans 01:11:08 - Chapter 6. Elizabeth Warren and the Consumer Financial Protection Bureau Complete course materials are available at the Yale Online website: online.yale.edu This course was recorded in Spring 2011.
Views: 110706 YaleCourses
Balance of Payments Disequilibrium - Causes and consequences
 
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In this video you will learn about the causes and consequences of disequilibrium in the balance of payments.
Views: 11249 EnhanceTuition
Merchandising: Purchase Discounts, Purchase Returns, Purchase Allowances - Accounting video
 
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A purchase discounts and purchase returns and allowances example. Other videos in this series: Part 1 - Operating Cycle, Inventory, and Purchase Discount Terms Part 3 - Selling Inventory Part 4 - Adjusting and Closing Part 5 - Income Statements and Business Evaluation For more accounting/how to eLectures (and accompanying lecture notes), blog and a discount textbook-store visit www.TheAccountingDr.com Please note that videos may require Flash media and may not play on devices without Flash capabilities (i.e. iPad).
Are Whales Manipulating the Market?  Is Everything a Bill of Goods?
 
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Join My Telegram Mastermind: http://ianbalina.com/mastermind Website: http://ianbalina.com Instagram: https://www.instagram.com/diaryofamademan/ Twitter: https://twitter.com/diaryofamademan Snapchat: https://www.snapchat.com/add/diaryofamademan #Blockchain #Cryptocurrency #Bitcoin #Ethereum DIARY OF A MADE MAN LLC IS NOT PROVIDING INDIVIDUALLY TAILORED INVESTMENT ADVICE AND IS NOT TAKING SUBSCRIBERS PERSONAL CIRCUMSTANCES INTO CONSIDERATION WHEN DISCUSSING INVESTMENTS IN ICOS. DIARY OF A MADE MAN LLC IS NOT REGISTERED TO PROVIDE INVESTMENT ADVICE AND ARE SIMPLY PROVIDING AN OPINION, GIVING THEIR PARTICULAR EXPERIENCE, WHEN DISCUSSING ICOS. INFORMATION CONTAINED HEREIN IS NOT AN OFFER OR SOLICITATION TO BUY, HOLD, OR SELL ANY SECURITY. DIARY OF A MADE MAN LLC IS NOT A BROKER-DEALER OR FINANCIAL ADVISER AND IS NOT AFFILIATED WITH AN INVESTMENT ADVISORY FIRM. DIARY OF A MADE MAN LLC DOES NOT ENGAGE IN ACTIVITIES THAT WOULD REQUIRE SUCH REGISTRATION. DIARY OF A MADE MAN LLC AND/OR ANY COMPANIES AFFILIATED WITH DIARY OF A MADE MAN LLC, ARE NOT RESPONSIBLE FOR ANY GAINS OR LOSSES THAT RESULT FROM THE OPINIONS EXPRESSED HEREIN. DIARY OF A MADE MAN LLC MAKES NO REPRESENTATION AS TO THE COMPLETENESS, ACCURACY, OR TIMELINESS OF THE MATERIAL PROVIDED AND ALL MATERIALS ARE SUBJECT TO CHANGE WITHOUT NOTICE. FOR THE FULL DISCLAIMER, DISCLOSURE, PRIVACY POLICY, AND TERMS OF SERVICE FOR USE OF THE SERVICES, PLEASE VISIT THE WEBSITE: WWW.IANBALINA.COM. THE ICOS DISCUSSED HEREIN HAVE NOT BEEN REVIEWED BY THE SECURITIES AND EXCHANGE COMMISSION OR ANY STATE SECURITIES REGULATORY AUTHORITY. FURTHERMORE, THE FOREGOING AUTHORITIES HAVE NOT CONFIRMED THE ACCURACY OR DETERMINED THE ADEQUACY OF THE ICO OFFERING DOCUMENTS. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. THE ICOS IDENTIFIED HEREIN MAY CONSTITUTE SECURITIES PURSUANT TO FEDERAL AND STATE SECURITIES LAWS AND MAY NOT BE APPROPRIATE FOR, OR OFFERED TO, INVESTORS RESIDING IN THE UNITED STATES. IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION OF THE PERSON OR ENTITY ISSUING THE ICO AND THE TERMS OF THE OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED. INVESTMENT IN ICOS INVOLVES A HIGH DEGREE OF RISK AND SHOULD BE CONSIDERED ONLY BY PERSONS WHO CAN AFFORD TO SUSTAIN A LOSS OF THEIR ENTIRE INVESTMENT. INVESTORS IN ICOS SHOULD CONSULT THEIR FINANCIAL ADVISER BEFORE INVESTING IN ICOS. THE SECURITIES AND EXCHANGE COMMISSION HAS WARNED INVESTORS RESIDING IN THE UNITED STATES THAT ICOS MAY CONSTITUTE SECURITIES, AND BY INVESTING IN ICOS, INVESTORS MAY BE PURCHASING UNREGISTERED SECURITIES OFFERINGS. US INVESTORS WHO INVEST IN MAY BE UNABLE TO RECOVER ANY LOSSES SUSTAINED IN THE EVENT OF FRAUD OR THEFT. Disclosures: https://ianbalina.com/pages/transparency
Views: 23275 Ian Balina
Intl Economics - Chapter 10: The Balance of Payments
 
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You may have been introduced to Double-Entry Accounting Systems in an introductory accounting class. The account balancing systems used for your personal financial management efforts apply equally to the Balance of Payments used for the United States government, and every government in the world. We will explore the Balance of Payments as you become comfortable with how certain data are entered on one side of the register, while other data are entered in a balancing account.Within this "Dr. Bill Schlosser Economics" YouTube platform you will discover a different flavor of educational videos.
Views: 744 Dr. Bill Schlosser
UTrust ICO Review - The Payments Platform of the Future
 
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In this video, I review UTrust's upcoming initial coin offering. In my point of view, they do not have a prototype. So I am not going to invest in this ICO. Its my personal opinion, I am not giving biased recommendations. I am not a financial adviser. Discuss with your advisers before investing in ICOs. https://utrust.io/ The UTRUST Platform is a payment processor solution that enables merchants to accept multiple cryptocurrencies from buyers as payment methods while receiving in fiat currency. Join My Telegram Mastermind: htto://ianbalina.com/mastermind Website: http://ianbalina.com Instagram: https://www.instagram.com/diaryofamademan/ Twitter: https://twitter.com/diaryofamademan Snapchat: https://www.snapchat.com/add/diaryofamademan #Blockchain #Cryptocurrency #Bitcoin #Ethereum DIARY OF A MADE MAN LLC IS NOT PROVIDING INDIVIDUALLY TAILORED INVESTMENT ADVICE AND IS NOT TAKING SUBSCRIBERS PERSONAL CIRCUMSTANCES INTO CONSIDERATION WHEN DISCUSSING INVESTMENTS IN ICOS. DIARY OF A MADE MAN LLC IS NOT REGISTERED TO PROVIDE INVESTMENT ADVICE AND ARE SIMPLY PROVIDING AN OPINION, GIVING THEIR PARTICULAR EXPERIENCE, WHEN DISCUSSING ICOS. INFORMATION CONTAINED HEREIN IS NOT AN OFFER OR SOLICITATION TO BUY, HOLD, OR SELL ANY SECURITY. DIARY OF A MADE MAN LLC IS NOT A BROKER-DEALER OR FINANCIAL ADVISER AND IS NOT AFFILIATED WITH AN INVESTMENT ADVISORY FIRM. DIARY OF A MADE MAN LLC DOES NOT ENGAGE IN ACTIVITIES THAT WOULD REQUIRE SUCH REGISTRATION. DIARY OF A MADE MAN LLC AND/OR ANY COMPANIES AFFILIATED WITH DIARY OF A MADE MAN LLC, ARE NOT RESPONSIBLE FOR ANY GAINS OR LOSSES THAT RESULT FROM THE OPINIONS EXPRESSED HEREIN. DIARY OF A MADE MAN LLC MAKES NO REPRESENTATION AS TO THE COMPLETENESS, ACCURACY, OR TIMELINESS OF THE MATERIAL PROVIDED AND ALL MATERIALS ARE SUBJECT TO CHANGE WITHOUT NOTICE. FOR THE FULL DISCLAIMER, DISCLOSURE, PRIVACY POLICY, AND TERMS OF SERVICE FOR USE OF THE SERVICES, PLEASE VISIT THE WEBSITE: WWW.IANBALINA.COM. THE ICOS DISCUSSED HEREIN HAVE NOT BEEN REVIEWED BY THE SECURITIES AND EXCHANGE COMMISSION OR ANY STATE SECURITIES REGULATORY AUTHORITY. FURTHERMORE, THE FOREGOING AUTHORITIES HAVE NOT CONFIRMED THE ACCURACY OR DETERMINED THE ADEQUACY OF THE ICO OFFERING DOCUMENTS. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. THE ICOS IDENTIFIED HEREIN MAY CONSTITUTE SECURITIES PURSUANT TO FEDERAL AND STATE SECURITIES LAWS AND MAY NOT BE APPROPRIATE FOR, OR OFFERED TO, INVESTORS RESIDING IN THE UNITED STATES. IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION OF THE PERSON OR ENTITY ISSUING THE ICO AND THE TERMS OF THE OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED. INVESTMENT IN ICOS INVOLVES A HIGH DEGREE OF RISK AND SHOULD BE CONSIDERED ONLY BY PERSONS WHO CAN AFFORD TO SUSTAIN A LOSS OF THEIR ENTIRE INVESTMENT. INVESTORS IN ICOS SHOULD CONSULT THEIR FINANCIAL ADVISER BEFORE INVESTING IN ICOS. THE SECURITIES AND EXCHANGE COMMISSION HAS WARNED INVESTORS RESIDING IN THE UNITED STATES THAT ICOS MAY CONSTITUTE SECURITIES, AND BY INVESTING IN ICOS, INVESTORS MAY BE PURCHASING UNREGISTERED SECURITIES OFFERINGS. US INVESTORS WHO INVEST IN MAY BE UNABLE TO RECOVER ANY LOSSES SUSTAINED IN THE EVENT OF FRAUD OR THEFT. Disclosures: https://ianbalina.com/pages/transparency
Views: 10493 Ian Balina
Set Up Shipping Rules For An Online Store - Wix Website Tutorial For Beginners
 
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Weekly WIx Tips - https://www.wixmywebsite.com/ Wix Course - http://bit.ly/2oWkb2X ------------------------ Setting up your shipping rules for an online store in Wix is very quick and easy to do. With the Wix Stores app on the Wix App Marketplace, you have a lot of creativity over the design and appearance of your online store. However, you also have all control of the backend of your online store. This app makes it easy to add products to your online store, set up payments, set up shipping and tax rules and much more. -------------------------------------------------------------------------------- Topics Covered: -Wix My Website Course -Discussing Wix Online Store -Discussing My Wix Course -Set Up Shipping Rules In Wix -Setting Up Tax Information Wix -Creating Your Shipping Rules -Wix My Website Conclusion -------------------------------------------------------- Stay Connected: Email: [email protected] Twitter: http://www.twitter.com/WhizOfComputers Subscribe: ComputerMDofGilbert ------------------------------------------------ Wix My Website Series: This Wix series will have multiple Wix tutorials uploaded EVERY WEEK of 2017! Email me for any Wix troubles you may have. --------------------------------------------
Views: 7480 Wix Training Academy
Sydney Cost of Living Is Expensive
 
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Due to rising cost of living spurred on by the over-inflated housing market, Sydneysiders are giving up on the Sydney dream. Sydney has become too expensive for the average Australian. According to the Economist, Sydney is the tenth most expensive city to live in in the world — by far the most expensive Australian city — and is ranked as more expensive than every single city in America. So what are Sydneysiders saying? Well, a lady by the name of Priscilla Meyer and her young family are giving up on the Sydney dream. She has been living with her husband and toddler at her mother’s house for the past three years in the suburb of Parklea. Parklea is about 1½ hours from the CBD, depending on how you travel. Due to high property prices and rising cost of living, Priscilla and her family are looking to buy in Melbourne, Victoria, where they can get a house an hour's drive from the CBD for under $500,000. Another Sydney resident, David Boyd, was once a high-flying banker. But everything went south when he lost his job during the 2008 global financial crisis. He struggles to find enough money to provide the basics for his 10-year-old daughter, Kali. He’s currently receiving Centrelink payments, but they’re simply not enough. Almost three quarters of his payments are swallowed up paying the rent for his small two-bedroom flat that he shares with his daughter in Penshurst in Sydney’s south. His daughter has a skin condition and requires special serums and oils, but these are not covered under the Australian Government’s Pharmaceutical Benefits Scheme as they are non-prescription. In March, there will be state elections in New South Wales and parties are making lots of campaign promises to improve housing affordability. But according to the head of the NSW Council of Social Service, Joanna Quilty, these measures will simply not help the people who need help the most. The New South Wales economy is actually booming at the moment, but public housing is severely lacking. There were 60,000 people waiting for public housing at the end of last financial year, and Ms Quilty has been trying to urge the State Government to do something about it. With regards to the Federal Government, she states that they really have the power to improve these people’s lives through increased Centrelink payments. At the Federal level, the Australian Labor Party is promising a review of welfare payments if elected, but has not committed to increasing them. The current government says its focus is on helping unemployed people move into the workforce, but obviously, for a person in the 50s or 60s, this is easier said than done. Ms Quilty says that the NSW Council of Social Service have undertaken cost of living surveys stating that dental care is by the far most unaffordable essential item. Priscilla Meyer’s mother, Allison Williams, thinks that her daughter's generation are more financially stretched than when she was a young parent. Associate Professor Ben Phillips from Australian National University's Centre for Social Research & Methods said that NSW standards of living started to plateau around 2013. Both major parties are making campaign promises to help out cash-strapped Sydneysiders. The Berejiklian Government have been rolling out various schemes such as $300 baby bundles, and free car registration to those who spend $25 or more per week on Sydney toll roads. The State Opposition are promising to give school children free bus travel, and provide solar panel rebates if elected. I’d like to finish with a breakdown of what the average Sydneysider actually spends their money on. Between 2008 and 2018, the biggest increase in spending was with medical expenses, which have increased from 2.8% of household income to 4%. The second biggest increase was with international holidays, which increased from 2.2% in 2008 to 3% of their income. Household maintenance increased from 2% to 2.7%. Childcare expenses increased from 0.8% to 1.4% of income. And the fifth biggest increase came with restaurant meals, rising from 2.8% to 3.4% of household income. Although the media have been playing up the cost of energy, which has almost doubled over the last ten years, people are actually using less. It turns out that petrol prices are lower than they were ten years ago, so not as much household income is being spent on fuel. Housing is by far the biggest expense, but it turns out due to lower interest rates, it hasn’t jumped as much as other areas. So there we go. Sydney has become unaffordable for the average Aussie. What are your thoughts? Should people just pack up and move to a cheaper city, leaving their family and friends behind? Or should people force the government to act to stop putting money before people? Or, will Sydney just crash and burn and become Australia’s next ghetto? FIND US ON FACEBOOK https://www.facebook.com/DailyRantAustralia/ #dailyrantaustralia #costofliving #sydney #housingprices #housingmarket
Views: 4498 Daily Rant Australia
Canadian Mortgage Terms Defined: Quickly Learn the Top 8 Common Mortgage Terms
 
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Canadian Mortgage Terms Defined: Quickly learn the top 8 common mortgage terms used when discussing mortgages in Canada. Mortgage Tips: YourRealtyDreams.com/blog/category/mortgage/ Search ALL Vancouver BC Homes: YourRealtyDreams.com Real Estate Tips: YourRealtyDreams.com/blog/ Hi, We're Lori Pettigrew & Alan Yasin at Dexter Associates Realty in Vancouver, BC Canada, and we're pleased to share this information courtesy of Paul Tsu from 4Front Mortgages - www.4FrontMortgages.com In this video, discover the difference between a fixed mortgage vs variable mortgage, open vs closed, mortgage term vs amortization period, equity, down payments and much more! The mortgage process can be overwhelming. Knowing the key terms that are part of it can help reduce confusion and help guide your first conversation with your mortgage broker. 1. Amortization Length of time over which the mortgage will be repaid. 2. Mortgage Term Length of time that the mortgage contract conditions and interest rate is fixed. 2. Closing Costs Costs in addition to the purchase price of the home that are payable on closing day. 3. Down Payment The portion of the home price that is not financed by the mortgage loan. It must come from the buyer’s own funds or other eligible sources before securing a mortgage. 4. Equity The difference between the price for which a home could be sold and the total debts registered against it. 5. Fixed / Variable Mortgage Interest Rate A fixed rate is a locked-in rate that will not increase for the term of the mortgage. A variable mortgage interest rate can fluctuate based on market conditions, but the mortgage payment remains unchanged. 6. High-ratio mortgage / Conventional Mortgage A high ratio mortgage is a mortgage loan higher than 80% of the lending value of the property. A conventional mortgage is a mortgage loan up to a maximum of 80% of the lending value of the property. 7. Open / Closed Mortgage An open mortgage is a flexible mortgage that allows you to pay off your mortgage in part or in full before the end of the term. A closed mortgage, in some cases, cannot be paid off in whole or in part before the end of the term. In other cases, the lender may allow for partial prepayment of a closed mortgage in the form of an increased mortgage payment or a lump sum prepayment. 8. Break Penalty If you break your mortgage contract early, likely if you choose to sell your home or refinance it, you will have to pay the lender a penalty called a break penalty (also called a prepayment penalty). The amount will depend on a variety of factors including whether you chose a fixed or variable rate mortgage, the terms of your contract, and how much time is remaining on your term. Hope that helps! Please Subscribe to our YouTube Channel
My Thoughts on Bread? It's Under ICO Price
 
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In this video, I am sharing my thoughts on Bread. It's under ICO price. This is my personal opinion, I am not giving biased recommendations. I am not a financial adviser. Discuss with your advisers before investing in ICOs. Join My Telegram Mastermind: http://ianbalina.com/mastermind Website: http://ianbalina.com Instagram: https://www.instagram.com/diaryofamademan/ Twitter: https://twitter.com/diaryofamademan Snapchat: https://www.snapchat.com/add/diaryofamademan #Blockchain #Cryptocurrency #Bitcoin #Ethereum DIARY OF A MADE MAN LLC IS NOT PROVIDING INDIVIDUALLY TAILORED INVESTMENT ADVICE AND IS NOT TAKING SUBSCRIBERS PERSONAL CIRCUMSTANCES INTO CONSIDERATION WHEN DISCUSSING INVESTMENTS IN ICOS. DIARY OF A MADE MAN LLC IS NOT REGISTERED TO PROVIDE INVESTMENT ADVICE AND ARE SIMPLY PROVIDING AN OPINION, GIVING THEIR PARTICULAR EXPERIENCE, WHEN DISCUSSING ICOS. INFORMATION CONTAINED HEREIN IS NOT AN OFFER OR SOLICITATION TO BUY, HOLD, OR SELL ANY SECURITY. DIARY OF A MADE MAN LLC IS NOT A BROKER-DEALER OR FINANCIAL ADVISER AND IS NOT AFFILIATED WITH AN INVESTMENT ADVISORY FIRM. DIARY OF A MADE MAN LLC DOES NOT ENGAGE IN ACTIVITIES THAT WOULD REQUIRE SUCH REGISTRATION. DIARY OF A MADE MAN LLC AND/OR ANY COMPANIES AFFILIATED WITH DIARY OF A MADE MAN LLC, ARE NOT RESPONSIBLE FOR ANY GAINS OR LOSSES THAT RESULT FROM THE OPINIONS EXPRESSED HEREIN. DIARY OF A MADE MAN LLC MAKES NO REPRESENTATION AS TO THE COMPLETENESS, ACCURACY, OR TIMELINESS OF THE MATERIAL PROVIDED AND ALL MATERIALS ARE SUBJECT TO CHANGE WITHOUT NOTICE. FOR THE FULL DISCLAIMER, DISCLOSURE, PRIVACY POLICY, AND TERMS OF SERVICE FOR USE OF THE SERVICES, PLEASE VISIT THE WEBSITE: WWW.IANBALINA.COM. THE ICOS DISCUSSED HEREIN HAVE NOT BEEN REVIEWED BY THE SECURITIES AND EXCHANGE COMMISSION OR ANY STATE SECURITIES REGULATORY AUTHORITY. FURTHERMORE, THE FOREGOING AUTHORITIES HAVE NOT CONFIRMED THE ACCURACY OR DETERMINED THE ADEQUACY OF THE ICO OFFERING DOCUMENTS. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. THE ICOS IDENTIFIED HEREIN MAY CONSTITUTE SECURITIES PURSUANT TO FEDERAL AND STATE SECURITIES LAWS AND MAY NOT BE APPROPRIATE FOR, OR OFFERED TO, INVESTORS RESIDING IN THE UNITED STATES. IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION OF THE PERSON OR ENTITY ISSUING THE ICO AND THE TERMS OF THE OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED. INVESTMENT IN ICOS INVOLVES A HIGH DEGREE OF RISK AND SHOULD BE CONSIDERED ONLY BY PERSONS WHO CAN AFFORD TO SUSTAIN A LOSS OF THEIR ENTIRE INVESTMENT. INVESTORS IN ICOS SHOULD CONSULT THEIR FINANCIAL ADVISER BEFORE INVESTING IN ICOS. THE SECURITIES AND EXCHANGE COMMISSION HAS WARNED INVESTORS RESIDING IN THE UNITED STATES THAT ICOS MAY CONSTITUTE SECURITIES, AND BY INVESTING IN ICOS, INVESTORS MAY BE PURCHASING UNREGISTERED SECURITIES OFFERINGS. US INVESTORS WHO INVEST IN MAY BE UNABLE TO RECOVER ANY LOSSES SUSTAINED IN THE EVENT OF FRAUD OR THEFT. Disclosures: https://ianbalina.com/pages/transparency
Views: 9471 Ian Balina
Blockchain Economic Forum: Future of cryptocurrencies discussed in Singapore
 
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An anonymous trader has bought 400 million dollars' worth of bitcoin pushing it's value back up to 11 thousand dollars. The purchase became visible thanks to blockchain technology. During the last days of the Blockchain Economic Forum in Singapore, RT's Miguel Francis Santiago caught up with a former Mexican president to chat about the future of blockchain technology. RT LIVE http://rt.com/on-air Subscribe to RT! http://www.youtube.com/subscription_center?add_user=RussiaToday Like us on Facebook http://www.facebook.com/RTnews Follow us on Telegram https://t.me/rtintl Follow us on VK https://vk.com/rt_international Follow us on Twitter http://twitter.com/RT_com Follow us on Instagram http://instagram.com/rt Follow us on Google+ http://plus.google.com/+RT Listen to us on Soundcloud: https://soundcloud.com/rttv RT (Russia Today) is a global news network broadcasting from Moscow and Washington studios. RT is the first news channel to break the 1 billion YouTube views benchmark.
Views: 5264 RT
MMT: Taxes/Borrowing DO NOT "Pay For" Government Spending
 
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Professor L. Randall Wray discussing government spending and taxation. From a point of logic, a government that issues its own currency must spend before it taxes, or else there would be no currency to collect. Therefore, taxes don't pay for spending, but rather spending allows the government to collect taxes. Cash is basically an IOU from the government: if you present a dollar at tax time, they agree to redeem it, and extinguish your tax obligation. When the government spends, it is the same as you writing an IOU, except that most of the private sector accepts the government's IOU and circulates it as money, while very little of the private sector accepts your IOU. This means the government can't "borrow" dollars. Borrowing your own IOU doesn't even make sense in terms of accounting. IOUs can either be created/issued or redeemed/destroyed, not borrowed by the person who issued them. The purpose of government "borrowing" is actually to sell bonds to drain reserves from the banking system, in order to allow the Fed to hit its interest rate target. More on that here: https://youtu.be/pex89N9Oqog?list=PLZJAgo9FgHWZzhpkjtMxIwZns26A0OdFz All of that only applies to a government that issues its own currency. State and local governments do not, and neither do the national governments in the European Union. They are all (basically) users of a foreign currency, which they must get before they can spend. See the whole video here: https://www.youtube.com/watch?v=-KRi9nF8BiA Like Deficit Owls on Facebook: https://www.facebook.com/DeficitOwls/
Views: 7986 Deficit Owls
Understanding Your Health Insurance Costs | Consumer Reports
 
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Baffled by premiums, deductibles and out-of-pocket maximums? Here is an overview of health insurance that will help clear things up and give you a better sense of how your money is spent.
Views: 280623 Consumer Reports
What Caused The Global Financial Crisis?
 
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Professor L. Randall Wray, discussing the global financial crisis in broad strokes. The economist Hyman Minsky developed a theory of financial fragility and the long-run evolution of the economy, summarized briefly as "stability is destabilizing." In the aftermath of the Great Depression, the worst banks had failed, the remaining ones were scarred by the memories of the disaster, and the government had put in place extensive regulation to ensure they behaved, and this variety of capitalism (what Minsky called "paternalistic capitalism") proved very stable. But stability is destabilizing. As time wore on and memories faded, people changed their outlook and changed their behavior. Banks took on greater risk, and fringe financial institutions (which came to be known as shadow banks) put increased pressure on the traditional banks by taking on even bigger bets. Politicians came to view financial regulation as burdensome, and academic economic theory became so far removed from reality that the models used by the top economists at the central banks didn't even allow for the possibility of a financial crisis. As a result of World War 2, government debt ballooned, and these safe government bonds served as private wealth which was leveraged in order to grow and keep full employment in the post-war era. But as fiscal policy tightened (the focus shifted from "full employment" to "balance the budget"), and real wages stagnated, further growth could only be accomplished by piling on private debt, which grew to astounding heights by the mid-2000s. These debts are liabilities for the borrowers, but assets for the holders, and so the huge increase in debt meant huge increases in financial wealth for the top 1%, and all this money needs to be managed, hence Minsky's term "money-manager capitalism." Important changes were also happening to the way financial institutions were operating. The mid-century bank business model consisted of issuing deposits (bank money) in order to finance purchase of mortgage notes from borrowers, which the bank would then hold and collect the interest income. But to evade regulations, compete with shadow banks, and avoid a potential adverse change in the interest rate, banks shifted to a new much more fragile business model. In the new model, banks would make loans with the intent to package them into securities and sell them as quickly as possible, and as a result, the bank didn't care very much whether you could pay back the loan, and didn't bother to find out (which is sort of the whole point of having banks). Other institutions would then issue short-term or even overnight debt to yet other financial institutions, in order to finance their purchase of these packages of mortgages. These mortgage-backed securities would then be carved into sections and sold to yet other financial institutions. As a result of all of this, debt between financial institutions rocketed upward. All of this private debt makes the system increasingly fragile, leading to what Minsky called "Ponzi finance." If you are dependent on your income to be able to make your debt payments, then an unexpected fall in income could force you to default. If your creditors were counting on your debt payments to be able to make their own debt payments, then now they are forced to default as well. And so on. The result is a ripple of contagion, leading to bankruptcies, fire-sales of assets, and possibly bank runs. As financial institutions stop lending or even close down, normal business investment falls, and the result on Main Street is unemployment and people losing their homes. To get more detail on the causes of the crisis and the long-run evolution of the financial system, as well as suggestions for what to do about it, read Wray's book on Minsky's work, entitled "Why Minsky Matters": https://www.barnesandnoble.com/w/why-minsky-matters-l-randall-wray/1121862471;jsessionid=4B1D3C3E49A1D26A8E0657B1BB975EDC.prodny_store02-atgap08?ean=9780691178400#/ Watch the whole video here: https://www.youtube.com/watch?v=yFSKaCRpL-s Follow Deficit Owls on Facebook and Twitter: https://www.facebook.com/DeficitOwls/ https://twitter.com/DeficitOwls And follow our sister page, Modern Money Memes: https://www.facebook.com/ModernMoneyMeme/ https://twitter.com/ModernMoneyMeme
Views: 2180 Deficit Owls
Criminal Attorney pricing- plea bargain versus fighting your case
 
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*The offer in this video is for the limited time between Jan5, 2018 and Feb15, 2018.It is for any state charged Misdemeanor or Third Degree Felony cases.The case must be in Palm Beach County Main Court house.You must provide a legitimate price quote from any Palm Beach County Attorney, competitor, and I will meet or beat the price. There are no depositions.There is no fighting the charge.There will be only one continuance.The client/defendant must be eligible to enter a Pre-Trial Intervention Agreement or Deferred Prosecution agreement or be willing to plead guilty to the crimes charged in an effort to resolve their criminal case.This is referred to as Plea bargaining or resolving your case.Plea bargaining can mean several things: a) Deferred Prosecution Agreement, b) PTI, c) pleading guilty to the crimes charged, d) admission to a VOP charge.If eligible on a misdemeanor charge most defendants will want to seek a deferred prosecution agreement wherein they are required to complete certain tasks during a set amount of time in exchange for dismissal.If successful the state prosecutor would dismiss the case.Not all defendants will be eligible nor will all misdemeanors be eligible for Deferred Prosecution.Pre-Trial Intervention Program or PTI is similar to deferred prosecution but applies to third degree felony cases.The conditions tend to be more involved and the length of time is significantly longer as most programs are one to two years in length. A PTI program may be 18 months and require a theft class, drug classes, evaluations, no contact with victim, community service hours, restitution payments, etc.Successful completion of PTI results in a dismissal of your case.Pleading guilty to the charges involves acknowledgment and admission of your guilt to the court.Individuals that are alleged to have committed crimes that are not eligible for a DPA or PTI may want to plead guilty and resolve their case. Individuals that are not eligible based on their prior criminal history or lack of victim consent may plead guilty to the charges to reduce the amount of probation or incarceration they receive.The goal in plea bargaining is to not receive the maximum punishment but come to an agreement wherein the defendant admits culpability and is given a lesser punishment.Admission to Violation of Probation (vop)-Plea bargaining a VOP means admitting the violation and negotiating with the prosecutor or judge regarding the punishment.You admit you violated your probation and are punished for the violation.Plea bargains can result in conviction and incarceration.This is an effort to provide legal representation at a reasonable fee to those that meet the criteria above.For more details call 561-746-7076 *Every case is different. Facts are never the same. We aim to give our clients the best result possible. However, there are no guarantees as to results. Nobody can read the future and there are no crystal balls. Hard work, experience, and compassion are what we bring to the table. We will give you our best. Contact attorney Roger P. Foley 561-746-7076 or [email protected] We represent clients throughout Florida but primarily focus on Palm Beach, Broward and Martin Counties. Jupiter, Palm Beach Gardens, Lake Worth, Delray Beach, Royal Palm Beach, Riviera Beach, Boynton Beach, Wellington, Lantana, Boca Raton, North Palm Beach, and West Palm Beach. IF you are arrested in any of these cities please contact us for immediate help. We have two office locations: Broward Office: 110 South east 6th Street 17th Floor Fort Lauderdale, Florida 33301 (954) 467-2946 Palm Beach Main Office: 901 North Olive Ave West Palm Beach, Fl 33401 (561) 746-7076
Bundled Payment Changes: Learn What's New and How to Succeed
 
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Table of Contents: Summary of Bundled Payment Programs 1:43 What is Bundled Payments for Care Improvement (BPCI) Advanced? 12:04 Data Sources and Organizational Diligence 34:57 Operationalizing Bundle Success 51:57 Learn how to use bundled payments to enhance your organization’s overall network and population health management value. In January, CMS announced the Bundled Payment for Care Improvement Advanced “BPCI Advanced” program, initiating renewed interest in a total cost of care payment model for specific episodes of care. Regardless of your organization’s current decision to participate, it’s important to understand how bundled payment programs have the ability to significantly decrease your internal costs, broaden your revenue opportunities, and improve patient outcomes across specific populations. The Center for Medicare and Medicaid Innovation’s newest iteration of bundled payments provides another tightly-defined program that allows organizations to scale Population Health Management. Best practice suggests that tactical interventions to assess clinical variation, implement strategic care redesign programs, and to adjust care management-facilitated patient stratification models are important to be successful with bundled payments – so knowing how to implement them is crucial. One organization’s savings is another’s income and without making overhead allocation changes, bundled payments may reduce revenue that has been critically important to maintain hospital profitability. View this webinar to learn: • What i­s new with bundled payments • The ramifications bundles can have across organizations • Leveraging data and strategic analysis to identify opportunities for bundled payment success • Operationalizing successful care program tactics to be successful in bundled payment contracts Leading out in this webinar, Jonas Varnum, MHSA, is a Health Catalyst population health management consultant with demonstrated expertise delivering payment model transformation and helping providers and payers to strategically adjust their operations based on new bundled payment contracting practices.
Views: 696 Health Catalyst
Best Email Marketing Platform For 2019! (MailChimp vs Aweber)
 
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FREE Email Marketing Training 👉 https://www.aweber.com/whattowrite.htm?id=500464 Looking to start out with email marketing in 2019? Here is a review of the best email marketing platform out there. In my opinion, the best platforms based on my experience are Aweber and MailChimp. We will be discussing the differences in this review. Sign Up For Aweber Here 👉 https://scribner.aweber.com FREE Aweber Email Templates + Course 👉 https://www.aweber.com/whattowrite.htm?id=500464 Sign Up For MailChimp Here 👉 https://mailchimp.com/ AFFILIATE DISCLOSURE: Some of the links on this webpage are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our opinions and comparisons.
Views: 718 Ryan Scribner
How Blockchain will change Import Export and Global Trade
 
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Blockchain technology has the potential to revolutionize Global Trade and the import export process. Warwick from BeefLedger explains what blockchain technology is, how it works and how blockchain solutions are being applied to real world import export shipments. Blockchain technology provides value for all parties along the supply chain, from shippers, freight forwarders, ports, customs, shipping lines and importers all over the world. Implementing blockchain throughout the supply chain will eliminate manual data re-entry, eliminate human error and increase security. It also provides the base for smart contracts to initiate events such as International payments when certain conditions are met. Warwick and Ben discuss: What Blockchain technology actually is? How does Blockchain technology work? How will Blockchain actually increase efficiencies in the supply chain? How will Blockchain increase security in the supply chain? How does Blockchain technology enable smart contracts and payments with Crypto-Currencies? How will Blockchain change the Letter of Credit process? How will banks implement the Blockchain / smart contracts / cryptocurrencies? How will BeefLedger ensure security and compliance in the supply chain? Importers and Exporters use https://incodocs.com/ to streamline Global Trade documentation
Views: 553 Inco Docs
What is Term Insurance Plan||Benefit of Term Life Insurance in Hindi||Best Life Insurance Policy
 
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Friends In This Video We Know The Benefit of Life Insurance Why Life Insurance So Important for Us We Know ABout the Term Insurance जीवन बीमा | life insurance in hindi | term insurance policy What is a Term Insurance Plan- its Details, Benefits, comparison or Differences and How does it work I am going to explain in Hindi Let's start discussing from the basic then will start discussing on the term insurance. What is a Life Insurance Purpose of taking life insurance is to provide life cover to the policyholder and financial security to his family. There are two ways in which a person can take life insurance • By opting for a pure life cover known as term insurance • By taking life cover along with saving component built in called as endowment insurance What is Term Insurance • Term insurance is type of life insurance in which it covers certain period of your life. • If the insured dies the amount or death benefit will be given to the nominee. • If the insured remains till the policy term, no amount is given. • Th main purpose of term insurance is to provide the cover to your family on a very minimum premium(Fixed rate of payments) Advantages of Term Insurance • Simplicity (Much easier to understand than endowment plans) • Competitive pricing(can be easily compared) • Flexibility ○ Opt out any time, just stop paying your premium ○ You can add accident cover, disability benefit etc. (depends on insurance company plan) • Tax Benefit • Lowest Premiums ○ Provides financial security at lowest cost for your family Limitations of Term Insurance • Premium of the insurance increases if you take the policy in higher age • You cannot take insurance after 65 or 70 depends on the company providing insurance • It will not serve your purpose of saving money or wealth creation not possible Point to be noted before taking term insurance • How good is the insurance company • How much cover do you need • Check CSR(Claim settlement ratio) • Compare terms and conditions with various insurance companies • It's advisable to take two term insurance from two different companies - separate polices if one claim is rejected we can have another • Do not miss the premiums(Some companies like LIC provides 30/15 Days grace period to deposit the premium other may not) • If you are smoker the premium will be more. • Consider inflation in mind • Consider Add-ons Documents Required for Term Insurance • PAN card. • Proof of age (passport/birth certificate/driving licence/PAN card etc.) • Proof of address (utility bills/ration card/bank account statement/voter’s ID card/passport). • Proof of identity (passport/voter’s ID card/Aadhaar card/driving licence/letter from a public servant or authority verifying identity). • Proof of income (Income tax return/employer’s certificate/Income Tax assessment order). • Recent passport sized photographs. Plse Share Support and Subscribe my Channel for interesting videos like this. Subscription Link: https://goo.gl/3tgwBy Subscribe karlo yaar kon se subscribe karne ke paise lag rhe Dosto agar aapko meri aur bhi videos dekhni hai to please mujhe subscribe kre ✅मुझे youtube पर subscribe करने के लिए यहां क्लिक कीजिए (Free है यार)Subscription Link: https://goo.gl/3tgwBy My Channel Link: https://goo.gl/gJyzZu Twitter: https://twitter.com/Mukund235 Products Used to make these types of videos are as follows:(All are affiliate link) 1.Camera: Canon EOS 1300D --- http://amzn.to/2F5kBwv 2. Camera: Canon 6D --- http://amzn.to/2CNYJIP 3. Audio: H5N Zoom MIC ---- http://amzn.to/2CPDmXu4. 4. Lighting: Diva Ring Light ---- http://amzn.to/2F7qJ7C 5. Umbrella Lights: ---- http://amzn.to/2Cyya6d 6. Editing: Wondershare filmora ------------------------------------------------------------------------- Amazing Kindle E-book Reader 4. How to Avoid Loss and Earn Consistently in the Stock Market: An Easy-To-Understand and Practical Guide for Every Investor http://amzn.to/2mp6idE 5. Intraday Trading Ki Pehchan - Guide To Day Trading Hindi http://amzn.to/2CVQwOJ 6. Technical Analysis of Stock Trends, Tenth Edition http://amzn.to/2AU3Hhl 7. How to Make Money in Stocks: A Winning System in Good Times and Bad, Fourth Edition ---http://amzn.to/2D8TSRJ Facebook myself: https://www.facebook.com/mailmemukundkumar Facebook Page: https://www.facebook.com/smartsupport4u/ Instagram:https://www.instagram.com/singhmukundkumar/ For Business queries: [email protected] About: Smart Support 4U is a Youtube Channel, where You will find all the types of informatic, technological, educational and entertainment Video in Hindi . New Videos are Uploaded Everyday.
Views: 195 Smart Support 4U
Joseph Stiglitz: "The Price of Inequality" | Talks at Google
 
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Joseph Stiglitz, Nobel Memorial Prize in Economic Sciences recipient (2001) , visited Google on June 12, 2012 to talk about his new book THE PRICE OF INEQUALITY: How Today's Divided Society Endangers Our Future. Check out his Vanity Fair article (http://goo.gl/u40jE), which he starts out with: "The 1 Percent's Problem "Why won't America's 1 percent—such as the six Walmart heirs, whose wealth equals that of the entire bottom 30 percent—be a bit more . . . selfish? As the widening financial divide cripples the U.S. economy, even those at the top will pay a steep price."
Views: 29880 Talks at Google
Paypal Credit - Paypal
 
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PayPal Credit! Paypal credit is a digital line of credit with PayPal. With Paypal Credit you pay no interest for 6 months on unlimited purchases of $99 or more. So in other words you have up to 6 months to pay of without any purchase of $99 or more with NO interest. This is not an introductory rate or offer. This is for the life of your PayPal Credit account. ✅SUBSCRIBE to our channel ➜ https://www.youtube.comhttps://www.youtube.com/channel/UC-92... https://www.youtube.com/results?search_query=%23HowToBuildCreditTV https://www.youtube.com/results?search_query=%23paypalcredit Get your FICO score from the credit bureau of your choice with the link below ➜ https://www.myfico.com/lp/SEM080009.aspx Get your credit score, credit report, identity monitoring with the link below. ➜ https://www.myfico.com/lp/SEM160002.aspx Become a Discover Cardmember and get a $50 Statement Credit with your 1st purchase within 3 months. I also get a $50 statement credit when your use the link below. (this helps out the channel) APPLY for the DISCOVER IT CARD BELOW ➜➜➜ https://refer.discover.com/s/22dmma ➜ https://www.referyourchasecard.com/m/... Once again my name is Duane with how to build credit TV. This channel offers 100% FREE information on how to build credit, how to get cash back actual cash money from using credit cards, as well as credit card reviews. We also talk about everything you need to know about credit. Whether you're looking establish credit, build credit, rebuild credit or learn more about the Fico Score and how it's comprised so that you can increase your credit score. DISCLAIMER: Some of the links in this description are affiliate links. If you sign up for the offers using those links a small commission will be made with will help out our channel. Thank you very watching our videos and supporting the channel. Movie Clip From: Don't Be A Menace To South Central While Drinking Your Juice In The Hood (1996)
Views: 21073 How To Build Credit TV
Metal Pay AMA Live Stream w/Marshall Hayner CEO
 
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Live stream AMA with Marshall Hayner, CEO of Metal Pay, one of the best performing ICOs of 2017. Metal is a blockchain-based system utilizing Proof-of-Processed-Payments to identify users, rewarding them for converting legacy fiat currency into cryptocurrency. It is a system similar to bitcoin but with a user-friendly interface and front-end that is similar to Venmo, Square or PayPal. Metal can act as a bridge to bitcoin or any cryptocurrency available. Many small businesses across the world prefer to only accept cash. However, in an increasingly cashless society, refusing to accept digital and card payments can be problematic. Put simply, Metal believes cash only businesses can benefit by adopting cryptocurrency as a new new form of cash, as cryptocurrencies possess many of the same properties particularly around privacy, censorship resistance and fungibility. In order to bring digital payments into a world that utilizes blockchain-based technology over some traditional banking rails, Metal expects to save consumers 4-5% on all purchases. Join My Telegram Mastermind: htto://ianbalina.com/mastermind Website: http://ianbalina.com Instagram: https://www.instagram.com/diaryofamademan/ Twitter: https://twitter.com/diaryofamademan Snapchat: https://www.snapchat.com/add/diaryofamademan #Blockchain #Cryptocurrency #Bitcoin #Ethereum DIARY OF A MADE MAN LLC IS NOT PROVIDING INDIVIDUALLY TAILORED INVESTMENT ADVICE AND IS NOT TAKING SUBSCRIBERS PERSONAL CIRCUMSTANCES INTO CONSIDERATION WHEN DISCUSSING INVESTMENTS IN ICOS. DIARY OF A MADE MAN LLC IS NOT REGISTERED TO PROVIDE INVESTMENT ADVICE AND ARE SIMPLY PROVIDING AN OPINION, GIVING THEIR PARTICULAR EXPERIENCE, WHEN DISCUSSING ICOS. INFORMATION CONTAINED HEREIN IS NOT AN OFFER OR SOLICITATION TO BUY, HOLD, OR SELL ANY SECURITY. DIARY OF A MADE MAN LLC IS NOT A BROKER-DEALER OR FINANCIAL ADVISER AND IS NOT AFFILIATED WITH AN INVESTMENT ADVISORY FIRM. DIARY OF A MADE MAN LLC DOES NOT ENGAGE IN ACTIVITIES THAT WOULD REQUIRE SUCH REGISTRATION. DIARY OF A MADE MAN LLC AND/OR ANY COMPANIES AFFILIATED WITH DIARY OF A MADE MAN LLC, ARE NOT RESPONSIBLE FOR ANY GAINS OR LOSSES THAT RESULT FROM THE OPINIONS EXPRESSED HEREIN. DIARY OF A MADE MAN LLC MAKES NO REPRESENTATION AS TO THE COMPLETENESS, ACCURACY, OR TIMELINESS OF THE MATERIAL PROVIDED AND ALL MATERIALS ARE SUBJECT TO CHANGE WITHOUT NOTICE. FOR THE FULL DISCLAIMER, DISCLOSURE, PRIVACY POLICY, AND TERMS OF SERVICE FOR USE OF THE SERVICES, PLEASE VISIT THE WEBSITE: WWW.IANBALINA.COM. THE ICOS DISCUSSED HEREIN HAVE NOT BEEN REVIEWED BY THE SECURITIES AND EXCHANGE COMMISSION OR ANY STATE SECURITIES REGULATORY AUTHORITY. FURTHERMORE, THE FOREGOING AUTHORITIES HAVE NOT CONFIRMED THE ACCURACY OR DETERMINED THE ADEQUACY OF THE ICO OFFERING DOCUMENTS. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. THE ICOS IDENTIFIED HEREIN MAY CONSTITUTE SECURITIES PURSUANT TO FEDERAL AND STATE SECURITIES LAWS AND MAY NOT BE APPROPRIATE FOR, OR OFFERED TO, INVESTORS RESIDING IN THE UNITED STATES. IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION OF THE PERSON OR ENTITY ISSUING THE ICO AND THE TERMS OF THE OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED. INVESTMENT IN ICOS INVOLVES A HIGH DEGREE OF RISK AND SHOULD BE CONSIDERED ONLY BY PERSONS WHO CAN AFFORD TO SUSTAIN A LOSS OF THEIR ENTIRE INVESTMENT. INVESTORS IN ICOS SHOULD CONSULT THEIR FINANCIAL ADVISER BEFORE INVESTING IN ICOS. THE SECURITIES AND EXCHANGE COMMISSION HAS WARNED INVESTORS RESIDING IN THE UNITED STATES THAT ICOS MAY CONSTITUTE SECURITIES, AND BY INVESTING IN ICOS, INVESTORS MAY BE PURCHASING UNREGISTERED SECURITIES OFFERINGS. US INVESTORS WHO INVEST IN MAY BE UNABLE TO RECOVER ANY LOSSES SUSTAINED IN THE EVENT OF FRAUD OR THEFT. Disclosures: https://ianbalina.com/pages/transparency
Views: 6706 Ian Balina
Andrew Yang, Presidential Candidate, and His Universal Basic Income Promise
 
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It could be argued that many American citizens have lost hope. Some towns are riddled with unemployment. Violence is rife. Gun crime in some places is out of control. Look at places like Detroit and Baltimore — some of the highest murder rates in the United States. Some people have turned to opioids to ease the pain. Places like Huntington in West Virginia have been ravaged by heroin. Something has gone wrong in the United States. With a US presidential election coming up in 2020, it’s only natural that some of the candidates are trying to fix this mess. Andrew Yang is one of those candidates. From his Yang2020 campaign website, he states, “I’m Andrew Yang, and I’m running for President as a Democrat in 2020 because I fear for the future of our country. New technologies – robots, software, artificial intelligence – have already destroyed more than 4 million US jobs, and in the next 5-10 years, they will eliminate millions more. A third of all American workers are at risk of permanent unemployment. And this time, the jobs will not come back.” Yang is running on one major idea that he says will level the playing field in America — universal basic income. That is, giving money to all Americans, no strings attached. “Universal Basic Income (UBI) is a form of social security that guarantees a certain amount of money to every citizen within a given governed population, without having to pass a test or fulfil a work requirement. Every Universal Basic Income plan can be different in terms of amount or design. Andrew Yang is running for President as a Democrat in 2020 on the platform of Universal Basic Income. The UBI he is proposing for the United States is a set of guaranteed payments of $1,000 per month, or $12,000 per year, to all U.S. citizens over the age of 18. Yes, that means you and everyone you know would get another $1,000/month every month from the U.S. government, no questions asked.” I know what many of you may be asking — How would America pay for such a scheme? Yang proposes that there will be four souces to pay for the proposed UBI. They are, 1. Current spending. We currently spend between $500 and $600 billion a year on welfare programs, food stamps, disability and the like. This reduces the cost of Universal Basic Income because people already receiving benefits would have a choice but would be ineligible to receive the full $1,000 in addition to current benefits. 2. A VAT. Our economy is now incredibly vast at $19 trillion, up $4 trillion in the last 10 years alone. A VAT at half the European level would generate $800 billion in new revenue. 3. New revenue. Putting money into the hands of American consumers would grow the economy. The Roosevelt Institute projected that the economy would grow by approximately $2.5 trillion and create 4.6 million new jobs. 4. We currently spend over one trillion dollars on health care, incarceration, homelessness services and the like. We would save $100 – 200 billion as people would take better care of themselves and avoid the emergency room, jail, and the street and would generally be more functional. What are the benefits of a Universal Basic Income? UBI encourages people to find work. UBI reduces bureaucracy. UBI increases bargaining power for workers UBI increases entrepreneurship UBI improves the mental health of recipients UBI helps people make smarter decisions UBI improves physical health UBI increases art production, nonprofit work and caring for loved ones UBI improves labour market efficiency because fewer workers are stuck in jobs that are a bad fit UBI improves relationships by reducing domestic violence, child abuse, financial stresses, and sources of conflict And there we go, that’s Andrew Yang’s 2020 presidential campaign in a nutshell. Some Australians might be asking, “How does this affect me?”. Well, it doesn’t directly affect you, but I can guarantee you if America implements a universal basic income, Australia will soon follow suit. It will be like a domino effect around the world. Anyway, feel free to check out Andrew’s Yang’s Yang2020 website. I’ve got links to it below. Most of the information in this video was taken from that website. I’m hoping Andrew won’t mind as I’m trying to spread his message. ANDREW YANG 2020 – WHAT IS UBI https://www.yang2020.com/what-is-ubi/ IMAGE RIGHTS https://www.yang2020.com FIND US ON FACEBOOK https://www.facebook.com/DailyRantAustralia/ #dailyrantaustralia #andrewyang2020 #yang2020 #andrewyang #yanggang #yanggang2020
Views: 1487 Daily Rant Australia
Net Worth Explained
 
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Net Worth Explained Recently, a viewer asked how we balance our assets and liabilities. In our family, we track our net worth consistently. Doing so allows us to understand how our wealth is growing. In this video, Natali and I are discussing how we calculate and track our net worth and why it's important. We’ll explain how you can add up your own assets and liabilities in order to tell a story of your personal finances In this video, you'll learn about acceptable debt, and calculating your debt to equity ratio. You'll learn about making decisions that align with your financial goals, and more! Show notes for this podcast episode: https://goo.gl/kS6kPJ How to Calculate Your Net Worth and Make It Fun on natalimorris.com: https://goo.gl/LybcKc EP141: Rich People Buy Assets: https://goo.gl/AwwP7X BOOK A CALL WITH OUR TEAM TODAY AT MORRIS INVEST: https://goo.gl/EbDRWj VIDEOS ABOUT GETTING STARTED IN REAL ESTATE https://www.youtube.com/playlist?list=PLZdhTWJ6Yawp1LPllyyeQho_ouMhrbOy6 VIDEOS ABOUT REAL ESTATE NEWS https://www.youtube.com/playlist?list=PLZdhTWJ6Yawp7aUQgMPmAanHSYgP-UI0i SUBSCRIBE AND JOIN OUR AWESOME COMMUNITY: https://www.youtube.com/c/MorrisInvest SUBSCRIBE TO THE iTUNES PODCAST: iTunes: https://goo.gl/tSfSM8 FOLLOW ME ON SOCIAL MEDIA: Twitter: http://www.twitter.com/claytonmorris Facebook: https://www.facebook.com/MorrisInvest Instagram: https://www.instagram.com/claytonmorris
Views: 9526 Morris Invest
Kyber Network ICO Review - Decentralized Exchange and Payment Service
 
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In this video, I review Kyber Networks's upcoming initial coin offering. I give Kyber Network a perfect score of 100% on version one of my spreadsheet. Kyber Network, an on-chain protocol which allows instant exchange and conversion of digital assets (e.g. crypto tokens) and cryptocurrencies (e.g. Ether, Bitcoin, ZCash) with high liquidity. KyberNetwork will be the first system that implements several ideal operating properties of an exchange including trustless, decentralized execution, instant trade, and high liquidity. Besides serving as an exchange, Kyber Network also provides payment APIs that will allow Ethereum accounts to easily receive payments from any crypto tokens. As an example, any merchant can now use KyberNetwork APIs to allow users to pay in any crypto tokens, but the merchant will receive payments in Ether (ETH) or other preferred tokens. Although running on the Ethereum network, Kyber Network’s roadmap includes supporting cross-chain trades between different cryptocurrencies using relays and future protocols like Polkadot and Cosmos. Ethereum accounts will be able to safely receive payment from Bitcoin, ZCash and other cryptocurrencies via our payment APIs, through this trustless payment service. Derivatives will be introduced to mitigate the exposure to the risk of volatilities for the users of Kyber Network Crystals (KNC) and selected cryptocurrencies. This will allow users to participate in the price movements synthetically. http://kyber.network Join My Telegram Mastermind: htto://ianbalina.com/mastermind Website: http://ianbalina.com Instagram: https://www.instagram.com/diaryofamademan/ Twitter: https://twitter.com/diaryofamademan Snapchat: https://www.snapchat.com/add/diaryofamademan #Blockchain #Cryptocurrency #Bitcoin #Ethereum DIARY OF A MADE MAN LLC IS NOT PROVIDING INDIVIDUALLY TAILORED INVESTMENT ADVICE AND IS NOT TAKING SUBSCRIBERS PERSONAL CIRCUMSTANCES INTO CONSIDERATION WHEN DISCUSSING INVESTMENTS IN ICOS. DIARY OF A MADE MAN LLC IS NOT REGISTERED TO PROVIDE INVESTMENT ADVICE AND ARE SIMPLY PROVIDING AN OPINION, GIVING THEIR PARTICULAR EXPERIENCE, WHEN DISCUSSING ICOS. INFORMATION CONTAINED HEREIN IS NOT AN OFFER OR SOLICITATION TO BUY, HOLD, OR SELL ANY SECURITY. DIARY OF A MADE MAN LLC IS NOT A BROKER-DEALER OR FINANCIAL ADVISER AND IS NOT AFFILIATED WITH AN INVESTMENT ADVISORY FIRM. DIARY OF A MADE MAN LLC DOES NOT ENGAGE IN ACTIVITIES THAT WOULD REQUIRE SUCH REGISTRATION. DIARY OF A MADE MAN LLC AND/OR ANY COMPANIES AFFILIATED WITH DIARY OF A MADE MAN LLC, ARE NOT RESPONSIBLE FOR ANY GAINS OR LOSSES THAT RESULT FROM THE OPINIONS EXPRESSED HEREIN. DIARY OF A MADE MAN LLC MAKES NO REPRESENTATION AS TO THE COMPLETENESS, ACCURACY, OR TIMELINESS OF THE MATERIAL PROVIDED AND ALL MATERIALS ARE SUBJECT TO CHANGE WITHOUT NOTICE. FOR THE FULL DISCLAIMER, DISCLOSURE, PRIVACY POLICY, AND TERMS OF SERVICE FOR USE OF THE SERVICES, PLEASE VISIT THE WEBSITE: WWW.IANBALINA.COM. THE ICOS DISCUSSED HEREIN HAVE NOT BEEN REVIEWED BY THE SECURITIES AND EXCHANGE COMMISSION OR ANY STATE SECURITIES REGULATORY AUTHORITY. FURTHERMORE, THE FOREGOING AUTHORITIES HAVE NOT CONFIRMED THE ACCURACY OR DETERMINED THE ADEQUACY OF THE ICO OFFERING DOCUMENTS. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. THE ICOS IDENTIFIED HEREIN MAY CONSTITUTE SECURITIES PURSUANT TO FEDERAL AND STATE SECURITIES LAWS AND MAY NOT BE APPROPRIATE FOR, OR OFFERED TO, INVESTORS RESIDING IN THE UNITED STATES. IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION OF THE PERSON OR ENTITY ISSUING THE ICO AND THE TERMS OF THE OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED. INVESTMENT IN ICOS INVOLVES A HIGH DEGREE OF RISK AND SHOULD BE CONSIDERED ONLY BY PERSONS WHO CAN AFFORD TO SUSTAIN A LOSS OF THEIR ENTIRE INVESTMENT. INVESTORS IN ICOS SHOULD CONSULT THEIR FINANCIAL ADVISER BEFORE INVESTING IN ICOS. THE SECURITIES AND EXCHANGE COMMISSION HAS WARNED INVESTORS RESIDING IN THE UNITED STATES THAT ICOS MAY CONSTITUTE SECURITIES, AND BY INVESTING IN ICOS, INVESTORS MAY BE PURCHASING UNREGISTERED SECURITIES OFFERINGS. US INVESTORS WHO INVEST IN MAY BE UNABLE TO RECOVER ANY LOSSES SUSTAINED IN THE EVENT OF FRAUD OR THEFT. Disclosures: https://ianbalina.com/pages/transparency
Views: 9581 Ian Balina
Saudi Paid For 500 Rooms At Trump Hotel In Corrupt Scheme
 
10:08
Lobbyists representing the Saudi government reserved blocks of rooms at President Trump’s Washington, D.C., hotel within a month of Trump’s election in 2016 — paying for an estimated 500 nights at the luxury hotel in just three months, according to organizers of the trips and documents obtained by The Washington Post. At the time, these lobbyists were reserving large numbers of D.C.-area hotel rooms as part of an unorthodox campaign that offered U.S. military veterans a free trip to Washington — then sent them to Capitol Hill to lobby against a law the Saudis opposed, according to veterans and organizers... Read More At: https://www.washingtonpost.com/politics/saudi-funded-lobbyist-paid-for-500-rooms-at-trumps-hotel-after-2016-election/2018/12/05/29603a64-f417-11e8-bc79-68604ed88993_story.html?utm_term=.2015e4c720d0 Support The Show On Patreon: https://www.patreon.com/seculartalk Here's Our Amazon Link: https://www.amazon.com/?tag=seculacom-20 Follow Kyle on Twitter: http://www.twitter.com/kylekulinski Like the show on Facebook: http://www.facebook.com/SecularTalk Clip from The Kyle Kulinski Show, which airs live on Blog Talk Radio and Secular Talk Radio Monday - Friday 11:00 AM - 12:30 PM Eastern time zone. Listen to the Live Show or On Demand archive at: http://www.blogtalkradio.com/kylekulinski Check out our website - and become a member - at: http://www.SecularTalkRadio.com
Views: 44958 Secular Talk
how to make money in import export video 3
 
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Part 3 of an original series on the world of Import export for newbies and stay at home workers, produced by Muhammad Bey, part three continues by discussing records keeping, marketing, ways to make payments and ways to make sales through different mediums such as wholesalers, retailers and sales companies. Visit our sister site, Beyslist.com Classified ads site at http://www.Beylist.com Check out all my videos at : https://www.youtube.com/channel/UCUKSEiWd4mFRmnqYx1n11zQ My Websites and Links CIMReport.com News for the Busy Entrepreneur from around the World. http://www.cimreport.com CIMDepot.com Products and services for the Busy Entrepreneur. http://www.cimdepot.com CIMReview.com Money Making Ideas http://www.cimreview.com Beyslist.com Your Classified Ads to 200 Countries at the same time! http://www.Beyslist.com Nafassi.com Classified Ads for All African Countries http://www.nafassi.com NafassiNews.com News of Africa Every Day! http://www.NafassiNews.com Nafassi Equity CROWD FUNDING FOR ALL AFRICAN COUNTRIES http://www.NafassiEquity.com Follow Us on Twitter https://twitter.com/MuhammadBey Digital Rice Bowl Technology News From Around the World http://www.Digitalricebowl.com The Trade Brokers Diaries News Blog News from the World of International Trade http://www.Tradebrokersdiaries.com KeitaiGuy.com Cellphones and Tablets and Low Prices http://www.KeitaiGuy.com
Views: 11559 Muhammad Bey
Seller Financing for Real Estate Investors
 
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Seller Financing for Real Estate Investors Many prospective investors want to purchase their first property, but simply don’t have the cash to finance a deal. Some investors don’t want to involve their credit score, or have other reservations about using traditional financing. Luckily, seller financing is a fantastic alternative. In this video, Natali and I are sharing our experience with seller-financed properties. We’ll talk about the benefits of using seller financing, and discuss how to find and negotiate a seller-financed deal. You'll learn about why seller financing can be a beneficial agreement for both parties involved. You'll also learn how seller financing affects capital gains, how a typical seller financed loan works, and more! Good Vibes Promoter: https://goo.gl/2ueHhF The Three Stages of Real Estate Investing: https://goo.gl/pI37Kg Show notes page for this podcast episode: https://goo.gl/Ui8BNW BOOK A CALL WITH OUR TEAM TODAY AT MORRIS INVEST: https://goo.gl/EbDRWj VIDEOS ABOUT GETTING STARTED IN REAL ESTATE https://www.youtube.com/playlist?list=PLZdhTWJ6Yawp1LPllyyeQho_ouMhrbOy6 VIDEOS ABOUT REAL ESTATE NEWS https://www.youtube.com/playlist?list=PLZdhTWJ6Yawp7aUQgMPmAanHSYgP-UI0i SUBSCRIBE AND JOIN OUR AWESOME COMMUNITY: https://www.youtube.com/c/MorrisInvest SUBSCRIBE TO THE iTUNES PODCAST: iTunes: https://goo.gl/tSfSM8 FOLLOW ME ON SOCIAL MEDIA: Twitter: http://www.twitter.com/claytonmorris Facebook: https://www.facebook.com/MorrisInvest Instagram: https://www.instagram.com/claytonmorris
Views: 35900 Morris Invest
Intro to Accounting for Operating Leases (New FASB Rules) | Intermediate Accounting | CPA Exam FAR
 
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Like us on Facebook: https://www.facebook.com/accountinglectures Visit the website where you can search using a specific term: http://www.farhatlectures.org/ Connect with LinkedIn: https://www.linkedin.com/in/mansour-farhat-cpa-cia-cfe-macc-2453423a/ A lease is a contractual agreement between a lessor and a lessee that gives the lessee the right to use specific property, owned by the lessor, for a specified period of time. In return for this right, the lessee agrees to make rental payments over the lease term to the lessor. 3. The lessors that own property include banks, captive leasing companies, and independents. Advantages of Leasing 4. In discussing the advantages of leasing arrangements, advocates point out that leasing allows for: (a) 100% financing at fixed rates, (b) protection against obsolescence, (c) flexibility, (d) less costly financing, (e) tax advantages, and (f) off-balance-sheet financing. 5. A variety of opinions exist regarding the manner in which certain long-term lease arrange¬ments should be accounted for. These opinions range from total capitalization of all long-term leases to the belief that leases represent executory contracts that should not be capitalized. The FASB requires capitalization of lease arrangements that are similar to installment purchases. In short, lease arrangements that transfer substantially all of the risks and rewards of ownership of property should be capitalized by the lessee. Lessee Accounting - Capitalization Criteria 6. (L.O. 2) For accounting purposes of the lessee, all leases may be classified as operating leases or capital leases. For a lease to be recorded as a capital lease, the lease must be noncancelable and meet one of the following four criteria: a. The lease transfers ownership of the property to the lessee at the end of the lease. b. The lease contains a bargain-purchase option. c. The lease term is equal to 75% or more of the estimated economic life of the leased property. d. The present value of the minimum lease payments (excluding executory costs) equals or exceeds 90% of the fair value of the leased property. If the lease meets none of the four criteria, the lease should be classified and accounted for as an operating lease. 7. A bargain purchase option is a provision allowing the lessee to purchase the leased property for a price that is significantly lower than the property’s expected fair value at the date the purchase option becomes exercisable. The 75% of economic life test is based on the belief that when a lease period equals or exceeds 75% of the asset’s economic life, the risks and rewards of ownership are transferred to the lessee and capitalization is appropriate. The reason for the recovery of investment test (90%) is that if the present value of the minimum lease payments are reasonably close to the market price of the asset, the asset is effectively being purchased. A major exception to the 75% and 90% rules is when the inception of the lease occurs during the last 25% of the asset’s life. When this occurs the 75% and 90% tests should not be used. Capital Leases for Lessees 8. Under the capital lease method, the lessee treats the lease transaction as if an asset is being purchased over time (installment basis). For a capital lease, the lessee records an asset and a liability at the lower of (a) the present value of the minimum lease payments during the term of the lease or (b) the fair value of the leased asset at the inception of the lease. In determining the present value of the minimum lease payments, three important concepts are involved: (a) minimum lease payments, (b) executory costs, and (c) the discount rate. 9. Minimum lease payments include (a) minimum rental payments, (b) any guaranteed residual value, (c) penalty for failure to renew or extend the lease, and (d) any bargain- purchase option. Minimum rental payments are the minimum payments the lessee is obligated to make to the lessor under the lease agreement. A residual value is the estimated fair value of the leased property at the end of the lease term. The guaranteed residual value is (a) the certain or determinable amount at which the lessor has the right to require the lessee to purchase the asset, or (b) the amount the lessee or the third-party guarantor guarantees the lessor will realize. This allows the lessor to transfer the risk of loss in the fair value of the asset to the lessee. 10. If the lessee guarantees the residual value, the present value of this residual value should be reported as part of the lease liability. If a bargain purchase option exists instead of a guaranteed residual value, the lessee should increase the present value of the minimum lease payments by the present value of the option price. In both the guaranteed residual value and the bargain purchase option cases, the lessee is committed to making these payments, and therefore the payments should be reported as an increase to the lease
Hard Money Lenders in PA - Discussing Hard Money Lenders
 
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Hard Money Lenders in PA → http://rehabfinancial.com ✔ Find out about hard money lenders in pa - who is lending and what the terms are for rehab loans and hard money loans. Susan from Rehab Financial Group, LP mentions some helpful tips for real estate investors. Are there additional fees that come along with rehab loans? What about title company fees, transfer tax, and points? Learn how a rehab loan is structured with RFG. Rehab loans can be used by real estate investors to finance the purchase and renovation costs of a property. Rehab Financial Group, LP is a rehab and private money lender, lending in PA, NY, DE, CT, & VA. We will finance 100% of the purchase price and rehab costs, up to 65% of the after repaired value. Transcript: "There are many hard money lenders located in Pennsylvania, or who lend in Pennsylvania and we are, we don't consider ourselves hard money, although hard money and private money, which is what Rehab Financial Group considers itself. They share many similarities but they have several differences. One of the biggest differences is that the traditional hard money lender will only be looking at the underlying asset or the collateral. Private money or Rehab Financial Group specifically, we look to the total loan package, which is the borrower and the borrower's credit worthiness and ability to repay, as well as the value of the underlying asset and both are equally important. The issue is with hard money lending that they may not, those other lenders, may not be too concerned with the borrower's ability to repay and therefore it's a very sad situation when a borrower has taken a loan from a traditional hard money lender with the expectation that they would make money from it and they frequently put in significant amount of their own cash and certainly an amount of their own effort and time and they end up loosing the property because of an inability to make the periodic payments due. And we try to avoid that at Rehab Financial Group by fully underwriting the borrower first and making sure that the borrower has the financial wherewithal to repay the loan. We then look at the collateral as the secondary means of repayment. But it is our goal that the borrower would be able to make the periodic monthly payments and sell the property or refinance the property and pay off the loan so that the borrower makes money too. And in the end, Rehab Financial Group is only going to be as successful as it's borrowers are." For additional questions, please visit http://rehabfinancial.com or call 877-643-9066. Thank you! Lending in Pennsylvania, New York, Delaware, Connecticut, and Virginia
Views: 973 RehabFinancial
Live Cold Calling | Angry Caller to Lead Generator | Interest Free Loans | Best Lead List
 
01:09:17
#ColdCalling #Roughnecktorealestate #coreythompson Roughneck to Real Estate w/ Corey Thompson By analyzing exit strategies and profit margins, Corey managed a $19,000 gross profit with only a couple of hours invested. Corey turns an angry caller into a lead generator demonstrating that ANYONE can be a lead. He illustrates how an inflexible seller could be the source of an interest free loan. People quit mowing their grass long before they quit paying their mortgage sums up how driving for dollars is your best source for motivated sellers. #PropelioTV is Sponsored by: Noble Mortgage & Investments, LLC | Batch Skip Tracing | Think Multifamily | CreativeCashflow.com | Lifeonaire SHOW RUNDOWN 5:19 - LETS RUN THE NUMBERS ON THIS 5:40 - ALL IN AT $35K 8:52 - WHO WANTS ME TO GO THE WHITEBOARD 9:14 - WRITING ON BOARD 18:57 - WE PUT OUT 600 BANDIT SIGNS 23:32 - CALLS THE ANGRY CALLER BACK 25:12 - IF SOMEONE CALLS YOUR BANDIT SIGN LOOKING TO RENT 25:54 - IF YOU GET A CALL FROM SOMEBODY THAT SAYS "HEY I HAUL JUNK" - GOLDMINE 26:37 - CONTRACTORS THAT WANT TO FIX HOUSES 26:53 - CODE ENFORCEMENT 27:31 - EVERYBODY IS A LEAD SOURCE 33:10 - THEORY - YOUR PRICE MY TERMS, MY PRICE YOUR TERMS 34:37 - IF YOU ARE A BUY AND HOLD INVESTOR AND YOU CAN NEGOTIATE AN INTEREST FREE LOAN, THE AMOUNT YOU CAN PAY FOR THE PROPERTY GOES UP GREATLY 35:00 - ITS ALWAYS 180 EQUAL PAYMENTS 36:11 - THE POWER OF AN INTEREST FREE LOAN 44:57 - THOMAS COLD CALL 54:54 - COREY COLD CALL 1:01:26 - QUESTION - ON AVERAGE, HOW MANY BANDIT SIGN CALLS DO YOU GET BEFORE IT'S A DEAL 1:03:15 - BANDIT SIGN CONVERSION 1:03:35 - QUESTION - WHAT'S THE BEST LIST TO CALL FOR MOTIVATED SELLERS 1:04:03 - EVERYTHING THAT YOU CAN DO FROM YOUR MOM'S BASEMENT, EVERYONE ELSE IS DOING IT FROM THEIR MOM'S BASEMENT 1:04:12 - PEOPLE QUIT MOWING THEIR GRASS WAY BEFORE THEY QUIT PAYING THEIR MORTGAGE DISCUSSING THE DEAL SEGMENT 05:47 -  A 3/2 house in Stephenville, TX Corey bought from Matt Yancey, it was his first deal for Matt, and it was from a bandit sign he put out.  Corey bought it, sight unseen for $35K.  The house was in a $110K neighborhood.  Initially, they listed it on MLS for $70K, but once they saw the house and realized it was in worse shape than anticipated, they lowered it to $59K and got an offer for $54K.  They did NO work at all on the property.  Purchased for $35K (Including assignment fee), and sold for $54K, that's $19K profit ( They did have hard money and other costs, so the end profit for Corey was around $4K.  He goes to the whiteboard and reviews the numbers of this deal at 09:42 MESSAGES AND COLD CALLING SEGMENT 23:25 - Corey listens to message from and angry caller who threatens to turn him into the city for the bandit sign placed on his property.  Corey calls the man back and apologizes for someone on his team placing a bandit sign on his property, the man states that he appreciates that.  Corey then tells the man that his company buys houses and that he has a 5 year old daughter and is just trying to make a living.  The man is very sympathetic.  Corey then asks the man if he knows of anyone that wants to sell their house now or in the future, please give them his number, the man agrees to do so.  The lesson is that anyone that calls from a bandit sign is a lead source. BANDIT SIGN SEGMENT 25:40 - IF SOMEONE CALLS YOUR BANDIT SIGN LOOKING TO RENT Tell them, if you know where there is a vacant house, I'll buy it, fix it and rent it to you. Tell them, I'll put down security deposit for you, if you can get me a list of 100 vacant houses (they may have a cousin that works at the post office or has access to a list of vacant houses, etc) 26:22 - IF YOU GET A CALL FROM SOMEBODY THAT SAYS "HEY, I HAUL JUNK" - GOLDMINE Junk haulers are hustling to haul junk, they get calls from someone who's grandmother died, etc. 27:05 - IF YOU GET CALLS FROM CONTRACTORS THAT WANT TO FIX HOUSES Tell them if you find me a vacant house, I will buy it and you can do the rehab for me. 27:21 - IF YOU GET CALLS FROM CODE ENFORCEMENT Tell them what you do for a living, but what would it take for you to email me a list of all the code violations, use a burner email, do not give them your real email or information 27:59 - EVERYBODY IS A LEAD SOURCE if it is an angry person, apologize and ask them if they know of anyone who has a vacant house or is wanting to sell. *The assumptions, views, opinions and insinuations made by the host / guests do not reflect those of Propelio Propelio is a set of robust software tools for real estate investors to close more deals. Search for discounted properties on the MLS, run CMA reports to quickly analyze a deal, and reach motivated sellers online with a 1 click lead generating website. Start your no credit card 7-day free trial at https://goo.gl/MRGhMu Find us on Social Media! Facebook: https://www.facebook.com/propelioapp/ Twitter: https://twitter.com/Propelio Instagram: https://www.instagram.com/propelio/
Views: 463 Propelio TV
How Gold Goes to $5,000
 
49:56
Subscribe to stay up to date with the latest videos ► https://www.sbry.co/suBiH Episode 49 – How Gold Goes to $5,000 What happens when 15% of the largest companies in America can no longer afford the interest on their debts? As the Federal Reserve pushes interest rates past 3%, Porter makes the case that we could see investors pulling out of the stocks to put money back into the safety of government bonds. Is this how the air comes out of the current bull market in equities? Extreme Value analyst and editor Dan Ferris joins the show to talk about how to spot the next “$6 Amazon Moment”, how his value investing style has changed in an overheated market, and what could usher in the next “Golden Age of Value Investing.” Porter asks Dan to explain the first thing he looks at when evaluating a beaten down stock and reveals a scenario for $5,000 gold that doesn’t sound outlandish, at all. A listener writes in to tell Porter he’s completely backwards when it comes to position sizing with bonds, and Buck tells everyone he’s moving to “the swamp” in DC. Be sure to click here to never miss an episode ↓ SPOTIFY ► https://www.sbry.co/ufnNP GOOGLE PLAY MUSIC ► https://www.sbry.co/lkwhp ITUNES ► https://www.sbry.co/7OQ79 SOUNDCLOUD ► https://www.sbry.co/jHn5h STITCHER ► https://www.sbry.co/tEkL5 Check out NewsWire’s Investors MarketCast ↓ GOOGLE PLAY MUSIC ► https://www.sbry.co/dzzKq APPLE ITUNES ► https://www.sbry.co/GoCV0 STITCHER ► https://www.sbry.co/s86p1 ———————————— Follow us on Twitter ► https://www.sbry.co/p11ih Join our Facebook Community ► https://www.sbry.co/fMckK Check out our website ► https://www.sbry.co/wUAye Check out Stansberry NewsWire ►https://www.sbry.co/IhNeW Check out Health and Wealth Bulletin ► https://www.sbry.co/iHRmD Check out Extreme Value ► https://www.sbry.co/EvIiH ———————————— SHOW HIGHLIGHTS: 01:01 Porter announces Stansberry Research will be sponsoring a PGA golfer, and Buck teases his new career move. “I’m gonna be a swamp-dweller, officially.” 03:45 Buck announces this week’s Stansberry Investor Hour guest: Extreme Value editor Dan Ferris, here to share his forecast of a new “Golden Age of Value Investing.” 06:09 Porter shares a grim finding he first revealed in last week’s Stansberry Digest – that a big number of supposedly blue-chip companies don’t even appear able to pay off the debt they’ve accrued. “What if 15% of the 1,500 largest countries in America can’t pay the interest on their debt?” 09:21 Rising interest rates will crush debt-ridden companies that can barely make interest payments even in this low-rate regime. Now Porter has a warning for people with large amounts in the stock market. 11:02 Porter revisits his No. 1 prediction for 2018, that gold would outperform Bitcoin. 15:17 Porter makes a big, bearish prediction about where stocks are headed this year. “There’s no doubt in my mind that the stock market will fall by at least 20% this year.” 20:26 Buck introduces Dan Ferris, Stansberry’s original research analyst who joined Porter in 2000 and has picked three of the top ten highest-performing stocks in the Stansberry Hall of Fame. Porter immediately quizzes him on Amazon’s fundamentals. 22:23 Porter shares the story of that time he bought Amazon stock in the late 1990s with “every penny he had saved in the world,” what he spent the profits on two years later, and how, if he’d held those shares and done nothing at all with his life, he’d be far richer than he is now. 27:18 Dan and Porter discuss the key to finding stocks like Amazon after they’ve been beaten up and left for dead. The key: You’ll want to make your move not the first, but the second or third time they hit their lows. 31:00 Dan explains why he’s taking a hard look at a sector Porter can’t fathom investing in: shipping. “You pour perfectly good capital into a gigantic machine that consumes fuel, and employees, and it rusts… and you try and make money off that?” 41:06 Buck reaches into the mailbag to pull out a question from Joe M., who calls Porter “100% bass-ackwards” on his ideas on bond investing. But Porter gets the last say. 44:57 James G. writes in to ask Porter about his American Jubilee thesis. What are his thoughts on the Federal Reserve, rather than our politicians, doing the honors for America’s debt forgiveness?
What you need to know, before getting a reverse mortgage!
 
07:07
Reverse Mortgages Julie Hiltsley (619) 997-5083 or email [email protected] Retire in a Home that’s Right for You A reverse mortgage is a way to turn the equity in your home into cash which is usually tax free* without having to make monthly mortgage payments. Instead of monthly payments, the loan is taken against a senior’s home equity and repaid in one lump sum when the last borrower leaves the home. As part of the loan, the borrower is required to continue paying property taxes, insurance and maintenance (and HOA fees, if applicable). These loans can potentially help seniors gain financial independence from increasing living expenses. Reverse Mortgage Eligibility One borrower must be 62 years or better Own your home and have equity Home is required to be your primary residence (live in your home 6+ months per year) Property must be a single-family home, 2- to 4-unit dwelling or FHA-approved condo For a home purchase, you must have an adequate down payment for your new home based on your age* *Not available in all areas. Please contact your Fairway reverse mortgage planner for more details. No credit score requirements, some income and credit qualifications apply to ensure you have the ability to pay taxes and insurance Potential Advantages of a Reverse Mortgage Receive money from your home equity which is usually tax free.* A reverse mortgage makes payments to you from your accumulated home equity, which may enhance and extend your retirement goals. You can receive your money in a lump sum, line of credit, monthly payment or a combination of all three. However, if you choose a line of credit, you may have the option of paying down the line if you want to have less cash and increase your equity. * This information does not constitute tax advice or financial planning advice. Please consult a tax advisor for tax advice and a financial planner regarding enhancements to retirement plans. Eliminate your monthly mortgage payment. With a reverse mortgage, you will not be required to make a monthly payment during your lifetime as long as you live in your home, pay taxes and insurance, and maintain the home (and pay HOA fees, if applicable). Never owe more than what the home is worth.* When you permanently move out of your home, whether you sell it or pass away, neither your estate nor your heirs are responsible to pay the deficit if the balance owed on your reverse mortgage exceeds the home value. If your heirs want to keep your home, they can purchase it for 95% of the current appraised value. *There are some circumstances that will cause the loan to mature and the balance to become due and payable. Borrower is still responsible for paying property taxes, insurance and maintenance (and HOA fees, if applicable). Credit is subject to age, property and some limited debt qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change. Bridge the Medicare gap from age 62 to 65. Many seniors delay retirement until they are 65, because they cannot afford to pay for their health insurance before Medicare kicks in. By utilizing proceeds from a reverse mortgage, you can avoid paying income tax on money drawn from your IRA or other accounts to help keep your retirement funding plan* in place without diminishing your current assets. *This information does not constitute financial planning advice. Please consult a financial planner regarding enhancements to retirement plans. Delay Social Security payments to increase monthly income.* Since proceeds from a reverse mortgage do not count toward your income, you can delay taking money out of your IRA and avoid paying additional penalties and/or taxes. If you have not drawn Social Security yet, you should consider discussing this with your financial and tax advisors. *This information does not constitute tax or financial planning advice. Please consult a tax advisor and/or financial planner regarding your specific situation. Pay for long-term care expenses. With the proceeds from a reverse mortgage, you could purchase long-term care insurance to handle these expenses without losing your home in the process To learn more about reverse mortgages, please contact your local Fairway reverse mortgage planner. *********************************************************************** HOCOA Your Home Repair Network = Less Stress for Homeowners What homeowner has not experienced the frustration of trying to find reliable, insured, quality service providers to care of their needs, from the front door to the back door & everything in between? Browse our site to view the services and benefits available to HOCOA members. Please visit our website https://www.hocoa-ca.com/yt Please like us on https://facebook www.fb.com/HocoaSanDiego Follow us on Twitter https://twitter.com/HocoaSanDiego Check out our video bog: https://www.hocoa-ca.com/videoblog Call or text us for service in the San Diego area 760-720-7474
Views: 50 Hocoa San Diego
How To Set Up a Google Adsense Account and Receive Payment From Google
 
06:35
Learn how to receive payment here: http://www.youtube.com/watch?v=TWbLnvET6zE How To Set Up a Google Adsense Account and Receive Payment From Google In this video tutorial I show you how to set up a Google Adsense account and set up your payment method so you can receive your earnings. LIKE this video if it helped you! If you have any questions feel free to ask them in the comment box below! If you have any other questions about Google Adsense (How to set account up, payments and anything else), go to our forums and post your questions there! Support The Channel By Using Our Amazon Link To Shop: http://goo.gl/slnyvG SUBSCRIBE FOR MORE HERE: http://goo.gl/SG9kXI MY WEBSITE: http://www.thinktutorial.com --------------------------------------------------------------------------------­-- MY TWITTER: https://twitter.com/#!/TechGuru77 MY FACEBOOK: http://www.facebook.com/pages/TechGuru77/376182275747539 MY SNAPCHAT dmporter74 MY OTHER WEBSITEs: http://www.premiumtechtips.com http://www.youtubecreatorshub.com Support Our YouTube Creators Podcast On Patreon Here: https://goo.gl/zq3IWo Support Our Podcast On Patreon And Get Your Channel Featured: https://goo.gl/zq3IWo Get A Free Audiobook Here: http://www.audibletrial.com/creatorshub My YouTube Setup: Main Camera: Canon 80D - https://goo.gl/nEIttU Webcam: Logitech C920 - https://goo.gl/WYp9ft Main Monitor: LG UM57 - https://goo.gl/aFKRUp Main Computer: Mac Pro - https://goo.gl/Dav2T3 Microphone: Heil PR40 - https://goo.gl/GFE7K2 Adobe Creative Cloud - https://goo.gl/8HJONR I Use Screenflow To Record My Screencast Videos: Get It Here: https://goo.gl/vRjuJg Support me on Patreon to have access to a private YouTube Creators discord channel and join our community: https://goo.gl/YqtD4s Come Hang Out With Me On Twitch: https://www.twitch.tv/dusttbuster Disclaimers: Links in the description are typically affiliate links that let you help support the channel at no extra cost.
Views: 369321 Dusty Porter
If I Had $1,000 to put into one coin
 
03:57
Join My Telegram Mastermind: http://ianbalina.com/mastermind Website: http://ianbalina.com Instagram: https://www.instagram.com/diaryofamademan/ Twitter: https://twitter.com/diaryofamademan Snapchat: https://www.snapchat.com/add/diaryofamademan #Blockchain #Cryptocurrency #Bitcoin #Ethereum DIARY OF A MADE MAN LLC IS NOT PROVIDING INDIVIDUALLY TAILORED INVESTMENT ADVICE AND IS NOT TAKING SUBSCRIBERS PERSONAL CIRCUMSTANCES INTO CONSIDERATION WHEN DISCUSSING INVESTMENTS IN ICOS. DIARY OF A MADE MAN LLC IS NOT REGISTERED TO PROVIDE INVESTMENT ADVICE AND ARE SIMPLY PROVIDING AN OPINION, GIVING THEIR PARTICULAR EXPERIENCE, WHEN DISCUSSING ICOS. INFORMATION CONTAINED HEREIN IS NOT AN OFFER OR SOLICITATION TO BUY, HOLD, OR SELL ANY SECURITY. DIARY OF A MADE MAN LLC IS NOT A BROKER-DEALER OR FINANCIAL ADVISER AND IS NOT AFFILIATED WITH AN INVESTMENT ADVISORY FIRM. DIARY OF A MADE MAN LLC DOES NOT ENGAGE IN ACTIVITIES THAT WOULD REQUIRE SUCH REGISTRATION. DIARY OF A MADE MAN LLC AND/OR ANY COMPANIES AFFILIATED WITH DIARY OF A MADE MAN LLC, ARE NOT RESPONSIBLE FOR ANY GAINS OR LOSSES THAT RESULT FROM THE OPINIONS EXPRESSED HEREIN. DIARY OF A MADE MAN LLC MAKES NO REPRESENTATION AS TO THE COMPLETENESS, ACCURACY, OR TIMELINESS OF THE MATERIAL PROVIDED AND ALL MATERIALS ARE SUBJECT TO CHANGE WITHOUT NOTICE. FOR THE FULL DISCLAIMER, DISCLOSURE, PRIVACY POLICY, AND TERMS OF SERVICE FOR USE OF THE SERVICES, PLEASE VISIT THE WEBSITE: WWW.IANBALINA.COM. THE ICOS DISCUSSED HEREIN HAVE NOT BEEN REVIEWED BY THE SECURITIES AND EXCHANGE COMMISSION OR ANY STATE SECURITIES REGULATORY AUTHORITY. FURTHERMORE, THE FOREGOING AUTHORITIES HAVE NOT CONFIRMED THE ACCURACY OR DETERMINED THE ADEQUACY OF THE ICO OFFERING DOCUMENTS. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. THE ICOS IDENTIFIED HEREIN MAY CONSTITUTE SECURITIES PURSUANT TO FEDERAL AND STATE SECURITIES LAWS AND MAY NOT BE APPROPRIATE FOR, OR OFFERED TO, INVESTORS RESIDING IN THE UNITED STATES. IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION OF THE PERSON OR ENTITY ISSUING THE ICO AND THE TERMS OF THE OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED. INVESTMENT IN ICOS INVOLVES A HIGH DEGREE OF RISK AND SHOULD BE CONSIDERED ONLY BY PERSONS WHO CAN AFFORD TO SUSTAIN A LOSS OF THEIR ENTIRE INVESTMENT. INVESTORS IN ICOS SHOULD CONSULT THEIR FINANCIAL ADVISER BEFORE INVESTING IN ICOS. THE SECURITIES AND EXCHANGE COMMISSION HAS WARNED INVESTORS RESIDING IN THE UNITED STATES THAT ICOS MAY CONSTITUTE SECURITIES, AND BY INVESTING IN ICOS, INVESTORS MAY BE PURCHASING UNREGISTERED SECURITIES OFFERINGS. US INVESTORS WHO INVEST IN MAY BE UNABLE TO RECOVER ANY LOSSES SUSTAINED IN THE EVENT OF FRAUD OR THEFT. Disclosures: https://ianbalina.com/pages/transparency
Views: 70205 Ian Balina
Is 20% down payment my best option? | Mortgage Mondays #25
 
02:39
https://www.mattthemortgageguy.com 916-529-7600 Matt the mortgage guy, mortgage Mondays episode 25, where I answer the question, do I always want to put 20% down. Mortgage Mondays episode 25 this is Matt the mortgage guy wanted to make a quick video to discuss where or not you should always be putting 20% down on a mortgage transaction. I've come across this quite often, so I thought I'd make a video of a few scenarios the past couple of months where it truly didn't make sense for the clients to put 20% down and I'll give you an example to kind of illustrate this. you know somebody that's got 70 thousand to their name that's all the money they have is buying a 300 thousand dollar house. Now for them to put 20% down plus closing costs to purchase new house they would basically use up all the funds to their name in order to get a new house. and because somebody says, you got to put 20% down, avoid paying mortgage insurance, you know they'll put themselves in a really tough spot, in my opinion having no money in the bank to avoid paying mortgage insurance. Through talking with me, I advised this couple which they went ahead with putting 10% down they still got a great conventional mortgage they're paying 47 dollars a month in mortgage insurance. Now that's something they wouldn't pay if they put 20% down but in their case that's 35 thousand in the bank with a pregnant wife kid number 2 on the way a brand new house, far out weighs the 47 dollars a month their going to spent on the mortgage insurance and they agreed so that's how we structure their loan so, I wouldn't always assume you should've put down the maximum there's other things to factor in whether not you've got your emergency fund or if something goes wrong, and things in that nature. So, fairly easy scenarios to run, and I encourage you to reach out if your thinking about purchasing, we can run scenarios for 3 and a half percent Down, 5%_down, 10% down, 20% down and really weigh the pros and con's of each Matt the mortgage guy, mortgage Mondays. This episode I talk about whether or not 20% down is the best option. In many cases the borrower needs to consider having an emergency fund and putting less emphasis on all thier money towards the home purchase. Like most mortgage questions this is very scenario specific and is worth discussing over with your mortgage professional. #20%down #SacramentoMortgage #DirectLender #SacramentoLoans #MortgageMondays #MattTheMortgageGuy #SacramentoLender #DownPayment
Views: 7782 Matt The Mortgage Guy
Telcoin, Zilla, Phantom AI, Tokyo Meetup, and Ferrari Dealership  | Diary of a Made Man #002
 
17:54
In this episode, Ugo and I head to Tokyo, Japan to visit three Japanese ICOS: Zilla, Telcoin, and Phantom AI. We hang out with the teams for a week, learning more about what they're working on while trying to find the next WaBI. I meet up with a Patreon member and Twitter follower, who brings me a gift as a token of appreciation for the amount of money he's made from my videos. I host a packed crypto meetup with my audience in Tokyo and share visions of moon landings and lambos. We visit a Ferrari dealership to see if they take bitcoin, followed by some partying and enjoying the Tokyo nightlife. Zilla - https://zla.io Zilla is creating an app that allows people to safely invest in an ICO with one click. Telcoin - https://www.telco.in/ Telcoin is a cryptocurrency distributed by your mobile operator and accepted everywhere. Phanton AI - https://phantom-ai.com Phanton AI is an app for weekly bitcoin price forecasts. Music Credits: Intro Mayeniac - Coupe Episode 002 Phocks - Japanese Mayquine Genx Beats - "Midnight Tokyo" Hip Hop Instrumental (Royalty Free, Creative Commons) nwafc - Japanese Girl AnalogDriver - Groove - The Japanese Join My Telegram Mastermind: htto://ianbalina.com/mastermind Website: http://ianbalina.com Instagram: https://www.instagram.com/diaryofamademan/ Twitter: https://twitter.com/diaryofamademan Snapchat: https://www.snapchat.com/add/diaryofamademan #Blockchain #Cryptocurrency #Bitcoin #Ethereum DIARY OF A MADE MAN LLC IS NOT PROVIDING INDIVIDUALLY TAILORED INVESTMENT ADVICE AND IS NOT TAKING SUBSCRIBERS PERSONAL CIRCUMSTANCES INTO CONSIDERATION WHEN DISCUSSING INVESTMENTS IN ICOS. DIARY OF A MADE MAN LLC IS NOT REGISTERED TO PROVIDE INVESTMENT ADVICE AND ARE SIMPLY PROVIDING AN OPINION, GIVING THEIR PARTICULAR EXPERIENCE, WHEN DISCUSSING ICOS. INFORMATION CONTAINED HEREIN IS NOT AN OFFER OR SOLICITATION TO BUY, HOLD, OR SELL ANY SECURITY. DIARY OF A MADE MAN LLC IS NOT A BROKER-DEALER OR FINANCIAL ADVISER AND IS NOT AFFILIATED WITH AN INVESTMENT ADVISORY FIRM. DIARY OF A MADE MAN LLC DOES NOT ENGAGE IN ACTIVITIES THAT WOULD REQUIRE SUCH REGISTRATION. DIARY OF A MADE MAN LLC AND/OR ANY COMPANIES AFFILIATED WITH DIARY OF A MADE MAN LLC, ARE NOT RESPONSIBLE FOR ANY GAINS OR LOSSES THAT RESULT FROM THE OPINIONS EXPRESSED HEREIN. DIARY OF A MADE MAN LLC MAKES NO REPRESENTATION AS TO THE COMPLETENESS, ACCURACY, OR TIMELINESS OF THE MATERIAL PROVIDED AND ALL MATERIALS ARE SUBJECT TO CHANGE WITHOUT NOTICE. FOR THE FULL DISCLAIMER, DISCLOSURE, PRIVACY POLICY, AND TERMS OF SERVICE FOR USE OF THE SERVICES, PLEASE VISIT THE WEBSITE: WWW.IANBALINA.COM. THE ICOS DISCUSSED HEREIN HAVE NOT BEEN REVIEWED BY THE SECURITIES AND EXCHANGE COMMISSION OR ANY STATE SECURITIES REGULATORY AUTHORITY. FURTHERMORE, THE FOREGOING AUTHORITIES HAVE NOT CONFIRMED THE ACCURACY OR DETERMINED THE ADEQUACY OF THE ICO OFFERING DOCUMENTS. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. THE ICOS IDENTIFIED HEREIN MAY CONSTITUTE SECURITIES PURSUANT TO FEDERAL AND STATE SECURITIES LAWS AND MAY NOT BE APPROPRIATE FOR, OR OFFERED TO, INVESTORS RESIDING IN THE UNITED STATES. IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION OF THE PERSON OR ENTITY ISSUING THE ICO AND THE TERMS OF THE OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED. INVESTMENT IN ICOS INVOLVES A HIGH DEGREE OF RISK AND SHOULD BE CONSIDERED ONLY BY PERSONS WHO CAN AFFORD TO SUSTAIN A LOSS OF THEIR ENTIRE INVESTMENT. INVESTORS IN ICOS SHOULD CONSULT THEIR FINANCIAL ADVISER BEFORE INVESTING IN ICOS. THE SECURITIES AND EXCHANGE COMMISSION HAS WARNED INVESTORS RESIDING IN THE UNITED STATES THAT ICOS MAY CONSTITUTE SECURITIES, AND BY INVESTING IN ICOS, INVESTORS MAY BE PURCHASING UNREGISTERED SECURITIES OFFERINGS. US INVESTORS WHO INVEST IN MAY BE UNABLE TO RECOVER ANY LOSSES SUSTAINED IN THE EVENT OF FRAUD OR THEFT. Disclosures: https://ianbalina.com/pages/transparency
Views: 30227 Ian Balina
Term Life Insurance Better Than Whole Life?
 
07:31
Sign up for Term Life Insurance today! https://goo.gl/LFpCEj Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 245038 The Dave Ramsey Show
Legacy Connection - Adapt To Your Environment Or Pay The Price
 
06:44
Access all of the resources referenced in this edition of Legacy Connection by clicking below! Investing Talk Live: http://bit.ly/2hjcnYv What Are My Options for Investing? http://bit.ly/2ikPFNh A Quote by Henry David Thoreau: http://bit.ly/2iMaHV0 REGISTER for our upcoming FREE interactive webinar! http://bit.ly/2jJ5ktZ
Monetha Post-ICO Live Stream AMA w/co-founder
 
01:06:27
Co-founder of Monetha, Justas Pikelis, joins us for a live stream to discuss Monetha post-ICO and what the future entails. https://www.monetha.io/ "We are creating a decentralized payment​ ​and​ ​trust​ ​solution​ ​on​ ​the Ethereum blockchain​ ​leveraging​ ​smart​ ​contract​ ​technology.​ ​The​ ​payment solution works flawlessly together with our decentralized trust and reputation system. Merchants will be able to accept Ethereum based cryptocurrencies and exchange them with traditional (fiat) currencies. Merchants and customers will participate in global decentralized commerce with total trust." DIARY OF A MADE MAN LLC IS NOT PROVIDING INDIVIDUALLY TAILORED INVESTMENT ADVICE AND IS NOT TAKING SUBSCRIBERS PERSONAL CIRCUMSTANCES INTO CONSIDERATION WHEN DISCUSSING INVESTMENTS IN ICOS. DIARY OF A MADE MAN LLC IS NOT REGISTERED TO PROVIDE INVESTMENT ADVICE AND ARE SIMPLY PROVIDING AN OPINION, GIVING THEIR PARTICULAR EXPERIENCE, WHEN DISCUSSING ICOS. INFORMATION CONTAINED HEREIN IS NOT AN OFFER OR SOLICITATION TO BUY, HOLD, OR SELL ANY SECURITY. DIARY OF A MADE MAN LLC IS NOT A BROKER-DEALER OR FINANCIAL ADVISER AND IS NOT AFFILIATED WITH AN INVESTMENT ADVISORY FIRM. DIARY OF A MADE MAN LLC DOES NOT ENGAGE IN ACTIVITIES THAT WOULD REQUIRE SUCH REGISTRATION. DIARY OF A MADE MAN LLC AND/OR ANY COMPANIES AFFILIATED WITH DIARY OF A MADE MAN LLC, ARE NOT RESPONSIBLE FOR ANY GAINS OR LOSSES THAT RESULT FROM THE OPINIONS EXPRESSED HEREIN. DIARY OF A MADE MAN LLC MAKES NO REPRESENTATION AS TO THE COMPLETENESS, ACCURACY, OR TIMELINESS OF THE MATERIAL PROVIDED AND ALL MATERIALS ARE SUBJECT TO CHANGE WITHOUT NOTICE. FOR THE FULL DISCLAIMER, DISCLOSURE, PRIVACY POLICY, AND TERMS OF SERVICE FOR USE OF THE SERVICES, PLEASE VISIT THE WEBSITE: WWW.IANBALINA.COM. THE ICOS DISCUSSED HEREIN HAVE NOT BEEN REVIEWED BY THE SECURITIES AND EXCHANGE COMMISSION OR ANY STATE SECURITIES REGULATORY AUTHORITY. FURTHERMORE, THE FOREGOING AUTHORITIES HAVE NOT CONFIRMED THE ACCURACY OR DETERMINED THE ADEQUACY OF THE ICO OFFERING DOCUMENTS. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. THE ICOS IDENTIFIED HEREIN MAY CONSTITUTE SECURITIES PURSUANT TO FEDERAL AND STATE SECURITIES LAWS AND MAY NOT BE APPROPRIATE FOR, OR OFFERED TO, INVESTORS RESIDING IN THE UNITED STATES. IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION OF THE PERSON OR ENTITY ISSUING THE ICO AND THE TERMS OF THE OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED. INVESTMENT IN ICOS INVOLVES A HIGH DEGREE OF RISK AND SHOULD BE CONSIDERED ONLY BY PERSONS WHO CAN AFFORD TO SUSTAIN A LOSS OF THEIR ENTIRE INVESTMENT. INVESTORS IN ICOS SHOULD CONSULT THEIR FINANCIAL ADVISER BEFORE INVESTING IN ICOS. THE SECURITIES AND EXCHANGE COMMISSION HAS WARNED INVESTORS RESIDING IN THE UNITED STATES THAT ICOS MAY CONSTITUTE SECURITIES, AND BY INVESTING IN ICOS, INVESTORS MAY BE PURCHASING UNREGISTERED SECURITIES OFFERINGS. US INVESTORS WHO INVEST IN MAY BE UNABLE TO RECOVER ANY LOSSES SUSTAINED IN THE EVENT OF FRAUD OR THEFT. Disclosures: https://ianbalina.com/pages/transparency
Views: 4320 Ian Balina
What is Seller or Owner Financing for Real Estate Investors
 
06:23
Seller Financing aka Owner Financing is a powerful way to scale your real estate business. The question is how do you negotiate the terms of the deal? What are some typical owner financing terms and what type of real estate purchase agreement with seller financing would you have drawn up? I'll be answering those questions along with discussing a few pros and cons of owner financing. My New Book "Raising Private Capital" is now Available for Pre Order on BiggerPocktets.com www.biggerpockets.com/privatemoneybook As always, please email us any real estate questions to [email protected] and we will answer them on an upcoming episode! More Videos to Grow Your Real Estate Business Mentorship Monday for Real Estate Investors https://www.youtube.com/watch?v=4VZWaV12KjM&list=PLwMizf219eEJtw_RRKw7PAxfEW95iM936 Raising Private Capital for Your Real Estate Deals https://www.youtube.com/watch?v=HmdNwTRUO7k&list=PLwMizf219eEKg-l6dRaFgxkIguvhG8dGb Buy and Hold Real Estate Investing https://www.youtube.com/watch?v=JzhkWhyssaM&list=PLwMizf219eEKXeibbtOOJmmQ5F2-47a0d Wholesaling Houses with Steve Chatto https://www.youtube.com/watch?v=fzXubrnuGKM&list=PLwMizf219eEJhfq_Xao4Q9sAmhYslTpMr Find us on Facebook https://www.facebook.com/thederosagroup/ Learn More about The DeRosa Group by Checking out our popular videos: How I bought a 18 Unit apartment with NO MONEY out of Pocket https://www.youtube.com/watch?v=3dDRVGYI1wg&t=14s #realesateinvesting ##ownerfinancing #sellerfinancing
Views: 579 Derosa Group
3 Stocks to Buy in September 2018? | Lumovest
 
18:54
Learn how to invest in stocks: https://www.lumovest.com 3 Stocks to Buy in September 2018? In this video, we put 3 stocks up for discussion to see if they're the best stocks to buy in September 2018. The stocks that we'll be discussing are: TransDigm (TDG), PayPal (PYPL) and Bright Horizons (BFAM). TransDigm is the world's leading designer and producer of highly-engineered and hard-to-replicate aircraft components. Most of its revenue come from proprietary products and it's often the sole source, which gives the company significant pricing power. PayPal is the world's leading payment solutions company. It dominates digital payments ex-China and is expanding to the offline market, which can significantly boost its earnings. Management is also working to streamline operations, which could result in significant margin improvement. Bright Horizons is the world's leading provider of child care and dependent care for employees. It helps employers solve employees' life challenges to better attract and retain talent. It has a proven playbook for growth, wide economic moat and generates a ton of free cash flow every year. These could be the best stocks to watch in September 2018. Let us know what you think in the comments! DISCLAIMER Lumovest is not an SEC registered investment adviser. The content in this video is for educational and informational purposes only. Nothing in this video should be considered an offer, solicitation of an offer, or advice to buy or sell securities. You should do your own due diligence to form your investment decisions. Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections are hypothetical in nature and may not reflect actual future performance. We do not provide investment advice nor stock recommendations. Lumovest does not provide financial planning services to investors. Investing involves risk of permanent capital loss. ABOUT LUMOVEST Lumovest is the easiest way to learn how to invest in stocks. Our courses can help both beginners embark their investing journey and experienced investors enhance their skills. Visit our website to learn investing from hundreds of videos. WEBSITE: -- https://www.lumovest.com SOCIAL MEDIA -- https://www.facebook.com/lumovest/ -- https://www.twitter.com/lumovest -- https://www.linkedin.com/company/lumovest/
What is a Triple Net Lease?
 
04:14
A property with a triple-net lease offers some advantages associated with a traditional real estate investment, such as appreciation and tax benefits, but many investors prefer triple-net leases because the leases allow them to avoid management responsibilities, making them a great investment for foreign owners. Also due to the fact that these leases are fairly stable investments, banks may offer sweeter terms, such as lower mortgage rates and down payments, than they give other types of real estate ventures.
Views: 488 investUSA360
Gastric Balloon Surgery | Stomach Weight Loss Surgery(Hindi)
 
01:30
Pay Your Surgery/Medical Expense Cost at 0% EMI? Get Medical Payment Card by LetsMD! For Inquiry Click Here : http://bit.ly/2UhTvIQ Gastric Balloon Surgery | Stomach Weight Loss Surgery(Hindi) Hear from Dr. Ashish Bhanot (Consultant - Bariatric Surgery) about Gallon Balloon Surgery commonly refferred as Weight Loss Surgery / Bariatric Surgery. What is a Gastric Balloon Surgery? For Free Consultation or any Queries on Weight Loss Treatments / Stomach Weight Loss Surgery / Gastric Balloon Surgery / Gastric Balloon for Bariatric Weight Loss give a Missed Call on +91-95558-12112 Weight Loss issues are concerning a lot of people nowadays. There are a lot of Weight loss treatments like Going to gym , following a diet or by having a medical treatment or Bariatric Weight loss Surgery. Each treatment is different from one another in terms of Time, Risks , Success etc. but the motive is same for all i.e weight loss. As we have seen that due to excess weight people suffers a lot of problems like breathing issues , personality issues, digestion problems etc. so this issue of excess weight should be taken seriously. The treatments of Weight loss are many but treatment by weight loss surgery is the most successful and time saving treatment we have seen. There are a lot of Weight Loss surgeries like Bariatric Surgery , Gastric Balloon Surgery for weight loss etc. In this video we are discussing about Gastric Balloon Surgery which is a surgical procedure to treat excess weight with the help of a balloon. Gastric Balloon Surgery is used for Stomach Weight loss mainly so it also called as Gastric Balloon Stomach Weight Loss Surgery. In this video Dr. Bhanot is sharing with us the information on Gastric Balloon Surgery for weight loss in Hindi as people are still not aware about what is Gastric Balloon Surgery , Gastric Balloon Procedure , Gastric Balloon Before and After etc. So watch Gastric Balloon Surgery Video and know all about the procedure , results etc. of Gastric Balloon Surgery for Stomach Weight Loss. Read About Gastric Balloon Surgery at LetsMD Click Here : http://bit.ly/2KDPfnI Finance Your Treatment / Surgery by LetsMD Medical Payments Card Click Here : http://bit.ly/2UhTvIQ Read Blog on 5 Alternatives to Gastric Bypass Surgery Click Here : http://bit.ly/2VH61n2 Also Subscribe to our Lets MD Channel for more Healthcare information's and Updates. Lets MD is #1 Online Medical Assistant for any surgery or Medical Treatment. You can Find and compare Best Hospitals and Prices of various Surgeries in India. Now get Medical Loan and convert the treatment cost in easy EMI's starting at 0 % Interest rate!! To know more visit Our Website - https://www.LetsMd.com Stay updated with all the happenings at LetsMD - Facebook https://www.facebook.com/LetsMDMedbay Twitter https://twitter.com/Lets_MD Google http://google.com/+Letsmd LinkedIN https://www.linkedin.com/company/letsmd
Views: 2446 LetsMD
3.9% comparison rate* Ken Mills Toyota .mp4
 
00:31
At Ken Mills Toyota over 45 models of new Toyota's can be finance at a 3.9%* comparison rate. We want to make it as easy as possible to do business with us. We've created a dedicated web page so that you can enquire with our Finance Managers to see if this great offer is for you. We're happy to offer you the option of discussing payments and understanding the flexibility of this finance offer, before discussing the purchase of a vehicle with a sales person. http://www.kenmillstoyota.com.au/Advertised%20Specials/Toyota%20Means%20Business-487.aspx *3.9% comparison rate applicable to approved personal applicants & a 3.9% annual percentage rate is available to approved Bronze Fleet & Primary Producer applicants of Toyota Financial Services for the financing of Yaris & Camry (pre-Sep 2011 builds only), Corolla, Hybrid Camry, Aurion, Prius, RAV4 & Kluger ranges, HiLux 4x2 Petrol & Diesel WorkMate & HiAce LWB Van. Excludes demos. Applications must be received between 1/10/2011-31/12/2011 & vehicles delivered by 13/01/2012. Maximum finance term of 48 months applies, conditions, fees & charges apply. Comparison rates are based on a 5 year secured consumer fixed rate loan of $30,000. WARNING: These comparison rates are true only for the examples given. Different terms, fees or other loan amounts might result in different comparison rates. † Starting from 0% deposit, for approved applicants only, conditions, fees and charges apply. Maximum finance term is 48 months. Additional interest charges accrue whenever a balloon final payment option is selected.
Views: 657 KenMillsToyota
Raiden Network ICO Review
 
20:04
In this video, I review Raiden Network's upcoming initial coin offering. In my point of view I will keep an eye on this ICO. If they do well, I am definitely going to invest on this ICO. https://raiden.network/ The Raiden Network is an off-chain scaling solution, enabling near-instant, low-fee and scalable payments. It’s complementary to the Ethereum blockchain and works with any ERC20 compatible token. The Raiden project is work in progress. Its goal is to research state channel technology, define protocols and develop reference implementations. Buy My Weekly ICO Report: http://ianbalina.com/icoreport Join My Telegram Mastermind: htto://ianbalina.com/mastermind Website: http://ianbalina.com Instagram: https://www.instagram.com/diaryofamademan/ Twitter: https://twitter.com/diaryofamademan Snapchat: https://www.snapchat.com/add/diaryofamademan #Blockchain #Cryptocurrency #Bitcoin #Ethereum DIARY OF A MADE MAN LLC IS NOT PROVIDING INDIVIDUALLY TAILORED INVESTMENT ADVICE AND IS NOT TAKING SUBSCRIBERS PERSONAL CIRCUMSTANCES INTO CONSIDERATION WHEN DISCUSSING INVESTMENTS IN ICOS. DIARY OF A MADE MAN LLC IS NOT REGISTERED TO PROVIDE INVESTMENT ADVICE AND ARE SIMPLY PROVIDING AN OPINION, GIVING THEIR PARTICULAR EXPERIENCE, WHEN DISCUSSING ICOS. INFORMATION CONTAINED HEREIN IS NOT AN OFFER OR SOLICITATION TO BUY, HOLD, OR SELL ANY SECURITY. DIARY OF A MADE MAN LLC IS NOT A BROKER-DEALER OR FINANCIAL ADVISER AND IS NOT AFFILIATED WITH AN INVESTMENT ADVISORY FIRM. DIARY OF A MADE MAN LLC DOES NOT ENGAGE IN ACTIVITIES THAT WOULD REQUIRE SUCH REGISTRATION. DIARY OF A MADE MAN LLC AND/OR ANY COMPANIES AFFILIATED WITH DIARY OF A MADE MAN LLC, ARE NOT RESPONSIBLE FOR ANY GAINS OR LOSSES THAT RESULT FROM THE OPINIONS EXPRESSED HEREIN. DIARY OF A MADE MAN LLC MAKES NO REPRESENTATION AS TO THE COMPLETENESS, ACCURACY, OR TIMELINESS OF THE MATERIAL PROVIDED AND ALL MATERIALS ARE SUBJECT TO CHANGE WITHOUT NOTICE. FOR THE FULL DISCLAIMER, DISCLOSURE, PRIVACY POLICY, AND TERMS OF SERVICE FOR USE OF THE SERVICES, PLEASE VISIT THE WEBSITE: WWW.IANBALINA.COM. THE ICOS DISCUSSED HEREIN HAVE NOT BEEN REVIEWED BY THE SECURITIES AND EXCHANGE COMMISSION OR ANY STATE SECURITIES REGULATORY AUTHORITY. FURTHERMORE, THE FOREGOING AUTHORITIES HAVE NOT CONFIRMED THE ACCURACY OR DETERMINED THE ADEQUACY OF THE ICO OFFERING DOCUMENTS. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. THE ICOS IDENTIFIED HEREIN MAY CONSTITUTE SECURITIES PURSUANT TO FEDERAL AND STATE SECURITIES LAWS AND MAY NOT BE APPROPRIATE FOR, OR OFFERED TO, INVESTORS RESIDING IN THE UNITED STATES. IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION OF THE PERSON OR ENTITY ISSUING THE ICO AND THE TERMS OF THE OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED. INVESTMENT IN ICOS INVOLVES A HIGH DEGREE OF RISK AND SHOULD BE CONSIDERED ONLY BY PERSONS WHO CAN AFFORD TO SUSTAIN A LOSS OF THEIR ENTIRE INVESTMENT. INVESTORS IN ICOS SHOULD CONSULT THEIR FINANCIAL ADVISER BEFORE INVESTING IN ICOS. THE SECURITIES AND EXCHANGE COMMISSION HAS WARNED INVESTORS RESIDING IN THE UNITED STATES THAT ICOS MAY CONSTITUTE SECURITIES, AND BY INVESTING IN ICOS, INVESTORS MAY BE PURCHASING UNREGISTERED SECURITIES OFFERINGS. US INVESTORS WHO INVEST IN MAY BE UNABLE TO RECOVER ANY LOSSES SUSTAINED IN THE EVENT OF FRAUD OR THEFT. Disclosures: https://ianbalina.com/pages/transparency
Views: 9223 Ian Balina
Value-Based Pricing: Panacea, Building Block, or Pipe Dream?
 
01:05:04
This presentation will discuss value assessment—including the use of cost-effectiveness and budgetary impact analyses in decision-making—and will contrast approaches taken in other high-income countries with those in the United States. Daniel Ollendorf will touch on what is included in the umbrella term “value-based pricing,” and will discuss under what circumstances various approaches to negotiation, such as outcomes-based contracting, amortized payments, and negotiated discounts, may or may not be value based.