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GOOD CREDIT SCORE? (FICO vs Vantage + FREE Score, Report & No Credit Options!)
 
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Want to know what a good credit score looks like? Curious about the differences between FICO, Vantage, Experian, Equifax, TransUnion and the various credit reporting agencies out there? Want to know where to get a free score report so you can track your credit? Curious about the ideal credit score so you can get the best interest rates, best loans, best loan terms and be easily approved for the new credit accounts you apply for? Then you gotta watch today's episode! Matthew Pillmore, president of VIP Financial Education, details everything to do with getting good credit - things like your FICO score, your credit report, Credit Karma, and additional options when it comes to tracking your credit worthiness so that your personal finances are in good health! You'll love this free financial education video! You'll even find out how to track your credit if you have no credit history! Don't forget to sign up TODAY for your exclusive one on one consultation at: http://www.FreeCoachingCalendar.com Videos mentioned in today's video: How to Get a PERFECT 850 Credit Score: https://www.youtube.com/watch?v=in-xZOhkOsQ What are Debt Weapons? https://www.youtube.com/watch?v=ANHhH0ECUZI Pay Before the Statement Closing Deadline: https://www.youtube.com/watch?v=4mc8CRnYTdI Credit Karma - FREE option for tracking your credit: www.creditkarma.com Heard about our contest? CONTEST RULES: In order to be eligible for the ongoing contests you must: A) Be Subscribed B) Comment on this video (We’d love to hear what you’ve learned from our channel and how it is impacting you!) Each time you comment on a new video your name will be entered into the contest drawing, so the more you comment on the videos, the better your chances of winning! You can also gain additional entries by sharing our video on your social media accounts or by commenting on our Instagram or Facebook accounts. CONTEST PRIZES: 1: $25 Amazon Gift Cards a) 1 winner selected each week for next 24 weeks. 2: 2 Hour Skype Coaching Session a) 1 winner selected each month for next 5 months. b) To be considered: - Must have a MINIMUM of $500 average cash flow each month. No exceptions. 3: GRAND PRIZE - 2 Night Trip For Two to Denver and an Afternoon With Mr. Pillmore a) 1 winner selected first week of October. b) To be considered: - Must have a MINIMUM of $500 average cash flow each month. No exceptions. - Win a 2 hour Skype session with Mr. Pillmore. Current coaching members are also eligible for the contest! Our coaching costs can change with demand. To see our current pricing please watch this video: https://www.youtube.com/watch?v=HbVLmCvFjoI Want more actionable financial tips and tricks like this one? Check out our YouTube channel here https://www.youtube.com/channel/UC45hHuqWfdi7TIZg0RDG9_g Make sure to check out our social channels for more insight and industry news! Facebook - https://www.facebook.com/VIPFinancialEducation/ Instagram - https://www.instagram.com/vipfinancialed/ Instagram (Lifestyle) - https://www.instagram.com/vipfinancialedlifestyle/ Twitter - https://twitter.com/VIPFinancialEd LinkedIn - https://www.linkedin.com/in/vipfinancialed/ BBB A+ Rating - https://www.bbb.org/denver/business-reviews/financial-services/vip-enterprises-llc-in-westminster-co-90024254/ Complimentary services and products mentioned in our videos are available for a limited time only and are not guaranteed at the viewing of this video. VIP Financial Education provides resources for educational purposes only. Our education is not a substitute for legal, tax, or financial advice and results vary. VIP Financial Education encourages viewers to do their homework before taking any financial action. VIP Enterprises, LLC may from time to time earn commissions by recommending various products, services, and programs. #GoodCreditScore #FICOScore #VantageScore #VIPFinancialEd
Views: 8152 VIPFinancialEd
NEVER PAY FOR FICO SCORE! (Credit Karma vs MyFICO)
 
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Should you ever pay for your FICO Score? Should you utilize services like My FICO or are free credit monitoring services like Credit Karma good enough? Matthew Pillmore, president and a financial coach of VIP Financial Education, discusses this immediately following a coaching session. When it comes to tracking your credit scores and report does it make sense to pay for FICO credit report options or can you get by with free vantage score options? When it comes to consumer credit, there are multiple sources for tracking your scores - Vantagescore 3.0 vs myfico - which makes more sense for your credit check and cash flow? Is there such a thing as the most accurate fico score? Should you track often with a paid option, a free credit report option, or just get your annual credit report for free once a year? We all want that wonderful credit score increase, so what's the best way to track it? Don't forget to sign up TODAY for your exclusive one on one consultation at: http://www.FreeCoachingCalendar.com The Cash Flow Cruncher Spreadsheet, our free gift to you: http://www.cashflowcruncher.com Did you know about our contest!? CONTEST RULES: In order to be eligible for the ongoing contests you must: A) Be Subscribed B) Comment on this video (We’d love to hear what you’ve learned from our channel and how it is impacting you!) Each time you comment on a new video your name will be entered into the contest drawing, so the more you comment on the videos, the better your chances of winning! You can also gain additional entries by sharing our video on your social media accounts or by commenting on our Instagram or Facebook accounts. Current coaching members are also eligible for the contest! CONTEST PRIZE: $25 Amazon Gift Card 3 winners selected each week to the end of 2019. First one to claim the win gets the prize! Want more actionable financial tips and tricks like this one? Check out our YouTube channel here https://www.youtube.com/channel/UC45hHuqWfdi7TIZg0RDG9_g Make sure to check out our social channels for more insight and industry news! Facebook - https://www.facebook.com/VIPFinancialEducation/ Instagram - https://www.instagram.com/vipfinancialed/ Instagram (Lifestyle) - https://www.instagram.com/vipfinancialedlifestyle/ Twitter - https://twitter.com/VIPFinancialEd LinkedIn - https://www.linkedin.com/in/vipfinancialed/ BBB A+ Rating - https://www.bbb.org/denver/business-reviews/financial-services/vip-enterprises-llc-in-westminster-co-90024254/ Complimentary services and products mentioned in our videos are available for a limited time only and are not guaranteed at the viewing of this video. VIP Financial Education provides resources for educational purposes only. Our education is not a substitute for legal, tax, or financial advice and results vary. VIP Financial Education encourages viewers to do their homework before taking any financial action. VIP Enterprises, LLC may from time to time earn commissions by recommending various products, services, and programs. #CreditKarma
Views: 5706 VIPFinancialEd
Which Credit Report is More Important: Equifax, Experian or TransUnion
 
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As a general matter, no one credit bureau report is “more important” than the others. In today’s economic environment, they are all vitally critical to your personal finances. However, whenever you are seeking credit – perhaps a mortgage, car loan or student loan – then the most “important” credit report or credit score is the one that a lender pulls to determine whether or not to approve your loan. Some lenders only pull one credit report. So let’s say you want to purchase a car and you require financing. If the lender considering your car loan only pulls an Experian credit report, then that’s the most critical report. The challenge, of course, for consumers is that you never really know which bureau report a lender will pull. It could be Equifax, Experian or TransUnion – or perhaps all three. Read more about this topic on my blog: Which Credit Report is More Important: Equifax, Experian or TransUnion http://bit.ly/1EWh2CS
Views: 15419 Lynnette Khalfani-Cox
Consumer Credit - Experian Credit Report Walk-Thru
 
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Credit Card Options - http://www.creditsense.com Credit Sense walks you through the Experian consumer credit report from annualcreditreport.com Credit Sense helps consumers around the nation to explore their credit options. We are continuously reviewing the best credit cards and their rewards programs, bonuses, and credit industry news. We use this knowledge to help our clients make the most informed decisions when it comes to each step of the creation of their credit history. CreditSense offers the best information and tools on the web that consumers need to make sense of the vast array of credit options available to them today. We are continually reviewing and monitoring the most current credit cards, rewards programs and bonuses, and credit industry news to provide you the information you need to make well-informed decisions when applying for a credit card, or other credit products. Our easy-to-use credit card comparison tool, displays a customized list of the best credit cards to ensure that you can easily compare characteristics such as rewards, interest rates, annual fees, 0% balance transfer options and ultimately know which credit cards best fit your needs. http://youtu.be/j859pHZE7yE
Views: 13080 CreditSense
Consumer Credit- MyFico Equifax Credit Report Walk-Thru
 
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Credit Card Options - http://www.creditsense.com Credit Sense walks you through the Equifax credit report and your Fico score from MyFico.com the only legitimate online fico score. Credit Sense helps consumers around the nation to explore their credit options. We are continuously reviewing the best credit cards and their rewards programs, bonuses, and credit industry news. We use this knowledge to help our clients make the most informed decisions when it comes to each step of the creation of their credit history. CreditSense offers the best information and tools on the web that consumers need to make sense of the vast array of credit options available to them today. We are continually reviewing and monitoring the most current credit cards, rewards programs and bonuses, and credit industry news to provide you the information you need to make well-informed decisions when applying for a credit card, or other credit products. Our easy-to-use credit card comparison tool, displays a customized list of the best credit cards to ensure that you can easily compare characteristics such as rewards, interest rates, annual fees, 0% balance transfer options and ultimately know which credit cards best fit your needs. http://youtu.be/kJRl-yDu3PM
Views: 10911 CreditSense
NEVER PAY COLLECTIONS! (Remove Collections From Credit Report)
 
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Should you pay a debt collector in order to repair your credit report or is there a better way to go about collections? In this episode Matthew Pillmore, president of VIP Financial Education, reveals the truth about collections - how to call a collection agency, what to say in order to get a collection account removed off your credit report. These tips will help keep your credit score optimized while also clearing out those debt collectors. Should I pay collections? Should I never pay collections? Don't pay collections until you watch this video. You'll learn how to remove collections from your credit report! Don't forget to sign up TODAY for your exclusive one on one consultation at: http://www.FreeCoachingCalendar.com To jump to the front of the line take a look at our QuickStart options! Our coaching costs can change with demand. To see our current pricing please watch this video: https://www.youtube.com/watch?v=HbVLmCvFjoI CONTEST RULES: In order to be eligible for the ongoing contests you must: A) Be Subscribed B) Comment on this video (We’d love to hear what you’ve learned from our channel and how it is impacting you!) Each time you comment on a new video your name will be entered into the contest drawing, so the more you comment on the videos, the better your chances of winning! You can also gain additional entries by sharing our video on your social media accounts or by commenting on our Instagram or Facebook accounts. CONTEST PRIZES: 1: $25 Amazon Gift Cards a) 1 winner selected each week for next 24 weeks. 2: 2 Hour Skype Coaching Session a) 1 winner selected each month for next 5 months. b) To be considered: - Must have a MINIMUM of $500 average cash flow each month. No exceptions. 3: GRAND PRIZE - 2 Night Trip For Two to Denver and an Afternoon With Mr. Pillmore a) 1 winner selected first week of October. b) To be considered: - Must have a MINIMUM of $500 average cash flow each month. No exceptions. - Win a 2 hour Skype session with Mr. Pillmore. Current coaching members are also eligible for the contest! Want more actionable financial tips and tricks like this one? Check out our YouTube channel here https://www.youtube.com/channel/UC45hHuqWfdi7TIZg0RDG9_g Make sure to check out our social channels for more insight and industry news! Facebook - https://www.facebook.com/VIPFinancialEducation/ Instagram - https://www.instagram.com/vipfinancialed/ Instagram (Lifestyle) - https://www.instagram.com/vipfinancialedlifestyle/ Twitter - https://twitter.com/VIPFinancialEd LinkedIn - https://www.linkedin.com/in/vipfinancialed/ BBB A+ Rating - https://www.bbb.org/denver/business-reviews/financial-services/vip-enterprises-llc-in-westminster-co-90024254/ Complimentary services and products mentioned in our videos are available for a limited time only and are not guaranteed at the viewing of this video. VIP Financial Education provides resources for educational purposes only. Our education is not a substitute for legal, tax, or financial advice and results vary. VIP Financial Education encourages viewers to do their homework before taking any financial action. VIP Enterprises, LLC may from time to time earn commissions by recommending various products, services, and programs. #NeverPayCollections #RemoveCollections #Collections #VIPFinancialEd
Views: 396775 VIPFinancialEd
Consumer Credit- My Fico Transunion Credit Report Tutorial
 
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Credit Card Options - http://www.creditsense.com Credit Sense walks you through the Transunion credit report from myfico.com - your true Fico score. Credit Sense helps consumers around the nation to explore their credit options. We are continuously reviewing the best credit cards and their rewards programs, bonuses, and credit industry news. We use this knowledge to help our clients make the most informed decisions when it comes to each step of the creation of their credit history. CreditSense offers the best information and tools on the web that consumers need to make sense of the vast array of credit options available to them today. We are continually reviewing and monitoring the most current credit cards, rewards programs and bonuses, and credit industry news to provide you the information you need to make well-informed decisions when applying for a credit card, or other credit products. Our easy-to-use credit card comparison tool, displays a customized list of the best credit cards to ensure that you can easily compare characteristics such as rewards, interest rates, annual fees, 0% balance transfer options and ultimately know which credit cards best fit your needs. http://youtu.be/RQHbwzvJbcM
Views: 6984 CreditSense
Credit Sense Credit Report Tutorial Series | CoreLogic Credco
 
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Credit Sense Credit Report Tutorial Series - http://www.creditsense.com/ CreditSense offers the best information and tools on the web to that consumers need to make sense of the vast array of credit options available to them today. We are continually reviewing and monitoring the most current credit cards, rewards programs and bonuses, and credit industry news to provide you the information you need to make well-informed decisions when applying for a credit card, or other credit products. Our easy-to-use credit card comparison tool, displays a customized list of the best credit cards to ensure that you can easily compare characteristics such as rewards, interest rates, annual fees, 0% balance transfer options and ultimately know which credit cards best fit your needs. We understand that applying for a credit card is just one step in building a successful credit history, we are dedicated to helping consumers use their credit sensibly and responsibly. Having provided consulting services to credit industry clients such as Fair Isaac, Visa and Wells Fargo, our experienced credit experts keep you informed with sound advice, and valuable information to help you navigate today's credit landscape and make the right financial decisions. Whether you have a good credit score and are checking into the best rewards cards or programs on the market, or if you have no credit or bad credit and need to begin rebuilding your credit, CreditSense makes finding solutions to your credit needs easy. If you have a question or concern feel free to contact us, and we'll do our best to answer your question as soon as we can. In the meantime you may want to peek at our Credit Card FAQ to see if we've already answered your question. Keep in mind that we are not affiliated with any banks or card issuers but we'll do our best to help.
Views: 3292 CreditSense
HOW TO CHECK YOUR CREDIT SCORE (What is MY FICO & Vantage Score?)
 
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In today's episode, Matthew Pillmore, president of VIP Financial Education, shows the best ways of how to check your credit score, along with sharing what HIS personal credit scores are from the various sources out there like Credit Karma, FICO, Vantage Scores, along with various banks and credit card providers like Bank of America, Barclays Card and Wells Fargo. Matt goes through the various techniques to increasing your credit score, while showing his favorite apps and resources to use in tracking and maintaining his scores. Credit Karma is one of our favorite resources out there - check it out! http://www.creditkarma.com Don't forget to sign up TODAY for your exclusive one on one consultation at: http://www.FreeCoachingCalendar.com Have you checked out our contest!? CONTEST RULES: In order to be eligible for the ongoing contests you must: A) Be Subscribed B) Comment on this video (We’d love to hear what you’ve learned from our channel and how it is impacting you!) Each time you comment on a new video your name will be entered into the contest drawing, so the more you comment on the videos, the better your chances of winning! You can also gain additional entries by sharing our video on your social media accounts or by commenting on our Instagram or Facebook accounts. CONTEST PRIZES: 1: $25 Amazon Gift Cards a) 1 winner selected each week for next 24 weeks. 2: 2 Hour Skype Coaching Session a) 1 winner selected each month for next 5 months. b) To be considered: - Must have a MINIMUM of $500 average cash flow each month. No exceptions. 3: GRAND PRIZE - 2 Night Trip For Two to Denver and an Afternoon With Mr. Pillmore a) 1 winner selected first week of October. b) To be considered: - Must have a MINIMUM of $500 average cash flow each month. No exceptions. - Win a 2 hour Skype session with Mr. Pillmore. Current coaching members are also eligible for the contest! Our coaching costs can change with demand. To see our current pricing please watch this video: https://www.youtube.com/watch?v=HbVLmCvFjoI Want more actionable financial tips and tricks like this one? Check out our YouTube channel here https://www.youtube.com/channel/UC45hHuqWfdi7TIZg0RDG9_g Make sure to check out our social channels for more insight and industry news! Facebook - https://www.facebook.com/VIPFinancialEducation/ Instagram - https://www.instagram.com/vipfinancialed/ Instagram (Lifestyle) - https://www.instagram.com/vipfinancialedlifestyle/ Twitter - https://twitter.com/VIPFinancialEd LinkedIn - https://www.linkedin.com/in/vipfinancialed/ BBB A+ Rating - https://www.bbb.org/denver/business-reviews/financial-services/vip-enterprises-llc-in-westminster-co-90024254/ Complimentary services and products mentioned in our videos are available for a limited time only and are not guaranteed at the viewing of this video. VIP Financial Education provides resources for educational purposes only. Our education is not a substitute for legal, tax, or financial advice and results vary. VIP Financial Education encourages viewers to do their homework before taking any financial action. VIP Enterprises, LLC may from time to time earn commissions by recommending various products, services, and programs.
Views: 3801 VIPFinancialEd
HOW TO GET A FREE CREDIT REPORT
 
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Money Matters Playlist https://www.youtube.com/playlist?list=PLb_LoU8omIUd5uogd756Rv1fcgX3TYpun Here are several options to obtain your free credit report https://www.annualcreditreport.com/index.action FREE DISCLOSURES ONCE ANNUALLY FOR ALL 3 BUREAUS http://www.experian.com/ http://www.experian.com/reportaccess FREE AND DISCOUNTED DISCLOSURES http://www.transunion.com/ https://disclosure.transunion.com/dc/disclosure/disclosure.jsp FREE AND DISCOUNTED DISCLOSURES http://www.transunion.com/credit-disputes/dispute-your-credit DISPUTE http://equifax.com/ https://aa.econsumer.equifax.com/aad/landing.ehtml FREE AND DISCOUNTED DISCLOSURES Follow me on Instagram http://www.instagram.com/theflywon BUSINESS EMAIL ONLY [email protected]
Views: 3969 Erica Fly
How Your Credit Score Affects Your Mortgage Options
 
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A credit score is a person's financial story packed into a three-digit number, which indicates a person's credit risk. A lender uses a tri-merge credit report (a report from all three credit bureaus) to determine your loan eligibility and the interest rate. Manny and Amanda discuss the differences in credit scores and how that little number affects your mortgage options in this episode. www.YourFloridaLoan.com
Views: 137 Amanda Sarnes
Ways to Get A Credit Report for FREE
 
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http://www.newhorizon.org - Do you know that you are entitled to one FREE credit report once each year? Check this video on how to get a credit report for FREE. Check this to learn more about options to take before bankruptcy http://bit.ly/lwRAtv ON FACEBOOK - https://www.facebook.com/NewHorizonBusinessServicesInc ON TWITTER - https://twitter.com/NewHorizonOrg If you like this video please Like, Favorite, and Share it with your friends to show your support. Thank you for watching :)
Views: 4586 NewHorizon.Org
Credit Karma Scores are Different than Actual FICO Credit Score?
 
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Have you noticed that your Credit Karma Scores are different from the FICO credit scores lenders use? https://CreditCEO.com It won't take you long to find out that the Credit Scores shown on Credit Karma are not the same scores that lenders use. Lenders use a FICO score when they pull your credit report. So why are Credit Karma Scores and FICO Credit Scores different? FICO is a propriety algorithm, so they've made it impossible for other companies to duplicate their scoring model. That's why you will see so many different variations of your credit score when you go online to check your credit. Anytime a company looks at your FICO score, they have to pay the Fair Isaac Corporation a fee for using that score. So companies like CreditKarma who are giving you this information for free, they can't afford to pay for FICO scores. That's why they use Vantage scores, so it doesn't cost them money. Now, there's a problem there, because most people think a credit score is just a credit score, but you actually have many different variations of your score. Up to 50+ variations have been known to exist. So make sure that you check your credit regularly across different platforms to ensure that you know what's on your credit report and that you understand what credit score model you are looking at. The only site to see all your FICO credit score variations is: http://MyFico.com If you have questions about your credit, please visit our website to schedule a free consultation: https://CreditCEO.com
Views: 529 CreditCEO
2 STEPS TO INCREASE YOUR CREDIT SCORE 100 PTS!
 
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Everyone has had a bump on the road and at some point got a blemish on their credit. It is good to know that you have options! I did this and my credit score went up by 100 points I started with a 540 credit score and I am now @ 700! None of this is sponsored this is just my personal take and recommendations! Check out my DIY Edit Ready ** Credit Repair Letters on Fiverr! https://www.fiverr.com/vannee749 2 Basic Steps! - Dispute, Dispute, Dispute! - Start with 3 secured cards at one time for a year! - Credit Karma, Credit Sesame, or Annual Credit Report.com for a copy of your free credit report. I have linked the 3 Credit Agencies for you guys to quickly access the dispute section! EXPERIAN - http://www.experian.com/disputes/main.html EQUIFAX - https://www.ai.equifax.com/CreditInvestigation/home.action TRANSUNION - http://www.transunion.com/personal-credit/credit-disputes/credit-disputes.page Capital One Secured Card - https://www.capitalone.com/ // the direct link for it was a little weird I couldn't copy and paste it right, but this is their main page and the link is on the 1st page (:
Views: 265626 Vanessa Sophia
FICO's new credit scoring system to debut in early 2019
 
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Ted Rossman, Creditcards.com analyst, looks at FICO's new credit scoring system and if there are any benefits for consumers. FICO says 4 million customers may see a 20-point increase.
Views: 16149 CNBC Television
How To Pull Your Own Credit Score/Report
 
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http://LeahCoss.ca Hi, everyone, how are you? This is Leah Coss with the Mortgage Center. I wanted to go through how to pull your own credit, because there are going to be times, when you're going to contact me, maybe you're unsure as to what your credit score is, or you have a sneaky suspicion that, due to certain things in your past, your score might not be the highest. In those situations, I'll probably actually ask you to pull your own credit first. The reason being is, if your credit's really high, it's not going to be a big deal if I pull your credit, it might hit it down by one or two points. But if your credit score is low, as you will note from other videos I've done on credit, if your score is low, the moment that I pull it, it's called a hard pull, and it's going to really smash your credit down hard. And the reason they do this is for people with bad credit, they don't want those people trying to obtain more credit until their credit has had time to heal. So, in those situations, I'm going to get you to pull your own credit, because if you pull your own credit, it's considered a soft pull and it won't affect your score at all. Now, the website that we're going to do this on is called Equifax. And every lender uses Equifax, Equifax.ca. However, some of them also use TransUnion. Now the reason I'm not going to pull TransUnion is because every lender uses Equifax. Only some of them use TransUnion, and the ones who use TransUnion, usually pull both Equifax and TransUnion. So, we may as well go with the one that everyone uses. Now, here's what their website looks like. There are multiple products that you can buy on here, but I want to make sure that you're on the personal tab, and you're going to press the big red button. The product that I want you to get is this one that's at the top here. If it doesn't say Equifax credit score, and if it's not around the $24 range, you have the wrong product. You're either paying too much for more information than what we actually need, or you're not paying anything at all or too less, and we're not actually going to get your score. It's also important that if you decide to do this via mail, they do have the option of your free credit report. But the problem is, is that's your credit report, it's not your credit score. I want the score and your report, because many lenders have certain thresholds where if you're above or below 600 or above and below 610, or above and below 650, or 680, or 700. They're going to have different products that we can take advantage of, based on that exact score. And that's what I want to see. Now, when you're pulling your own credit, you will need your own credit card. If you don't have your own credit card, then you'll have to do this another way, via phone or mail. But here's what you're going to have to fill out. Your general information. When you press continue, on to the next page, you're going to be asked a series of security questions, and sometimes these security questions are a little tighter than needed, because even I try to pull my own credit, and I can't sometimes. Because these security questions are just so obscure, or something that I don't even know the answers to and therefore I fail. And you have to realize that Equifax does this because this is your personal info. If someone were to get a hold of your credit score, they would know a heck of a lot about you. And obviously, we don't want that. So, if you don't have a credit card, or if you find that you cannot pull your own credit, then what you're going to need to do, you just need to return back to the main page. We're going to go to the customer service tab, and contact us. And there's going to be a series of numbers that you can call on here, all one 800 numbers. I want you to call these numbers, OK? And I want you to call them, and tell them that you're having trouble pulling your credit online, and that you would like to get your full credit report with your score. You can do this by mail, um, or you can do it by phone. Obviously, phone is going to be faster and then they will mail it to you. OK? But once you get your score, send it to me, then we can go over it together and see what your options are. But this is basically how you pull your credit, and this is exactly where I want you to go, Equifax.ca. So, if you have any questions about your credit, or if you've already pulled your credit score, and you don't know how to read it, please give me a call. I'd be more than happy to go over it with you.
Views: 5501 MortgagesInVancouver
Need to improve your credit score? Here are 2 options!
 
00:47
We are in desperate need to help people improve their credit scores. Either through our credit repair service or on your own, we want to be the source. This video gives you two options to take advantage of if you need help improving your credit scores. Option 1: Learn more about our credit repair program here: http://www.the700clubcreditrepair.com/. Option 2: Watch our FREE Webinar where our CEO, Jason White, shares 5 tactics to BOOST your credit score 100 points within 6 months: http://www.the700clubcreditrepair.com/webinar-invite/. Follow me on social media: - Instagram: https://www.instagram.com/mrriches/ - Facebook: https://www.facebook.com/witnessriches/ ,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,. Please watch my latest upload here: "Provide More Value | Episode 3 | Empire Building with Jason White" https://youtu.be/WPfC0EDbPX0 ,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.
Views: 270 Jason White
How to Raise Your Credit Score by 100 Points 🚀 (in 5 Months or LESS)
 
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If your credit score needs a boost, then this video is for YOU. I was able to raise my credit score by over 100 points by doing one simple thing. You'll find out what that one simple thing is in the video. But, first I'm curious... does your credit score suck? 💳 Your answer is either one of these possibilities; yes, no or I don’t know. If you don't know, you can find out for free through Credit Karma here: ✅ https://www.goodfinancialcents.com/resources/creditkarma-youtube-raise-credit-score-in-5-months.php For many, knowing their credit score on a daily basis is not something we stress about… until we really need to prove we have credit, and good credit at that to make a big purchase. 🏠 🚗 If you’re stuck in a rut and need to boost your credit score, here are some easy ways to increase your credit score by 100 points in less than 5 months. ⬆ Here's what you'll learn in this new video: ▶︎ The big question is ❓… do you know what your credit score is? ▶︎ At what point does your credit score really matter? ▶︎ What made my credit score absolutely TANK? You won’t believe how this happened. ▶︎ What’s a secure credit card vs. a nonsecure credit card? ▶︎ What are the 5 major factors that make up your credit score? Sooooo... what is a good credit score? ▶︎ Step 1 to raise your credit score: 💻 Know where you are at by using a site like annualcreditreport.com to get a free score. ▶︎ Step 2 to raise your credit score: Get to work and FIX your credit score issues. ▶︎ Step 3 to raise your credit score: Raise your credit score with these KEY action items. #GetToIt If you don't know, you can find out for free through Credit Karma here: ✅ https://www.goodfinancialcents.com/resources/creditkarma-youtube-raise-credit-score-in-5-months.php ★☆★ Want More Good Financial Cents? ★☆★ 💻 Check out my blog here: https://www.goodfinancialcents.com/ Listen to my podcast here: 🎙 https://itunes.apple.com/us/podcast/good-financial-cents-podcast-investing-building-wealth/id775107294?mt=2 Pick up my best selling book, Soldier of Finance, here: 📗 http://amzn.to/2xOH78V Connect with me on Twitter: https://twitter.com/jjeffrose My most favorite inspiration T-shirt line, Compete Every Day: 👕 https://www.goodfinancialcents.com/compete
2 Ways To Get A Credit Limit Increase Without A Hard Inquiry - FICO, Good Credit, Budget, No Credit
 
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How To Get A Credit Limit Increase Without A Hard Inquiry - FICO, Good Credit, Budget, No Credit! Video by Certified FICO Professional Calvin O'Neal Russell Jr. If you have any questions, be sure to email me [email protected] Free Credit Report Evaluation - https://the850club.com/coachme ***Easy Dispute Letters*** - https://the850club.com/dispute/ ***New E-Book*** - https://goo.gl/ZGaq89 Also, Get My Free E-Book Now: www.the850club.com/ebook Save $30 On My Personal One-On-One Credit Consultation http://www.itsmyturn.gr8.com/ Get Approved Now From A Local Bad Credit Auto Loan Bank https://goo.gl/6PQDY2 Best Secured Cards - https://goo.gl/iMr3Ez Get Your Equifax & Transunion Report/Score For Free: https://goo.gl/m3E9mB Get Your 3 FICO Scores & Reports Now At: https://goo.gl/ivLOSi Credit Cards That Let You Add Authorized Users: https://goo.gl/rcaGZ6 Easy Approval Personal Loan: https://goo.gl/Bqy6Z6 Camera Used To Make Video http://amzn.to/2lhbth1 Tripod Used For Video http://amzn.to/2lNEuO9 Website: www.the850club.com Facebook: www.facebook.com/850club Office: 877.205.7771 Email: [email protected] Related To: Dave Ramsey, Credit Card Debt
How Collections Affect Your Credit
 
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Remove Collections off your credit to help boost your credit score in order to buy your new home. In this video Angelo Christian shows you how Collections Affect your Credit and how your credit score can get boosted by removing collections from your credit report Click Here to Get Started: https://goo.gl/qe1sUJ Follow Us These Platforms: Facebook: https://www.facebook.com/AngeloChristianLoanOfficer/ Instagram: https://www.instagram.com/angelochristianloanofficer/ Related Videos: Realtors Optimize Your Facebook Ads in 5 Minutes: https://youtu.be/kNG4i6cYYbc Building Your Credit Score: https://youtu.be/IY_d8WQcHmU Angelo Christian - Bad Credit, I can help: https://youtu.be/DSD_tAOlWVA Angelo Christian First Time Home Buyers Tax Credit: https://youtu.be/1be_cKOqD6Q Check us out on Vimeo: Realtors Optimize Your Facebook Ads in 5 Minutes: Building Your Credit Score: https://vimeo.com/246037317 Angelo Christian - Bad Credit, I can help: https://vimeo.com/246036971 Angelo Christian First Time Home Buyers Tax Credit: https://youtu.be/1be_cKOqD6Q “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.” ©2019 Finance of America Mortgage LLC is licensed nationwide | Equal Housing Lender | NMLS ID # 1071 (www.nmlsconsumeraccess.org) | AZ Mortgage Banker License #0910184 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act | Georgia Residential Mortgage Licensee | Illinois Residential Mortgage Licensee | Kansas Licensed Mortgage Company | Licensed by the N.J. Department of Banking and Insurance | Licensed Mortgage Banker -- NYS Banking Department | Rhode Island Licensed Lender Comments? Concerns? Please email [email protected]
Views: 3159 Angelo Christian
Improving Your Credit Score with Existing Debt | Your Money, Your Choices with Susan Daley
 
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Credit scores over 750, get the best rates from lenders. If your score isn’t that high, watch the video to learn the steps you need to take to improve it. Here are some resources for you to check. I haven't done any research on the fine print, so buyer beware: http://www.borrowell.com http://www.mogo.ca https://www.transunion.ca/ ($24) http://www.consumer.equifax.ca/home/en_ca ($24) ------------------ Follow Susan on - Twitter: https://twitter.com/_SusanDaley - LinkedIN: https://linkedin.com/in/daleysusan Visit PWL Capital: https://goo.gl/uPcXg7 Follow PWL Capital on: - Twitter: https://twitter.com/PWL_Capital - Facebook: https://www.facebook.com/PWLCapital - LinkedIN: https://www.linkedin.com/company/pwl-capital
Views: 4273 Susan Daley
Paytm New Feature | loan help | Credit Score Free | Hidden Paytm Cashback
 
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Views: 6513 Earning Options
Free Credit Report - Free Credit Score
 
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http://tinyurl.com/boreport222 Free Credit Report - Free Credit Score - how to get a free credit report. Equifax Free Credit Report South Africa ,Get Your FREE Credit Score Equifax Free Credit Report South Africa, Check Your Credit For Free View your free credit report online now #free credit report without credit card # Getting a free credit report without a credit card is not difficult How do I get my free credit report and score from each bureau Free credit report india close and Transunion free credit report login transunion contact transunion direct my transunion Credit Bureaus • free credit report Equifax Credit Report • free credit report Trans Union Credit Report • free credit report Experian Credit Report Free Credit Report Gov Agencies equifax free credit report government - Your Credit Report & Score Direct From Experian Free credit report uk #credit #loans http://credit free credit report Equifax Credit Report - order your Equifax profile and scores Tag Archives: free credit report score Find and save ideas about Free credit report canada on Pinterest Find and save ideas about Free credit report gov on Pinterest keeping an eye on your credit report is important but can be scary the first time. here are several options to obtain your free credit report. how to check your annual credit report for free. Free credit report south africa Getting a free credit report online is easy, unless you trigger a security alert You should always get a free credit report without credit card information to be safe See if you qualify for a new home loan with your free credit report and score now Obtain your Free Credit history Record and Inspect Your Scores Online Free Credit report India, Understanding your Credit scores Rating isn't a video game Cis Credit Reports Login - My Free Credit Report Login Free Credit Report Experian Login Free Credit Report Experian Login Free Credit Report Experian Login S The Annual Credit Report Request Service is the ONLY place to get your free credit report government is via this service Annual Free Credit Report Uk experian free credit reporting uk - 3 Free Credit Scores From The Major Credit Bureaus In Seconds Free credit report equifax • best credit monitoring service • credit scores from all 3 bureaus Free Credit Report Canada Ontario free credit report canada only - View your latest Credit Scores from All 3 bureaus in 60 seconds for $0 Everyone can see their free credit report gov annually this tutorial will show you how easy it is to use annual credit report. • Equifax Free Credit Report South Africa You may request your free credit report online, by phone, or through the mail Free credit report without credit card
Views: 1726 Free Credit Score
How Do I Lift a Security Freeze from My Credit Report? | Experian Credit 101 Express
 
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If you've placed a credit freeze on your credit report in the past, you have options when you decide it's time to make a change. You can temporarily lift the security freeze, or choose to remove it altogether, depending on what makes sense for you. Learn your options and how to exercise them. Get answers to your credit questions: http://www.experian.com/blogs/ask-experian/ Twitter: https://twitter.com/Experian_US Facebook: https://www.facebook.com/ExperianUS Google Plus: https://plus.google.com/+experian/about
Views: 17728 Experian
How To Get A Home Loan With Bad Credit
 
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How do you get a home loan when you have bad credit? There are 3 different ways to do this. The first way is not very exciting. It's called credit repair. The 2nd option is to have someone else secure the load to get the home. I'm not talking about cosigning on the loan, but having someone in your life who loves you, get the loan, and let you use the house. These 2 options might not be what you want. So I share my favorite option third. If I lost everything, had no money, and had bad credit, I would do a lease option. I explain what this is in the video. Watch and Enjoy! Kris Krohn & Nate Woodbury WORK WITH KRIS: ======================== Limitless 3 Day Event: http://bit.ly/2j5r8wM Get Personal Mentoring: http://bit.ly/2lPGp9d Partner on Property with Kris: http://bit.ly/2lPGp9d Real Estate Investing Help: http://bit.ly/2lPGp9d Free Real Estate Audiobook: http://bit.ly/2oiORxy Free Conscious Creator Audiobook: http://bit.ly/2sZmaYU EQUIPMENT ======================== Camera: http://amzn.to/2oRnnAA Favorite Lens: http://amzn.to/1QEqTF4 External Mic: http://amzn.to/1Sx8Jq0 Camera Backpack: http://amzn.to/2oy5JAR MUSIC ======================== Tobu - Infectious https://www.youtube.com/watch?v=ux8-EbW6DUI Artist: https://www.youtube.com/tobuofficial Licensed under Creative Commons — Attribution 3.0 Unported— CC BY 3.0 Support This Channel: ======================== ==SUBSCRIBE== http://bit.ly/1TOqKBN ==LIKE== Your "Likes" help more people find our videos. ==COMMENT== Comment and ask Questions ==PATREON== https://www.patreon.com/REInvestorTV ==AMAZON== Any time you plan on making a purchase on Amazon, visit one of my videos first, and click one of the 'amzn' links above. Then, anything you navigate to and purchase in the next 24 hours on Amazon, will give this channel a small percentage. Thanks for your support!!! ======================== Video by Nate Woodbury (The Hero Maker) BeTheHeroStudios.com http://YouTube.com/NateWoodburyHero
Views: 41297 Kris Krohn
Credit Report- Reading Your Transunion Consumer Disclosure Walk-Thru
 
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Credit Card Options - http://www.creditsense.com Credit Sense walks you through the Transunion consumer credit report obtained from transunion or annualcreditreport.com
Views: 5268 CreditSense
How does Debt Settlement Affect my Credit?
 
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Debt Settlement does impact your credit. If you're already more than 30 days late with your credit card bills, your credit is already damaged. Settling debt, depending on the circumstances, can help you begin to improve and rebuild your credit score, over time. SHARE THIS VIDEO: https://youtu.be/KUI0gcY9Xr8 WATCH MORE RELATED VIDEOS: https://goo.gl/efd1Eq There are many myths surrounding bad credit and debt relief, but most of it revolves around debt settlement and bankruptcy. Here are some resources for you to learn more about how your credit report and credit score are impacted by the debt relief option you are looking at, or have already chosen: http://consumerrecoverynetwork.com/credit-report-score-rating-debt-relief-programs/ http://consumerrecoverynetwork.com/question/if-i-settle-debt-how-long-will-it-take-for-my-credit-report-to-be-good-again-vega/ ∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷ For more tips on how to get out of debt, SUBSCRIBE ➤➤➤ http://bit.ly/1ZPZ8Q2 ∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷ ▼FOLLOW ME: LinkedIn - www.linkedin.com/in/debtbytes Google+ - http://plus.google.com/+MichaelBovee Twitter - http://twitter.com/debtbytes Facebook - https://facebook.com/consumerrecoverynetwork/ ▼READ OUR BLOG: http://consumerrecoverynetwork.com ▼FIND YOUR DEBT SOLUTION: http://consumerrecoverynetwork.com/debt-solutions-review/ ▼ASK ME ANY QUESTIONS YOU HAVE: http://consumerrecoverynetwork.com/ask-a-question/ (reader questions for our channel are selected from here) Michael Bovee started CRN in 2004 with a mission to provide people in need with detailed credit and debt help. The DebtBytes Channel is an extension of the CRN blog, and is dedicated to finding the debt relief option or strategy that works best for you.
Views: 24350 Michael Bovee
BOOST YOUR CREDIT SCORE & REMOVE NEGATIVE ITEMS!!! SIMPLE TRICK
 
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This video dives into how to get negative items removed from your credit report by simply updating your personal information. This simple trick will cause discrepancies with what's on file with the Bureau's. This trick will also boost your credit score Get Up to 500 Fee Free Dollars using PLASTIQ using this Referral Code : 1091726 https://apps.plastiq.com/cardholder_u... Get cash back for shopping on Ebates! Sign up with my invite link for a $10 bonus when you shop at over 2,000 stores like, eBay, Macy’s & Walmart https://go.ebat.es/OZJIyQnHbS Earn 50,000 bonus points with Chase Sapphire Preferred. https://www.referyourchasecard.com/6/... American Express Gold Card Referral get 50,000 Bonus Points instead of 35,000! http://refer.amex.us/JASONRrmDM?XLINK... Here's a great camera: https://amzn.to/2Rj4ci5 Camera Lav Microphone: https://amzn.to/2sm9tGD Camera Microphone: https://amzn.to/2RexWN0 Ring Light used: https://amzn.to/2sh5c7j Selfie Stick: https://amzn.to/2AGIWZa External Hard Drive: https://amzn.to/2CWrfWM
Views: 115 Flash Point Capital
Free Credit Report - Free Credit Score
 
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http://tinyurl.com/Fcreditscore2 Free Credit Report - Free Credit Score - how to get a free credit report. Free credit report Experian Credit Report - order you Experian profile, scores free credit report Equifax Credit Report - order your Equifax profile and scores Free Credit Report Reviews & Info annual credit report request service. how to check your credit report for free (federal government sanctioned method). In last week's about scores There are many free credit report scams and only one way to get your free annual credit report without using a credit card the best song ever about free credit reports. how to order a free annual credit report: how to fix bad credit part 1. Free Credit Report South Africa • Home • Articles • About • Contact Us View your free credit report online now How do I get my free credit report and score from each bureau Since your credit scores are based on in your free credit report gov Free credit report usa • free credit report usa • Free Credit Score USA • Get a FREE Credit Score Equifax free credit report login Shop for free credit report transunion at Best Buy Free credit report government is necessary in determining a consumer's credit worthiness Free credit report UK | free-creditreports compare interest free credit cards headquartered in usa equifax inc free credit score • credit score improvement tips this profile & debt situation settlement • free credit score sign in • free credit score sign in help • free credit score video my free credit score commercial 2015 my free credit score commerci know your what is my credit score..... How to get my credit report for free is our first post in a mini-series we will be doing on understanding your credit report and your credit score clean up your credit report What you get with your annual free credit report, why you should free experian credit report. free credit report + freebird. keeping an eye on your credit report is important but can be scary the first time. amazing compilation of free credit report commercials... how to get a free credit report in under 4 minutes. here are several options to obtain your free credit report. how to remove a collection from your credit report for free. how to get free credit report and credit score ? and watch how to remove collections from a credit report for free today!...
Views: 1234 Free Credit Score
HOW TO REMOVE 12+ NEGATIVE ITEMS FROM CREDIT REPORTS || FREE CREDIT REPAIR SECRETS
 
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Check out 609 Credit repair https://609creditrepair.com/ where we have credit repair letters that work and help you dispute items on your credit report! HIRE US TO REPAIR YOUR CREDIT FOR YOU: https://theawesomelifegroup.com/ GET NOTIFIED WHEN I GO LIVE: https://www.thesubscribetribe.com HOW TO REMOVE 12+ NEGATIVE ITEMS FROM CREDIT REPORTS || FREE CREDIT REPAIR SECRETS SUBSCRIBE:http://www.youtube.com/subscription_center?add_user=bweaver1 PAPERBACK of The Easy Section 609 Credit Repair Secret: Remove All Negative Accounts In 30 Days Using A Federal Law Loophole : http://amzn.to/2FviqTq FAQs: https://goo.gl/vRpnW8 A lot of the questions you have can all be answered in this frequently asked questions area, so be sure to give it a read first. If you buy $100 worth of bitcoin you and I both get $10 in FREE bitcoin with this link: https://www.coinbase.com/join/59fa301581be910201b13ef1 Try Robinhoood app and get a free share of stock: http://share.robinhood.com/jeraa SOCIAL MEDIA WEBSITE: https://609creditrepair.com/ INSTAGRAM: http://instagram.com/brandonaweaver FACEBOOK: fb.me/thebrandonweaver TWITTER: https://twitter.com/brandon_weaver IMDB: http://www.imdb.com/name/nm2358555 If you love this channel, my thumbnails and the fact that I post so many videos, send some love to Jera Sky, she's in charge of my youtube and makes it all happen: https://www.youtube.com/c/JeraSky SUBSCRIBE:http://www.youtube.com/subscription_center?add_user=bweaver1 credit repair,HOW TO REMOVE 12+ NEGATIVE ITEMS FROM CREDIT REPORT,fix credit,how to remove hard inquiries,how to boost credit 100 points,how to remove collections,609 credit repair,how to remove charge offs,brandon weaver,FREE CREDIT REPAIR SECRETS,credit,excellent credit,buy a house,fico,raise credit score,credit repair services,credit repair that works,how to boost credit fast,how to build credit fast,don't buy a house,boost credit 200 points,tradelines
Views: 2615 Brandon Weaver
HOW TO RAISE YOUR CREDIT SCORE IN CANADA
 
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http://www.resourcefulcapital.ca EASY and FREE ways to improve your Credit Score fast brought to you by Resourceful Capital Financial Corp. Increase your Credit Score fast!! Credit Repair. Credit Improvement. Helpful tips. Fix bad credit. Build credit. New credit. Increase credit score fast!! How to fix bad credit. Improve Equifax Credit Score! Qualify for the Best Mortgage Interest Rate in Ontario, Mortgage Rate, Mortgage Rates Ontario.Visit our Site to Compare Mortgage Rates instantly from us your trusted Mortgage Broker, Credit Unions and the Big Banks. Find the Best Mortgage Rates! Looking for a short- or long-term mortgage, variable or fixed rate mortgage, open or closed mortgage? We have a wide range of mortgage options and rates to meet your home financing needs. START YOUR PRE-APPROVAL RIGHT!
Views: 163189 resourcefulcapital
How To Get A Home Loan With Bad Credit
 
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Is it possible to get a home loan with bad credit. What is the reality? You can't get a loan with terrible credit but what you can do is get a loan with other people's credit. Here are the 3 things you need to keep in mind: 1. Package the deal 2. Market it 3. Pick the winner Never let a bank tell you what you can or can't do. Never let your pocketbook tell you what you can or can't do. Your job is to know what your goal is and to have that urge to go for it. Watch and Enjoy! Kris Krohn & Nate Woodbury WORK WITH KRIS: ======================== Becoming a successful real estate investor is easier than most people know… as long as you have the right Mentor and the right system. Click here to learn your best options: http://LimitlessMentor.com/TV/ BOOKS By Kris Krohn ======================== The Straight Path To Real Estate Wealth: http://limitlessmentor.com/TV The Conscious Creator: http://amzn.to/2gFEkblLimitless: http://amzn.to/2gLQXoV Be On Limitless TV ======================== Record your questions on video, and join me in a future episode: http://bit.ly/2yO78c7 MUSIC ======================== Tobu - Infectious https://www.youtube.com/watch?v=ux8-EbW6DUI Artist: https://www.youtube.com/tobuofficial Licensed under Creative Commons — Attribution 3.0 Unported— CC BY 3.0 ======================== Video by Nate Woodbury (The Hero Maker) BeTheHeroStudios.com http://YouTube.com/NateWoodburyHero
Views: 13944 Kris Krohn
Better Credit…Better Options - The Balancing Act
 
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When it comes to credit scores, credit reports, and especially credit related problems, most Americans are at a loss to fully understand what’s going on. And many of us don’t even know what our credit score is, until it’s too late. Not having a healthy credit score can cost you thousands in higher interest rates on loans, higher insurance premiums…the list goes on. And the fact is, many of us are blindsided when we do see our credit report that not only could contain a low credit score, but inaccuracies as well. The major credit report bureaus are not your friend. Know your rights! Join credit repair and restoration experts, James Charlet and Simon Webster, of CRE Credit Services as they explain in simple terms what’s going on out there in the world of credit and how you can not only survive but win the credit game. If you’re battling a low score or suffering with credit report items you believe may be incorrect, you’re urged to watch this informative segment. Visit: http://www.thebalancingact.com Like: https://www.facebook.com/TheBalancingActFans Follow: https://twitter.com/BalancingActTV #TheBalancingAct #BalancingAct 102257, 102557
Views: 201 TheBalancingAct
How to Check a Tenant's Credit Report | American Landlord
 
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Small landlords have two options to check the credit of tenants who apply to rent an apartment or single family home. Both are based on official consumer credit data with either a bureau credit score or a FICO score range. Registration is free for all property managers and investment property owners. Tenant Screening Services https://www.amerusa.com (faster report, but not as comprehensive) https://www.realserious.com (most comprehensive report available to home-based landlords - only the tenant's name and email address are required to place an order)
Views: 130 AmericanLandlord
Credit Card Debt Options
 
01:47
During these challenging economic times, millions of Americans are struggling with credit card debt. Finding an effective solution to resolving this debt can be frustrating. To help you learn more about your options, we've included a breakdown of the benefits and risks of each debt relief option. 1. Minimum Payments You continue paying your creditors the minimum amount each month - Each month a huge portion of your payment is going towards the creditor fees (interest) - Paying down the balance of your debt can take years - To see how long it will take to finish paying your credit card debt, check out the CNN Money Debt Reduction Chart. 2. Credit Counseling You send your monthly payment into the credit counseling firm and they distribute that payment to your creditors, usually for a period of 5 years or more. - Helps reduce your interest rates - If you're concerned with a lower monthly payment, credit counseling offers minimal, if any relief - Your enrollment is reported to the credit bureaus, which could affect your ability to get a loan. - A high percentage of consumers drop out of the program because they are difficult to manage - Most credit counseling firms are funded by your creditors, which gives them the incentives to make you pay as much as possible 3. Unsecured Debt Consolidation Loan A bank pays off some or all of your debts and in turn you pay back the bank with interest. - High interest rates - Difficult to qualify for this type of loan - Lenders interpret these loans as a sign of being overburdened 4. Debt Settlement A process of negotiation that allow you to pay your creditors less than the balance owed - Affordable monthly payments - Save thousands of dollars - Possible to experience debt relief as quickly as 12 months - Avoid bankruptcy 5. Bankruptcy Bankruptcy has a major impact on your credit score and stays on court records for a minimum of 10 years. Employment could be in jeopardy for consumers having filed bankruptcy Chapter 13 -- You are set up on a court approved plan to repay your debts - The court determines your monthly disposable income, which you pledge to a court appointed trustee, who in turn distributes it to your creditors for up to 5 years. - You are required to pay back a good portion of your debts - Over 65% drop out of Chapter 13 bankruptcy repayment plans because they can't afford the payments - Your credit score will be majorly affected and will be reported on your credit report for 7 years Chapter 7 -- You ask the court to erase your debts completely - In exchange, you must turn over all your non-exempt property (or its equivalent in cash) to a court-appointed trustee, who in turn sells your property to pay back your unsecured creditors - Your credit score will be majorly affected and will be reported on your credit report for 10 years - In October 2005, Congress changed the bankruptcy laws making many consumers seeking bankruptcy relief only eligible for Chapter 13. For clarification, seek the advice of a bankruptcy attorney. If you find you have gotten yourself into a problem with credit card debt, it is important for you to take steps right now to take care of it. This means you need to pay down that debt as quickly as you possibly can until you can achieve a zero balance. One of the best ways to get out of credit card debt is to cut up the plastic and then make the largest payments you can for as long as you can to help take care of the problem. Call Today for a Confidential Consultations for Debt Relief Assistance 480-502-5554
Views: 1967 911creditpros
Credit Tips and Tutorials: How To Remove Hard Inquiries off credit report? www.3wayfunding.com
 
07:28
Call Today 1-888-883-3013 Start Your Business Today 👉 https://houstonmcmiller.net/businessfunding 👈 Credit Repair https://houstonmcmiller.net/3waycredit Grow yo Shopify.Store 👉 https://houstonmcmiller.net/shopify 👈https://houstonmcmiller.com/optin-10667319 1-888-883-3013 Learn how to remove hard credit inquiries for your credit report by first filing disputes with the credit bureaus then with the creditors. Now, let’s look at how long do hard inquiries affect your credit score. They affect the credit score up to 6 to 9 months, however they stay on your credit file for 2 years. Now understanding how many points does your credit score drop when you apply for a loan. That depends on what type of loan your applying whether that be a mortgage, car, personal, or credit card. With each loan it could vary from 1 point up to 12 points. When you’re trying to remove hard inquiries from your credit file there are 2 thing you could say to have them removed but first I must tell you that if you’ve been approved for a account then I would not encourage you to have the hard inquiry removed. The reason for this is that you may create a dispute of identity theft and have the account closed down. However on the other hand if you had a hard inquiry added to your credit report from a collection company or a denial from a creditor you can easily have those inquiries disputed. The way you would do this is by writing letters to the credit bureaus stating that you did not give permission to pull your credit and that this is an invasion of your privacy. The other way to have the hard inquiries removed is by writing to the creditors and informing them that you were coerced or pressured into applying for the credit card after you informed their employee you would not qualify and they stated it would not affect your credit score. #creditscore,#freecreditscore,#freecreditreport http://BusinessCreditAmerica.com how to remove hard credit inquiries for your credit report,How To Remove Hard Inquiries off credit report,hard inquiry removal,hard inquiry how long,how long do hard inquiries affect credit score,soft inquiry credit cards,hard inquiry removal service,soft credit check free,How to Remove Credit Inquiries,How many points does your credit score drop when you apply for a loan,What is a hard inquiry on your credit report,Remove Inquiries From Credit Report
Views: 6088 HOUSTON MCMILLER
BEST FREE CREDIT SCORE SITE — Credit Karma vs. Credit Sesame vs. WalletHub
 
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So what's the best free credit score site out there? In this video, I review three credit score sites — Credit Karma, Credit Sesame, and WalletHub — and comparing them in five different categories to crown a champion. https://moneyat30.com/what-credit-monitoring-service-is-best/ Resources: Credit Karma review: https://dyernews.com/credit-karma-review/ Credit Sesame review: https://dyernews.com/credit-sesame-review/ WalletHub review: https://dyernews.com/wallethub-review/ *** Scores Offered First, all three services utilize the VantageScore model (more specifically, VantageScore 3.0) to provide their scores. It should be noted that this model differs from the more popular FICO scores that you’ve probably heard of. That’s why the credit scores found on these three sites are sometimes referred to as “educational scores” and will at least give you a rough estimate of where you stand. Credit Karma, Credit Sesame, and WalletHub all offer scores based on data from Transunion — one of the big three credit bureaus. However, Credit Karma also offers a second score from Equifax (yes, that Equifax). So, for the simple reason that two is better than one, Credit Karma wins round one. Winner: Credit Karma Website experience While the three services in question have fairly similar website designs, there are certainly a few differences to be found. For example, Credit Karma makes it easy to dive into the specifics of your scores just by clicking them. From there, you can see how you rate when it comes to the different credit score factors and pinpoint where you can improve. Credit Sesame also puts those credit factors front and center, giving you a letter grade in each area. But my big problem with Credit Sesame is a lack of credit report data. In terms of navigation, I actually find WalletHub’s site the easiest to use. All of the useful tabs are lined up at the top, allowing you to switch between your score, analysis, and report. Meanwhile, there are still some other helpful features tucked away on a higher nav bar, but all the junk is stowed away too. Thus, I enjoy using WalletHub’s site more than the other two. Winner: WalletHub Apps Given the popularity of smartphones in today’s culture, it’s only natural that each of the three sites also offer mobile apps. This is actually for the better with Credit Karma’s app as it moves most of what you don’t need to the “Offers” tab while packing the useful tools into the first two tabs. Next, while Credit Sesame’s app has some great functions, the app’s design doesn’t feel up the snuff when compared with its competitors. Additionally, when using the app, the credit card/loan ads (which all three apps utilize) feel very noticeable and distracting. Finally, WalletHub’s app includes several of my favorite aspects of the desktop site, including a historical credit utilization graph I truly appreciate. Winner: Credit Karma, WalletHub (tie) Alerts As nice as these apps and sites are, no one wants to be visiting them intently to get the latest info. That’s where having customized alerts can really come in handy. To that end, Credit Karma offers plenty of options, including bank alerts for low balances or fees. However, while Credit Sesame has far fewer alert choices, one they do have really stands out: the ability to set alerts if you score dips below or creeps above a certain number. WalletHub has the least specific notification options of the three, with generic alerts you can send weekly or monthly. You can also choose to have these go to your phone or e-mail, but that’s about it. So, despite Credit Karma’s bevy of alerts, I still think Credit Sesame earns the point for their credit score threshold alert. Winner: Credit Sesame Star Features Like I said, Credit Karma, Credit Sesame, and WalletHub all have a lot of similarities, but each one also has a few unique features worth mentioning. For Credit Karma, that star feature is the credit score simulator. This helpful tool allows you to see how your scores might be affected by opening a new credit card, taking out a loan, paying off some debt, and much more. Credit Sesame’s star feature isn’t exactly a feature but a service: just for signing up and opting into their program, the site will cover up to $50,000 in expenses and legal fees related to identity theft. Rounding out the star features is WalletHub’s WalletLiteracy test. This quiz will see knowledgeable you are about a number of finance topics. It will also let you see how your score compares to the average user. Winner: Credit Karma Overall, I have to say there’s a reason why Credit Karma remains the most popular free credit site. That said, there are reasons why you might consider using all three sites. For more money management product reviews make sure to visit https://dyernews.com/category/reviews/money-management-reviews/ and for all my personal finance app reviews https://www.youtube.com/playlist?list=PLFfM5Lf816alBbvzGubm4OJskddfxTtCZ
Views: 10588 Money at 30
"I have a debt that keeps appearing on my credit report after it's been disputed and deleted"
 
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What do you do? This is not common but it is very frustrating. So you see a debt on your credit report that is not yours so you dispute it with the credit reporting agencies. Great news -- it gets deleted! But. Then it comes back. What do you do next? You dispute it again -- gets deleted -- then it comes back. Options: 1. Ignore it. 2. Dispute it. 3. Look at suing under the FCRA (Fair Credit Reporting Act) the credit reporting agencies. They are not supposed to "reinsert" information without telling you. And you may be able to sue the furnisher of the information if they are a debt collector -- you can sue under the FDCPA (Fair Debt Collection Practices Act). Keep track of all of your disputes and deletions, etc. When you can sue, it ends this ever coming back again. :) Hope that helps and thanks for watching! John John G. Watts Watts & Herring, LLC Representing consumers across Alabama 205-879-2447 http://www.alabamaconsumer.com/ "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers."
Free Credit Score - How To Get Free Credit Report And Credit Score ?
 
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http://tinyurl.com/bestro202 Free Credit Score - How To Get Free Credit Report And Credit Score - where to get a free credit score | beatthebush. how to check your credit score for free online. #where to get a free credit score # Want Your FICO Credit Score for Free How to Get a Free Credit Score When You Don't Have a Credit Card • Credit report overview do free credit scores matter? how to get free credit report and credit score ? Here, we have compiled the best articles for Free Credit Score India com it's a FREE credit score once a year Free Credit Score Reviews, Are you looking for Free Credit Score Report and Check Your Scores Online Equifax address and phone number, Equifax Credit Report and Score, buying Equifax credit score, Free credit score Equifax Archive for the 'free credit score government' Category Hi Jose, At credit sesame you can check your free credit score without credit card being required and it's complete safe and secure When examining absolutely free credit score no credit card needed report a portion of your justice and starting finances Free Credit Score South Africa, Are you looking for Free Credit Score Report and Check Your Scores Online With the number of free credit score sites out there, it can be difficult to narrow down the options - but don't worry Shop for free credit score experian at Best Buy Archive for the 'free credit score gov' Category report and free credit score UK Want a free credit score Canada Get instant free credit score report provided by all 3 Credit Bureaus at Creditscorequick Learning how to check your credit score for free and how it's calculated is an important aspect of establishing healthy finances It's important to know where to get a FICO score since that is what most lenders use to make decisions Free Equifax Credit Score, credit score increase, where to get a free fico score, Epic Score, online credit score, equifax score, Super Mario Bros Whats my credit score, free credit scores without credit card , get credit score for free Does anyone know how accurate the free capital one credit score tracker is How to Find Out Your Credit Score and Improve It my credit score: 848 - credit card hacks and how i got it: .. learn more on this video covers how you can get a free credit score with no stings attached how you can monitor your credit score and credit report for free and how you can fix your credit score and credit report for free. how safe is your check credit score free? How to improve credit score 30 days the benefits of a free credit score check..
Views: 5229 Free Credit Score
Should I fix my credit report errors on my own, with a credit repair company, or through a lawyer?
 
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Three basic options for fixing your credit report errors. Do it on your own. This is no cost and you don't have to rely on anyone but you do have to know everything about the process so you can handle on your own. Hire a credit repair company -- make sure you are dealing with a legitimate company that follows the Credit Repair Organization Act law. You don't want one that will do frivolous disputes that can take away from your real disputes. Or hire a consumer protection attorney. The lawyer should not charge you to do the dispute -- if it is fixed, it costs you nothing. If not fixed, then the lawyer will sue and gets paid out of the settlement/verdict. There is no one right answer -- investigate and make the best decision for you. Thanks! John John G. Watts Watts & Herring, LLC Representing consumers across Alabama 205-879-2447 http://www.alabamaconsumer.com/ "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers."
WHAT TO DO WHEN YOU GO OVER A 760 CREDIT SCORE!!
 
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I SCHEDULE YOUR FREE CREDIT EVALUATION AT: http://bit.ly/2XcNUGP - BUILDWORTH STRATEGIES LLC Email: [email protected] Phone: 1 (855) 532-8453 opt 1 Web: buildworthstrategies.com/ - - How many times have you been in a situation where you tried to access your bank account to do simple tasks such as paying bills or withdrawing cash but couldn’t because of an unexpected outage? These situations can be extremely irritating and stressful, especially during serious emergencies. Recently, Wells Fargo experienced an outage which affected online banking and mobile apps, blocking automated systems and customer service representatives from accessing account information. It later turned out that the issue was due to a power shutdown. Fortunately, they have restored services and customers can now access ATM services, mobile and online banking systems, make credit card and debit card purchases, and bank branches are operational. This won’t be the last time something like this will happen though, so you should be aware of your options to be better prepared in the futur - ADD ME ON SOCIAL MEDIA INSTAGRAM: https://www.instagram.com/keepingitre... FACEBOOK: https://www.facebook.com/realwithcredit TWITTER: https://twitter.com/KRealwithcredit - For more information on your consumer rights visit: https://www.consumer.ftc.gov/ - Why it All Started: http://www.miamiherald.com/news/local... DISCLAIMER: THE FOLLOWING SHOULD NOT BE TAKEN OR CONSIDERED AS LEGAL ADVICE AS WE ARE NOT ATTORNEYS. IF YOU NEED LEGAL ASSISTANCE PLEASE CONSULT WITH YOU LOCAL CONSUMER ATTORNEY. REMEMBER TO ALWAYS ASK QUESTIONS AND DO YOUR RESEARCH! THE FOLLOWING IS BASED ON BUSINESS AND PERSONAL FINANCIAL EXPERIENCE ON CONSUMER CREDIT. BUILDWORTH STRATEGIES LLC STRIVES TO PROVIDE AND INTRODUCE INDUSTRY EXPERTS AND INFORMATION TO HELP THE AMERICAN CONSUMER. RESEARCH IS ALWAYS CONDUCTED, AND TOPICS ARE CAREFULLY SELECTED BEFORE ANY VIDEOS ARE AIRED ON YOUTUBE. THANKS FOR WATCHING KIRWC
Credit Report Settlement:  Settle your Debt for Less Than Full Amount is a Derogatory Remark!
 
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http://SoCalCreditDamage.com - I've been hearing of debt collectors telling folks that they could "settle" their debt and it would be reported as "settled" on their credit reports, and that "settled" is not derogatory. This is positively false information. "Settled for less than full amount" is a serious derogatory mark. http://www.youtube.com/watch?v=niCH6hNfF2w
Views: 3167 Robert Brennan
4 Tips to Improve Your Credit Score
 
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Many of you are still searching for some quick tips on how you can improve your credit score. In this video we give you a few options. The basics of a good credit score boiled down to the five major factors on your credit report. You can learn more about what makes a good credit score here. (https://www.credit.com/credit-scores/what-is-a-good-credit-score/?utm_source=youtubechannel&utm_medium=content&utm_content=IB_1&utm_campaign=perfect_credit_score) And if you're interested in getting an action plan for how to improve your credit score, you can get a free credit report summary every month on Credit.com. (https://www.credit.com/free-credit-report-card/?utm_source=youtubechannel&utm_medium=content&utm_content=IB_2&utm_campaign=perfect_credit_score) Music by Steve Combs
How to Get a Credit Card If You Have No Credit History
 
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Want a credit card but you don't have a credit history? You have options. Watch this video to learn about a common credit card type that people with no credit or bad credit can use to build their scores. You can get expert tips on shopping for a credit card with no credit history here. (https://www.credit.com/credit-cards/no-credit/?utm_source=youtubechannel&utm_medium=content&utm_content=IB_1&utm_campaign=CC_no_credit) And if you don't know where your credit stands, you can get a free credit report summary every month on Credit.com. (http://www.credit.com/free-credit-report-card/?utm_source=youtubechannel&utm_medium=content&utm_content=IB_2&utm_campaign=CC_no_credit). This video features the song “Zero” by Steve Combs: https://freemusicarchive.org/music/Steve_Combs/Steve_Combs_1437/20_Zero Available under a Creative Commons Attribution 4.0 International license: http://creativecommons.org/licenses/by/4.0/ ©Steve Combs
How long do negative items (derogatories) stay on my credit report?
 
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Negative entries on your credit report hurt your score, but they will be removed eventually, either by paying the debt or dropping off from age (statute of limitations). SHARE THIS VIDEO: https://youtu.be/a7e_R0i5ojk SEE RELATED VIDEOS: https://goo.gl/AgvCWZ ∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷ For more tips on how to get out of debt, SUBSCRIBE ➤➤➤ http://bit.ly/1ZPZ8Q2 ∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷ ▼FOLLOW ME: LinkedIn - www.linkedin.com/in/debtbytes Google+ - http://plus.google.com/+MichaelBovee Twitter - http://twitter.com/debtbytes Facebook - https://facebook.com/consumerrecoverynetwork/ ▼READ OUR BLOG: http://consumerrecoverynetwork.com ▼FIND YOUR DEBT SOLUTION: http://consumerrecoverynetwork.com/debt-solutions-review/ ▼ASK ME ANY QUESTIONS YOU HAVE: http://consumerrecoverynetwork.com/ask-a-question/ (reader questions for our channel are selected from here) Michael Bovee started CRN in 2004 with a mission to provide people in need with detailed credit and debt help. The DebtBytes Channel is an extension of the CRN blog, and is dedicated to finding the debt relief option or strategy that works best for you.
Views: 7455 Michael Bovee
Credit Score Tips & Advice Canada - Top Things You Need to Know About Your Credit Score
 
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http://www.mymoneycoach.ca | http://www.nomoredebts.org Credit Video5: Learn which of your credit behaviours can either increase or decrease your score! Also, learn why being fixated on knowing your credit score all the time may not be as important as you think. For more information on your credit ratings and credit report please see our other videos by visiting: http://www.mymoneycoach.ca. If you’d like to book a free and confidential appointment with one of our credit counsellors please call us at 1-888-527-8999 or visit us at http://www.nomoredebts.org. In this video we will touch upon how credit score models work: Credit scores can range from: 400 650 609 700 720 800 816 850 848 all the way to 900, (or low to highest / perfect). There are many ways to raise / increase, fix or rebuild your credit score. Things like not making payments on time, not making the minimum payment or bankruptcy can affect your score points. If you have a low score you will need to make improvements to boost it. Your credit score is a measure that lenders use to predict how likely you are to pay back your debts. If you would like a mortgage, a house or a new car, lenders will look at your credit score to determine if you are a risk, and how much before or if they choose to lend money to you. The higher the number the more likely you are to pay back what you owe. You may need to improve or raise the points in one or more areas (sometimes fast doesn’t work and rebuilding or increasing credit is a gradual, steady process) that lenders pay attention to which you can find below. Quick info about Your credit score is made up and calculated - Five factors on how a credit score works: 1.Your payment history makes up 35% 2.How much debt you owe makes up 30% 3.The length of your credit history makes up 15% 4.10 % comes from the types of credit you have and; 5.How often you apply for new credit has a 10% impact Let’s break this down a bit further: The biggest chunk is your payment history; this looks at whether or not you are making your payments on time and if you have any debts in collections. How much debt you owe takes into account how much debt is owed and how much credit is still available to you. The length of credit history looks at how long you’ve had your credit products for. The longer you’ve had a credit product, the better it is for your credit score. Types of credit will look at the variety of credit products you have And, new credit is how often you apply for credit. New credit applications will stay on your credit report for 3 years. New applications are also known as a “hard hit” which can negatively impact your score. “Soft hits”, like checking your own credit report won’t negatively impact your credit score. You might be thinking to yourself: do I need to check my credit score monthly? You don’t! Your credit score changes throughout the month based on those five factors we just talked about. So your credit score can look different from month to month and if you’re practicing good credit behavior in the areas of payment history, amount owed, length of credit history, types of credit and new credit, your credit score will reflect that! What you need to check annually is your credit report because if you have an accurate credit report, you will also have an accurate credit score. Take a look at how to check your credit report for free in our other videos! And if you really want to check your credit score, the best time to do that would be before you make a large purchase, like a home or a vehicle to make sure everything looks good. You may wish to check your credit score every 6 months though. To pay for and to get your credit score go to http://www.equifax.ca and http://www.transunion.ca. Videos were created by the Education Department at the Credit Counselling Society – if you want to learn more about our team and would be interested in having financial literacy workshops at your workplace/organization please contact us: http://www.nomoredebts.org/credit-counselling-society/consumer-services/credit-budgeting-workshops.html. Learn secrets, hacks, tricks, tips and get awesome advice!
How to Fix Your Credit Report
 
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Do you want to know what is included in your credit report or is your credit report inaccurate? Contact the credit specialists at Lexington Law Firm to learn more about your credit and your options. They will help you understand what steps you can take and how to remove negative information from your credit report. Call 833-360-0239 for a free consultation today or visit https://www.lexingtonlaw.com/?tid=31370. In an ideal world, every credit report would be a perfect representation of who that person is as a buyer. Unfortunately, that’s not true for the one-in-five Americans who are victims of inaccurate, unfair or unverified negative items on their credit reports. That might not sound important, but these mistakes could be keeping people from getting a loan or costing them thousands of dollars in higher interest payments. Lexington Law Firm works with you, leveraging your legal rights, to address the questionable negative items actively hurting your reports. This is called credit repair. How Credit Repair Works Case Intake Once you engage our firm, we help you obtain your credit reports from the three major credit bureaus: TransUnion, Experian and Equifax. Since each client's case is unique, we will collect specific information regarding your particular circumstances for each item in question. Legal Action The attorneys and paralegals assigned to your case will review your credit reports and then direct appropriate correspondence to your creditors and the credit bureaus. Your credit report items are carefully triaged and matched with just the right credit repair strategies as applicable to your case. Credit Score Analysis Our clients receive a personalized credit score improvement analysis each month, including targeted information that may help to raise their credit scores. In addition, paralegals are available by phone, email, or website chat to provide helpful coaching regarding additional credit score enhancing tips. Follow-up and Escalation Draw upon Lexington Law's 14+ years of experience to work with you on which federal statutes to leverage in order to defend your case. Be sure to send us any responses you may receive from the credit bureaus or creditors. You can track your case and monitor your results 24/7 with our easy to use website (https://www.lexingtonlaw.com/credit/?tid=31370) and mobile app (https://www.lexingtonlaw.com/blog/credit-repair/lexington-law-launches-free-new-mobile-credit-repair-app.html?tid=31370). Facebook: http://www.facebook.com/LexingtonLawFirm Twitter: http://twitter.com/lexingtonlaw
Views: 16715363 Lexington Law
How to Check Credit Score For FREE - Credit Repair 101
 
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How to Check Credit Score For FREE - Credit Repair 101 To Check Your Credit Score, Try Identity IQ BELOW! Identity IQ Trial: https://rebrand.ly/IdentityIQCreditScore What Is Identity IQ All About? 3 Bureau Credit Reports & Scores (refreshed every 60 days) -Enhanced 3 Bureau Credit Report Monitoring -ScoreCasterIQ: New Product – provides a detailed analysis of your credit report, recommended actions to consider with the accounts impacting your score, and an interactive score simulation tool to educate and assit with general credit score scenarios. -Dark Web & Internet Monitoring -Up to $1 Million in Stolen Funds Reimbursement Start Your Identity IQ Trial Now HERE: https://rebrand.ly/IdentityIQCreditScore What Is A Credit Score? Credit Score Basics. Your credit score is a number that represents the risk a lender takes when you borrow money. A FICO score is a well-known measure created by the Fair Isaac Corporation and used by credit agencies to indicate a borrower's risk. how to check credit score for free, how to check credit score on credit karma, how to check credit score bank of america, how to check credit score wells fargo, how to check credit score on chase, how to check credit score with itin, how to check credit score on wells fargo app, how to check credit score for free paisabazaar, how to check credit score without losing points, credit score, credit report, credit, free credit score, credit card, free credit report, credit repair, fico, credit karma, free credit score 2019, credit repair 101, credit repair 2019
Views: 578 Digitally Official
MYTH #13:  Paying My Credit Cards Will Increase My Credit Score
 
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MYTH #13: Paying My Credit Cards Will Increase My Credit Score REALITY: Making your credit card payments on time will give you a good payment history and over time this does have a positive impact on your credit score. However, if you want your score to quickly improve, pay down the balance on your credit cards. This will cause your revolving "utilization rate" to become lower, increasing your credit score. 5 SURPRISING THINGS THAT HURT YOUR CREDIT SCORE When A Credit Card Company Does Not Report Your Credit Limits Credit card companies, who report to the credit bureaus, are required to report your payment history, your current balance and your credit card limit. In some cases, credit card issuers report your highest usage on your credit card as your credit card limit and not the actual limit. It is important that they accurately report your credit card limit, as it affects your utilization rate and ultimately your credit score. Be sure to check your credit reports to confirm accurate credit reporting. Closing a Zero Balance Credit Card With 30% of your FICO credit score being based on your utilization rate, it is recommended that you never close a credit card. Even if you have an account you are not using, it is going to help your utilization rate and in turn raise your credit score. If you have a credit card you haven't used in a while, we recommend you make a small purchase at least every other month in order to keep the card active. Renting a Car with a Debit Card Many rental car companies have a clause in their rental agreements stating if you use a debit card as opposed to a credit card, they have the right to pull your credit report. If they do pull your credit, it will cause a credit "inquiry." Most inquires affect your credit score by about 5 points, the number of points can vary depending on your current credit standing. Opening a Department Store Credit Card It can be tempting to open a credit card for the stores discounts and offers; however you might want to reconsider. Not only do department store cards typically carry much higher interest rates than national brand cards, like Visa and MasterCard, but it can trigger a "hard inquiry" on your credit report because you are applying for credit. This in turn could lower your credit score. Buying Furniture With the Stores Financing Options Not all debt is created equal, particularly when it comes to your credit score. When you buy furniture from a furniture store and then finance it through their finance company, it can lower your credit score because these types of companies are seen as "lenders of last resort." If the store qualifies you for a $1,000 credit card and you proceed to buy a $900 sofa, your credit report will reflect this account being nearly maxed out with a 90% utilization rate which could also lower your credit score.
Views: 20529 911creditpros
Pros and Cons of Debt Consolidation
 
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There are advantages to using debt consolidation as a means to managing financial strain, but there are also disadvantages to this debt strategy. We will cover much of that today, so you can better decide whether consolidating your credit card bills into a loan is the best option for you. SHARE THIS VIDEO: https://youtu.be/uMVPMtrNx3w WATCH MORE RELATED VIDEOS: https://goo.gl/p6IR8G ∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷ For more tips on how to get out of debt, SUBSCRIBE ➤➤➤ http://bit.ly/1ZPZ8Q2 ∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷ ▼FOLLOW ME: LinkedIn - www.linkedin.com/in/debtbytes Google+ - http://plus.google.com/+MichaelBovee Twitter - http://twitter.com/debtbytes Facebook - https://facebook.com/consumerrecoverynetwork/ ▼READ OUR BLOG: http://consumerrecoverynetwork.com ▼FIND YOUR DEBT SOLUTION: http://consumerrecoverynetwork.com/debt-solutions-review/ ▼ASK ME ANY QUESTIONS YOU HAVE: http://consumerrecoverynetwork.com/ask-a-question/ (reader questions for our channel are selected from here) Michael Bovee started CRN in 2004 with a mission to provide people in need with detailed credit and debt help. The DebtBytes Channel is an extension of the CRN blog, and is dedicated to finding the debt relief option or strategy that works best for you.
Views: 85292 Michael Bovee